GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive costs around $220 each year, collision insurance costs $358, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs around $2,586. Teen drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance rates.

The ranges above highlight why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save about $132 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,196
• Choosing low deductibles for comp and collision coverage will cost $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,586
• The price with full coverage for a 16-year-old driver can be $4,658 each year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers ranges from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $390 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana takes being a good driver, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Set aside time to shop around every couple of years by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief recap of the material that was raised in the charts and tables above.

• Insureds who may need an increased level of liability coverage will pay about $510 per year to raise limits from a low limit to higher 250/500 limits
• Drivers age 16 to 20 pay higher prices, possibly costing $388 a month including comprehensive and collision insurance
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,390 more every year than a safer driver
• Increasing physical damage deductibles could save up to $375 each year