Jeep Commander Insurance Rates
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UPDATED: Apr 7, 2024
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Average insurance prices for a Jeep Commander are $1,072 every 12 months with full coverage. Comprehensive insurance costs approximately $192, collision insurance costs $248, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,302 or more. Teens receive the highest rates at up to $4,248 a year.
Average premium for full coverage: $1,072
Rate estimates by individual coverage type:
Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for all Commander models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from the cheapest price of $522 for liability-only coverage to the much higher price of $2,302 for a high-risk driver policy.
Price Range by Location
Your location can have significant affects on the price of insurance. Rural locations tend to have more infrequent collision claims than cities with more traffic congestion. The example below illustrates how where you live affects auto insurance prices.
These examples demonstrate why everyone should compare rates using their specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Jeep Commander insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $648
- Drivers who choose higher $1,000 deductibles will pay $100 annually
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,072
- Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $190 every year
- Higher-risk drivers with serious driving violations could pay around $2,302
- The cost to insure a teen driver for full coverage can cost $4,248 a year
Car insurance rates for a Jeep Commander can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Commander.
Choosing higher comprehensive and collision insurance deductibles could save up to $290 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $4,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,800 extra per year, depending on your age. Jeep Commander insurance for high-risk drivers can cost as much as 42% to 135% more than the average policy. View High Risk Driver Rates
Where you live makes a big difference in Jeep Commander insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,450 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $968 | -$104 | -9.7% |
| Alaska | $820 | -$252 | -23.5% |
| Arizona | $888 | -$184 | -17.2% |
| Arkansas | $1,072 | -$0 | 0.0% |
| California | $1,222 | $150 | 14.0% |
| Colorado | $1,024 | -$48 | -4.5% |
| Connecticut | $1,102 | $30 | 2.8% |
| Delaware | $1,214 | $142 | 13.2% |
| Florida | $1,340 | $268 | 25.0% |
| Georgia | $988 | -$84 | -7.8% |
| Hawaii | $770 | -$302 | -28.2% |
| Idaho | $724 | -$348 | -32.5% |
| Illinois | $798 | -$274 | -25.6% |
| Indiana | $806 | -$266 | -24.8% |
| Iowa | $724 | -$348 | -32.5% |
| Kansas | $1,020 | -$52 | -4.9% |
| Kentucky | $1,462 | $390 | 36.4% |
| Louisiana | $1,586 | $514 | 47.9% |
| Maine | $662 | -$410 | -38.2% |
| Maryland | $884 | -$188 | -17.5% |
| Massachusetts | $856 | -$216 | -20.1% |
| Michigan | $1,862 | $790 | 73.7% |
| Minnesota | $896 | -$176 | -16.4% |
| Mississippi | $1,282 | $210 | 19.6% |
| Missouri | $950 | -$122 | -11.4% |
| Montana | $1,152 | $80 | 7.5% |
| Nebraska | $844 | -$228 | -21.3% |
| Nevada | $1,286 | $214 | 20.0% |
| New Hampshire | $772 | -$300 | -28.0% |
| New Jersey | $1,198 | $126 | 11.8% |
| New Mexico | $950 | -$122 | -11.4% |
| New York | $1,130 | $58 | 5.4% |
| North Carolina | $618 | -$454 | -42.4% |
| North Dakota | $878 | -$194 | -18.1% |
| Ohio | $740 | -$332 | -31.0% |
| Oklahoma | $1,102 | $30 | 2.8% |
| Oregon | $982 | -$90 | -8.4% |
| Pennsylvania | $1,024 | -$48 | -4.5% |
| Rhode Island | $1,428 | $356 | 33.2% |
| South Carolina | $972 | -$100 | -9.3% |
| South Dakota | $906 | -$166 | -15.5% |
| Tennessee | $940 | -$132 | -12.3% |
| Texas | $1,292 | $220 | 20.5% |
| Utah | $794 | -$278 | -25.9% |
| Vermont | $734 | -$338 | -31.5% |
| Virginia | $642 | -$430 | -40.1% |
| Washington | $830 | -$242 | -22.6% |
| West Virginia | $982 | -$90 | -8.4% |
| Wisconsin | $742 | -$330 | -30.8% |
| Wyoming | $956 | -$116 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $1,018 | $85 |
| Jeep Commander Sport 4WD | $1,052 | $88 |
| Jeep Commander Limited 2WD | $1,092 | $91 |
| Jeep Commander Limited 4WD | $1,092 | $91 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $192 | $248 | $474 | $1,072 |
| 2008 Jeep Commander | $174 | $202 | $468 | $1,002 |
| 2007 Jeep Commander | $172 | $198 | $460 | $988 |
| 2006 Jeep Commander | $168 | $188 | $452 | $966 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Jeep Commander Insurance
Saving money on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Take the time to comparison shop every time your policy renews by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
Below you'll find a quick review of the information touched on in the above illustrations.
- You may be able to save around $120 per year just by quoting online well ahead of the renewal date
- Youthful drivers pay the highest auto insurance rates, with premiums as much as $354 per month if the policy includes full coverage
- Increasing deductibles could save as much as $300 each year
- Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,230 more per year than a low-risk driver
- Policyholders who purchase more liability protection will pay approximately $520 every year to go from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,248 |
| 20 | $2,440 |
| 30 | $1,094 |
| 40 | $1,072 |
| 50 | $982 |
| 60 | $962 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,262 |
| $250 | $1,176 |
| $500 | $1,072 |
| $1,000 | $972 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,072 |
| 50/100 | $1,187 |
| 100/300 | $1,305 |
| 250/500 | $1,613 |
| 100 CSL | $1,234 |
| 300 CSL | $1,495 |
| 500 CSL | $1,685 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,994 |
| 20 | $3,890 |
| 30 | $2,326 |
| 40 | $2,302 |
| 50 | $2,200 |
| 60 | $2,178 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $66 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $47 |
| Online Quote | $73 |
| Total Discounts | $424 |
Discounts are estimated and may not be available from every company or in every state.
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