Jeep Commander Insurance Rates
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UPDATED: Apr 7, 2024
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Estimated insurance rates for a Jeep Commander are $966 a year including full coverage. Comprehensive insurance costs on average $168, collision insurance costs $188, and liability is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs $2,066 or more. Teen drivers pay the most at up to $3,876 a year.
Average premium for full coverage: $966
Premium estimates by type of coverage:
Prices include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all Commander models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Jeep Commander range from the low end price of $504 for minimum levels of liability insurance to the much higher price of $2,066 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how your location can change car insurance rates.
These rate differences highlight why everyone should get quotes based on a specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Jeep Commander insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $593
- Choosing higher $1,000 deductibles can save around $80 every year
- The estimated price for a 40-year-old good driver with $500 deductibles is $966
- Choosing pricier low deductibles for comp and collision coverage will cost an additional $156 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,066
- An auto insurance policy that insures a teen driver for full coverage may cost $3,876 each year
Insurance prices for a Jeep Commander also have a wide range based on the model of your Commander, your driving record and age, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are likely paying at a minimum $1,100 to $1,600 extra annually, depending on your age. Jeep Commander insurance for high-risk drivers ranges as much as 41% to 127% more than average. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $3,800 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Jeep Commander insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,380 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $874 | -$92 | -9.5% |
| Alaska | $742 | -$224 | -23.2% |
| Arizona | $802 | -$164 | -17.0% |
| Arkansas | $966 | -$0 | 0.0% |
| California | $1,102 | $136 | 14.1% |
| Colorado | $924 | -$42 | -4.3% |
| Connecticut | $996 | $30 | 3.1% |
| Delaware | $1,094 | $128 | 13.3% |
| Florida | $1,210 | $244 | 25.3% |
| Georgia | $892 | -$74 | -7.7% |
| Hawaii | $696 | -$270 | -28.0% |
| Idaho | $654 | -$312 | -32.3% |
| Illinois | $720 | -$246 | -25.5% |
| Indiana | $728 | -$238 | -24.6% |
| Iowa | $652 | -$314 | -32.5% |
| Kansas | $920 | -$46 | -4.8% |
| Kentucky | $1,320 | $354 | 36.6% |
| Louisiana | $1,432 | $466 | 48.2% |
| Maine | $596 | -$370 | -38.3% |
| Maryland | $798 | -$168 | -17.4% |
| Massachusetts | $772 | -$194 | -20.1% |
| Michigan | $1,680 | $714 | 73.9% |
| Minnesota | $810 | -$156 | -16.1% |
| Mississippi | $1,158 | $192 | 19.9% |
| Missouri | $858 | -$108 | -11.2% |
| Montana | $1,038 | $72 | 7.5% |
| Nebraska | $762 | -$204 | -21.1% |
| Nevada | $1,160 | $194 | 20.1% |
| New Hampshire | $698 | -$268 | -27.7% |
| New Jersey | $1,080 | $114 | 11.8% |
| New Mexico | $858 | -$108 | -11.2% |
| New York | $1,018 | $52 | 5.4% |
| North Carolina | $558 | -$408 | -42.2% |
| North Dakota | $792 | -$174 | -18.0% |
| Ohio | $668 | -$298 | -30.8% |
| Oklahoma | $994 | $28 | 2.9% |
| Oregon | $884 | -$82 | -8.5% |
| Pennsylvania | $922 | -$44 | -4.6% |
| Rhode Island | $1,290 | $324 | 33.5% |
| South Carolina | $874 | -$92 | -9.5% |
| South Dakota | $816 | -$150 | -15.5% |
| Tennessee | $848 | -$118 | -12.2% |
| Texas | $1,168 | $202 | 20.9% |
| Utah | $716 | -$250 | -25.9% |
| Vermont | $664 | -$302 | -31.3% |
| Virginia | $580 | -$386 | -40.0% |
| Washington | $748 | -$218 | -22.6% |
| West Virginia | $886 | -$80 | -8.3% |
| Wisconsin | $668 | -$298 | -30.8% |
| Wyoming | $862 | -$104 | -10.8% |
Choosing high deductibles can save as much as $240 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $926 | $77 |
| Jeep Commander Sport 4WD | $950 | $79 |
| Jeep Commander Limited 2WD | $984 | $82 |
| Jeep Commander Limited 4WD | $984 | $82 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $192 | $248 | $474 | $1,072 |
| 2008 Jeep Commander | $174 | $202 | $468 | $1,002 |
| 2007 Jeep Commander | $172 | $198 | $460 | $988 |
| 2006 Jeep Commander | $168 | $188 | $452 | $966 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Jeep Commander Insurance
Finding better rates on car insurance takes having a good driving record, having above-average credit, refrain from filing small claims, and determing if full coverage is necessary. Shop around at every other renewal by requesting rates from direct car insurance companies, and also from insurance agencies where you live.
The next list is a quick rundown of the concepts that were illustrated above.
- Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,100 more each year to buy Jeep Commander insurance
- Drivers age 20 and younger pay the highest prices, with the cost nearing $323 per month if full coverage is included
- You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save approximately $225 each year
- You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,876 |
| 20 | $2,194 |
| 30 | $984 |
| 40 | $966 |
| 50 | $886 |
| 60 | $868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,122 |
| $250 | $1,052 |
| $500 | $966 |
| $1,000 | $886 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $966 |
| 50/100 | $1,074 |
| 100/300 | $1,187 |
| 250/500 | $1,481 |
| 100 CSL | $1,120 |
| 300 CSL | $1,368 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,450 |
| 20 | $3,488 |
| 30 | $2,082 |
| 40 | $2,066 |
| 50 | $1,976 |
| 60 | $1,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $51 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $65 |
| Total Discounts | $373 |
Discounts are estimated and may not be available from every company or in every state.
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