Jeep Commander Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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Average insurance rates for a Jeep Commander are $988 a year for full coverage insurance. Comprehensive costs an estimated $172, collision insurance costs $198, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $2,112. Teen drivers receive the highest rates at up to $3,958 a year.

Average premium for full coverage: $988

Rate estimates broken down by individual coverage type:

Comprehensive $172
Collision $198
Liability $460

Estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all Commander models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from the low end price of $510 for the bare minimum liability coverage to the much higher price of $2,112 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $988
High Risk $2,112

Price Range by Location

Your location can have significant affects on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects insurance prices.

Rural Areas $741
Small Cities $1,037
Large Cities $1,334

These examples illustrate why everyone should compare rates for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Jeep Commander insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $605
  • Drivers who choose higher $1,000 deductibles will pay approximately $86 each year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $988
  • Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,146
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,112
  • The cost that insures a teen driver for full coverage can cost as much as $3,958 a year

View Chart as Image

Jeep Commander insurance cost comparison chart
Column chart showing Jeep Commander insurance rates range from $605 to $3,958 for full coverage

Insurance rates for a Jeep Commander can also vary considerably based on the model of your Commander, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,200 to $1,700 additional per year, depending on your age. Jeep Commander insurance for high-risk drivers can cost as much as 43% to 135% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $3,900 a year. View Rates by Age

Where you live makes a big difference in Jeep Commander insurance prices. A 40-year-old driver could pay as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,340 on average in Florida, New York, and Michigan.

Jeep Commander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $892 -$96 -9.7%
Alaska $758 -$230 -23.3%
Arizona $820 -$168 -17.0%
Arkansas $988 -$0 0.0%
California $1,126 $138 14.0%
Colorado $946 -$42 -4.3%
Connecticut $1,016 $28 2.8%
Delaware $1,118 $130 13.2%
Florida $1,236 $248 25.1%
Georgia $910 -$78 -7.9%
Hawaii $710 -$278 -28.1%
Idaho $668 -$320 -32.4%
Illinois $736 -$252 -25.5%
Indiana $744 -$244 -24.7%
Iowa $666 -$322 -32.6%
Kansas $938 -$50 -5.1%
Kentucky $1,348 $360 36.4%
Louisiana $1,462 $474 48.0%
Maine $610 -$378 -38.3%
Maryland $816 -$172 -17.4%
Massachusetts $792 -$196 -19.8%
Michigan $1,716 $728 73.7%
Minnesota $828 -$160 -16.2%
Mississippi $1,184 $196 19.8%
Missouri $876 -$112 -11.3%
Montana $1,060 $72 7.3%
Nebraska $780 -$208 -21.1%
Nevada $1,186 $198 20.0%
New Hampshire $712 -$276 -27.9%
New Jersey $1,106 $118 11.9%
New Mexico $876 -$112 -11.3%
New York $1,040 $52 5.3%
North Carolina $568 -$420 -42.5%
North Dakota $808 -$180 -18.2%
Ohio $682 -$306 -31.0%
Oklahoma $1,016 $28 2.8%
Oregon $906 -$82 -8.3%
Pennsylvania $942 -$46 -4.7%
Rhode Island $1,318 $330 33.4%
South Carolina $896 -$92 -9.3%
South Dakota $834 -$154 -15.6%
Tennessee $866 -$122 -12.3%
Texas $1,190 $202 20.4%
Utah $730 -$258 -26.1%
Vermont $678 -$310 -31.4%
Virginia $590 -$398 -40.3%
Washington $764 -$224 -22.7%
West Virginia $906 -$82 -8.3%
Wisconsin $684 -$304 -30.8%
Wyoming $880 -$108 -10.9%

View Chart as Image

Jeep Commander insurance rates by U.S. city

Choosing high deductibles could save up to $250 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Jeep Commander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Commander Sport 2WD $942 $79
Jeep Commander Sport 4WD $972 $81
Jeep Commander Limited 2WD $1,004 $84
Jeep Commander Limited 4WD $1,004 $84

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Commander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 Jeep Commander $180 $226 $474 $1,038
2007 Jeep Commander $174 $202 $468 $1,002
2006 Jeep Commander $172 $198 $460 $988

Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Jeep Commander Insurance

Saving money on car insurance not only requires being a low-risk driver, but also having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a review of the ideas that were raised in the charts and tables above.

  • Teen drivers are expensive to insure, costing up to $330 per month if comprehensive and collision insurance is included
  • Higher risk drivers who have several accidents or serious violations may have to pay on average $1,120 more annually to insure their Commander
  • Increasing deductibles can save approximately $250 each year
  • It is possible to save approximately $110 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Jeep Commander Insurance Rates by Driver Age
Driver Age Premium
16 $3,958
20 $2,244
30 $1,004
40 $988
50 $906
60 $886

Full coverage, $500 deductibles

Rates by Deductible

Jeep Commander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,146
$250 $1,074
$500 $988
$1,000 $902

Full coverage, driver age 40

Rates by Liability Limit

Jeep Commander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $988
50/100 $1,096
100/300 $1,211
250/500 $1,510
100 CSL $1,142
300 CSL $1,395
500 CSL $1,579

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Commander Insurance Rates for High Risk Drivers
Age Premium
16 $5,568
20 $3,568
30 $2,130
40 $2,112
50 $2,022
60 $2,002

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $130

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $52
Homeowner $18
5-yr Accident Free $59
5-yr Claim Free $61
Paid in Full/EFT $35
Advance Quote $42
Online Quote $66
Total Discounts $383
Rate after discounts $605

Discounts are estimated and may not be available from every company or in every state.

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