Jaguar XE Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 29, 2024

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Estimated insurance rates for a Jaguar XE are $1,534 a year including full coverage. Comprehensive insurance costs an estimated $310, collision costs $610, and liability costs around $456. Liability-only insurance costs as low as $508 a year, with high-risk driver insurance costing $3,346 or more. 16-year-old drivers pay the most at $5,758 a year or more.

Average premium for full coverage: $1,534

Premium estimates broken down by type of coverage:

Comprehensive $310
Collision $610
Liability $456

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all XE models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Jaguar XE go from the low end price of $508 for just liability insurance to the much higher price of $3,346 for a driver required to buy high-risk insurance.

Liability Only $508
Full Coverage $1,534
High Risk $3,346

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The example below illustrates how geographic area affects insurance prices.

Rural Areas $1,151
Small Cities $1,611
Large Cities $2,071

These rate differences highlight why everyone should compare prices for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Jaguar XE insurance rates for other coverage scenarios.

  • The best full coverage rate is $869
  • Using higher $1,000 deductibles will save approximately $208 every year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,534
  • Buying pricier low deductibles for physical damage coverage will cost an additional $410 every year
  • Drivers with multiple tickets or accidents could pay up to $3,346 or more
  • An auto insurance policy that insures a teen driver for full coverage can cost as much as $5,758 or more

View Chart as Image

Jaguar XE insurance cost comparison chart
Column chart showing full coverage Jaguar XE insurance prices range from $869 to $5,758

Insurance prices for a Jaguar XE also have a wide range based on the model of your XE, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,800 to $2,500 additional annually, depending on your age. Jaguar XE insurance for high-risk drivers can be as much as 43% to 131% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $5,700 a year. View Rates by Age

Where you choose to live has a huge impact on Jaguar XE insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,190 on average in Louisiana, New York, and Michigan.

Jaguar XE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,388 -$146 -9.5%
Alaska $1,178 -$356 -23.2%
Arizona $1,274 -$260 -16.9%
Arkansas $1,534 -$0 0.0%
California $1,750 $216 14.1%
Colorado $1,468 -$66 -4.3%
Connecticut $1,580 $46 3.0%
Delaware $1,738 $204 13.3%
Florida $1,922 $388 25.3%
Georgia $1,416 -$118 -7.7%
Hawaii $1,104 -$430 -28.0%
Idaho $1,038 -$496 -32.3%
Illinois $1,146 -$388 -25.3%
Indiana $1,156 -$378 -24.6%
Iowa $1,036 -$498 -32.5%
Kansas $1,458 -$76 -5.0%
Kentucky $2,096 $562 36.6%
Louisiana $2,272 $738 48.1%
Maine $948 -$586 -38.2%
Maryland $1,266 -$268 -17.5%
Massachusetts $1,228 -$306 -19.9%
Michigan $2,668 $1,134 73.9%
Minnesota $1,286 -$248 -16.2%
Mississippi $1,840 $306 19.9%
Missouri $1,362 -$172 -11.2%
Montana $1,650 $116 7.6%
Nebraska $1,210 -$324 -21.1%
Nevada $1,840 $306 19.9%
New Hampshire $1,106 -$428 -27.9%
New Jersey $1,716 $182 11.9%
New Mexico $1,360 -$174 -11.3%
New York $1,618 $84 5.5%
North Carolina $884 -$650 -42.4%
North Dakota $1,256 -$278 -18.1%
Ohio $1,060 -$474 -30.9%
Oklahoma $1,576 $42 2.7%
Oregon $1,406 -$128 -8.3%
Pennsylvania $1,464 -$70 -4.6%
Rhode Island $2,048 $514 33.5%
South Carolina $1,392 -$142 -9.3%
South Dakota $1,296 -$238 -15.5%
Tennessee $1,344 -$190 -12.4%
Texas $1,850 $316 20.6%
Utah $1,138 -$396 -25.8%
Vermont $1,052 -$482 -31.4%
Virginia $920 -$614 -40.0%
Washington $1,188 -$346 -22.6%
West Virginia $1,406 -$128 -8.3%
Wisconsin $1,062 -$472 -30.8%
Wyoming $1,368 -$166 -10.8%

View Chart as Image

Jaguar XE insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $620 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each insurance company utilizes a different rate formula, and prices will be substantially different.

Jaguar XE Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar XE $398 $780 $390 $1,726
2023 Jaguar XE $382 $774 $398 $1,712
2022 Jaguar XE $368 $756 $416 $1,698
2021 Jaguar XE $356 $724 $430 $1,668
2020 Jaguar XE $336 $698 $442 $1,634
2019 Jaguar XE $324 $648 $452 $1,582
2018 Jaguar XE $310 $610 $456 $1,534
2017 Jaguar XE $298 $548 $460 $1,464

Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Jaguar XE Insurance

Finding better rates on car insurance requires being safe and accident-free, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Comparison shop at every policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a condensed summary of the data presented in the illustrations above.

  • Policyholders who want more liability protection will pay around $500 per year to increase from 30/60 bodily injury limits to the 250/500 level
  • You may be able to save approximately $190 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save approximately $625 each year
  • Youthful drivers are expensive to insure, with the cost nearing $480 per month if comprehensive and collision insurance is included

Rates by Driver Age

Jaguar XE Insurance Rates by Driver Age
Driver Age Premium
16 $5,758
20 $3,568
30 $1,602
40 $1,534
50 $1,402
60 $1,376

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,944
$250 $1,754
$500 $1,534
$1,000 $1,326

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,534
50/100 $1,625
100/300 $1,739
250/500 $2,036
100 CSL $1,671
300 CSL $1,922
500 CSL $2,104

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XE Insurance Rates for High Risk Drivers
Age Premium
16 $8,234
20 $5,690
30 $3,418
40 $3,346
50 $3,194
60 $3,168

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $82
Homeowner $23
5-yr Accident Free $116
5-yr Claim Free $101
Paid in Full/EFT $72
Advance Quote $78
Online Quote $110
Total Discounts $665
Rate after discounts $869

Discounts are estimated and may not be available from every company or in every state.

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