Jeep Commander Insurance Rates

The average insurance rates for a Jeep Commander are $920 a year including full coverage. Comprehensive insurance costs an estimated $150 a year, collision insurance costs $170, and liability insurance is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs $1,968 or more. Teens cost the most to insure at up to $3,734 a year.

Average premium for full coverage: $920

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Commander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above highlight why it is important to get quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Jeep Commander insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $569
• Choosing higher $1,000 deductibles can save approximately $846 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $920
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $136 a year
• High-risk insureds with serious driving violations could pay up to $1,968
• Policy cost that insures a teen driver can cost as much as $3,734 each year

View Chart as Image

Auto insurance rates for a Jeep Commander also range considerably based on the trim level of your Commander, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,100 to $1,600 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $3,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Jeep Commander insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,310 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $210 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jeep Commander Insurance

Finding cheaper rates on Jeep Commander insurance takes being a good driver, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare rates every time your policy renews by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a summary of the information covered in the above illustrations.

• You may be able to save approximately $100 per year just by quoting early and online
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $311 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• High-risk drivers who have multiple accidents or major violations could be charged and average of $1,050 more annually than a safer driver
• Drivers who want an increased level of liability coverage will pay approximately $490 per year to raise limits from a 30/60 limit to the 250/500 level