Jaguar XE Insurance Rates
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UPDATED: Apr 29, 2024
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The average auto insurance rates for a Jaguar XE are $1,534 annually for full coverage insurance. Comprehensive insurance costs approximately $310, collision costs $610, and liability coverage costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing $3,346 or more. 16-year-old drivers cost the most to insure at $5,758 a year or more.
Average premium for full coverage: $1,534
Policy rates by type of insurance:
Rates are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different XE trim levels.
Price Range Variability
For a driver in their 40's, Jaguar XE insurance rates go from as cheap as $508 for just liability coverage to a much higher rate of $3,346 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than congested cities.
The price range example below illustrates how location helps determine auto insurance prices.
The examples above illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Jaguar XE insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $869
- Drivers who choose higher $1,000 deductibles will pay $208 each year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,534
- Buying more expensive low deductibles for comprehensive and collision insurance costs an additional $410 each year
- High-risk insureds with multiple tickets or accidents could pay around $3,346 or more
- Policy cost with full coverage for a teenage driver with full coverage can cost $5,758 a year
Insurance rates for a Jaguar XE also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,800 to $2,500 additional every year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $620 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Jaguar XE insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,070 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,388 | -$146 | -9.5% |
| Alaska | $1,178 | -$356 | -23.2% |
| Arizona | $1,274 | -$260 | -16.9% |
| Arkansas | $1,534 | -$0 | 0.0% |
| California | $1,750 | $216 | 14.1% |
| Colorado | $1,468 | -$66 | -4.3% |
| Connecticut | $1,580 | $46 | 3.0% |
| Delaware | $1,738 | $204 | 13.3% |
| Florida | $1,922 | $388 | 25.3% |
| Georgia | $1,416 | -$118 | -7.7% |
| Hawaii | $1,104 | -$430 | -28.0% |
| Idaho | $1,038 | -$496 | -32.3% |
| Illinois | $1,146 | -$388 | -25.3% |
| Indiana | $1,156 | -$378 | -24.6% |
| Iowa | $1,036 | -$498 | -32.5% |
| Kansas | $1,458 | -$76 | -5.0% |
| Kentucky | $2,096 | $562 | 36.6% |
| Louisiana | $2,272 | $738 | 48.1% |
| Maine | $948 | -$586 | -38.2% |
| Maryland | $1,266 | -$268 | -17.5% |
| Massachusetts | $1,228 | -$306 | -19.9% |
| Michigan | $2,668 | $1,134 | 73.9% |
| Minnesota | $1,286 | -$248 | -16.2% |
| Mississippi | $1,840 | $306 | 19.9% |
| Missouri | $1,362 | -$172 | -11.2% |
| Montana | $1,650 | $116 | 7.6% |
| Nebraska | $1,210 | -$324 | -21.1% |
| Nevada | $1,840 | $306 | 19.9% |
| New Hampshire | $1,106 | -$428 | -27.9% |
| New Jersey | $1,716 | $182 | 11.9% |
| New Mexico | $1,360 | -$174 | -11.3% |
| New York | $1,618 | $84 | 5.5% |
| North Carolina | $884 | -$650 | -42.4% |
| North Dakota | $1,256 | -$278 | -18.1% |
| Ohio | $1,060 | -$474 | -30.9% |
| Oklahoma | $1,576 | $42 | 2.7% |
| Oregon | $1,406 | -$128 | -8.3% |
| Pennsylvania | $1,464 | -$70 | -4.6% |
| Rhode Island | $2,048 | $514 | 33.5% |
| South Carolina | $1,392 | -$142 | -9.3% |
| South Dakota | $1,296 | -$238 | -15.5% |
| Tennessee | $1,344 | -$190 | -12.4% |
| Texas | $1,850 | $316 | 20.6% |
| Utah | $1,138 | -$396 | -25.8% |
| Vermont | $1,052 | -$482 | -31.4% |
| Virginia | $920 | -$614 | -40.0% |
| Washington | $1,188 | -$346 | -22.6% |
| West Virginia | $1,406 | -$128 | -8.3% |
| Wisconsin | $1,062 | -$472 | -30.8% |
| Wyoming | $1,368 | -$166 | -10.8% |
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Every company utilizes a different rate formula, and rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar XE | $398 | $780 | $390 | $1,726 |
| 2023 Jaguar XE | $382 | $774 | $398 | $1,712 |
| 2022 Jaguar XE | $368 | $756 | $416 | $1,698 |
| 2021 Jaguar XE | $356 | $724 | $430 | $1,668 |
| 2020 Jaguar XE | $336 | $698 | $442 | $1,634 |
| 2019 Jaguar XE | $324 | $648 | $452 | $1,582 |
| 2018 Jaguar XE | $310 | $610 | $456 | $1,534 |
| 2017 Jaguar XE | $298 | $548 | $460 | $1,464 |
Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Jaguar XE Insurance
Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having good credit, being claim-free, and qualifying for all possible discounts. Invest time comparing rates at every other renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The items below are a quick review of the concepts that were covered in the charts and tables above.
- Drivers with a DUI or reckless driving violation could be forced to pay on average $1,810 more per year to insure their XE
- Teen drivers are the costliest to insure, possibly costing $480 each month if they have full coverage
- It is possible to save around $190 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $625 each year
- It is possible to save around $190 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,758 |
| 20 | $3,568 |
| 30 | $1,602 |
| 40 | $1,534 |
| 50 | $1,402 |
| 60 | $1,376 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,944 |
| $250 | $1,754 |
| $500 | $1,534 |
| $1,000 | $1,326 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,534 |
| 50/100 | $1,625 |
| 100/300 | $1,739 |
| 250/500 | $2,036 |
| 100 CSL | $1,671 |
| 300 CSL | $1,922 |
| 500 CSL | $2,104 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,234 |
| 20 | $5,690 |
| 30 | $3,418 |
| 40 | $3,346 |
| 50 | $3,194 |
| 60 | $3,168 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $83 |
| Multi-vehicle | $82 |
| Homeowner | $23 |
| 5-yr Accident Free | $116 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $72 |
| Advance Quote | $78 |
| Online Quote | $110 |
| Total Discounts | $665 |
Discounts are estimated and may not be available from every company or in every state.
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