GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,244 a year for full coverage. Comprehensive insurance costs on average $230, collision insurance costs $400, and liability coverage is estimated at $456. Liability-only insurance costs approximately $508 a year, and high-risk driver insurance costs $2,692 or more. Teens pay the most at up to $4,812 a year.

Average premium for full coverage: $1,244

Premium estimates by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on car insurance rates.

These rate differences show why anyone shopping for car insurance should get quotes based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $727
• Choosing higher $1,000 deductibles can save around $144 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,244
• Selecting more expensive low deductibles for comp and collision coverage will cost an additional $276 each year
• Drivers with serious driving violations could pay upwards of $2,692
• An auto insurance policy that insures a teenage driver with full coverage may cost $4,812 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance ranges around 44% to 134% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,770 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Compare rates once a year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The list below is a quick review of the data that was covered in the above illustrations.

• Drivers can save as much as $150 per year just by shopping early and online
• Consumers who require higher liability limits will pay approximately $500 each year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Teenagers pay higher prices, as much as $401 per month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation may pay on average $1,450 more each year for car insurance