GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months including full coverage. Comprehensive costs around $220, collision insurance costs $358, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs around $2,586. 16-year-old drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates for individual coverage:

Prices are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates how location helps determine auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save about $132 every year
• The average price for the average middle-age driver using $500 deductibles is $1,196
• Buying more expensive low deductibles for physical damage coverage increases the price to $1,448
• High-risk insureds with multiple tickets or accidents could pay at least $2,586
• The price to insure a 16-year-old driver with full coverage can be $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $390 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can be from 43% to 130% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana requires being a safe and courteous driver, having good credit, being claim-free, and dropping full coverage on older vehicles. Invest time comparing rates every time your policy renews by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the information covered in the charts and tables above.

• You may be able to save up to $140 per year just by shopping early and online
• Teenage drivers pay higher prices, possibly costing $388 a month if they have full coverage
• Increasing physical damage deductibles could save as much as $375 each year
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,390 more every year for auto insurance
• Insureds who may need higher levels of liability will pay around $510 per year to increase from a low limit to a 250/500 level