Jeep Compass Insurance Rates
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UPDATED: Apr 25, 2024
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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.
For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable.
We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.
Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.
Estimated auto insurance rates for a Jeep Compass are $1,238 annually with full coverage. Comprehensive costs on average $228 each year, collision insurance costs $400, and liability coverage is $452. A policy with only liability insurance costs around $504 a year, and a high-risk policy costs around $2,680. Teens pay the most at up to $4,788 a year.
Average premium for full coverage: $1,238
Premium estimates by type of coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Compass models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Jeep Compass range from as cheap as $504 for basic liability insurance to a high rate of $2,680 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change car insurance rates.
These rate differences demonstrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Jeep Compass insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $724
- Raising to $1,000 deductibles will save around $142 annually
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,238
- Selecting low deductibles will cost $1,514
- Unlucky drivers with serious driving violations could pay upwards of $2,680
- An auto insurance policy with full coverage for a teenage driver may cost $4,788
Car insurance prices for a Jeep Compass also have a wide range based on the model of your Compass, your driving record, and policy deductibles and limits.
More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $4,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 135% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $420 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Jeep Compass insurance rates. A middle-age driver might find prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,670 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,120 | -$118 | -9.5% |
Alaska | $948 | -$290 | -23.4% |
Arizona | $1,028 | -$210 | -17.0% |
Arkansas | $1,238 | -$0 | 0.0% |
California | $1,410 | $172 | 13.9% |
Colorado | $1,182 | -$56 | -4.5% |
Connecticut | $1,272 | $34 | 2.7% |
Delaware | $1,400 | $162 | 13.1% |
Florida | $1,550 | $312 | 25.2% |
Georgia | $1,142 | -$96 | -7.8% |
Hawaii | $888 | -$350 | -28.3% |
Idaho | $836 | -$402 | -32.5% |
Illinois | $922 | -$316 | -25.5% |
Indiana | $932 | -$306 | -24.7% |
Iowa | $834 | -$404 | -32.6% |
Kansas | $1,176 | -$62 | -5.0% |
Kentucky | $1,690 | $452 | 36.5% |
Louisiana | $1,832 | $594 | 48.0% |
Maine | $762 | -$476 | -38.4% |
Maryland | $1,020 | -$218 | -17.6% |
Massachusetts | $990 | -$248 | -20.0% |
Michigan | $2,150 | $912 | 73.7% |
Minnesota | $1,034 | -$204 | -16.5% |
Mississippi | $1,482 | $244 | 19.7% |
Missouri | $1,096 | -$142 | -11.5% |
Montana | $1,330 | $92 | 7.4% |
Nebraska | $976 | -$262 | -21.2% |
Nevada | $1,486 | $248 | 20.0% |
New Hampshire | $892 | -$346 | -27.9% |
New Jersey | $1,382 | $144 | 11.6% |
New Mexico | $1,096 | -$142 | -11.5% |
New York | $1,302 | $64 | 5.2% |
North Carolina | $714 | -$524 | -42.3% |
North Dakota | $1,014 | -$224 | -18.1% |
Ohio | $856 | -$382 | -30.9% |
Oklahoma | $1,270 | $32 | 2.6% |
Oregon | $1,132 | -$106 | -8.6% |
Pennsylvania | $1,182 | -$56 | -4.5% |
Rhode Island | $1,650 | $412 | 33.3% |
South Carolina | $1,120 | -$118 | -9.5% |
South Dakota | $1,044 | -$194 | -15.7% |
Tennessee | $1,084 | -$154 | -12.4% |
Texas | $1,492 | $254 | 20.5% |
Utah | $916 | -$322 | -26.0% |
Vermont | $848 | -$390 | -31.5% |
Virginia | $740 | -$498 | -40.2% |
Washington | $956 | -$282 | -22.8% |
West Virginia | $1,134 | -$104 | -8.4% |
Wisconsin | $856 | -$382 | -30.9% |
Wyoming | $1,104 | -$134 | -10.8% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Jeep Compass Sport 2WD | $1,166 | $97 |
Jeep Compass Sport 4WD | $1,202 | $100 |
Jeep Compass Limited 2WD | $1,238 | $103 |
Jeep Compass Limited 4WD | $1,272 | $106 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Jeep Compass | $280 | $482 | $390 | $1,310 |
2023 Jeep Compass | $270 | $478 | $398 | $1,304 |
2022 Jeep Compass | $260 | $466 | $416 | $1,300 |
2021 Jeep Compass | $250 | $446 | $430 | $1,284 |
2020 Jeep Compass | $238 | $430 | $442 | $1,268 |
2019 Jeep Compass | $228 | $400 | $452 | $1,238 |
2018 Jeep Compass | $218 | $376 | $456 | $1,208 |
2017 Jeep Compass | $210 | $338 | $460 | $1,166 |
2016 Jeep Compass | $196 | $310 | $460 | $1,124 |
2012 Jeep Compass | $166 | $228 | $478 | $1,030 |
2011 Jeep Compass | $156 | $210 | $474 | $998 |
2007 Jeep Compass | $136 | $160 | $452 | $906 |
Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Jeep Compass Insurance
Finding better rates on auto insurance consists of avoiding accidents and violations, having a good credit score, being claim-free, and possibly raising deductibles. Invest the time to shop around every year by getting quotes from direct companies, and also from local independent and exclusive agents.
The list below is a condensed summary of the coverage data illustrated above.
- You may be able to save as much as $150 per year just by quoting online in advance
- Increasing policy deductibles could save up to $425 each year
- Teenagers are expensive to insure, possibly costing $399 per month if comprehensive and collision insurance is included
- Drivers with multiple at-fault accidents pay an average of $1,440 more each year for car insurance
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
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What are the Jeep Compass safety ratings?
When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.
One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.
Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.
Jeep Compass Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.
Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.
To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,788 |
20 | $2,860 |
30 | $1,276 |
40 | $1,238 |
50 | $1,134 |
60 | $1,112 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,514 |
$250 | $1,386 |
$500 | $1,238 |
$1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,238 |
50/100 | $1,362 |
100/300 | $1,475 |
250/500 | $1,769 |
100 CSL | $1,408 |
300 CSL | $1,656 |
500 CSL | $1,837 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,802 |
20 | $4,556 |
30 | $2,724 |
40 | $2,680 |
50 | $2,562 |
60 | $2,540 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $66 |
Homeowner | $20 |
5-yr Accident Free | $86 |
5-yr Claim Free | $80 |
Paid in Full/EFT | $52 |
Advance Quote | $59 |
Online Quote | $86 |
Total Discounts | $514 |
Discounts are estimated and may not be available from every company or in every state.
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