Jaguar XE Insurance Rates
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UPDATED: Apr 29, 2024
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U.S. average auto insurance rates for a Jaguar XE are $1,582 annually for full coverage insurance. Comprehensive costs around $324, collision costs $648, and liability is estimated at $452. Buying just liability costs approximately $504 a year, with insurance for high-risk drivers costing around $3,448. Teens pay the highest rates at $5,904 a year or more.
Average premium for full coverage: $1,582
Price estimates for individual coverage:
Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all XE models.
Price Range from Low to High
For a driver around age 40, Jaguar XE insurance prices go from as cheap as $504 for just the minimum liability insurance to the much higher price of $3,448 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than cities with more traffic congestion.
The example below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above illustrate why everyone should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated Jaguar XE insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $894
- Choosing higher $1,000 deductibles can save about $220 each year
- The estimated rate for the average middle-age driver using $500 deductibles is $1,582
- Selecting pricier low deductibles for comp and collision coverage will cost $2,014
- Higher-risk drivers with serious driving violations could pay at least $3,448 or more
- The price with full coverage for a 16-year-old driver for full coverage can be $5,904 each year
Insurance prices for a Jaguar XE are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,500 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at least $1,900 to $2,600 additional each year, depending on your age. Jaguar XE insurance for high-risk drivers ranges from 44% to 134% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $660 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Jaguar XE insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,130 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,430 | -$152 | -9.6% |
| Alaska | $1,214 | -$368 | -23.3% |
| Arizona | $1,312 | -$270 | -17.1% |
| Arkansas | $1,582 | -$0 | 0.0% |
| California | $1,802 | $220 | 13.9% |
| Colorado | $1,512 | -$70 | -4.4% |
| Connecticut | $1,626 | $44 | 2.8% |
| Delaware | $1,790 | $208 | 13.1% |
| Florida | $1,978 | $396 | 25.0% |
| Georgia | $1,458 | -$124 | -7.8% |
| Hawaii | $1,136 | -$446 | -28.2% |
| Idaho | $1,072 | -$510 | -32.2% |
| Illinois | $1,180 | -$402 | -25.4% |
| Indiana | $1,190 | -$392 | -24.8% |
| Iowa | $1,066 | -$516 | -32.6% |
| Kansas | $1,504 | -$78 | -4.9% |
| Kentucky | $2,158 | $576 | 36.4% |
| Louisiana | $2,342 | $760 | 48.0% |
| Maine | $976 | -$606 | -38.3% |
| Maryland | $1,306 | -$276 | -17.4% |
| Massachusetts | $1,264 | -$318 | -20.1% |
| Michigan | $2,748 | $1,166 | 73.7% |
| Minnesota | $1,322 | -$260 | -16.4% |
| Mississippi | $1,894 | $312 | 19.7% |
| Missouri | $1,404 | -$178 | -11.3% |
| Montana | $1,698 | $116 | 7.3% |
| Nebraska | $1,246 | -$336 | -21.2% |
| Nevada | $1,898 | $316 | 20.0% |
| New Hampshire | $1,142 | -$440 | -27.8% |
| New Jersey | $1,768 | $186 | 11.8% |
| New Mexico | $1,400 | -$182 | -11.5% |
| New York | $1,664 | $82 | 5.2% |
| North Carolina | $912 | -$670 | -42.4% |
| North Dakota | $1,294 | -$288 | -18.2% |
| Ohio | $1,094 | -$488 | -30.8% |
| Oklahoma | $1,624 | $42 | 2.7% |
| Oregon | $1,448 | -$134 | -8.5% |
| Pennsylvania | $1,508 | -$74 | -4.7% |
| Rhode Island | $2,110 | $528 | 33.4% |
| South Carolina | $1,434 | -$148 | -9.4% |
| South Dakota | $1,336 | -$246 | -15.5% |
| Tennessee | $1,386 | -$196 | -12.4% |
| Texas | $1,906 | $324 | 20.5% |
| Utah | $1,172 | -$410 | -25.9% |
| Vermont | $1,084 | -$498 | -31.5% |
| Virginia | $946 | -$636 | -40.2% |
| Washington | $1,222 | -$360 | -22.8% |
| West Virginia | $1,448 | -$134 | -8.5% |
| Wisconsin | $1,094 | -$488 | -30.8% |
| Wyoming | $1,410 | -$172 | -10.9% |
Since prices can be so different, the only way to figure out your exact price is to regularly compare prices from multiple companies. Each auto insurer calculates prices differently, and prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar XE | $418 | $812 | $372 | $1,760 |
| 2023 Jaguar XE | $398 | $780 | $390 | $1,726 |
| 2022 Jaguar XE | $382 | $774 | $398 | $1,712 |
| 2021 Jaguar XE | $368 | $756 | $416 | $1,698 |
| 2020 Jaguar XE | $356 | $724 | $430 | $1,668 |
| 2019 Jaguar XE | $336 | $698 | $442 | $1,634 |
| 2018 Jaguar XE | $324 | $648 | $452 | $1,582 |
| 2017 Jaguar XE | $310 | $610 | $456 | $1,534 |
Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Jaguar XE Insurance
Getting lower rates on insurance for a Jaguar XE takes having a decent driving record, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following items are a recap of the ideas that were covered above.
- 16 to 18-year-old drivers are charged the highest prices, as much as $492 a month if they have full coverage
- Drivers considered higher risk that have major violations or accidents pay on average $1,870 more every year than a driver with a clean driving record
- Increasing physical damage deductibles could save up to $650 each year
- It is possible to save up to $200 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,904 |
| 20 | $3,680 |
| 30 | $1,652 |
| 40 | $1,582 |
| 50 | $1,446 |
| 60 | $1,420 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,014 |
| $250 | $1,812 |
| $500 | $1,582 |
| $1,000 | $1,362 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,582 |
| 50/100 | $1,672 |
| 100/300 | $1,785 |
| 250/500 | $2,079 |
| 100 CSL | $1,718 |
| 300 CSL | $1,966 |
| 500 CSL | $2,147 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,452 |
| 20 | $5,870 |
| 30 | $3,526 |
| 40 | $3,448 |
| 50 | $3,294 |
| 60 | $3,266 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $75 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $688 |
Discounts are estimated and may not be available from every company or in every state.
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