Jeep Commander Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance prices for a Jeep Commander are $966 every 12 months for full coverage. Comprehensive costs an estimated $168, collision insurance costs $188, and liability costs $452. A liability-only policy costs as little as $504 a year, and high-risk insurance costs around $2,066. Teenage drivers cost the most to insure at up to $3,876 a year.
Average premium for full coverage: $966
Policy rates broken down by type of insurance:
Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different Commander trim levels.
Price Range Variability
For a driver in their 40's, Jeep Commander insurance rates range from the cheapest price of $504 for just the minimum liability insurance to a much higher rate of $2,066 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.
The examples above show why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Jeep Commander insurance rates for other coverage scenarios.
- The best discount rate is $593
- Drivers who choose higher $1,000 deductibles will pay approximately $80 a year
- The average price for a good driver age 40 who has $500 deductibles is $966
- Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,122
- Higher-risk drivers who are prone to accidents and violations could pay up to $2,066
- Policy cost to insure a teen driver with full coverage can cost as much as $3,876 a year
Car insurance rates for a Jeep Commander also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.
Using high physical damage deductibles could save up to $240 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $3,800 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance can cost as much as 41% to 127% more than a normal policy. View High Risk Driver Rates
Your home state makes a big difference in Jeep Commander insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,380 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $874 | -$92 | -9.5% |
| Alaska | $742 | -$224 | -23.2% |
| Arizona | $802 | -$164 | -17.0% |
| Arkansas | $966 | -$0 | 0.0% |
| California | $1,102 | $136 | 14.1% |
| Colorado | $924 | -$42 | -4.3% |
| Connecticut | $996 | $30 | 3.1% |
| Delaware | $1,094 | $128 | 13.3% |
| Florida | $1,210 | $244 | 25.3% |
| Georgia | $892 | -$74 | -7.7% |
| Hawaii | $696 | -$270 | -28.0% |
| Idaho | $654 | -$312 | -32.3% |
| Illinois | $720 | -$246 | -25.5% |
| Indiana | $728 | -$238 | -24.6% |
| Iowa | $652 | -$314 | -32.5% |
| Kansas | $920 | -$46 | -4.8% |
| Kentucky | $1,320 | $354 | 36.6% |
| Louisiana | $1,432 | $466 | 48.2% |
| Maine | $596 | -$370 | -38.3% |
| Maryland | $798 | -$168 | -17.4% |
| Massachusetts | $772 | -$194 | -20.1% |
| Michigan | $1,680 | $714 | 73.9% |
| Minnesota | $810 | -$156 | -16.1% |
| Mississippi | $1,158 | $192 | 19.9% |
| Missouri | $858 | -$108 | -11.2% |
| Montana | $1,038 | $72 | 7.5% |
| Nebraska | $762 | -$204 | -21.1% |
| Nevada | $1,160 | $194 | 20.1% |
| New Hampshire | $698 | -$268 | -27.7% |
| New Jersey | $1,080 | $114 | 11.8% |
| New Mexico | $858 | -$108 | -11.2% |
| New York | $1,018 | $52 | 5.4% |
| North Carolina | $558 | -$408 | -42.2% |
| North Dakota | $792 | -$174 | -18.0% |
| Ohio | $668 | -$298 | -30.8% |
| Oklahoma | $994 | $28 | 2.9% |
| Oregon | $884 | -$82 | -8.5% |
| Pennsylvania | $922 | -$44 | -4.6% |
| Rhode Island | $1,290 | $324 | 33.5% |
| South Carolina | $874 | -$92 | -9.5% |
| South Dakota | $816 | -$150 | -15.5% |
| Tennessee | $848 | -$118 | -12.2% |
| Texas | $1,168 | $202 | 20.9% |
| Utah | $716 | -$250 | -25.9% |
| Vermont | $664 | -$302 | -31.3% |
| Virginia | $580 | -$386 | -40.0% |
| Washington | $748 | -$218 | -22.6% |
| West Virginia | $886 | -$80 | -8.3% |
| Wisconsin | $668 | -$298 | -30.8% |
| Wyoming | $862 | -$104 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $926 | $77 |
| Jeep Commander Sport 4WD | $950 | $79 |
| Jeep Commander Limited 2WD | $984 | $82 |
| Jeep Commander Limited 4WD | $984 | $82 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $192 | $248 | $474 | $1,072 |
| 2008 Jeep Commander | $174 | $202 | $468 | $1,002 |
| 2007 Jeep Commander | $172 | $198 | $460 | $988 |
| 2006 Jeep Commander | $168 | $188 | $452 | $966 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Jeep Commander Insurance
Finding cheaper rates on car insurance not only requires having a decent driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates at least every other year by getting rate quotes from direct carriers, and also from several local insurance agents.
The following items are a review of the car insurance concepts covered in the charts and tables above.
- Higher risk drivers who have several accidents or serious violations pay on average $1,100 more annually than a driver with a clean driving record
- Drivers can save approximately $110 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $225 each year
- Policyholders who want additional liability coverage will pay an extra $500 each year to go from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,876 |
| 20 | $2,194 |
| 30 | $984 |
| 40 | $966 |
| 50 | $886 |
| 60 | $868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,122 |
| $250 | $1,052 |
| $500 | $966 |
| $1,000 | $886 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $966 |
| 50/100 | $1,074 |
| 100/300 | $1,187 |
| 250/500 | $1,481 |
| 100 CSL | $1,120 |
| 300 CSL | $1,368 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,450 |
| 20 | $3,488 |
| 30 | $2,082 |
| 40 | $2,066 |
| 50 | $1,976 |
| 60 | $1,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $51 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $65 |
| Total Discounts | $373 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
