Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average auto insurance rates for a Jeep Compass are $1,208 annually including full coverage. Comprehensive insurance costs an estimated $218, collision insurance costs $376, and liability costs $456. Liability-only insurance costs as little as $508 a year, and high-risk driver insurance costs $2,620 or more. Teenage drivers pay the highest rates at up to $4,704 a year.

Average premium for full coverage: $1,208

Price estimates broken down by individual coverage:

Includes $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Compass models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change insurance prices.

The ranges above highlight why everyone should compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Jeep Compass insurance rates for other coverage scenarios.

• The best discount rate is $709
• Drivers who choose higher $1,000 deductibles will pay approximately $134 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,208
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $264 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,620
• The price with full coverage for a teen driver for full coverage can cost as much as $4,704 a year

View Chart as Image

Car insurance prices for a Jeep Compass are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,400 to $2,000 extra each year, depending on your age. Jeep Compass insurance for high-risk drivers can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $400 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,730 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Jeep Compass Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having a good credit score, being claim-free, and possibly higher deductibles. Invest the time to shop around once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a recap of the data that was illustrated above.

• You may be able to save approximately $140 per year just by quoting online well ahead of the renewal date
• Policyholders who want an increased level of liability coverage will pay an extra $500 per year to go from a low limit to higher 250/500 limits
• Drivers age 16 to 20 have the highest car insurance prices, possibly costing $392 a month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,410 more annually than a safer driver

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.