Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance prices for a Jeep Compass are $1,208 every 12 months for full coverage. Comprehensive insurance costs on average $218, collision costs $376, and liability coverage is estimated at $456. A liability-only policy costs approximately $508 a year, with high-risk insurance costing $2,620 or more. Teens receive the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all states and for different Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects car insurance rates.

These examples show why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Jeep Compass insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $709
• Choosing higher $1,000 deductibles can save around $134 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,208
• Selecting more expensive low deductibles for comp and collision coverage costs an extra $264 each year
• Drivers with serious driving violations could pay upwards of $2,620 or more
• The cost to insure a teenage driver with full coverage may cost $4,704 each year

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Insurance rates for a Jeep Compass can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Compass.

Choosing higher comprehensive and collision insurance deductibles can save as much as $400 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance ranges around 43% to 129% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,730 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know exactly what you will pay is to compare rates and see how they stack up. Each auto insurer calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Jeep Compass Insurance

Saving money on auto insurance takes avoiding accidents and claims, having good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to comparison shop every year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a quick rundown of the coverage data touched on in the above illustrations.

• Drivers can save as much as $140 per year simply by shopping early and online
• Increasing deductibles could save as much as $400 each year
• Drivers under the age of 20 pay the highest rates, costing as high as $392 per month if they have full coverage
• Drivers with reckless driving or DUI convictions pay an average of $1,410 more each year to insure a Jeep Compass

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.