GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs on average $206, collision costs $330, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing around $2,492. Teens cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have more infrequent accident claims than cities with more traffic congestion.

The price range example below illustrates how your location can change car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $682
• Drivers who choose higher $1,000 deductibles will pay around $122 a year
• The average price for a good driver age 40 with $500 deductibles is $1,154
• Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,388
• High-risk insureds with serious driving violations could pay upwards of $2,492 or more
• Policy cost to insure a teenage driver with full coverage may cost $4,524 a year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Savana.

Choosing higher comprehensive and collision insurance deductibles could save up to $360 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can cost around 42% to 135% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see how they stack up. Every company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Savana Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every couple of years by obtaining price quotes from direct carriers, and also from local independent and exclusive agents.

The following items are a brief review of the material that was illustrated above.

• Consumers who require additional liability coverage will pay approximately $510 each year to go from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers are expensive to insure, costing up to $377 each month if the policy includes full coverage
• Drivers with DUI or reckless driving convictions pay an average of $1,340 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $350 each year