GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs approximately $206 a year, collision insurance costs $330, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $2,492. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Estimates include $500 deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how location impacts auto insurance prices.

The examples above highlight why it is important to get quotes using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save $1,032 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,154
• Buying low $100 deductibles for comp and collision coverage increases the price to $1,388
• Drivers with multiple tickets or accidents could pay around $2,492
• Policy cost to insure a teenage driver can cost $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Savana.

Opting for high physical damage deductibles can save as much as $360 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 135% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Spend time shopping around every couple of years by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a review of the material that was touched on above.

• Consumers who purchase higher liability limits will pay around $510 per year to raise limits from a 30/60 limit to a 250/500 level
• Teens are the costliest to insure, with premiums being up to $377 each month if full coverage is included
• Drivers who have several accidents or serious violations could be charged and average of $1,340 more per year for Savana insurance
• Increasing comprehensive and collision deductibles could save as much as $350 each year