Jeep Commander Insurance Rates

Estimated auto insurance rates for a Jeep Commander are $920 annually with full coverage. Comprehensive costs on average $150 a year, collision costs $170, and liability costs $442. Liability-only insurance costs as little as $496 a year, with high-risk driver insurance costing around $1,968. Teenage drivers pay the most at $3,734 a year or more.

Average premium for full coverage: $920

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and Commander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences demonstrate why it is important to compare rates based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Jeep Commander insurance rates for different risk profiles and scenarios.

• The best discount rate is $569
• Drivers who choose higher $1,000 deductibles will pay around $846 annually
• The estimated rate for a 40-year-old good driver with $500 deductibles is $920
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,056
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $1,968 or more
• An auto insurance policy with full coverage for a teen driver may cost $3,734 a year

View Chart as Image

Insurance prices for a Jeep Commander also have a wide range based on the model of your Commander, your driving record, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $3,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,600 additional annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $210 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Jeep Commander insurance prices. A 40-year-old driver could pay as low as $660 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,240 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Jeep Commander Insurance

Finding better rates on car insurance not only requires having a decent driving record, but also having good credit, being claim-free, and insuring your home and auto with the same company. Take the time to compare rates every time your policy renews by getting rate quotes from direct companies, and also from local independent and exclusive agents.

The following items are a review of the information covered in the above illustrations.

• You may be able to save as much as $100 per year simply by quoting early and online
• 16 to 18-year-old drivers pay higher prices, possibly costing $311 per month if they have full coverage
• Increasing policy deductibles could save up to $200 each year
• Higher risk drivers who have several accidents or serious violations pay an average of $1,050 more each year than a driver with a clean driving record
• Policyholders who require additional liability coverage will pay an extra $490 every year to go from 30/60 bodily injury limits to higher 250/500 limits