Jeep Commander Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 7, 2024
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Average insurance rates for a Jeep Commander are $920 a year including full coverage. Comprehensive costs on average $150, collision costs $170, and liability is estimated at $442. Buying just liability costs approximately $496 a year, with insurance for high-risk drivers costing around $1,968. Teens receive the highest rates at $3,734 a year or more.
Average premium for full coverage: $920
Rate estimates by individual coverage type:
Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Commander trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from the low end price of $496 for liability-only coverage to a much higher rate of $1,968 for a driver who has had serious violations or accidents.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates how location impacts car insurance rates.
These examples highlight why anyone shopping for car insurance should get quotes based on a specific location, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Jeep Commander insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $569
- Choosing higher $1,000 deductibles can save around $74 every year
- The estimated price for a 40-year-old driver with $500 deductibles is $920
- Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,056
- Unlucky drivers with serious driving violations could pay upwards of $1,968 or more
- The cost that insures a teen driver with full coverage may cost $3,734 each year
Auto insurance rates for a Jeep Commander can also vary considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,100 to $1,600 in extra premium per year, depending on your age. High-risk driver insurance ranges as much as 43% to 133% more than the average policy. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $3,700 a year. View Rates by Age
Where you live plays a big part in determining prices for Jeep Commander insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,310 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $832 | -$88 | -9.6% |
| Alaska | $706 | -$214 | -23.3% |
| Arizona | $766 | -$154 | -16.7% |
| Arkansas | $920 | -$0 | 0.0% |
| California | $1,048 | $128 | 13.9% |
| Colorado | $878 | -$42 | -4.6% |
| Connecticut | $948 | $28 | 3.0% |
| Delaware | $1,040 | $120 | 13.0% |
| Florida | $1,150 | $230 | 25.0% |
| Georgia | $850 | -$70 | -7.6% |
| Hawaii | $660 | -$260 | -28.3% |
| Idaho | $622 | -$298 | -32.4% |
| Illinois | $686 | -$234 | -25.4% |
| Indiana | $692 | -$228 | -24.8% |
| Iowa | $620 | -$300 | -32.6% |
| Kansas | $876 | -$44 | -4.8% |
| Kentucky | $1,256 | $336 | 36.5% |
| Louisiana | $1,362 | $442 | 48.0% |
| Maine | $568 | -$352 | -38.3% |
| Maryland | $758 | -$162 | -17.6% |
| Massachusetts | $738 | -$182 | -19.8% |
| Michigan | $1,598 | $678 | 73.7% |
| Minnesota | $768 | -$152 | -16.5% |
| Mississippi | $1,102 | $182 | 19.8% |
| Missouri | $816 | -$104 | -11.3% |
| Montana | $990 | $70 | 7.6% |
| Nebraska | $726 | -$194 | -21.1% |
| Nevada | $1,102 | $182 | 19.8% |
| New Hampshire | $662 | -$258 | -28.0% |
| New Jersey | $1,028 | $108 | 11.7% |
| New Mexico | $814 | -$106 | -11.5% |
| New York | $970 | $50 | 5.4% |
| North Carolina | $530 | -$390 | -42.4% |
| North Dakota | $754 | -$166 | -18.0% |
| Ohio | $636 | -$284 | -30.9% |
| Oklahoma | $944 | $24 | 2.6% |
| Oregon | $842 | -$78 | -8.5% |
| Pennsylvania | $878 | -$42 | -4.6% |
| Rhode Island | $1,228 | $308 | 33.5% |
| South Carolina | $832 | -$88 | -9.6% |
| South Dakota | $778 | -$142 | -15.4% |
| Tennessee | $808 | -$112 | -12.2% |
| Texas | $1,110 | $190 | 20.7% |
| Utah | $682 | -$238 | -25.9% |
| Vermont | $630 | -$290 | -31.5% |
| Virginia | $552 | -$368 | -40.0% |
| Washington | $714 | -$206 | -22.4% |
| West Virginia | $842 | -$78 | -8.5% |
| Wisconsin | $638 | -$282 | -30.7% |
| Wyoming | $820 | -$100 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $210 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each auto insurer calculates rates differently, and quoted rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $882 | $74 |
| Jeep Commander Sport 4WD | $906 | $76 |
| Jeep Commander Limited 2WD | $934 | $78 |
| Jeep Commander Limited 4WD | $934 | $78 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $174 | $202 | $468 | $1,002 |
| 2008 Jeep Commander | $168 | $188 | $452 | $966 |
| 2007 Jeep Commander | $154 | $180 | $446 | $938 |
| 2006 Jeep Commander | $150 | $170 | $442 | $920 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Jeep Commander Insurance
Saving money on car insurance takes being safe and accident-free, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare rates every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below you'll find a summary of the ideas that were touched on above.
- Youthful drivers are charged the highest rates, as much as $311 per month if the policy includes full coverage
- Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,050 more each year than a low-risk driver
- Increasing deductibles can save approximately $200 each year
- You may be able to save as much as $100 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,734 |
| 20 | $2,094 |
| 30 | $934 |
| 40 | $920 |
| 50 | $846 |
| 60 | $828 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,056 |
| $250 | $996 |
| $500 | $920 |
| $1,000 | $846 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $920 |
| 50/100 | $1,022 |
| 100/300 | $1,133 |
| 250/500 | $1,420 |
| 100 CSL | $1,067 |
| 300 CSL | $1,310 |
| 500 CSL | $1,487 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,240 |
| 20 | $3,330 |
| 30 | $1,980 |
| 40 | $1,968 |
| 50 | $1,882 |
| 60 | $1,862 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $39 |
| Online Quote | $61 |
| Total Discounts | $351 |
Discounts are estimated and may not be available from every company or in every state.
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