Jaguar E-Pace Insurance Rates

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UPDATED: Apr 24, 2024

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The average auto insurance rates for a Jaguar E-Pace are $1,704 annually including full coverage. Comprehensive insurance costs approximately $362, collision costs $728, and liability insurance costs around $456. A liability-only policy costs as low as $508 a year, with high-risk insurance costing $3,716 or more. Teenage drivers cost the most to insure at $6,292 a year or more.

Average premium for full coverage: $1,704

Policy rates by type of insurance:

Comprehensive $362
Collision $728
Liability $456

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different E-Pace trim levels.

Price Range Variability

For an average driver, Jaguar E-Pace insurance rates go from as cheap as $508 for just the minimum liability insurance to a much higher rate of $3,716 for a driver that may need high-risk insurance.

Liability Only $508
Full Coverage $1,704
High Risk $3,716

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,278
Small Cities $1,789
Large Cities $2,300

The examples above highlight why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down estimated Jaguar E-Pace insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $954
  • Using higher $1,000 deductibles will save $248 every year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,704
  • Using more expensive low deductibles for physical damage coverage costs an additional $484 a year
  • Drivers who are prone to accidents and violations could pay around $3,716 or more
  • Policy cost with full coverage for a teen driver with full coverage can cost $6,292 or more

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing full coverage Jaguar E-Pace insurance prices range from $954 to $6,292

Car insurance rates for a Jaguar E-Pace also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $6,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $2,000 to $2,800 extra every year, depending on your age. High-risk driver insurance can be anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $740 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Jaguar E-Pace insurance rates. A driver around age 40 might see rates as low as $1,310 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,430 on average in Louisiana, New York, and Michigan.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$164 -9.6%
Alaska $1,308 -$396 -23.2%
Arizona $1,414 -$290 -17.0%
Arkansas $1,704 -$0 0.0%
California $1,942 $238 14.0%
Colorado $1,628 -$76 -4.5%
Connecticut $1,752 $48 2.8%
Delaware $1,930 $226 13.3%
Florida $2,132 $428 25.1%
Georgia $1,572 -$132 -7.7%
Hawaii $1,224 -$480 -28.2%
Idaho $1,152 -$552 -32.4%
Illinois $1,270 -$434 -25.5%
Indiana $1,282 -$422 -24.8%
Iowa $1,150 -$554 -32.5%
Kansas $1,620 -$84 -4.9%
Kentucky $2,324 $620 36.4%
Louisiana $2,522 $818 48.0%
Maine $1,052 -$652 -38.3%
Maryland $1,404 -$300 -17.6%
Massachusetts $1,362 -$342 -20.1%
Michigan $2,960 $1,256 73.7%
Minnesota $1,426 -$278 -16.3%
Mississippi $2,042 $338 19.8%
Missouri $1,510 -$194 -11.4%
Montana $1,830 $126 7.4%
Nebraska $1,342 -$362 -21.2%
Nevada $2,042 $338 19.8%
New Hampshire $1,226 -$478 -28.1%
New Jersey $1,904 $200 11.7%
New Mexico $1,508 -$196 -11.5%
New York $1,794 $90 5.3%
North Carolina $980 -$724 -42.5%
North Dakota $1,394 -$310 -18.2%
Ohio $1,176 -$528 -31.0%
Oklahoma $1,750 $46 2.7%
Oregon $1,560 -$144 -8.5%
Pennsylvania $1,624 -$80 -4.7%
Rhode Island $2,272 $568 33.3%
South Carolina $1,544 -$160 -9.4%
South Dakota $1,438 -$266 -15.6%
Tennessee $1,490 -$214 -12.6%
Texas $2,052 $348 20.4%
Utah $1,262 -$442 -25.9%
Vermont $1,168 -$536 -31.5%
Virginia $1,020 -$684 -40.1%
Washington $1,318 -$386 -22.7%
West Virginia $1,562 -$142 -8.3%
Wisconsin $1,180 -$524 -30.8%
Wyoming $1,518 -$186 -10.9%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.

Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $444 $922 $398 $1,922
2023 Jaguar E-Pace $430 $900 $416 $1,904
2022 Jaguar E-Pace $414 $862 $430 $1,864
2021 Jaguar E-Pace $392 $832 $442 $1,824
2020 Jaguar E-Pace $376 $772 $452 $1,758
2019 Jaguar E-Pace $362 $728 $456 $1,704
2018 Jaguar E-Pace $346 $652 $460 $1,616

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Jaguar E-Pace Insurance

Finding cheaper rates on Jaguar E-Pace insurance requires having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Take the time to compare rates once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a brief review of the data that was covered in the above illustrations.

  • You may be able to save around $210 per year simply by shopping early and online
  • Drivers who purchase additional liability coverage will pay an extra $500 per year to increase from a 30/60 limit to higher 250/500 limits
  • 16 to 18-year-old drivers pay the highest auto insurance rates, with premiums being up to $524 each month if comprehensive and collision insurance is included
  • High-risk drivers with DUI or reckless driving convictions may have to pay on average $2,010 more per year than a driver with a clean driving record

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,292
20 $3,962
30 $1,786
40 $1,704
50 $1,554
60 $1,526

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,188
$250 $1,960
$500 $1,704
$1,000 $1,456

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,704
50/100 $1,795
100/300 $1,909
250/500 $2,206
100 CSL $1,841
300 CSL $2,092
500 CSL $2,274

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,024
20 $6,322
30 $3,806
40 $3,716
50 $3,548
60 $3,518

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $246

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $91
Homeowner $25
5-yr Accident Free $133
5-yr Claim Free $113
Paid in Full/EFT $83
Advance Quote $88
Online Quote $124
Total Discounts $750
Rate after discounts $954

Discounts are estimated and may not be available from every company or in every state.

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