GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs on average $220, collision insurance costs $358, and liability is $460. A policy with only liability insurance costs around $510 a year, and a high-risk policy costs $2,586 or more. 16-year-old drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Rate estimates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than congested cities. The example below illustrates the effect of geographic area on car insurance rates.

These rate differences illustrate why everyone should compare rates quotes based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $705
• Raising to $1,000 deductibles will save around $132 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,196
• Buying pricier low deductibles will cost an additional $252 every year
• At-risk drivers with multiple tickets or accidents could pay upwards of $2,586
• An auto insurance policy that insures a teen driver for full coverage may cost $4,658

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,400 to $2,000 extra annually, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $390 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding better rates on car insurance consists of not taking risks behind the wheel, having a positive credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Comparison shop at every policy renewal by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a brief recap of the data covered in the above illustrations.

• Policyholders who require higher liability limits will pay around $510 annually to raise from 30/60 bodily injury limits to the 250/500 level
• It is possible to save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $375 each year
• Teens are expensive to insure, with premiums being up to $388 per month if full coverage is purchased