Honda Accord Crosstour Insurance Rates

The average insurance prices for a Honda Accord Crosstour are $1,262 every 12 months with full coverage. Comprehensive insurance costs approximately $186 each year, collision costs $284, and liability costs around $592. Liability-only insurance costs as low as $652 a year, with high-risk driver insurance costing $2,726 or more. Teen drivers cost the most to insure at $5,124 a year or more.

Average premium for full coverage: $1,262

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Accord Crosstour models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Rural locations are shown to have more infrequent collision claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why all drivers should compare prices using their specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $763
• Using higher $1,000 deductibles will save $106 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,262
• Choosing low deductibles for physical damage coverage costs an extra $206 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,726 or more
• Policy cost to insure a teen driver can cost $5,124 or more

View Chart as Image

Auto insurance rates for a Honda Accord Crosstour also range considerably based on liability limits and deductibles, your driving record, and the model of your Accord Crosstour.

Choosing high deductibles could cut rates by as much as $320 every year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $533 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers can be as much as 41% to 132% more than average. View High Risk Driver Rates

Your home state has a huge impact on Honda Accord Crosstour insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,700 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Honda Accord Crosstour Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having a good credit score, not filing small claims, and not having any coverage lapses. Set aside time to compare rates every time your policy renews by requesting quotes from direct companies, and also from insurance agencies where you live.

The following items are a review of the information covered above.

• You may be able to save around $140 per year simply by quoting online in advance
• 16 to 18-year-old drivers have the highest car insurance rates, as much as $427 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,460 more per year than a driver with a clean driving record
• Policyholders who purchase additional liability coverage will pay about $650 every year to increase from a 30/60 limit to a 250/500 level