GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,244 a year for full coverage insurance. Comprehensive insurance costs an estimated $230 a year, collision costs $400, and liability costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing $2,692 or more. 16-year-old drivers receive the highest rates at $4,812 a year or more.

Average premium for full coverage: $1,244

Rate estimates broken down by individual coverage type:

Rates are based on $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates how your location can change insurance prices.

These examples illustrate why it is important to compare rates for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $727
• Drivers who choose higher $1,000 deductibles will pay approximately $1,100 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,244
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $276 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,692 or more
• The cost for full coverage for a teen driver can cost as much as $4,812 a year

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged at least $4,800 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,680 on average in Florida, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $420 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 134% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see which company has the best rate. Every company utilizes a different rate formula, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Saving money on car insurance not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Invest the time to shop around every couple of years by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a quick review of the material that was illustrated above.

• Policyholders who want more liability protection will pay around $500 annually to go from a minimum limit to 250/500 limits
• Youthful drivers have the highest car insurance rates, costing up to $401 per month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,450 more annually than a low-risk driver
• Increasing deductibles can save around $425 each year