Jaguar XE Insurance Rates
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UPDATED: Apr 29, 2024
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Average insurance rates for a Jaguar XE are $1,582 a year including full coverage. Comprehensive costs on average $324, collision costs $648, and liability coverage costs $452. Buying just liability costs as little as $504 a year, with insurance for high-risk drivers costing around $3,448. 16-year-old drivers receive the highest rates at $5,904 a year or more.
Average premium for full coverage: $1,582
Rate estimates by individual coverage type:
Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all XE models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the low end price of $504 for liability-only coverage to the much higher price of $3,448 for a driver who has had serious violations or accidents.
Price Range by Location
Your location has a large influence on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than congested cities.
The example below illustrates the difference location can make on car insurance rates.
These examples highlight why everyone should compare rates based on a specific location, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Jaguar XE insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $894
- Drivers who choose higher $1,000 deductibles will pay around $220 every year
- The estimated price for a 40-year-old driver with $500 deductibles is $1,582
- Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $2,014
- High-risk insureds with multiple tickets or accidents could pay upwards of $3,448 or more
- The cost that insures a teenage driver for full coverage may cost $5,904 a year
Auto insurance rates for a Jaguar XE can also vary considerably based on the model of your XE, your driving record and age, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,900 to $2,600 in extra premium per year, depending on your age. Jaguar XE insurance for high-risk drivers can cost around 44% to 134% more than the average rate. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,500 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay upwards of $5,900 a year. View Rates by Age
Where you live makes a big difference in Jaguar XE insurance rates. A 40-year-old driver could pay as low as $1,210 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,260 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,430 | -$152 | -9.6% |
| Alaska | $1,214 | -$368 | -23.3% |
| Arizona | $1,312 | -$270 | -17.1% |
| Arkansas | $1,582 | -$0 | 0.0% |
| California | $1,802 | $220 | 13.9% |
| Colorado | $1,512 | -$70 | -4.4% |
| Connecticut | $1,626 | $44 | 2.8% |
| Delaware | $1,790 | $208 | 13.1% |
| Florida | $1,978 | $396 | 25.0% |
| Georgia | $1,458 | -$124 | -7.8% |
| Hawaii | $1,136 | -$446 | -28.2% |
| Idaho | $1,072 | -$510 | -32.2% |
| Illinois | $1,180 | -$402 | -25.4% |
| Indiana | $1,190 | -$392 | -24.8% |
| Iowa | $1,066 | -$516 | -32.6% |
| Kansas | $1,504 | -$78 | -4.9% |
| Kentucky | $2,158 | $576 | 36.4% |
| Louisiana | $2,342 | $760 | 48.0% |
| Maine | $976 | -$606 | -38.3% |
| Maryland | $1,306 | -$276 | -17.4% |
| Massachusetts | $1,264 | -$318 | -20.1% |
| Michigan | $2,748 | $1,166 | 73.7% |
| Minnesota | $1,322 | -$260 | -16.4% |
| Mississippi | $1,894 | $312 | 19.7% |
| Missouri | $1,404 | -$178 | -11.3% |
| Montana | $1,698 | $116 | 7.3% |
| Nebraska | $1,246 | -$336 | -21.2% |
| Nevada | $1,898 | $316 | 20.0% |
| New Hampshire | $1,142 | -$440 | -27.8% |
| New Jersey | $1,768 | $186 | 11.8% |
| New Mexico | $1,400 | -$182 | -11.5% |
| New York | $1,664 | $82 | 5.2% |
| North Carolina | $912 | -$670 | -42.4% |
| North Dakota | $1,294 | -$288 | -18.2% |
| Ohio | $1,094 | -$488 | -30.8% |
| Oklahoma | $1,624 | $42 | 2.7% |
| Oregon | $1,448 | -$134 | -8.5% |
| Pennsylvania | $1,508 | -$74 | -4.7% |
| Rhode Island | $2,110 | $528 | 33.4% |
| South Carolina | $1,434 | -$148 | -9.4% |
| South Dakota | $1,336 | -$246 | -15.5% |
| Tennessee | $1,386 | -$196 | -12.4% |
| Texas | $1,906 | $324 | 20.5% |
| Utah | $1,172 | -$410 | -25.9% |
| Vermont | $1,084 | -$498 | -31.5% |
| Virginia | $946 | -$636 | -40.2% |
| Washington | $1,222 | -$360 | -22.8% |
| West Virginia | $1,448 | -$134 | -8.5% |
| Wisconsin | $1,094 | -$488 | -30.8% |
| Wyoming | $1,410 | -$172 | -10.9% |
Opting for high physical damage deductibles could save up to $660 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company utilizes a different rate formula, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar XE | $418 | $812 | $372 | $1,760 |
| 2023 Jaguar XE | $398 | $780 | $390 | $1,726 |
| 2022 Jaguar XE | $382 | $774 | $398 | $1,712 |
| 2021 Jaguar XE | $368 | $756 | $416 | $1,698 |
| 2020 Jaguar XE | $356 | $724 | $430 | $1,668 |
| 2019 Jaguar XE | $336 | $698 | $442 | $1,634 |
| 2018 Jaguar XE | $324 | $648 | $452 | $1,582 |
| 2017 Jaguar XE | $310 | $610 | $456 | $1,534 |
Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Jaguar XE Insurance
Saving money on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, not filing small claims, and taking advantage of discounts. Comparison shop every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following items are a quick review of the ideas that were touched on in this article.
- 16 to 18-year-old drivers are charged the highest rates, as much as $492 per month if the policy includes full coverage
- Drivers with a DUI or reckless driving violation could be forced to pay on average $1,870 more each year than a driver with a clean driving record
- Increasing deductibles can save approximately $650 each year
- You may be able to save as much as $200 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,904 |
| 20 | $3,680 |
| 30 | $1,652 |
| 40 | $1,582 |
| 50 | $1,446 |
| 60 | $1,420 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,014 |
| $250 | $1,812 |
| $500 | $1,582 |
| $1,000 | $1,362 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,582 |
| 50/100 | $1,672 |
| 100/300 | $1,785 |
| 250/500 | $2,079 |
| 100 CSL | $1,718 |
| 300 CSL | $1,966 |
| 500 CSL | $2,147 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,452 |
| 20 | $5,870 |
| 30 | $3,526 |
| 40 | $3,448 |
| 50 | $3,294 |
| 60 | $3,266 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $75 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $688 |
Discounts are estimated and may not be available from every company or in every state.
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