Honda Accord Crosstour Insurance Rates

The average auto insurance rates for a Honda Accord Crosstour are $1,236 annually including full coverage. Comprehensive costs around $182 a year, collision insurance costs $258, and liability coverage is estimated at $596. Liability-only coverage costs approximately $656 a year, and high-risk coverage costs around $2,664. Teens cost the most to insure at up to $5,040 a year.

Average premium for full coverage: $1,236

Policy rates for type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Accord Crosstour trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance rates.

The examples above highlight why it is important to get quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Honda Accord Crosstour insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $751
• Choosing higher $1,000 deductibles can save about $1,134 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,236
• Selecting low $100 deductibles for comp and collision coverage will cost $1,426
• Drivers with serious driving violations could pay at least $2,664
• Policy cost with full coverage for a teenage driver can be $5,040 each year

View Chart as Image

Insurance rates for a Honda Accord Crosstour also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $537 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Honda Accord Crosstour insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,760 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Honda Accord Crosstour Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates at least every other year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a condensed summary of the car insurance concepts presented in the illustrations above.

• Drivers with multiple at-fault accidents may pay on average $1,430 more every year for auto insurance
• You may be able to save up to $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Consumers who may need higher levels of liability will pay approximately $660 per year to raise limits from a 30/60 limit to higher 250/500 limits