Jeep Commander Insurance Rates

Estimated insurance rates for a Jeep Commander are $920 a year for full coverage insurance. Comprehensive costs an estimated $150, collision costs $170, and liability coverage costs around $442. Liability-only insurance costs as low as $496 a year, with high-risk driver insurance costing around $1,968. Teenage drivers pay the most at $3,734 a year or more.

Average premium for full coverage: $920

Premium estimates broken down by type of coverage:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all Commander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how location impacts insurance prices.

These rate differences illustrate why everyone should compare prices for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Jeep Commander insurance rates for other coverage scenarios.

• The best discount rate is $569
• Using higher $1,000 deductibles will save approximately $74 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $920
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,056
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,968 or more
• An auto insurance policy that insures a teenage driver for full coverage can cost as much as $3,734 or more

View Chart as Image

Insurance prices for a Jeep Commander also have a wide range based on the model of your Commander, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,100 to $1,600 additional annually, depending on your age. Jeep Commander insurance for high-risk drivers can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $3,700 a year. View Rates by Age

Where you choose to live has a huge impact on Jeep Commander insurance rates. A driver around age 40 might see prices as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,240 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $210 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Commander Insurance

Finding better rates on auto insurance requires being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Compare prices at every other renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a quick rundown of the concepts that were touched on above.

• Drivers with reckless driving or DUI convictions may have to pay on average $1,050 more annually than a low-risk driver
• Youthful drivers are expensive to insure, with premiums being up to $311 per month if comprehensive and collision insurance is included
• It is possible to save approximately $100 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $200 each year
• It is possible to save approximately $100 per year simply by quoting online well ahead of the renewal date