Honda Accord Crosstour Insurance Rates

The average insurance prices for a Honda Accord Crosstour are $1,236 every 12 months including full coverage. Comprehensive insurance costs an estimated $182 a year, collision costs $258, and liability is estimated at $596. Liability-only coverage costs approximately $656 a year, with high-risk coverage costing $2,664 or more. 16-year-old drivers cost the most to insure at $5,040 a year or more.

Average premium for full coverage: $1,236

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Accord Crosstour trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities.

The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to get quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Honda Accord Crosstour insurance rates for other coverage scenarios.

• The best full coverage rate is $751
• Choosing higher $1,000 deductibles can save approximately $1,134 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,236
• Buying low $100 deductibles for comp and collision coverage costs an extra $190 every year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,664 or more
• Policy cost to insure a teen driver can cost as much as $5,040 each year

View Chart as Image

Insurance rates for a Honda Accord Crosstour also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $300 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $537 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Honda Accord Crosstour insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each auto insurer utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Honda Accord Crosstour Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates at least every other year by requesting rates from direct car insurance companies, and also from local insurance agencies.

Below you'll find a review of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,430 more annually than a low-risk driver
• You may be able to save approximately $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• Policyholders who want more liability protection will pay around $660 per year to raise limits from a 30/60 limit to a 250/500 level