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Jeep Commander Limited 2WD Insurance Rates

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The average insurance rates for a Jeep Commander Limited 2WD are $1,538 a year including full coverage. Comprehensive costs on average $382, collision costs $634, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $3,304. Teenage drivers cost the most to insure at $5,526 a year or more.

Annual premium for full coverage: $1,538

Policy rates by type of insurance:

Comprehensive $382
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Commander Trim Level

For a 40-year-old driver, Jeep Commander Limited 2WD insurance rates go from the low end price of $430 for liability-only coverage to a much higher rate of $3,304 for high-risk insurance.

Liability Only $430
Full Coverage $1,538
High Risk $3,304

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

Rural Areas $1,154
Small Cities $1,615
Large Cities $2,076

These price differences highlight why anyone shopping for car insurance should compare prices based on a specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Jeep Commander Limited 2WD also range considerably based on the model year, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $5,500 a year. View Rates by Age

Your home state has a huge impact on Jeep Commander Limited 2WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $680 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so the rates will be varied.

View Chart as Image

Jeep Commander Limited 2WD insurance cost comparison chart
Column chart showing Jeep Commander Limited 2WD insurance prices range from $882 to $5,526 for full coverage

The chart above shows average Jeep Commander Limited 2WD insurance prices for different risks and coverage choices. The lowest price with discounts is $882. Drivers who use higher $1,000 deductibles will pay $1,308. The average price for a 40-year-old male driver using $500 deductibles is $1,538. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,986. Drivers with multiple violations and accidents could be charged around $3,304. The price for full coverage insurance for a teen driver can be as high as $5,526.

Jeep Commander Limited 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,392 -$146 -9.5%
Alaska $1,178 -$360 -23.4%
Arizona $1,278 -$260 -16.9%
Arkansas $1,538 -$0 0.0%
California $1,754 $216 14.0%
Colorado $1,470 -$68 -4.4%
Connecticut $1,582 $44 2.9%
Delaware $1,742 $204 13.3%
Florida $1,926 $388 25.2%
Georgia $1,422 -$116 -7.5%
Hawaii $1,106 -$432 -28.1%
Idaho $1,040 -$498 -32.4%
Illinois $1,146 -$392 -25.5%
Indiana $1,158 -$380 -24.7%
Iowa $1,038 -$500 -32.5%
Kansas $1,462 -$76 -4.9%
Kentucky $2,100 $562 36.5%
Louisiana $2,278 $740 48.1%
Maine $950 -$588 -38.2%
Maryland $1,270 -$268 -17.4%
Massachusetts $1,232 -$306 -19.9%
Michigan $2,674 $1,136 73.9%
Minnesota $1,288 -$250 -16.3%
Mississippi $1,844 $306 19.9%
Missouri $1,366 -$172 -11.2%
Montana $1,652 $114 7.4%
Nebraska $1,214 -$324 -21.1%
Nevada $1,846 $308 20.0%
New Hampshire $1,110 -$428 -27.8%
New Jersey $1,722 $184 12.0%
New Mexico $1,362 -$176 -11.4%
New York $1,620 $82 5.3%
North Carolina $888 -$650 -42.3%
North Dakota $1,260 -$278 -18.1%
Ohio $1,062 -$476 -30.9%
Oklahoma $1,582 $44 2.9%
Oregon $1,410 -$128 -8.3%
Pennsylvania $1,468 -$70 -4.6%
Rhode Island $2,052 $514 33.4%
South Carolina $1,394 -$144 -9.4%
South Dakota $1,298 -$240 -15.6%
Tennessee $1,348 -$190 -12.4%
Texas $1,854 $316 20.5%
Utah $1,140 -$398 -25.9%
Vermont $1,054 -$484 -31.5%
Virginia $922 -$616 -40.1%
Washington $1,190 -$348 -22.6%
West Virginia $1,410 -$128 -8.3%
Wisconsin $1,066 -$472 -30.7%
Wyoming $1,372 -$166 -10.8%

View Chart as Image

Jeep Commander Limited 2WD insurance rates by U.S. city

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Rates by Driver Age

Jeep Commander Limited 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,526
20 $3,516
30 $1,616
40 $1,538
50 $1,400
60 $1,372

Full coverage, $500 deductibles

Rates by Deductible

Jeep Commander Limited 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,986
$250 $1,780
$500 $1,538
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Jeep Commander Limited 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,538
50/100 $1,611
100/300 $1,702
250/500 $1,938
100 CSL $1,647
300 CSL $1,847
500 CSL $1,993

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Commander Limited 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,908
20 $5,582
30 $3,392
40 $3,304
50 $3,150
60 $3,120

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $116
5-yr Claim Free $99
Paid in Full/EFT $73
Advance Quote $77
Online Quote $110
Total Discounts $656
Rate after discounts $882

Discounts are estimated and may not be available from every company or in every state.

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