Honda Accord Crosstour Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 31, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance prices for a Honda Accord Crosstour are $1,300 every 12 months with full coverage. Comprehensive insurance costs an estimated $202 a year, collision costs $306, and liability costs around $592. Liability-only coverage costs as low as $652 a year, with high-risk coverage costing $2,802 or more. 16-year-old drivers cost the most to insure at $5,232 a year or more.
Average premium for full coverage: $1,300
Policy rates broken down by type of insurance:
Prices are based on $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Accord Crosstour trim levels.
Price Range Variability
For a driver in their 40's, Honda Accord Crosstour insurance rates go from the cheapest price of $652 for the bare minimum liability coverage to a high of $2,802 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than congested cities.
The diagram below illustrates how location helps determine insurance prices.
The examples above demonstrate why it is important to compare prices for a targeted area and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Honda Accord Crosstour insurance rates for other coverage scenarios.
- The best full coverage rate is $783
- Using higher $1,000 deductibles will save approximately $1,184 annually
- The average price for a good driver age 40 who has $500 deductibles is $1,300
- Buying low $100 deductibles for physical damage coverage costs an extra $220 every year
- Drivers with multiple tickets or accidents could pay up to $2,802 or more
- Policy cost to insure a teen driver can cost as much as $5,232 or more
Insurance rates for a Honda Accord Crosstour also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.
Opting for high physical damage deductibles could cut rates by as much as $340 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $533 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $5,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,500 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 129% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Honda Accord Crosstour insurance prices. A driver around age 40 might see rates as low as $940 a year in states like Utah, Ohio, and New Hampshire, or at least $1,750 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,172 | -$128 | -9.8% |
| Alaska | $994 | -$306 | -23.5% |
| Arizona | $1,076 | -$224 | -17.2% |
| Arkansas | $1,300 | -$0 | 0.0% |
| California | $1,478 | $178 | 13.7% |
| Colorado | $1,238 | -$62 | -4.8% |
| Connecticut | $1,334 | $34 | 2.6% |
| Delaware | $1,468 | $168 | 12.9% |
| Florida | $1,622 | $322 | 24.8% |
| Georgia | $1,196 | -$104 | -8.0% |
| Hawaii | $930 | -$370 | -28.5% |
| Idaho | $878 | -$422 | -32.5% |
| Illinois | $966 | -$334 | -25.7% |
| Indiana | $978 | -$322 | -24.8% |
| Iowa | $878 | -$422 | -32.5% |
| Kansas | $1,232 | -$68 | -5.2% |
| Kentucky | $1,768 | $468 | 36.0% |
| Louisiana | $1,920 | $620 | 47.7% |
| Maine | $800 | -$500 | -38.5% |
| Maryland | $1,070 | -$230 | -17.7% |
| Massachusetts | $1,036 | -$264 | -20.3% |
| Michigan | $2,252 | $952 | 73.2% |
| Minnesota | $1,088 | -$212 | -16.3% |
| Mississippi | $1,554 | $254 | 19.5% |
| Missouri | $1,152 | -$148 | -11.4% |
| Montana | $1,396 | $96 | 7.4% |
| Nebraska | $1,022 | -$278 | -21.4% |
| Nevada | $1,556 | $256 | 19.7% |
| New Hampshire | $934 | -$366 | -28.2% |
| New Jersey | $1,450 | $150 | 11.5% |
| New Mexico | $1,148 | -$152 | -11.7% |
| New York | $1,364 | $64 | 4.9% |
| North Carolina | $746 | -$554 | -42.6% |
| North Dakota | $1,064 | -$236 | -18.2% |
| Ohio | $896 | -$404 | -31.1% |
| Oklahoma | $1,332 | $32 | 2.5% |
| Oregon | $1,190 | -$110 | -8.5% |
| Pennsylvania | $1,238 | -$62 | -4.8% |
| Rhode Island | $1,732 | $432 | 33.2% |
| South Carolina | $1,174 | -$126 | -9.7% |
| South Dakota | $1,094 | -$206 | -15.8% |
| Tennessee | $1,136 | -$164 | -12.6% |
| Texas | $1,564 | $264 | 20.3% |
| Utah | $962 | -$338 | -26.0% |
| Vermont | $886 | -$414 | -31.8% |
| Virginia | $778 | -$522 | -40.2% |
| Washington | $1,002 | -$298 | -22.9% |
| West Virginia | $1,190 | -$110 | -8.5% |
| Wisconsin | $900 | -$400 | -30.8% |
| Wyoming | $1,156 | -$144 | -11.1% |
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each insurance company utilizes a different rate formula, and rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Honda Accord Crosstour EX 2WD | $1,248 | $104 |
| Honda Accord Crosstour EX-L 2WD | $1,274 | $106 |
| Honda Accord Crosstour EX-L 4WD | $1,300 | $108 |
| Honda Accord Crosstour EX-L Navigation 2WD | $1,300 | $108 |
| Honda Accord Crosstour EX-L Navigation 4WD | $1,324 | $110 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Honda Accord Crosstour | $214 | $350 | $574 | $1,338 |
| 2014 Honda Accord Crosstour | $206 | $328 | $580 | $1,314 |
| 2013 Honda Accord Crosstour | $202 | $306 | $592 | $1,300 |
| 2012 Honda Accord Crosstour | $186 | $284 | $592 | $1,262 |
Rates are averaged for all Honda Accord Crosstour models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Honda Accord Crosstour Insurance
Finding cheaper rates on car insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and maximizing policy discounts. Invest time comparing rates once a year by requesting rates from direct companies, and also from your local independent and exclusive agents.
The following is a brief review of the data that was covered in the charts and tables above.
- You may be able to save approximately $150 per year simply by quoting early and online
- Policyholders who want higher liability limits will pay around $650 every year to increase from a 30/60 limit to a 250/500 level
- Teens are expensive to insure, as much as $436 each month if full coverage is included
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,500 more annually for Accord Crosstour insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,232 |
| 20 | $2,988 |
| 30 | $1,320 |
| 40 | $1,300 |
| 50 | $1,192 |
| 60 | $1,166 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,520 |
| $250 | $1,418 |
| $500 | $1,300 |
| $1,000 | $1,184 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,300 |
| 50/100 | $1,442 |
| 100/300 | $1,590 |
| 250/500 | $1,975 |
| 100 CSL | $1,502 |
| 300 CSL | $1,827 |
| 500 CSL | $2,064 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,380 |
| 20 | $4,762 |
| 30 | $2,830 |
| 40 | $2,802 |
| 50 | $2,682 |
| 60 | $2,652 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $71 |
| Homeowner | $23 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $48 |
| Advance Quote | $58 |
| Online Quote | $88 |
| Total Discounts | $517 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
