Honda Accord Crosstour Insurance Rates

U.S. average auto insurance rates for a Honda Accord Crosstour are $1,262 annually for full coverage insurance. Comprehensive insurance costs approximately $186 a year, collision insurance costs $284, and liability coverage is $592. A policy with just liability insurance costs around $652 a year, and coverage for high-risk drivers costs $2,726 or more. Teens pay the highest rates at up to $5,124 a year.

Average premium for full coverage: $1,262

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Accord Crosstour trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $763
• Raising to $1,000 deductibles will save $1,156 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,262
• Selecting low $100 deductibles costs an additional $206 each year
• Unlucky drivers with serious driving violations could pay around $2,726
• The price with full coverage for a teenage driver can cost $5,124

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Insurance prices for a Honda Accord Crosstour are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 41% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $320 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $533 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Honda Accord Crosstour insurance rates. A middle-age driver might find prices as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,700 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Honda Accord Crosstour Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, having a good credit history, not filing small claims, and possibly raising deductibles. Invest time comparing rates at every policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a brief recap of the data covered in the charts and tables above.

• Consumers who purchase higher liability limits will pay approximately $650 annually to raise from a low limit to higher 250/500 limits
• It is possible to save around $140 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $300 each year
• Teenagers are expensive to insure, as much as $427 a month including comprehensive and collision insurance