GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $878 every 12 months for full coverage. Comprehensive costs around $126 each year, collision insurance costs $152, and liability insurance is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs around $1,886. 16-year-old drivers cost the most to insure at up to $3,630 a year.

Average premium for full coverage: $878

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than congested cities. The graphic below illustrates how geographic area affects auto insurance rates.

The examples above show why all drivers should get quotes for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $544
• Choosing higher $1,000 deductibles can save about $64 a year
• The average price for a good driver age 40 using $500 deductibles is $878
• Buying low deductibles for comp and collision coverage increases the price to $1,000
• High-risk insureds with multiple tickets or accidents could pay at least $1,886
• Policy cost to insure a teen driver can be $3,630 each year

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles can save as much as $190 each year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,000 to $1,500 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 41% to 127% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $580 a year in states like Idaho, Maine, and Iowa, or at least $1,260 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance takes having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a review of the data that was presented in the illustrations above.

• Drivers can save up to $100 per year just by quoting online in advance
• Drivers who may need additional liability coverage will pay around $490 each year to raise limits from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers are expensive to insure, costing up to $303 each month if comprehensive and collision insurance is included
• High-risk drivers who have several accidents or serious violations may pay on average $1,010 more every year than a driver with a clean driving record