Jaguar XE Insurance Rates

Average auto insurance rates for a Jaguar XE are $1,534 annually with full coverage. Comprehensive costs approximately $310 a year, collision insurance costs $610, and liability coverage costs $456. Buying just liability costs as little as $508 a year, and insurance for high-risk drivers costs around $3,346. Teenage drivers receive the highest rates at up to $5,758 a year.

Average premium for full coverage: $1,534

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and XE trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Rural locations tend to have fewer collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Jaguar XE insurance rates for additional coverage and risk scenarios.

• The best discount rate is $869
• Drivers who choose higher $1,000 deductibles will pay $1,326 annually
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,534
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,944
• High-risk insureds who are prone to accidents and violations could pay around $3,346
• The cost with full coverage for a teenage driver can cost $5,758 a year

View Chart as Image

Auto insurance rates for a Jaguar XE can also vary considerably based on the trim level of your XE, your driving record, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,800 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $620 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Jaguar XE insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,070 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy the Cheapest Jaguar XE Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Make time to compare rates every couple of years by obtaining price quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The items below are a recap of the material that was touched on in this article.

• Consumers who purchase more liability coverage will pay an extra $500 every year to go from a minimum limit to higher 250/500 limits
• Teen drivers have the highest car insurance rates, with premiums as much as $480 per month if full coverage is included
• Drivers that have major violations or accidents may pay on average $1,810 more per year to insure their XE
• Increasing deductibles could save up to $625 each year