Jeep Commander Insurance Rates
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UPDATED: May 12, 2022
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Average insurance rates for a Jeep Commander are $988 a year for full coverage insurance. Comprehensive costs an estimated $172, collision insurance costs $198, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $2,112. Teen drivers receive the highest rates at up to $3,958 a year.
Average premium for full coverage: $988
Rate estimates broken down by individual coverage type:
Estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all Commander models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the low end price of $510 for the bare minimum liability coverage to the much higher price of $2,112 for a driver who has had serious violations or accidents.
Price Range by Location
Your location can have significant affects on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects insurance prices.
These examples illustrate why everyone should compare rates for a targeted area, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Jeep Commander insurance rates for other coverage scenarios.
- The lowest rate with discounts is $605
- Drivers who choose higher $1,000 deductibles will pay approximately $86 each year
- The estimated price for a 40-year-old driver who has $500 deductibles is $988
- Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,146
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,112
- The cost that insures a teen driver for full coverage can cost as much as $3,958 a year
Insurance rates for a Jeep Commander can also vary considerably based on the model of your Commander, your age and driving record, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you are probably paying $1,200 to $1,700 additional per year, depending on your age. Jeep Commander insurance for high-risk drivers can cost as much as 43% to 135% more than average. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $3,900 a year. View Rates by Age
Where you live makes a big difference in Jeep Commander insurance prices. A 40-year-old driver could pay as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,340 on average in Florida, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing high deductibles could save up to $250 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Jeep Commander Sport 2WD||$942||$79|
|Jeep Commander Sport 4WD||$972||$81|
|Jeep Commander Limited 2WD||$1,004||$84|
|Jeep Commander Limited 4WD||$1,004||$84|
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2008 Jeep Commander||$180||$226||$474||$1,038|
|2007 Jeep Commander||$174||$202||$468||$1,002|
|2006 Jeep Commander||$172||$198||$460||$988|
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Jeep Commander Insurance
Saving money on car insurance not only requires being a low-risk driver, but also having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The items below are a review of the ideas that were raised in the charts and tables above.
- Teen drivers are expensive to insure, costing up to $330 per month if comprehensive and collision insurance is included
- Higher risk drivers who have several accidents or serious violations may have to pay on average $1,120 more annually to insure their Commander
- Increasing deductibles can save approximately $250 each year
- It is possible to save approximately $110 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$59|
|5-yr Claim Free||$61|
|Paid in Full/EFT||$35|
Discounts are estimated and may not be available from every company or in every state.