Jeep Commander Insurance Rates

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UPDATED: Apr 7, 2024

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Average insurance rates for a Jeep Commander are $920 a year for full coverage insurance. Comprehensive insurance costs around $150 a year, collision costs $170, and liability costs $442. A policy with just liability insurance costs as little as $496 a year, with coverage for high-risk drivers costing $1,968 or more. Teen drivers receive the highest rates at $3,734 a year or more.

Average premium for full coverage: $920

Rate estimates for individual coverage type:

Comprehensive $150
Collision $170
Liability $442

Full coverage includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and Commander trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from as low as $496 for just liability insurance to a high of $1,968 for a high-risk driver policy.

Liability Only $496
Full Coverage $920
High Risk $1,968

Price Range by Location

Your location can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $690
Small Cities $966
Large Cities $1,242

These examples illustrate why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Details

The chart below illustrates estimated Jeep Commander insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $569
  • Drivers who choose higher $1,000 deductibles will pay about $846 each year
  • The average rate for a 40-year-old driver using $500 deductibles is $920
  • Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $136 annually
  • Drivers with multiple violations and an at-fault accident could pay at least $1,968 or more
  • The cost for full coverage for a 16-year-old driver can be $3,734 a year

View Chart as Image

Jeep Commander insurance cost comparison chart
Column chart showing full coverage Jeep Commander insurance prices range from $569 to $3,734

Insurance rates for a Jeep Commander can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $3,700 a year. View Rates by Age

Where you live makes a big difference in Jeep Commander insurance prices. A 40-year-old driver could pay as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,240 on average in Michigan, New York, and Florida.

Jeep Commander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $832 -$88 -9.6%
Alaska $706 -$214 -23.3%
Arizona $766 -$154 -16.7%
Arkansas $920 -$0 0.0%
California $1,048 $128 13.9%
Colorado $878 -$42 -4.6%
Connecticut $948 $28 3.0%
Delaware $1,040 $120 13.0%
Florida $1,150 $230 25.0%
Georgia $850 -$70 -7.6%
Hawaii $660 -$260 -28.3%
Idaho $622 -$298 -32.4%
Illinois $686 -$234 -25.4%
Indiana $692 -$228 -24.8%
Iowa $620 -$300 -32.6%
Kansas $876 -$44 -4.8%
Kentucky $1,256 $336 36.5%
Louisiana $1,362 $442 48.0%
Maine $568 -$352 -38.3%
Maryland $758 -$162 -17.6%
Massachusetts $738 -$182 -19.8%
Michigan $1,598 $678 73.7%
Minnesota $768 -$152 -16.5%
Mississippi $1,102 $182 19.8%
Missouri $816 -$104 -11.3%
Montana $990 $70 7.6%
Nebraska $726 -$194 -21.1%
Nevada $1,102 $182 19.8%
New Hampshire $662 -$258 -28.0%
New Jersey $1,028 $108 11.7%
New Mexico $814 -$106 -11.5%
New York $970 $50 5.4%
North Carolina $530 -$390 -42.4%
North Dakota $754 -$166 -18.0%
Ohio $636 -$284 -30.9%
Oklahoma $944 $24 2.6%
Oregon $842 -$78 -8.5%
Pennsylvania $878 -$42 -4.6%
Rhode Island $1,228 $308 33.5%
South Carolina $832 -$88 -9.6%
South Dakota $778 -$142 -15.4%
Tennessee $808 -$112 -12.2%
Texas $1,110 $190 20.7%
Utah $682 -$238 -25.9%
Vermont $630 -$290 -31.5%
Virginia $552 -$368 -40.0%
Washington $714 -$206 -22.4%
West Virginia $842 -$78 -8.5%
Wisconsin $638 -$282 -30.7%
Wyoming $820 -$100 -10.9%

View Chart as Image

Jeep Commander insurance rates by U.S. city

Choosing high deductibles could save up to $210 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,100 to $1,600 additional per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 133% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to get quotes from multiple companies. Every company uses a different rate calculation, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Jeep Commander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Commander Sport 2WD $882 $74
Jeep Commander Sport 4WD $906 $76
Jeep Commander Limited 2WD $934 $78
Jeep Commander Limited 4WD $934 $78

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Commander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Jeep Commander $174 $202 $468 $1,002
2008 Jeep Commander $168 $188 $452 $966
2007 Jeep Commander $154 $180 $446 $938
2006 Jeep Commander $150 $170 $442 $920

Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Jeep Commander Insurance

Saving money on insurance for a Jeep Commander not only requires being a low-risk driver, but also having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates every time your policy renews by quoting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The items below are a summary of the information covered above.

  • It is possible to save up to $100 per year simply by quoting early and online
  • Teen drivers are charged the highest rates, costing up to $311 per month including comprehensive and collision insurance
  • Increasing deductibles can save around $200 each year
  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,050 more every year to insure their Commander
  • Insureds who may need more liability coverage will pay about $490 annually to go from a minimum limit to 250/500 limits

Rates by Driver Age

Jeep Commander Insurance Rates by Driver Age
Driver Age Premium
16 $3,734
20 $2,094
30 $934
40 $920
50 $846
60 $828

Full coverage, $500 deductibles

Rates by Deductible

Jeep Commander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,056
$250 $996
$500 $920
$1,000 $846

Full coverage, driver age 40

Rates by Liability Limit

Jeep Commander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $920
50/100 $1,022
100/300 $1,133
250/500 $1,420
100 CSL $1,067
300 CSL $1,310
500 CSL $1,487

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Commander Insurance Rates for High Risk Drivers
Age Premium
16 $5,240
20 $3,330
30 $1,980
40 $1,968
50 $1,882
60 $1,862

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $351
Rate after discounts $569

Discounts are estimated and may not be available from every company or in every state.

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