Honda Accord Crosstour Insurance Rates

U.S. average auto insurance rates for a Honda Accord Crosstour are $1,236 annually including full coverage. Comprehensive insurance costs around $182 each year, collision costs $258, and liability coverage is $596. Buying just liability costs around $656 a year, with insurance for high-risk drivers costing $2,664 or more. Teenage drivers pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,236

Price estimates for individual coverage:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Accord Crosstour models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance rates.

The ranges above highlight why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Honda Accord Crosstour insurance rates for additional coverage choices and driver risks.

• The best discount rate is $751
• Raising to $1,000 deductibles will save about $102 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,236
• Using low deductibles costs an additional $190 each year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,664 or more
• The price with full coverage for a teenage driver can be $5,040

View Chart as Image

Insurance prices for a Honda Accord Crosstour are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $300 a year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $537 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Honda Accord Crosstour insurance rates. A middle-age driver might find prices as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,760 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Honda Accord Crosstour Insurance

Getting lower rates on auto insurance consists of being a low-risk driver, having good credit, being claim-free, and taking advantage of discounts. Spend time shopping around at every policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a quick review of the data touched on above.

• Consumers who may need more liability coverage will pay an extra $660 per year to raise from a low limit to higher 250/500 limits
• You may be able to save up to $140 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $300 each year
• Teen drivers are charged the highest prices, possibly costing $420 a month if they have full coverage