Jeep Commander Insurance Rates

The average insurance rates for a Jeep Commander are $920 a year for full coverage. Comprehensive insurance costs approximately $150 a year, collision insurance costs $170, and liability coverage costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs $1,968 or more. 16-year-old drivers cost the most to insure at up to $3,734 a year.

Average premium for full coverage: $920

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Commander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than congested cities. The diagram below illustrates the difference location can make on auto insurance prices.

The examples above show why it is important to compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Jeep Commander insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $569
• Drivers who choose higher $1,000 deductibles will pay $846 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $920
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $136 each year
• High-risk insureds with multiple tickets or accidents could pay around $1,968
• Policy cost that insures a teenage driver can cost $3,734 a year

View Chart as Image

Insurance rates for a Jeep Commander also range considerably based on the trim level of your Commander, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,100 to $1,600 additional every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state makes a big difference in Jeep Commander insurance rates. A 40-year-old driver could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or at least $1,310 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $210 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jeep Commander Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Comparison shop every time your policy renews by getting quotes from direct carriers, and also from insurance agencies where you live.

The next list is a brief review of the information touched on in this article.

• Drivers can save around $100 per year just by quoting early and online
• Drivers age 20 and younger are the costliest to insure, costing up to $311 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,050 more per year to buy Jeep Commander insurance
• Consumers who purchase increased levels of liability coverage will pay around $490 each year to go from a 30/60 limit to the 250/500 level