Jaguar XE Insurance Rates
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UPDATED: Apr 29, 2024
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The average insurance rates for a Jaguar XE are $1,582 a year for full coverage. Comprehensive insurance costs on average $324 each year, collision insurance costs $648, and liability is estimated at $452. Liability-only insurance costs approximately $504 a year, and high-risk driver insurance costs $3,448 or more. Teens cost the most to insure at up to $5,904 a year.
Average premium for full coverage: $1,582
Policy rates by type of insurance:
Price estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and XE models.
Price Range Variability
For the normal driver, Jaguar XE insurance rates range from the low end price of $504 for just the minimum liability insurance to a high rate of $3,448 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects car insurance rates.
The examples above show why all drivers should get quotes based on a specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Jaguar XE insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $894
- Choosing higher $1,000 deductibles can save around $220 a year
- The estimated price for a good driver age 40 with $500 deductibles is $1,582
- Selecting low deductibles for comp and collision coverage will cost an additional $432 annually
- Higher-risk drivers with serious driving violations could pay upwards of $3,448
- Policy cost that insures a 16-year-old driver may cost $5,904 each year
Auto insurance rates for a Jaguar XE also range considerably based on the trim level and model year, how you drive, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,900 to $2,600 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges from 44% to 134% more than the average policy. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $5,900 a year. View Rates by Age
Your home state plays a big part in determining prices for Jaguar XE insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,260 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,430 | -$152 | -9.6% |
| Alaska | $1,214 | -$368 | -23.3% |
| Arizona | $1,312 | -$270 | -17.1% |
| Arkansas | $1,582 | -$0 | 0.0% |
| California | $1,802 | $220 | 13.9% |
| Colorado | $1,512 | -$70 | -4.4% |
| Connecticut | $1,626 | $44 | 2.8% |
| Delaware | $1,790 | $208 | 13.1% |
| Florida | $1,978 | $396 | 25.0% |
| Georgia | $1,458 | -$124 | -7.8% |
| Hawaii | $1,136 | -$446 | -28.2% |
| Idaho | $1,072 | -$510 | -32.2% |
| Illinois | $1,180 | -$402 | -25.4% |
| Indiana | $1,190 | -$392 | -24.8% |
| Iowa | $1,066 | -$516 | -32.6% |
| Kansas | $1,504 | -$78 | -4.9% |
| Kentucky | $2,158 | $576 | 36.4% |
| Louisiana | $2,342 | $760 | 48.0% |
| Maine | $976 | -$606 | -38.3% |
| Maryland | $1,306 | -$276 | -17.4% |
| Massachusetts | $1,264 | -$318 | -20.1% |
| Michigan | $2,748 | $1,166 | 73.7% |
| Minnesota | $1,322 | -$260 | -16.4% |
| Mississippi | $1,894 | $312 | 19.7% |
| Missouri | $1,404 | -$178 | -11.3% |
| Montana | $1,698 | $116 | 7.3% |
| Nebraska | $1,246 | -$336 | -21.2% |
| Nevada | $1,898 | $316 | 20.0% |
| New Hampshire | $1,142 | -$440 | -27.8% |
| New Jersey | $1,768 | $186 | 11.8% |
| New Mexico | $1,400 | -$182 | -11.5% |
| New York | $1,664 | $82 | 5.2% |
| North Carolina | $912 | -$670 | -42.4% |
| North Dakota | $1,294 | -$288 | -18.2% |
| Ohio | $1,094 | -$488 | -30.8% |
| Oklahoma | $1,624 | $42 | 2.7% |
| Oregon | $1,448 | -$134 | -8.5% |
| Pennsylvania | $1,508 | -$74 | -4.7% |
| Rhode Island | $2,110 | $528 | 33.4% |
| South Carolina | $1,434 | -$148 | -9.4% |
| South Dakota | $1,336 | -$246 | -15.5% |
| Tennessee | $1,386 | -$196 | -12.4% |
| Texas | $1,906 | $324 | 20.5% |
| Utah | $1,172 | -$410 | -25.9% |
| Vermont | $1,084 | -$498 | -31.5% |
| Virginia | $946 | -$636 | -40.2% |
| Washington | $1,222 | -$360 | -22.8% |
| West Virginia | $1,448 | -$134 | -8.5% |
| Wisconsin | $1,094 | -$488 | -30.8% |
| Wyoming | $1,410 | -$172 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $660 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar XE | $418 | $812 | $372 | $1,760 |
| 2023 Jaguar XE | $398 | $780 | $390 | $1,726 |
| 2022 Jaguar XE | $382 | $774 | $398 | $1,712 |
| 2021 Jaguar XE | $368 | $756 | $416 | $1,698 |
| 2020 Jaguar XE | $356 | $724 | $430 | $1,668 |
| 2019 Jaguar XE | $336 | $698 | $442 | $1,634 |
| 2018 Jaguar XE | $324 | $648 | $452 | $1,582 |
| 2017 Jaguar XE | $310 | $610 | $456 | $1,534 |
Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Jaguar XE Insurance
Finding cheaper rates on insurance for a Jaguar XE takes having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare rates at every other renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.
The next list is a condensed summary of the concepts that were presented in the illustrations above.
- Drivers considered higher risk with multiple at-fault accidents may pay on average $1,870 more each year to buy Jaguar XE insurance
- Drivers age 20 and younger are charged the highest rates, costing up to $492 each month if the policy includes full coverage
- Drivers can save as much as $200 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles can save approximately $650 each year
- Drivers can save as much as $200 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,904 |
| 20 | $3,680 |
| 30 | $1,652 |
| 40 | $1,582 |
| 50 | $1,446 |
| 60 | $1,420 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,014 |
| $250 | $1,812 |
| $500 | $1,582 |
| $1,000 | $1,362 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,582 |
| 50/100 | $1,672 |
| 100/300 | $1,785 |
| 250/500 | $2,079 |
| 100 CSL | $1,718 |
| 300 CSL | $1,966 |
| 500 CSL | $2,147 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,452 |
| 20 | $5,870 |
| 30 | $3,526 |
| 40 | $3,448 |
| 50 | $3,294 |
| 60 | $3,266 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $75 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $688 |
Discounts are estimated and may not be available from every company or in every state.
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