Jeep Commander Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 12, 2022

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The average insurance prices for a Jeep Commander are $966 every 12 months for full coverage. Comprehensive costs an estimated $168 a year, collision insurance costs $188, and liability is estimated at $452. Buying just liability costs approximately $504 a year, and insurance for high-risk drivers costs around $2,066. 16-year-old drivers cost the most to insure at up to $3,876 a year.

Average premium for full coverage: $966

Policy rates broken down by type of insurance:

Comprehensive $168
Collision $188
Liability $452

Estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Commander trim levels.

Price Range Variability

Using a middle-aged driver as an example, Jeep Commander insurance rates range from the cheapest price of $504 for basic liability insurance to a high of $2,066 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $966
High Risk $2,066

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than congested cities. The diagram below illustrates how where you live affects insurance prices.

Rural Areas $725
Small Cities $1,014
Large Cities $1,304

The examples above show why it is important to get quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Jeep Commander insurance rates for other coverage scenarios.

  • The best full coverage rate is $593
  • Choosing higher $1,000 deductibles can save approximately $886 a year
  • The average price for a good driver age 40 who has $500 deductibles is $966
  • Buying low $100 deductibles for comp and collision coverage increases the price to $1,122
  • Unlucky drivers with multiple tickets or accidents could pay up to $2,066
  • Policy cost to insure a teen driver can cost as much as $3,876 each year

View Chart as Image

Jeep Commander insurance cost comparison chart
Column chart showing Jeep Commander insurance rates range from $593 to $3,876 for full coverage

Insurance rates for a Jeep Commander also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $240 every year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $3,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 41% to 127% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Jeep Commander insurance prices. A good driver about age 40 could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or at least $1,380 on average in New York, Louisiana, and Michigan.

Jeep Commander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $874 -$92 -9.5%
Alaska $742 -$224 -23.2%
Arizona $802 -$164 -17.0%
Arkansas $966 -$0 0.0%
California $1,102 $136 14.1%
Colorado $924 -$42 -4.3%
Connecticut $996 $30 3.1%
Delaware $1,094 $128 13.3%
Florida $1,210 $244 25.3%
Georgia $892 -$74 -7.7%
Hawaii $696 -$270 -28.0%
Idaho $654 -$312 -32.3%
Illinois $720 -$246 -25.5%
Indiana $728 -$238 -24.6%
Iowa $652 -$314 -32.5%
Kansas $920 -$46 -4.8%
Kentucky $1,320 $354 36.6%
Louisiana $1,432 $466 48.2%
Maine $596 -$370 -38.3%
Maryland $798 -$168 -17.4%
Massachusetts $772 -$194 -20.1%
Michigan $1,680 $714 73.9%
Minnesota $810 -$156 -16.1%
Mississippi $1,158 $192 19.9%
Missouri $858 -$108 -11.2%
Montana $1,038 $72 7.5%
Nebraska $762 -$204 -21.1%
Nevada $1,160 $194 20.1%
New Hampshire $698 -$268 -27.7%
New Jersey $1,080 $114 11.8%
New Mexico $858 -$108 -11.2%
New York $1,018 $52 5.4%
North Carolina $558 -$408 -42.2%
North Dakota $792 -$174 -18.0%
Ohio $668 -$298 -30.8%
Oklahoma $994 $28 2.9%
Oregon $884 -$82 -8.5%
Pennsylvania $922 -$44 -4.6%
Rhode Island $1,290 $324 33.5%
South Carolina $874 -$92 -9.5%
South Dakota $816 -$150 -15.5%
Tennessee $848 -$118 -12.2%
Texas $1,168 $202 20.9%
Utah $716 -$250 -25.9%
Vermont $664 -$302 -31.3%
Virginia $580 -$386 -40.0%
Washington $748 -$218 -22.6%
West Virginia $886 -$80 -8.3%
Wisconsin $668 -$298 -30.8%
Wyoming $862 -$104 -10.8%

View Chart as Image

Jeep Commander insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Jeep Commander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Commander Sport 2WD $926 $77
Jeep Commander Sport 4WD $950 $79
Jeep Commander Limited 2WD $984 $82
Jeep Commander Limited 4WD $984 $82

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Commander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 Jeep Commander $174 $202 $468 $1,002
2007 Jeep Commander $172 $198 $460 $988
2006 Jeep Commander $168 $188 $452 $966

Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Jeep Commander Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop at every policy renewal by quoting rates from direct carriers, and also from several local insurance agents.

Below is a review of the data touched on in the above illustrations.

  • Policyholders who want higher levels of liability will pay around $500 each year to raise limits from a 30/60 limit to a 250/500 level
  • Drivers can save approximately $110 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles could save as much as $225 each year
  • Teenage drivers are charged the highest rates, costing up to $323 each month if they have full coverage

Rates by Driver Age

Jeep Commander Insurance Rates by Driver Age
Driver Age Premium
16 $3,876
20 $2,194
30 $984
40 $966
50 $886
60 $868

Full coverage, $500 deductibles

Rates by Deductible

Jeep Commander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,122
$250 $1,052
$500 $966
$1,000 $886

Full coverage, driver age 40

Rates by Liability Limit

Jeep Commander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $966
50/100 $1,074
100/300 $1,187
250/500 $1,481
100 CSL $1,120
300 CSL $1,368
500 CSL $1,549

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Commander Insurance Rates for High Risk Drivers
Age Premium
16 $5,450
20 $3,488
30 $2,082
40 $2,066
50 $1,976
60 $1,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $126

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $57
5-yr Claim Free $60
Paid in Full/EFT $34
Advance Quote $41
Online Quote $65
Total Discounts $373
Rate after discounts $593

Discounts are estimated and may not be available from every company or in every state.

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