Jeep Commander Insurance Rates

Estimated insurance prices for a Jeep Commander are $920 every 12 months including full coverage. Comprehensive costs an estimated $150 a year, collision costs $170, and liability insurance costs around $442. Liability-only insurance costs as low as $496 a year, with high-risk driver insurance costing around $1,968. Teenage drivers pay the most at $3,734 a year or more.

Average premium for full coverage: $920

Premium estimates broken down by type of coverage:

Includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Commander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

These rate differences highlight why it is important to compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Jeep Commander insurance rates for other coverage scenarios.

• The best discount rate is $569
• Using higher $1,000 deductibles will save approximately $846 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $920
• Using low $100 deductibles for physical damage coverage increases the price to $1,056
• Drivers who are prone to accidents and violations could pay up to $1,968 or more
• An auto insurance policy to insure a teen driver can cost as much as $3,734 or more

View Chart as Image

Insurance prices for a Jeep Commander also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $210 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $3,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,100 to $1,600 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Jeep Commander insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,310 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Jeep Commander Insurance

Finding better rates on Jeep Commander insurance requires being a safe and courteous driver, having above-average credit, refrain from filing small claims, and maximizing policy discounts. Invest time comparing rates at every other renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.

Below is a recap of the concepts that were covered in the charts and tables above.

• High-risk drivers that have major violations or accidents may have to pay on average $1,050 more annually for auto insurance
• Teenage drivers are expensive to insure, with the cost nearing $311 per month if full coverage is included
• You may be able to save approximately $100 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $200 each year
• You may be able to save approximately $100 per year simply by quoting early and online