Jeep Commander Insurance Rates
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UPDATED: Apr 7, 2024
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Estimated auto insurance rates for a Jeep Commander are $966 annually including full coverage. Comprehensive costs an estimated $168, collision insurance costs $188, and liability costs $452. A liability-only policy costs as little as $504 a year, and high-risk insurance costs around $2,066. Teen drivers pay the most at up to $3,876 a year.
Average premium for full coverage: $966
Premium estimates broken down by type of coverage:
Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Commander models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Jeep Commander range from as cheap as $504 for a discount liability-only rate to the much higher price of $2,066 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Your location can make a big difference on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The example below illustrates how geographic area affects insurance prices.
These rate differences highlight why everyone should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Jeep Commander insurance rates for other coverage scenarios.
- The lowest rate with discounts is $593
- Drivers who choose higher $1,000 deductibles will pay approximately $80 every year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $966
- Choosing pricier low deductibles for comprehensive and collision insurance will cost $1,122
- Drivers with multiple violations and an at-fault accident could pay up to $2,066
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $3,876 a year
Auto insurance prices for a Jeep Commander also have a wide range based on the model of your Commander, your driving characteristics, and liability limits and deductibles.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $3,800 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying $1,100 to $1,600 in extra premium annually, depending on your age. Jeep Commander insurance for high-risk drivers can cost from 41% to 127% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $240 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Jeep Commander insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,380 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $874 | -$92 | -9.5% |
| Alaska | $742 | -$224 | -23.2% |
| Arizona | $802 | -$164 | -17.0% |
| Arkansas | $966 | -$0 | 0.0% |
| California | $1,102 | $136 | 14.1% |
| Colorado | $924 | -$42 | -4.3% |
| Connecticut | $996 | $30 | 3.1% |
| Delaware | $1,094 | $128 | 13.3% |
| Florida | $1,210 | $244 | 25.3% |
| Georgia | $892 | -$74 | -7.7% |
| Hawaii | $696 | -$270 | -28.0% |
| Idaho | $654 | -$312 | -32.3% |
| Illinois | $720 | -$246 | -25.5% |
| Indiana | $728 | -$238 | -24.6% |
| Iowa | $652 | -$314 | -32.5% |
| Kansas | $920 | -$46 | -4.8% |
| Kentucky | $1,320 | $354 | 36.6% |
| Louisiana | $1,432 | $466 | 48.2% |
| Maine | $596 | -$370 | -38.3% |
| Maryland | $798 | -$168 | -17.4% |
| Massachusetts | $772 | -$194 | -20.1% |
| Michigan | $1,680 | $714 | 73.9% |
| Minnesota | $810 | -$156 | -16.1% |
| Mississippi | $1,158 | $192 | 19.9% |
| Missouri | $858 | -$108 | -11.2% |
| Montana | $1,038 | $72 | 7.5% |
| Nebraska | $762 | -$204 | -21.1% |
| Nevada | $1,160 | $194 | 20.1% |
| New Hampshire | $698 | -$268 | -27.7% |
| New Jersey | $1,080 | $114 | 11.8% |
| New Mexico | $858 | -$108 | -11.2% |
| New York | $1,018 | $52 | 5.4% |
| North Carolina | $558 | -$408 | -42.2% |
| North Dakota | $792 | -$174 | -18.0% |
| Ohio | $668 | -$298 | -30.8% |
| Oklahoma | $994 | $28 | 2.9% |
| Oregon | $884 | -$82 | -8.5% |
| Pennsylvania | $922 | -$44 | -4.6% |
| Rhode Island | $1,290 | $324 | 33.5% |
| South Carolina | $874 | -$92 | -9.5% |
| South Dakota | $816 | -$150 | -15.5% |
| Tennessee | $848 | -$118 | -12.2% |
| Texas | $1,168 | $202 | 20.9% |
| Utah | $716 | -$250 | -25.9% |
| Vermont | $664 | -$302 | -31.3% |
| Virginia | $580 | -$386 | -40.0% |
| Washington | $748 | -$218 | -22.6% |
| West Virginia | $886 | -$80 | -8.3% |
| Wisconsin | $668 | -$298 | -30.8% |
| Wyoming | $862 | -$104 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $926 | $77 |
| Jeep Commander Sport 4WD | $950 | $79 |
| Jeep Commander Limited 2WD | $984 | $82 |
| Jeep Commander Limited 4WD | $984 | $82 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $192 | $248 | $474 | $1,072 |
| 2008 Jeep Commander | $174 | $202 | $468 | $1,002 |
| 2007 Jeep Commander | $172 | $198 | $460 | $988 |
| 2006 Jeep Commander | $168 | $188 | $452 | $966 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Jeep Commander Insurance
Finding better rates on insurance for a Jeep Commander not only requires being a low-risk driver, but also having above-average credit, refrain from filing small claims, and consideration of higher deductibles. Invest the time to compare rates every other policy renewal by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.
The items below are a brief recap of the ideas that were presented in the illustrations above.
- Teen drivers are the costliest to insure, with the cost nearing $323 per month if full coverage is included
- Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,100 more annually to insure their Commander
- Increasing policy deductibles could save up to $225 each year
- You may be able to save approximately $110 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,876 |
| 20 | $2,194 |
| 30 | $984 |
| 40 | $966 |
| 50 | $886 |
| 60 | $868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,122 |
| $250 | $1,052 |
| $500 | $966 |
| $1,000 | $886 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $966 |
| 50/100 | $1,074 |
| 100/300 | $1,187 |
| 250/500 | $1,481 |
| 100 CSL | $1,120 |
| 300 CSL | $1,368 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,450 |
| 20 | $3,488 |
| 30 | $2,082 |
| 40 | $2,066 |
| 50 | $1,976 |
| 60 | $1,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $51 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $65 |
| Total Discounts | $373 |
Discounts are estimated and may not be available from every company or in every state.
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