Jaguar E-Pace Insurance Rates
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UPDATED: Apr 24, 2024
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The average insurance prices for a Jaguar E-Pace are $1,704 every 12 months for full coverage insurance. Comprehensive costs around $362, collision costs $728, and liability is $456. Liability-only insurance costs around $508 a year, with high-risk driver insurance costing around $3,716. 16-year-old drivers cost the most to insure at $6,292 a year or more.
Average premium for full coverage: $1,704
Policy rates for type of insurance:
Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different E-Pace trim levels.
Price Range Variability
For the average 40-year-old driver, Jaguar E-Pace insurance rates go from the cheapest price of $508 for just liability coverage to a much higher rate of $3,716 for a high-risk insurance policy.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than congested cities.
The price range example below illustrates the difference location can make on auto insurance rates.
The examples above illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Jaguar E-Pace insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $954
- Raising to $1,000 deductibles will save about $248 each year
- The average price for a good driver age 40 using $500 deductibles is $1,704
- Buying more expensive low deductibles increases the price to $2,188
- At-risk drivers with multiple tickets or accidents could pay at least $3,716 or more
- Policy cost to insure a teen driver with full coverage can be $6,292
Auto insurance rates for a Jaguar E-Pace also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce rates by up to $740 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $6,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $2,000 to $2,800 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 45% to 131% more than the average rate. View High Risk Driver Rates
Your home state also has a big influence on Jaguar E-Pace insurance prices. A middle-age driver might find rates as low as $1,110 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,300 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,540 | -$164 | -9.6% |
| Alaska | $1,308 | -$396 | -23.2% |
| Arizona | $1,414 | -$290 | -17.0% |
| Arkansas | $1,704 | -$0 | 0.0% |
| California | $1,942 | $238 | 14.0% |
| Colorado | $1,628 | -$76 | -4.5% |
| Connecticut | $1,752 | $48 | 2.8% |
| Delaware | $1,930 | $226 | 13.3% |
| Florida | $2,132 | $428 | 25.1% |
| Georgia | $1,572 | -$132 | -7.7% |
| Hawaii | $1,224 | -$480 | -28.2% |
| Idaho | $1,152 | -$552 | -32.4% |
| Illinois | $1,270 | -$434 | -25.5% |
| Indiana | $1,282 | -$422 | -24.8% |
| Iowa | $1,150 | -$554 | -32.5% |
| Kansas | $1,620 | -$84 | -4.9% |
| Kentucky | $2,324 | $620 | 36.4% |
| Louisiana | $2,522 | $818 | 48.0% |
| Maine | $1,052 | -$652 | -38.3% |
| Maryland | $1,404 | -$300 | -17.6% |
| Massachusetts | $1,362 | -$342 | -20.1% |
| Michigan | $2,960 | $1,256 | 73.7% |
| Minnesota | $1,426 | -$278 | -16.3% |
| Mississippi | $2,042 | $338 | 19.8% |
| Missouri | $1,510 | -$194 | -11.4% |
| Montana | $1,830 | $126 | 7.4% |
| Nebraska | $1,342 | -$362 | -21.2% |
| Nevada | $2,042 | $338 | 19.8% |
| New Hampshire | $1,226 | -$478 | -28.1% |
| New Jersey | $1,904 | $200 | 11.7% |
| New Mexico | $1,508 | -$196 | -11.5% |
| New York | $1,794 | $90 | 5.3% |
| North Carolina | $980 | -$724 | -42.5% |
| North Dakota | $1,394 | -$310 | -18.2% |
| Ohio | $1,176 | -$528 | -31.0% |
| Oklahoma | $1,750 | $46 | 2.7% |
| Oregon | $1,560 | -$144 | -8.5% |
| Pennsylvania | $1,624 | -$80 | -4.7% |
| Rhode Island | $2,272 | $568 | 33.3% |
| South Carolina | $1,544 | -$160 | -9.4% |
| South Dakota | $1,438 | -$266 | -15.6% |
| Tennessee | $1,490 | -$214 | -12.6% |
| Texas | $2,052 | $348 | 20.4% |
| Utah | $1,262 | -$442 | -25.9% |
| Vermont | $1,168 | -$536 | -31.5% |
| Virginia | $1,020 | -$684 | -40.1% |
| Washington | $1,318 | -$386 | -22.7% |
| West Virginia | $1,562 | -$142 | -8.3% |
| Wisconsin | $1,180 | -$524 | -30.8% |
| Wyoming | $1,518 | -$186 | -10.9% |

Because rates have so much variability, the only way to figure out your exact price is to compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar E-Pace | $444 | $922 | $398 | $1,922 |
| 2023 Jaguar E-Pace | $430 | $900 | $416 | $1,904 |
| 2022 Jaguar E-Pace | $414 | $862 | $430 | $1,864 |
| 2021 Jaguar E-Pace | $392 | $832 | $442 | $1,824 |
| 2020 Jaguar E-Pace | $376 | $772 | $452 | $1,758 |
| 2019 Jaguar E-Pace | $362 | $728 | $456 | $1,704 |
| 2018 Jaguar E-Pace | $346 | $652 | $460 | $1,616 |
Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Jaguar E-Pace Insurance
Finding cheaper rates on car insurance consists of having a good driving record, having a good credit score, being claim-free, and maximizing policy discounts. Make time to compare rates at least every other year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.
The next list is a quick review of the car insurance concepts touched on in this article.
- Higher risk drivers with a DUI or reckless driving violation may pay on average $2,010 more every year to buy Jaguar E-Pace insurance
- It is possible to save up to $210 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $725 each year
- Policyholders who may need increased levels of liability coverage will pay around $500 annually to raise from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,292 |
| 20 | $3,962 |
| 30 | $1,786 |
| 40 | $1,704 |
| 50 | $1,554 |
| 60 | $1,526 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,188 |
| $250 | $1,960 |
| $500 | $1,704 |
| $1,000 | $1,456 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,704 |
| 50/100 | $1,795 |
| 100/300 | $1,909 |
| 250/500 | $2,206 |
| 100 CSL | $1,841 |
| 300 CSL | $2,092 |
| 500 CSL | $2,274 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,024 |
| 20 | $6,322 |
| 30 | $3,806 |
| 40 | $3,716 |
| 50 | $3,548 |
| 60 | $3,518 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $93 |
| Multi-vehicle | $91 |
| Homeowner | $25 |
| 5-yr Accident Free | $133 |
| 5-yr Claim Free | $113 |
| Paid in Full/EFT | $83 |
| Advance Quote | $88 |
| Online Quote | $124 |
| Total Discounts | $750 |
Discounts are estimated and may not be available from every company or in every state.
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