Honda Accord Crosstour Insurance Rates

U.S. average insurance rates for a Honda Accord Crosstour are $1,236 a year for full coverage insurance. Comprehensive insurance costs around $182 each year, collision insurance costs $258, and liability insurance costs around $596. Buying just liability costs as low as $656 a year, and insurance for high-risk drivers costs $2,664 or more. Teenage drivers pay the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,236

Price estimates for individual coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Accord Crosstour models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

The ranges above illustrate why all drivers should compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Honda Accord Crosstour insurance rates for additional coverage choices and driver risks.

• The best discount rate is $751
• Using higher $1,000 deductibles will save about $102 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,236
• Using low deductibles for physical damage coverage will cost an additional $190 a year
• Drivers who are prone to accidents and violations could pay at least $2,664
• The price that insures a teen driver can be $5,040 or more

View Chart as Image

Insurance prices for a Honda Accord Crosstour are also quite variable based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

The state you live in has a huge impact on Honda Accord Crosstour insurance rates. A driver around age 40 might see prices as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $300 each year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $537 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Honda Accord Crosstour Insurance

Getting lower rates on Honda Accord Crosstour insurance requires being a good driver, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices every time your policy renews by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following list is a brief summary of the information covered in the above illustrations.

• It is possible to save up to $140 per year just by quoting online in advance
• Drivers age 16 to 20 are charged the highest prices, as much as $420 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $300 each year
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,430 more every year than a safer driver
• Drivers who may need an increased level of liability coverage will pay an extra $660 annually to increase from a low limit to the 250/500 level