Jeep Commander Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 7, 2024
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Average auto insurance rates for a Jeep Commander are $920 annually with full coverage. Comprehensive insurance costs approximately $150, collision costs $170, and liability is estimated at $442. Liability-only coverage costs approximately $496 a year, with high-risk coverage costing $1,968 or more. Teenage drivers receive the highest rates at $3,734 a year or more.
Average premium for full coverage: $920
Rate estimates by individual coverage type:
Rates are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different Commander trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from as cheap as $496 for a discount liability-only rate to a much higher rate of $1,968 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on the price of insurance. Rural locations tend to have fewer collision claims than densely populated cities.
The price range example below illustrates how location impacts auto insurance prices.
These examples demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Jeep Commander insurance rates for additional coverage and risk scenarios.
- The best discount rate is $569
- Choosing higher $1,000 deductibles can save $74 annually
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $920
- Using more expensive low deductibles for comp and collision coverage costs an additional $136 every year
- Unlucky drivers who are prone to accidents and violations could pay around $1,968 or more
- The cost with full coverage for a teen driver with full coverage can cost $3,734 each year
Car insurance rates for a Jeep Commander can also vary considerably based on the trim level of your Commander, your driving record, and physical damage deductibles and liability limits.
An older driver with no driving violations and high physical damage deductibles may pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $3,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,100 to $1,600 extra per year, depending on your age. High-risk driver insurance ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $210 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Jeep Commander insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,240 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $832 | -$88 | -9.6% |
| Alaska | $706 | -$214 | -23.3% |
| Arizona | $766 | -$154 | -16.7% |
| Arkansas | $920 | -$0 | 0.0% |
| California | $1,048 | $128 | 13.9% |
| Colorado | $878 | -$42 | -4.6% |
| Connecticut | $948 | $28 | 3.0% |
| Delaware | $1,040 | $120 | 13.0% |
| Florida | $1,150 | $230 | 25.0% |
| Georgia | $850 | -$70 | -7.6% |
| Hawaii | $660 | -$260 | -28.3% |
| Idaho | $622 | -$298 | -32.4% |
| Illinois | $686 | -$234 | -25.4% |
| Indiana | $692 | -$228 | -24.8% |
| Iowa | $620 | -$300 | -32.6% |
| Kansas | $876 | -$44 | -4.8% |
| Kentucky | $1,256 | $336 | 36.5% |
| Louisiana | $1,362 | $442 | 48.0% |
| Maine | $568 | -$352 | -38.3% |
| Maryland | $758 | -$162 | -17.6% |
| Massachusetts | $738 | -$182 | -19.8% |
| Michigan | $1,598 | $678 | 73.7% |
| Minnesota | $768 | -$152 | -16.5% |
| Mississippi | $1,102 | $182 | 19.8% |
| Missouri | $816 | -$104 | -11.3% |
| Montana | $990 | $70 | 7.6% |
| Nebraska | $726 | -$194 | -21.1% |
| Nevada | $1,102 | $182 | 19.8% |
| New Hampshire | $662 | -$258 | -28.0% |
| New Jersey | $1,028 | $108 | 11.7% |
| New Mexico | $814 | -$106 | -11.5% |
| New York | $970 | $50 | 5.4% |
| North Carolina | $530 | -$390 | -42.4% |
| North Dakota | $754 | -$166 | -18.0% |
| Ohio | $636 | -$284 | -30.9% |
| Oklahoma | $944 | $24 | 2.6% |
| Oregon | $842 | -$78 | -8.5% |
| Pennsylvania | $878 | -$42 | -4.6% |
| Rhode Island | $1,228 | $308 | 33.5% |
| South Carolina | $832 | -$88 | -9.6% |
| South Dakota | $778 | -$142 | -15.4% |
| Tennessee | $808 | -$112 | -12.2% |
| Texas | $1,110 | $190 | 20.7% |
| Utah | $682 | -$238 | -25.9% |
| Vermont | $630 | -$290 | -31.5% |
| Virginia | $552 | -$368 | -40.0% |
| Washington | $714 | -$206 | -22.4% |
| West Virginia | $842 | -$78 | -8.5% |
| Wisconsin | $638 | -$282 | -30.7% |
| Wyoming | $820 | -$100 | -10.9% |
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so rate quotes can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $882 | $74 |
| Jeep Commander Sport 4WD | $906 | $76 |
| Jeep Commander Limited 2WD | $934 | $78 |
| Jeep Commander Limited 4WD | $934 | $78 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $174 | $202 | $468 | $1,002 |
| 2008 Jeep Commander | $168 | $188 | $452 | $966 |
| 2007 Jeep Commander | $154 | $180 | $446 | $938 |
| 2006 Jeep Commander | $150 | $170 | $442 | $920 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Jeep Commander Insurance
Saving money on car insurance takes avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Spend time shopping around at every policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The points below are a quick review of the data touched on above.
- Policyholders who purchase increased liability limits will pay an extra $490 every year to raise limits from a minimum limit to higher 250/500 limits
- You may be able to save around $100 per year simply by shopping early and online
- Increasing deductibles could save up to $200 each year
- Drivers under the age of 20 pay the highest auto insurance rates, with premiums as much as $311 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,734 |
| 20 | $2,094 |
| 30 | $934 |
| 40 | $920 |
| 50 | $846 |
| 60 | $828 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,056 |
| $250 | $996 |
| $500 | $920 |
| $1,000 | $846 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $920 |
| 50/100 | $1,022 |
| 100/300 | $1,133 |
| 250/500 | $1,420 |
| 100 CSL | $1,067 |
| 300 CSL | $1,310 |
| 500 CSL | $1,487 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,240 |
| 20 | $3,330 |
| 30 | $1,980 |
| 40 | $1,968 |
| 50 | $1,882 |
| 60 | $1,862 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $39 |
| Online Quote | $61 |
| Total Discounts | $351 |
Discounts are estimated and may not be available from every company or in every state.
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