GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive insurance costs approximately $220 a year, collision insurance costs $358, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $2,586 or more. Teens cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance prices.

The examples above show why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save $1,064 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,196
• Selecting low $100 deductibles for physical damage coverage costs an extra $252 annually
• High-risk insureds with serious driving violations could pay around $2,586
• Policy cost to insure a 16-year-old driver can cost $4,658 or more

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driver profile, and the model of your Savana.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 annually, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 43% to 130% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $790 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Spend time shopping around every other policy renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The following list is a summary of the ideas that were touched on above.

• Drivers age 16 to 20 have the highest car insurance rates, costing up to $388 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,390 more per year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Drivers can save around $140 per year just by quoting early and online