Jaguar E-Pace Insurance Rates

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UPDATED: Apr 24, 2024

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The average insurance rates for a Jaguar E-Pace are $1,704 a year including full coverage. Comprehensive costs on average $362, collision insurance costs $728, and liability insurance is $456. Buying just liability costs around $508 a year, and insurance for high-risk drivers costs around $3,716. Teenage drivers cost the most to insure at up to $6,292 a year.

Average premium for full coverage: $1,704

Policy rates by type of insurance:

Comprehensive $362
Collision $728
Liability $456

Estimates include $500 deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different E-Pace trim levels.

Price Range Variability

For a driver around age 40, Jaguar E-Pace insurance rates range from the low end price of $508 for just liability insurance to a much higher rate of $3,716 for a driver required to buy high-risk insurance.

Liability Only $508
Full Coverage $1,704
High Risk $3,716

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,278
Small Cities $1,789
Large Cities $2,300

The examples above highlight why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Jaguar E-Pace insurance rates for different risk profiles and scenarios.

  • The best discount rate is $954
  • Raising to $1,000 deductibles will save around $248 every year
  • The estimated price for a good driver age 40 with $500 deductibles is $1,704
  • Using more expensive low deductibles bumps up the cost to $2,188
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,716
  • Policy cost that insures a teen driver with full coverage may cost $6,292

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing Jaguar E-Pace insurance rates range from $954 to $6,292 for full coverage

Insurance rates for a Jaguar E-Pace also range considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $2,000 to $2,800 extra every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $6,200 a year. View Rates by Age

Your home state also has a big influence on Jaguar E-Pace insurance rates. A middle-age driver might find rates as low as $1,310 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,430 on average in Michigan, New York, and Louisiana.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$164 -9.6%
Alaska $1,308 -$396 -23.2%
Arizona $1,414 -$290 -17.0%
Arkansas $1,704 -$0 0.0%
California $1,942 $238 14.0%
Colorado $1,628 -$76 -4.5%
Connecticut $1,752 $48 2.8%
Delaware $1,930 $226 13.3%
Florida $2,132 $428 25.1%
Georgia $1,572 -$132 -7.7%
Hawaii $1,224 -$480 -28.2%
Idaho $1,152 -$552 -32.4%
Illinois $1,270 -$434 -25.5%
Indiana $1,282 -$422 -24.8%
Iowa $1,150 -$554 -32.5%
Kansas $1,620 -$84 -4.9%
Kentucky $2,324 $620 36.4%
Louisiana $2,522 $818 48.0%
Maine $1,052 -$652 -38.3%
Maryland $1,404 -$300 -17.6%
Massachusetts $1,362 -$342 -20.1%
Michigan $2,960 $1,256 73.7%
Minnesota $1,426 -$278 -16.3%
Mississippi $2,042 $338 19.8%
Missouri $1,510 -$194 -11.4%
Montana $1,830 $126 7.4%
Nebraska $1,342 -$362 -21.2%
Nevada $2,042 $338 19.8%
New Hampshire $1,226 -$478 -28.1%
New Jersey $1,904 $200 11.7%
New Mexico $1,508 -$196 -11.5%
New York $1,794 $90 5.3%
North Carolina $980 -$724 -42.5%
North Dakota $1,394 -$310 -18.2%
Ohio $1,176 -$528 -31.0%
Oklahoma $1,750 $46 2.7%
Oregon $1,560 -$144 -8.5%
Pennsylvania $1,624 -$80 -4.7%
Rhode Island $2,272 $568 33.3%
South Carolina $1,544 -$160 -9.4%
South Dakota $1,438 -$266 -15.6%
Tennessee $1,490 -$214 -12.6%
Texas $2,052 $348 20.4%
Utah $1,262 -$442 -25.9%
Vermont $1,168 -$536 -31.5%
Virginia $1,020 -$684 -40.1%
Washington $1,318 -$386 -22.7%
West Virginia $1,562 -$142 -8.3%
Wisconsin $1,180 -$524 -30.8%
Wyoming $1,518 -$186 -10.9%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city

Using high physical damage deductibles can reduce rates by up to $740 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $444 $922 $398 $1,922
2023 Jaguar E-Pace $430 $900 $416 $1,904
2022 Jaguar E-Pace $414 $862 $430 $1,864
2021 Jaguar E-Pace $392 $832 $442 $1,824
2020 Jaguar E-Pace $376 $772 $452 $1,758
2019 Jaguar E-Pace $362 $728 $456 $1,704
2018 Jaguar E-Pace $346 $652 $460 $1,616

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Jaguar E-Pace Insurance

Finding cheaper rates on Jaguar E-Pace insurance consists of not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Compare prices at every policy renewal by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following is a review of the data covered above.

  • Drivers who require higher liability limits will pay an extra $500 per year to raise from a 30/60 limit to the 250/500 level
  • You may be able to save as much as $210 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles can save approximately $725 each year
  • Teens pay the highest rates, with premiums being up to $524 each month if full coverage is included

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,292
20 $3,962
30 $1,786
40 $1,704
50 $1,554
60 $1,526

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,188
$250 $1,960
$500 $1,704
$1,000 $1,456

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,704
50/100 $1,795
100/300 $1,909
250/500 $2,206
100 CSL $1,841
300 CSL $2,092
500 CSL $2,274

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,024
20 $6,322
30 $3,806
40 $3,716
50 $3,548
60 $3,518

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $246

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $91
Homeowner $25
5-yr Accident Free $133
5-yr Claim Free $113
Paid in Full/EFT $83
Advance Quote $88
Online Quote $124
Total Discounts $750
Rate after discounts $954

Discounts are estimated and may not be available from every company or in every state.

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