Jeep Commander Insurance Rates

The average insurance rates for a Jeep Commander are $920 a year including full coverage. Comprehensive costs on average $150, collision insurance costs $170, and liability is estimated at $442. Liability-only coverage costs approximately $496 a year, and high-risk coverage costs around $1,968. Teens cost the most to insure at up to $3,734 a year.

Average premium for full coverage: $920

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Commander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine car insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Jeep Commander insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $569
• Choosing higher $1,000 deductibles can save around $74 every year
• The estimated price for a good driver age 40 with $500 deductibles is $920
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,056
• Unlucky drivers with serious driving violations could pay upwards of $1,968
• Policy cost that insures a teen driver with full coverage may cost $3,734 each year

View Chart as Image

Insurance rates for a Jeep Commander also range considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,100 to $1,600 additional every year, depending on your age. High-risk driver insurance ranges as much as 43% to 133% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $3,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Jeep Commander insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,310 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $210 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jeep Commander Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Compare rates every couple of years by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The following items are a quick review of the material that was covered in the charts and tables above.

• Policyholders who require additional liability coverage will pay approximately $490 per year to raise limits from a 30/60 limit to the 250/500 level
• 16 to 18-year-old drivers pay higher rates, with premiums being up to $311 each month if comprehensive and collision insurance is included
• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,050 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $200 each year