Jaguar XE Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Jaguar XE are $1,534 a year including full coverage. Comprehensive insurance costs on average $310 a year, collision insurance costs $610, and liability coverage is estimated at $456. Liability-only insurance costs approximately $508 a year, and high-risk driver insurance costs $3,346 or more. Teens pay the most at up to $5,758 a year.

Average premium for full coverage: $1,534

Premium estimates by type of coverage:

Comprehensive $310
Collision $610
Liability $456

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and XE trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Jaguar XE range from the low end price of $508 for liability-only coverage to a high of $3,346 for high-risk insurance.

Liability Only $508
Full Coverage $1,534
High Risk $3,346

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.

Rural Areas $1,151
Small Cities $1,611
Large Cities $2,071

These rate differences highlight why it is important to get quotes based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Jaguar XE insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $869
  • Choosing higher $1,000 deductibles can save around $1,326 every year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,534
  • Selecting low $100 deductibles for comp and collision coverage will cost an additional $410 each year
  • Drivers with serious driving violations could pay upwards of $3,346
  • An auto insurance policy that insures a teenage driver may cost $5,758 each year

View Chart as Image

Jaguar XE insurance cost comparison chart
Column chart showing Jaguar XE insurance prices range from $869 to $5,758 for full coverage

Insurance prices for a Jaguar XE also have a wide range based on the trim level of your XE, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,800 to $2,500 additional annually, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $5,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XE insurance rates. A good driver about age 40 could pay as low as $1,180 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,190 on average in Michigan, New York, and Louisiana.

Jaguar XE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,388 -$146 -9.5%
Alaska $1,178 -$356 -23.2%
Arizona $1,274 -$260 -16.9%
Arkansas $1,534 -$0 0.0%
California $1,750 $216 14.1%
Colorado $1,468 -$66 -4.3%
Connecticut $1,580 $46 3.0%
Delaware $1,738 $204 13.3%
Florida $1,922 $388 25.3%
Georgia $1,416 -$118 -7.7%
Hawaii $1,104 -$430 -28.0%
Idaho $1,038 -$496 -32.3%
Illinois $1,146 -$388 -25.3%
Indiana $1,156 -$378 -24.6%
Iowa $1,036 -$498 -32.5%
Kansas $1,458 -$76 -5.0%
Kentucky $2,096 $562 36.6%
Louisiana $2,272 $738 48.1%
Maine $948 -$586 -38.2%
Maryland $1,266 -$268 -17.5%
Massachusetts $1,228 -$306 -19.9%
Michigan $2,668 $1,134 73.9%
Minnesota $1,286 -$248 -16.2%
Mississippi $1,840 $306 19.9%
Missouri $1,362 -$172 -11.2%
Montana $1,650 $116 7.6%
Nebraska $1,210 -$324 -21.1%
Nevada $1,840 $306 19.9%
New Hampshire $1,106 -$428 -27.9%
New Jersey $1,716 $182 11.9%
New Mexico $1,360 -$174 -11.3%
New York $1,618 $84 5.5%
North Carolina $884 -$650 -42.4%
North Dakota $1,256 -$278 -18.1%
Ohio $1,060 -$474 -30.9%
Oklahoma $1,576 $42 2.7%
Oregon $1,406 -$128 -8.3%
Pennsylvania $1,464 -$70 -4.6%
Rhode Island $2,048 $514 33.5%
South Carolina $1,392 -$142 -9.3%
South Dakota $1,296 -$238 -15.5%
Tennessee $1,344 -$190 -12.4%
Texas $1,850 $316 20.6%
Utah $1,138 -$396 -25.8%
Vermont $1,052 -$482 -31.4%
Virginia $920 -$614 -40.0%
Washington $1,188 -$346 -22.6%
West Virginia $1,406 -$128 -8.3%
Wisconsin $1,062 -$472 -30.8%
Wyoming $1,368 -$166 -10.8%

View Chart as Image

Jaguar XE insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $620 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

Jaguar XE Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar XE $398 $780 $390 $1,726
2023 Jaguar XE $382 $774 $398 $1,712
2022 Jaguar XE $368 $756 $416 $1,698
2021 Jaguar XE $356 $724 $430 $1,668
2020 Jaguar XE $336 $698 $442 $1,634
2019 Jaguar XE $324 $648 $452 $1,582
2018 Jaguar XE $310 $610 $456 $1,534
2017 Jaguar XE $298 $548 $460 $1,464

Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Jaguar XE Insurance

Finding better rates on auto insurance takes being a safe and courteous driver, having a good credit score, refrain from filing small claims, and dropping full coverage on older vehicles. Compare rates every couple of years by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a summary of the material that was covered in the charts and tables above.

  • Consumers who require higher levels of liability will pay approximately $500 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
  • Teenage drivers pay higher prices, with the cost nearing $480 per month if comprehensive and collision insurance is included
  • Drivers who have multiple accidents or major violations could be forced to pay on average $1,810 more each year for auto insurance
  • Increasing policy deductibles can save approximately $625 each year

Rates by Driver Age

Jaguar XE Insurance Rates by Driver Age
Driver Age Premium
16 $5,758
20 $3,568
30 $1,602
40 $1,534
50 $1,402
60 $1,376

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,944
$250 $1,754
$500 $1,534
$1,000 $1,326

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,534
50/100 $1,625
100/300 $1,739
250/500 $2,036
100 CSL $1,671
300 CSL $1,922
500 CSL $2,104

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XE Insurance Rates for High Risk Drivers
Age Premium
16 $8,234
20 $5,690
30 $3,418
40 $3,346
50 $3,194
60 $3,168

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $82
Homeowner $23
5-yr Accident Free $116
5-yr Claim Free $101
Paid in Full/EFT $72
Advance Quote $78
Online Quote $110
Total Discounts $665
Rate after discounts $869

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles