GMC Savana Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Dec 10, 2021

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The average insurance prices for a GMC Savana are $878 every 12 months for full coverage. Comprehensive costs around $126 each year, collision insurance costs $152, and liability insurance is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs around $1,886. 16-year-old drivers cost the most to insure at up to $3,630 a year.

Average premium for full coverage: $878

Policy rates for type of insurance:

Comprehensive $126
Collision $152
Liability $442

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Savana models.

Price Range Variability

For the normal driver, GMC Savana insurance rates range from the cheapest price of $496 for a discount liability-only rate to a high rate of $1,886 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $878
High Risk $1,886

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than congested cities. The graphic below illustrates how geographic area affects auto insurance rates.

Rural Areas $659
Small Cities $922
Large Cities $1,185

The examples above show why all drivers should get quotes for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average GMC Savana insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $544
  • Choosing higher $1,000 deductibles can save about $64 a year
  • The average price for a good driver age 40 using $500 deductibles is $878
  • Buying low deductibles for comp and collision coverage increases the price to $1,000
  • High-risk insureds with multiple tickets or accidents could pay at least $1,886
  • Policy cost to insure a teen driver can be $3,630 each year

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing GMC Savana insurance rates range from $544 to $3,630 for full coverage

Auto insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles can save as much as $190 each year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,000 to $1,500 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 41% to 127% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $580 a year in states like Idaho, Maine, and Iowa, or at least $1,260 on average in Michigan, Louisiana, and New York.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $796 -$82 -9.3%
Alaska $674 -$204 -23.2%
Arizona $730 -$148 -16.9%
Arkansas $878 -$0 0.0%
California $1,002 $124 14.1%
Colorado $840 -$38 -4.3%
Connecticut $904 $26 3.0%
Delaware $996 $118 13.4%
Florida $1,100 $222 25.3%
Georgia $810 -$68 -7.7%
Hawaii $632 -$246 -28.0%
Idaho $596 -$282 -32.1%
Illinois $656 -$222 -25.3%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $836 -$42 -4.8%
Kentucky $1,200 $322 36.7%
Louisiana $1,304 $426 48.5%
Maine $542 -$336 -38.3%
Maryland $726 -$152 -17.3%
Massachusetts $706 -$172 -19.6%
Michigan $1,528 $650 74.0%
Minnesota $736 -$142 -16.2%
Mississippi $1,054 $176 20.0%
Missouri $780 -$98 -11.2%
Montana $946 $68 7.7%
Nebraska $694 -$184 -21.0%
Nevada $1,054 $176 20.0%
New Hampshire $634 -$244 -27.8%
New Jersey $984 $106 12.1%
New Mexico $780 -$98 -11.2%
New York $928 $50 5.7%
North Carolina $506 -$372 -42.4%
North Dakota $720 -$158 -18.0%
Ohio $610 -$268 -30.5%
Oklahoma $904 $26 3.0%
Oregon $806 -$72 -8.2%
Pennsylvania $840 -$38 -4.3%
Rhode Island $1,174 $296 33.7%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $772 -$106 -12.1%
Texas $1,060 $182 20.7%
Utah $652 -$226 -25.7%
Vermont $602 -$276 -31.4%
Virginia $528 -$350 -39.9%
Washington $682 -$196 -22.3%
West Virginia $806 -$72 -8.2%
Wisconsin $610 -$268 -30.5%
Wyoming $784 -$94 -10.7%

View Chart as Image

GMC Savana insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $844 $70
GMC Savana 2500 2WD $850 $71
GMC Savana 1500 2WD $872 $73
GMC Savana 1500 2WD $872 $73
GMC Savana 1500 AWD $872 $73
GMC Savana 2500 2WD $864 $72
GMC Savana 3500 2WD $854 $71
GMC Savana 3500 2WD $854 $71
GMC Savana 1500 2WD $888 $74
GMC Savana 1500 2WD $888 $74
GMC Savana 1500 2WD $888 $74
GMC Savana 1500 AWD $888 $74
GMC Savana 2500 2WD $888 $74
GMC Savana 2500 2WD $888 $74
GMC Savana 3500 2WD $870 $73
GMC Savana 3500 2WD $870 $73
GMC Savana 1500 AWD $902 $75
GMC Savana 1500 AWD $902 $75
GMC Savana 3500 2WD $894 $75
GMC Savana 3500 2WD $894 $75
GMC Savana 1500 AWD $918 $77
GMC Savana 2500 2WD $908 $76
GMC Savana 2500 2WD $908 $76
GMC Savana 3500 2WD $908 $76
GMC Savana 3500 2WD $908 $76

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 GMC Savana $152 $202 $474 $986

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance takes having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a review of the data that was presented in the illustrations above.

  • Drivers can save up to $100 per year just by quoting online in advance
  • Drivers who may need additional liability coverage will pay around $490 each year to raise limits from a 30/60 limit to a 250/500 level
  • 16 to 18-year-old drivers are expensive to insure, costing up to $303 each month if comprehensive and collision insurance is included
  • High-risk drivers who have several accidents or serious violations may pay on average $1,010 more every year than a driver with a clean driving record

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $3,630
20 $2,014
30 $890
40 $878
50 $808
60 $790

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,000
$250 $946
$500 $878
$1,000 $814

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $996
100/300 $1,107
250/500 $1,394
100 CSL $1,041
300 CSL $1,284
500 CSL $1,461

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $5,088
20 $3,204
30 $1,894
40 $1,886
50 $1,806
60 $1,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $29
Advance Quote $37
Online Quote $58
Total Discounts $334
Rate after discounts $544

Discounts are estimated and may not be available from every company or in every state.

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