Honda Accord Crosstour Insurance Rates

Estimated auto insurance rates for a Honda Accord Crosstour are $1,262 annually for full coverage insurance. Comprehensive costs approximately $186 a year, collision costs $284, and liability insurance is estimated at $592. A liability-only policy costs approximately $652 a year, with high-risk insurance costing around $2,726. Teenage drivers pay the most at $5,124 a year or more.

Average premium for full coverage: $1,262

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Accord Crosstour trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

• The best discount rate is $763
• Choosing higher $1,000 deductibles can save $1,156 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,262
• Using low $100 deductibles for comp and collision coverage will cost $1,468
• High-risk insureds who are prone to accidents and violations could pay around $2,726 or more
• An auto insurance policy with full coverage for a teen driver can cost $5,124 each year

View Chart as Image

Auto insurance prices for a Honda Accord Crosstour also have a wide range based on the model of your Accord Crosstour, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 41% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $320 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $533 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Honda Accord Crosstour insurance rates. A good driver about age 40 could pay as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,700 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Honda Accord Crosstour Insurance

Finding better rates on Honda Accord Crosstour insurance takes having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Take the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The following items are a review of the data covered in the above illustrations.

• Drivers who purchase additional liability coverage will pay an extra $650 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• It is possible to save around $140 per year simply by quoting early and online
• Increasing policy deductibles could save up to $300 each year
• 16 to 18-year-old drivers have the highest car insurance prices, with premiums being up to $427 per month if full coverage is included