Jeep Commander Insurance Rates

The average insurance rates for a Jeep Commander are $920 a year including full coverage. Comprehensive insurance costs an estimated $150 a year, collision costs $170, and liability insurance costs around $442. Liability-only coverage costs as low as $496 a year, with high-risk coverage costing $1,968 or more. Teen drivers cost the most to insure at $3,734 a year or more.

Average premium for full coverage: $920

Policy rates broken down by type of insurance:

Full coverage includes $500 deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Commander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how geographic area affects insurance prices.

The examples above highlight why it is important to compare prices for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Jeep Commander insurance rates for other coverage scenarios.

• The lowest rate with discounts is $569
• Using higher $1,000 deductibles will save approximately $846 every year
• The average rate for a good driver age 40 who has $500 deductibles is $920
• Choosing low $100 deductibles for physical damage coverage will cost an extra $136 a year
• Drivers with multiple violations and an at-fault accident could pay up to $1,968 or more
• Policy cost for full coverage for a teen driver can cost as much as $3,734 or more

View Chart as Image

Insurance rates for a Jeep Commander also range considerably based on your risk profile, the model of your Commander, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $3,700 a year. View Rates by Age

Your home state has a huge impact on Jeep Commander insurance rates. A driver around age 40 might see rates as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,310 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $210 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,100 to $1,600 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jeep Commander Insurance

Finding cheaper rates on Jeep Commander insurance requires not taking risks behind the wheel, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a summary of the car insurance concepts presented in the illustrations above.

• High-risk drivers who have multiple accidents or major violations may pay on average $1,050 more annually for Commander insurance
• You may be able to save approximately $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $200 each year
• Drivers who want higher liability limits will pay about $490 per year to increase from a 30/60 limit to 250/500 limits