Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average auto insurance rates for a Jeep Compass are $1,238 annually with full coverage. Comprehensive insurance costs an estimated $228 a year, collision insurance costs $400, and liability costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs $2,680 or more. Teenage drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Rate estimates broken down by individual coverage type:

Price estimates include $500 physical damage deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations tend to have fewer collision claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

These examples demonstrate why it is important to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Jeep Compass insurance rates for other coverage scenarios.

• The best discount rate is $724
• Drivers who choose higher $1,000 deductibles will pay approximately $1,096 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,238
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $276 annually
• Drivers who are prone to accidents and violations could pay up to $2,680
• The cost with full coverage for a 16-year-old driver can cost as much as $4,788 a year

View Chart as Image

Car insurance rates for a Jeep Compass can also vary considerably based on the trim level of your Compass, your driving record, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $420 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,670 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Jeep Compass Insurance

Saving money on insurance for a Jeep Compass not only requires being a safe and courteous driver, but also having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Spend time shopping around every couple of years by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below is a condensed summary of the material that was touched on above.

• Insureds who want higher levels of liability will pay an extra $500 every year to go from a minimum limit to higher 250/500 limits
• Teenage drivers have the highest car insurance rates, with premiums as much as $399 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,440 more annually for auto insurance
• Increasing deductibles could save up to $425 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.