Honda Accord Crosstour Insurance Rates

The average insurance rates for a Honda Accord Crosstour are $1,262 a year for full coverage insurance. Comprehensive costs an estimated $186, collision costs $284, and liability insurance costs around $592. Liability-only coverage costs as low as $652 a year, with high-risk coverage costing around $2,726. Teenage drivers cost the most to insure at $5,124 a year or more.

Average premium for full coverage: $1,262

Policy rates broken down by type of insurance:

These estimates include $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all Accord Crosstour models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why everyone should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Honda Accord Crosstour insurance rates for other coverage scenarios.

• The best discount rate is $763
• Using higher $1,000 deductibles will save approximately $106 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,262
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,468
• Drivers who are prone to accidents and violations could pay up to $2,726 or more
• Policy cost that insures a teen driver for full coverage can cost as much as $5,124 or more

View Chart as Image

Insurance rates for a Honda Accord Crosstour also range considerably based on the model of your Accord Crosstour, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,500 to $2,100 additional every year, depending on your age. Honda Accord Crosstour insurance for high-risk drivers can be anywhere from 41% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,100 a year. View Rates by Age

Your home state has a huge impact on Honda Accord Crosstour insurance rates. A driver around age 40 might see rates as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,700 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $320 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $533 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Honda Accord Crosstour Insurance

Finding cheaper rates on Honda Accord Crosstour insurance requires being a safe and courteous driver, having a good credit score, being claim-free, and maximizing policy discounts. Compare prices at every policy renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

Below is a brief summary of the data covered in the above illustrations.

• Drivers who want higher levels of liability will pay an extra $650 annually to increase from a 30/60 limit to the 250/500 level
• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Teenage drivers are expensive to insure, possibly costing $427 each month if comprehensive and collision insurance is included