Jeep Commander Insurance Rates

Average insurance prices for a Jeep Commander are $920 every 12 months for full coverage. Comprehensive insurance costs an estimated $150 a year, collision costs $170, and liability coverage costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing $1,968 or more. Teenage drivers receive the highest rates at $3,734 a year or more.

Average premium for full coverage: $920

Rate estimates broken down by individual coverage type:

Full coverage includes $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Commander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

These examples show why it is important to compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Jeep Commander insurance rates for other coverage scenarios.

• The best discount rate is $569
• Using higher $1,000 deductibles will save approximately $846 a year
• The average price for a 40-year-old driver who has $500 deductibles is $920
• Using low $100 deductibles for physical damage coverage costs an extra $136 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,968 or more
• The cost to insure a teenage driver can cost as much as $3,734 or more

View Chart as Image

Auto insurance rates for a Jeep Commander can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $210 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $900 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $3,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,100 to $1,600 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Jeep Commander insurance rates. A driver around age 40 might see rates as low as $610 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,310 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know which company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Jeep Commander Insurance

Saving money on auto insurance requires being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Spend time shopping around every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a summary of the information touched on above.

• Drivers can save approximately $100 per year simply by quoting early and online
• Teenage drivers are the costliest to insure, costing as high as $311 per month if comprehensive and collision insurance is included
• Increasing deductibles could save as much as $200 each year
• Drivers who have multiple accidents or major violations pay on average $1,050 more annually for auto insurance
• Consumers who want higher levels of liability will pay an extra $490 each year to increase from a minimum limit to a 250/500 level