Jeep Commander Insurance Rates

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UPDATED: Apr 7, 2024

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Average insurance rates for a Jeep Commander are $920 a year for full coverage insurance. Comprehensive insurance costs an estimated $150, collision costs $170, and liability is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing $1,968 or more. Teenage drivers receive the highest rates at $3,734 a year or more.

Average premium for full coverage: $920

Rate estimates broken down by individual coverage type:

Comprehensive $150
Collision $170
Liability $442

Prices include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for different Commander trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from as low as $496 for just liability coverage to a much higher rate of $1,968 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $920
High Risk $1,968

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates the effect of geographic area on insurance prices.

Rural Areas $690
Small Cities $966
Large Cities $1,242

These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates estimated Jeep Commander insurance rates for other coverage scenarios.

  • The best discount rate is $569
  • Choosing higher $1,000 deductibles can save approximately $74 each year
  • The average rate for a 40-year-old driver who has $500 deductibles is $920
  • Using more expensive low deductibles for comp and collision coverage will cost an extra $136 every year
  • Unlucky drivers who are prone to accidents and violations could pay up to $1,968 or more
  • The cost for full coverage for a teen driver with full coverage can cost as much as $3,734 each year

View Chart as Image

Jeep Commander insurance cost comparison chart
Column chart showing full coverage Jeep Commander insurance prices range from $569 to $3,734

Insurance rates for a Jeep Commander can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $3,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Jeep Commander insurance prices. A good driver about age 40 could pay as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,240 on average in Florida, New York, and Michigan.

Jeep Commander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $832 -$88 -9.6%
Alaska $706 -$214 -23.3%
Arizona $766 -$154 -16.7%
Arkansas $920 -$0 0.0%
California $1,048 $128 13.9%
Colorado $878 -$42 -4.6%
Connecticut $948 $28 3.0%
Delaware $1,040 $120 13.0%
Florida $1,150 $230 25.0%
Georgia $850 -$70 -7.6%
Hawaii $660 -$260 -28.3%
Idaho $622 -$298 -32.4%
Illinois $686 -$234 -25.4%
Indiana $692 -$228 -24.8%
Iowa $620 -$300 -32.6%
Kansas $876 -$44 -4.8%
Kentucky $1,256 $336 36.5%
Louisiana $1,362 $442 48.0%
Maine $568 -$352 -38.3%
Maryland $758 -$162 -17.6%
Massachusetts $738 -$182 -19.8%
Michigan $1,598 $678 73.7%
Minnesota $768 -$152 -16.5%
Mississippi $1,102 $182 19.8%
Missouri $816 -$104 -11.3%
Montana $990 $70 7.6%
Nebraska $726 -$194 -21.1%
Nevada $1,102 $182 19.8%
New Hampshire $662 -$258 -28.0%
New Jersey $1,028 $108 11.7%
New Mexico $814 -$106 -11.5%
New York $970 $50 5.4%
North Carolina $530 -$390 -42.4%
North Dakota $754 -$166 -18.0%
Ohio $636 -$284 -30.9%
Oklahoma $944 $24 2.6%
Oregon $842 -$78 -8.5%
Pennsylvania $878 -$42 -4.6%
Rhode Island $1,228 $308 33.5%
South Carolina $832 -$88 -9.6%
South Dakota $778 -$142 -15.4%
Tennessee $808 -$112 -12.2%
Texas $1,110 $190 20.7%
Utah $682 -$238 -25.9%
Vermont $630 -$290 -31.5%
Virginia $552 -$368 -40.0%
Washington $714 -$206 -22.4%
West Virginia $842 -$78 -8.5%
Wisconsin $638 -$282 -30.7%
Wyoming $820 -$100 -10.9%

View Chart as Image

Jeep Commander insurance rates by U.S. city

Using high physical damage deductibles can save as much as $210 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,100 to $1,600 extra per year, depending on your age. High-risk driver insurance ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Jeep Commander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Commander Sport 2WD $882 $74
Jeep Commander Sport 4WD $906 $76
Jeep Commander Limited 2WD $934 $78
Jeep Commander Limited 4WD $934 $78

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Commander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Jeep Commander $174 $202 $468 $1,002
2008 Jeep Commander $168 $188 $452 $966
2007 Jeep Commander $154 $180 $446 $938
2006 Jeep Commander $150 $170 $442 $920

Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Jeep Commander Insurance

Saving money on car insurance takes avoiding accidents and claims, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates once a year by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The points below are a quick rundown of the data that was covered in the above illustrations.

  • It is possible to save approximately $100 per year simply by shopping early and online
  • Policyholders who want increased liability limits will pay an extra $490 annually to raise limits from a minimum limit to 250/500 limits
  • Drivers under the age of 20 are charged the highest rates, costing up to $311 per month for full coverage
  • Higher risk drivers with reckless driving or DUI convictions pay on average $1,050 more annually to insure a Jeep Commander

Rates by Driver Age

Jeep Commander Insurance Rates by Driver Age
Driver Age Premium
16 $3,734
20 $2,094
30 $934
40 $920
50 $846
60 $828

Full coverage, $500 deductibles

Rates by Deductible

Jeep Commander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,056
$250 $996
$500 $920
$1,000 $846

Full coverage, driver age 40

Rates by Liability Limit

Jeep Commander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $920
50/100 $1,022
100/300 $1,133
250/500 $1,420
100 CSL $1,067
300 CSL $1,310
500 CSL $1,487

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Commander Insurance Rates for High Risk Drivers
Age Premium
16 $5,240
20 $3,330
30 $1,980
40 $1,968
50 $1,882
60 $1,862

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $351
Rate after discounts $569

Discounts are estimated and may not be available from every company or in every state.

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