Jeep Commander Insurance Rates

U.S. average insurance rates for a Jeep Commander are $938 a year for full coverage. Comprehensive costs approximately $154 each year, collision costs $180, and liability coverage is estimated at $446. Liability-only coverage costs approximately $500 a year, with high-risk coverage costing around $2,010. Teens pay the highest rates at $3,800 a year or more.

Average premium for full coverage: $938

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Commander models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates how location impacts auto insurance prices.

The ranges above show why all drivers should get quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Jeep Commander insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $577
• Choosing higher $1,000 deductibles can save $76 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $938
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,082
• Drivers with serious driving violations could pay around $2,010 or more
• The price that insures a teenage driver can cost $3,800 each year

View Chart as Image

Auto insurance prices for a Jeep Commander are also quite variable based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,100 to $1,600 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges around 42% to 130% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $3,800 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jeep Commander insurance rates. A good driver about age 40 could pay as low as $620 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $220 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see how they stack up. Each auto insurer calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jeep Commander Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Compare rates every time your policy renews by requesting quotes from direct carriers, and also from insurance agencies where you live.

The list below is a review of the information touched on above.

• Drivers can save around $100 per year simply by quoting online in advance
• Teenagers have the highest car insurance prices, with premiums as much as $317 a month if the policy includes full coverage
• Increasing physical damage deductibles can save approximately $225 each year
• Drivers who have several accidents or serious violations could be forced to pay on average $1,070 more per year for car insurance
• Consumers who purchase higher liability limits will pay approximately $490 each year to raise limits from a low limit to the 250/500 level