Jeep Commander Insurance Rates

The average insurance rates for a Jeep Commander are $920 a year including full coverage. Comprehensive insurance costs on average $150 each year, collision costs $170, and liability costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing $1,968 or more. Teenage drivers cost the most to insure at $3,734 a year or more.

Average premium for full coverage: $920

Policy rates by type of insurance:

Prices include $500 deductible amounts, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Commander models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why all drivers should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Jeep Commander insurance rates for different risk profiles and scenarios.

• The best discount rate is $569
• Using higher $1,000 deductibles will save around $74 every year
• The estimated price for a good driver age 40 with $500 deductibles is $920
• Using low deductibles for physical damage coverage will cost an additional $136 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $1,968 or more
• Policy cost that insures a 16-year-old driver may cost $3,734 or more

View Chart as Image

Car insurance rates for a Jeep Commander also range considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers can be from 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $3,700 a year. View Rates by Age

Your home state has a huge impact on Jeep Commander insurance prices. A driver around age 40 might see rates as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,310 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $210 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Commander Insurance

Finding cheaper rates on insurance for a Jeep Commander requires having a good driving record, having a positive credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Compare prices at least every other year by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The next list is a quick rundown of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,050 more each year to buy Jeep Commander insurance
• You may be able to save as much as $100 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• Insureds who require increased levels of liability coverage will pay an extra $490 per year to increase from a 30/60 limit to the 250/500 level