Jeep Commander Insurance Rates

U.S. average auto insurance rates for a Jeep Commander are $920 annually including full coverage. Comprehensive costs approximately $150, collision costs $170, and liability is estimated at $442. A policy with just liability insurance costs approximately $496 a year, with coverage for high-risk drivers costing around $1,968. Teens pay the highest rates at $3,734 a year or more.

Average premium for full coverage: $920

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Commander trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Jeep Commander insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $569
• Choosing higher $1,000 deductibles can save $74 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $920
• Selecting more expensive low deductibles for comp and collision coverage will cost $1,056
• Unlucky drivers with serious driving violations could pay around $1,968 or more
• The price with full coverage for a teen driver with full coverage can cost $3,734 each year

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Insurance prices for a Jeep Commander are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $3,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,100 to $1,600 extra each year, depending on your age. High-risk driver insurance ranges as much as 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $210 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Jeep Commander insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,310 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Each auto insurer calculates prices differently, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Jeep Commander Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, having a good credit history, being claim-free, and maximizing policy discounts. Take the time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The list below is a summary of the information covered in the above illustrations.

• You may be able to save around $100 per year simply by shopping early and online
• Teenagers are expensive to insure, possibly costing $311 a month including comprehensive and collision insurance
• Increasing physical damage deductibles could save up to $200 each year
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,050 more per year for car insurance
• Policyholders who purchase higher liability limits will pay approximately $490 per year to raise limits from a low limit to higher 250/500 limits