Jeep Commander Insurance Rates
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Michelle Robbins
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UPDATED: Apr 7, 2024
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Estimated insurance rates for a Jeep Commander are $938 a year with full coverage. Comprehensive insurance costs on average $154, collision costs $180, and liability costs around $446. A liability-only policy costs as low as $500 a year, with high-risk insurance costing $2,010 or more. Teenage drivers pay the most at $3,800 a year or more.
Average premium for full coverage: $938
Premium estimates by type of coverage:
These estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Commander models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Jeep Commander go from as low as $500 for just liability insurance to the much higher price of $2,010 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than densely populated cities.
The example below illustrates how location helps determine car insurance rates.
These rate differences demonstrate why everyone should compare prices based on a specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Jeep Commander insurance rates for different risk profiles and scenarios.
- The best discount rate is $577
- Using higher $1,000 deductibles will save around $76 annually
- The average rate for a 40-year-old good driver with $500 deductibles is $938
- Using pricier low deductibles for physical damage coverage will cost an extra $144 annually
- High-risk insureds who are prone to accidents and violations could pay upwards of $2,010 or more
- An auto insurance policy for full coverage for a 16-year-old driver for full coverage may cost $3,800 or more
Auto insurance prices for a Jeep Commander also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.
A more mature driver with a good driving record and high deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $3,800 a year. View Rates by Age
Where you choose to live has a huge impact on Jeep Commander insurance prices. A driver around age 40 might see prices as low as $680 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,270 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $850 | -$88 | -9.4% |
| Alaska | $720 | -$218 | -23.2% |
| Arizona | $780 | -$158 | -16.8% |
| Arkansas | $938 | -$0 | 0.0% |
| California | $1,070 | $132 | 14.1% |
| Colorado | $898 | -$40 | -4.3% |
| Connecticut | $966 | $28 | 3.0% |
| Delaware | $1,064 | $126 | 13.4% |
| Florida | $1,176 | $238 | 25.4% |
| Georgia | $866 | -$72 | -7.7% |
| Hawaii | $674 | -$264 | -28.1% |
| Idaho | $634 | -$304 | -32.4% |
| Illinois | $700 | -$238 | -25.4% |
| Indiana | $706 | -$232 | -24.7% |
| Iowa | $634 | -$304 | -32.4% |
| Kansas | $892 | -$46 | -4.9% |
| Kentucky | $1,280 | $342 | 36.5% |
| Louisiana | $1,390 | $452 | 48.2% |
| Maine | $580 | -$358 | -38.2% |
| Maryland | $774 | -$164 | -17.5% |
| Massachusetts | $754 | -$184 | -19.6% |
| Michigan | $1,632 | $694 | 74.0% |
| Minnesota | $786 | -$152 | -16.2% |
| Mississippi | $1,128 | $190 | 20.3% |
| Missouri | $834 | -$104 | -11.1% |
| Montana | $1,008 | $70 | 7.5% |
| Nebraska | $742 | -$196 | -20.9% |
| Nevada | $1,128 | $190 | 20.3% |
| New Hampshire | $678 | -$260 | -27.7% |
| New Jersey | $1,050 | $112 | 11.9% |
| New Mexico | $832 | -$106 | -11.3% |
| New York | $990 | $52 | 5.5% |
| North Carolina | $544 | -$394 | -42.0% |
| North Dakota | $768 | -$170 | -18.1% |
| Ohio | $648 | -$290 | -30.9% |
| Oklahoma | $964 | $26 | 2.8% |
| Oregon | $860 | -$78 | -8.3% |
| Pennsylvania | $898 | -$40 | -4.3% |
| Rhode Island | $1,254 | $316 | 33.7% |
| South Carolina | $850 | -$88 | -9.4% |
| South Dakota | $792 | -$146 | -15.6% |
| Tennessee | $824 | -$114 | -12.2% |
| Texas | $1,132 | $194 | 20.7% |
| Utah | $694 | -$244 | -26.0% |
| Vermont | $644 | -$294 | -31.3% |
| Virginia | $562 | -$376 | -40.1% |
| Washington | $726 | -$212 | -22.6% |
| West Virginia | $860 | -$78 | -8.3% |
| Wisconsin | $652 | -$286 | -30.5% |
| Wyoming | $838 | -$100 | -10.7% |
Using high physical damage deductibles could cut prices by as much as $220 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $402 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,100 to $1,600 in extra premium annually, depending on your age. Jeep Commander insurance for high-risk drivers can be from 42% to 130% more than a normal policy. View High Risk Driver Rates
With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $898 | $75 |
| Jeep Commander Sport 4WD | $922 | $77 |
| Jeep Commander Limited 2WD | $954 | $80 |
| Jeep Commander Limited 4WD | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $180 | $226 | $474 | $1,038 |
| 2008 Jeep Commander | $172 | $198 | $460 | $988 |
| 2007 Jeep Commander | $168 | $188 | $452 | $966 |
| 2006 Jeep Commander | $154 | $180 | $446 | $938 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Jeep Commander Insurance
Finding better rates on insurance for a Jeep Commander requires not taking risks behind the wheel, having good credit, being claim-free, and taking advantage of discounts. Invest time comparing rates at every other renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.
The following is a brief summary of the concepts that were covered in the charts and tables above.
- Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,070 more each year for Commander insurance
- Teens are charged the highest prices, possibly costing $317 per month if they have full coverage
- You may be able to save as much as $100 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $225 each year
- You may be able to save as much as $100 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,800 |
| 20 | $2,138 |
| 30 | $954 |
| 40 | $938 |
| 50 | $862 |
| 60 | $844 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,082 |
| $250 | $1,016 |
| $500 | $938 |
| $1,000 | $862 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $938 |
| 50/100 | $1,043 |
| 100/300 | $1,155 |
| 250/500 | $1,445 |
| 100 CSL | $1,088 |
| 300 CSL | $1,333 |
| 500 CSL | $1,512 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,336 |
| 20 | $3,400 |
| 30 | $2,024 |
| 40 | $2,010 |
| 50 | $1,922 |
| 60 | $1,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $32 |
| Advance Quote | $40 |
| Online Quote | $62 |
| Total Discounts | $361 |
Discounts are estimated and may not be available from every company or in every state.
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