Jaguar E-Pace Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 24, 2024

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The average insurance prices for a Jaguar E-Pace are $1,758 every 12 months for full coverage. Comprehensive insurance costs approximately $376 each year, collision costs $772, and liability is $452. Liability-only insurance costs around $504 a year, with high-risk driver insurance costing $3,842 or more. 16-year-old drivers cost the most to insure at $6,468 a year or more.

Average premium for full coverage: $1,758

Policy rates by type of insurance:

Comprehensive $376
Collision $772
Liability $452

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and E-Pace models.

Price Range Variability

For a driver in their 40's, Jaguar E-Pace insurance rates go from the cheapest price of $504 for minimum levels of liability insurance to a high rate of $3,842 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $1,758
High Risk $3,842

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are shown to have more infrequent accident claims than congested cities.

The graphic below illustrates how location helps determine auto insurance prices.

Rural Areas $1,319
Small Cities $1,846
Large Cities $2,373

The examples above show why all drivers should compare rates quotes using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Jaguar E-Pace insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $980
  • Raising to $1,000 deductibles will save $260 a year
  • The average price for a good driver age 40 who chooses $500 deductibles is $1,758
  • Buying low deductibles costs an extra $512 every year
  • At-risk drivers with multiple tickets or accidents could pay around $3,842 or more
  • Policy cost to insure a teen driver can cost $6,468

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing full coverage Jaguar E-Pace insurance prices range from $980 to $6,468

Auto insurance rates for a Jaguar E-Pace also range considerably based on liability limits and deductibles, your driver profile, and the model of your E-Pace.

Opting for high physical damage deductibles can reduce rates by up to $780 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $6,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $2,100 to $2,900 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 45% to 133% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on Jaguar E-Pace insurance prices. A middle-age driver might find rates as low as $1,160 a year in states like Iowa, Maine, and Idaho, or at least $2,510 on average in New York, Louisiana, and Michigan.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,590 -$168 -9.6%
Alaska $1,348 -$410 -23.3%
Arizona $1,460 -$298 -17.0%
Arkansas $1,758 -$0 0.0%
California $2,004 $246 14.0%
Colorado $1,680 -$78 -4.4%
Connecticut $1,810 $52 3.0%
Delaware $1,990 $232 13.2%
Florida $2,200 $442 25.1%
Georgia $1,624 -$134 -7.6%
Hawaii $1,262 -$496 -28.2%
Idaho $1,192 -$566 -32.2%
Illinois $1,310 -$448 -25.5%
Indiana $1,324 -$434 -24.7%
Iowa $1,186 -$572 -32.5%
Kansas $1,672 -$86 -4.9%
Kentucky $2,400 $642 36.5%
Louisiana $2,604 $846 48.1%
Maine $1,084 -$674 -38.3%
Maryland $1,450 -$308 -17.5%
Massachusetts $1,408 -$350 -19.9%
Michigan $3,056 $1,298 73.8%
Minnesota $1,472 -$286 -16.3%
Mississippi $2,108 $350 19.9%
Missouri $1,560 -$198 -11.3%
Montana $1,888 $130 7.4%
Nebraska $1,386 -$372 -21.2%
Nevada $2,110 $352 20.0%
New Hampshire $1,268 -$490 -27.9%
New Jersey $1,966 $208 11.8%
New Mexico $1,558 -$200 -11.4%
New York $1,852 $94 5.3%
North Carolina $1,012 -$746 -42.4%
North Dakota $1,440 -$318 -18.1%
Ohio $1,216 -$542 -30.8%
Oklahoma $1,804 $46 2.6%
Oregon $1,612 -$146 -8.3%
Pennsylvania $1,678 -$80 -4.6%
Rhode Island $2,346 $588 33.4%
South Carolina $1,594 -$164 -9.3%
South Dakota $1,484 -$274 -15.6%
Tennessee $1,540 -$218 -12.4%
Texas $2,120 $362 20.6%
Utah $1,302 -$456 -25.9%
Vermont $1,204 -$554 -31.5%
Virginia $1,054 -$704 -40.0%
Washington $1,358 -$400 -22.8%
West Virginia $1,612 -$146 -8.3%
Wisconsin $1,216 -$542 -30.8%
Wyoming $1,568 -$190 -10.8%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied.

Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $464 $930 $390 $1,942
2023 Jaguar E-Pace $444 $922 $398 $1,922
2022 Jaguar E-Pace $430 $900 $416 $1,904
2021 Jaguar E-Pace $414 $862 $430 $1,864
2020 Jaguar E-Pace $392 $832 $442 $1,824
2019 Jaguar E-Pace $376 $772 $452 $1,758
2018 Jaguar E-Pace $362 $728 $456 $1,704

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Jaguar E-Pace Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Invest time comparing rates once a year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a brief review of the data that was covered in the charts and tables above.

  • Drivers can save around $220 per year simply by quoting online in advance
  • Policyholders who purchase more liability protection will pay around $500 each year to raise from a 30/60 limit to a 250/500 level
  • Youthful drivers have the highest car insurance rates, costing up to $539 each month if comprehensive and collision insurance is included
  • Higher risk drivers with DUI or reckless driving convictions may pay on average $2,080 more per year than a low-risk driver

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,468
20 $4,098
30 $1,846
40 $1,758
50 $1,604
60 $1,576

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,270
$250 $2,032
$500 $1,758
$1,000 $1,498

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,758
50/100 $1,848
100/300 $1,961
250/500 $2,255
100 CSL $1,894
300 CSL $2,142
500 CSL $2,323

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,286
20 $6,536
30 $3,938
40 $3,842
50 $3,666
60 $3,636

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $255

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $94
Homeowner $25
5-yr Accident Free $139
5-yr Claim Free $117
Paid in Full/EFT $87
Advance Quote $92
Online Quote $128
Total Discounts $778
Rate after discounts $980

Discounts are estimated and may not be available from every company or in every state.

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