Jeep Commander Insurance Rates

U.S. average insurance prices for a Jeep Commander are $920 every 12 months including full coverage. Comprehensive costs an estimated $150 a year, collision costs $170, and liability coverage is estimated at $442. Liability-only coverage costs approximately $496 a year, with high-risk coverage costing around $1,968. Teenage drivers pay the highest rates at $3,734 a year or more.

Average premium for full coverage: $920

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Commander trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

The ranges above highlight why it is important to get quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Jeep Commander insurance rates for other coverage scenarios.

• The best discount rate is $569
• Choosing higher $1,000 deductibles can save approximately $846 every year
• The average price for the average middle-age driver who has $500 deductibles is $920
• Using low $100 deductibles for comp and collision coverage increases the price to $1,056
• Drivers who are prone to accidents and violations could pay up to $1,968 or more
• The price to insure a teenage driver can cost as much as $3,734 each year

View Chart as Image

Auto insurance prices for a Jeep Commander are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $210 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $3,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,100 to $1,600 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Jeep Commander insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,310 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Jeep Commander Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having a good credit score, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates at every policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a brief recap of the data covered above.

• Consumers who want more liability coverage will pay an extra $490 per year to raise limits from a low limit to a 250/500 level
• You may be able to save approximately $100 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $200 each year
• Teen drivers are the costliest to insure, possibly costing $311 a month if comprehensive and collision insurance is included