Honda Accord Crosstour EX 2WD Insurance Rates

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U.S. average insurance prices for a Honda Accord Crosstour EX 2WD are $1,460 every 12 months for full coverage. Comprehensive insurance costs on average $298, collision costs $508, and liability coverage costs around $454. Just liability insurance costs as low as $538 a year, with coverage for high-risk drivers costing $3,138 or more. Teenage drivers pay the highest rates at $5,522 a year or more.

Annual premium for full coverage: $1,460

Price estimates by type of coverage:

Comprehensive $298
Collision $508
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Accord Crosstour Trim Level

For a 40-year-old driver, Honda Accord Crosstour EX 2WD insurance prices go from the cheapest price of $538 for minimum levels of liability insurance to the much higher price of $3,138 for high-risk insurance.

Liability Only $538
Full Coverage $1,460
High Risk $3,138

These price ranges show why everyone should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

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Insurance rates for a Honda Accord Crosstour EX 2WD are also quite variable based on deductibles and policy limits, your driver profile, and the model year of your Accord Crosstour.

Using high physical damage deductibles could cut rates by as much as $540 a year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $408 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,400 extra each year, depending on your age. Honda Accord Crosstour EX 2WD insurance for high-risk drivers can be around 43% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Honda Accord Crosstour EX 2WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates may be quite different.

View Chart as Image

Honda Accord Crosstour EX 2WD insurance cost comparison chart
Column chart showing Honda Accord Crosstour EX 2WD insurance prices range from $860 to $5,522 for full coverage

Chart shows Honda Accord Crosstour EX 2WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $860. Drivers who use higher $1,000 deductibles will pay $1,278. The average rate for a 40-year-old male driver using $500 deductibles is $1,460. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,816. Drivers with multiple violations and accidents could be charged at least $3,138. The rate for full coverage for a teen driver can be as high as $5,522.

Honda Accord Crosstour EX 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,320 -$140 -9.6%
Alaska $1,120 -$340 -23.3%
Arizona $1,212 -$248 -17.0%
Arkansas $1,460 -$0 0.0%
California $1,664 $204 14.0%
Colorado $1,396 -$64 -4.4%
Connecticut $1,498 $38 2.6%
Delaware $1,652 $192 13.2%
Florida $1,826 $366 25.1%
Georgia $1,348 -$112 -7.7%
Hawaii $1,046 -$414 -28.4%
Idaho $990 -$470 -32.2%
Illinois $1,086 -$374 -25.6%
Indiana $1,102 -$358 -24.5%
Iowa $988 -$472 -32.3%
Kansas $1,386 -$74 -5.1%
Kentucky $1,992 $532 36.4%
Louisiana $2,160 $700 47.9%
Maine $902 -$558 -38.2%
Maryland $1,204 -$256 -17.5%
Massachusetts $1,166 -$294 -20.1%
Michigan $2,534 $1,074 73.6%
Minnesota $1,222 -$238 -16.3%
Mississippi $1,748 $288 19.7%
Missouri $1,298 -$162 -11.1%
Montana $1,570 $110 7.5%
Nebraska $1,150 -$310 -21.2%
Nevada $1,750 $290 19.9%
New Hampshire $1,052 -$408 -27.9%
New Jersey $1,632 $172 11.8%
New Mexico $1,292 -$168 -11.5%
New York $1,536 $76 5.2%
North Carolina $840 -$620 -42.5%
North Dakota $1,196 -$264 -18.1%
Ohio $1,008 -$452 -31.0%
Oklahoma $1,498 $38 2.6%
Oregon $1,338 -$122 -8.4%
Pennsylvania $1,392 -$68 -4.7%
Rhode Island $1,948 $488 33.4%
South Carolina $1,322 -$138 -9.5%
South Dakota $1,232 -$228 -15.6%
Tennessee $1,278 -$182 -12.5%
Texas $1,760 $300 20.5%
Utah $1,082 -$378 -25.9%
Vermont $998 -$462 -31.6%
Virginia $874 -$586 -40.1%
Washington $1,126 -$334 -22.9%
West Virginia $1,338 -$122 -8.4%
Wisconsin $1,010 -$450 -30.8%
Wyoming $1,300 -$160 -11.0%

View Chart as Image

Honda Accord Crosstour EX 2WD insurance rates by U.S. city

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Rates by Driver Age

Honda Accord Crosstour EX 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,522
20 $3,358
30 $1,514
40 $1,460
50 $1,334
60 $1,306

Full coverage, $500 deductibles

Rates by Deductible

Honda Accord Crosstour EX 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,816
$250 $1,652
$500 $1,460
$1,000 $1,278

Full coverage, driver age 40

Rates by Liability Limit

Honda Accord Crosstour EX 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,460
50/100 $1,551
100/300 $1,664
250/500 $1,959
100 CSL $1,596
300 CSL $1,846
500 CSL $2,028

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Accord Crosstour EX 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,842
20 $5,328
30 $3,198
40 $3,138
50 $2,998
60 $2,964

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $102
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $69
Online Quote $101
Total Discounts $600
Rate after discounts $860

Discounts are estimated and may not be available from every company or in every state.

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