GMC Savana Insurance Rates
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UPDATED: Jun 4, 2023
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U.S. average insurance prices for a GMC Savana are $1,244 every 12 months for full coverage. Comprehensive costs on average $230 each year, collision insurance costs $400, and liability insurance is $456. A policy with just liability insurance costs around $508 a year, and coverage for high-risk drivers costs around $2,692. Teens pay the highest rates at up to $4,812 a year.
Average premium for full coverage: $1,244
Price estimates by individual coverage:
Rate estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Savana models.
Price Range from Low to High
For a driver around age 40, GMC Savana insurance prices range from the cheapest price of $508 for liability-only coverage to a high rate of $2,692 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.
The ranges above show why all drivers should compare rates quotes based on a specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average GMC Savana insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $727
- Raising to $1,000 deductibles will save around $144 a year
- The average price for the average middle-age driver with $500 deductibles is $1,244
- Selecting low deductibles increases the price to $1,520
- Higher-risk drivers with serious driving violations could pay upwards of $2,692
- The price to insure a teen driver may cost $4,812
Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Savana.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $420 each year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $4,800 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates
The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $820 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,770 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,126 | -$118 | -9.5% |
| Alaska | $954 | -$290 | -23.3% |
| Arizona | $1,032 | -$212 | -17.0% |
| Arkansas | $1,244 | -$0 | 0.0% |
| California | $1,418 | $174 | 14.0% |
| Colorado | $1,188 | -$56 | -4.5% |
| Connecticut | $1,278 | $34 | 2.7% |
| Delaware | $1,408 | $164 | 13.2% |
| Florida | $1,556 | $312 | 25.1% |
| Georgia | $1,148 | -$96 | -7.7% |
| Hawaii | $894 | -$350 | -28.1% |
| Idaho | $840 | -$404 | -32.5% |
| Illinois | $926 | -$318 | -25.6% |
| Indiana | $936 | -$308 | -24.8% |
| Iowa | $838 | -$406 | -32.6% |
| Kansas | $1,182 | -$62 | -5.0% |
| Kentucky | $1,696 | $452 | 36.3% |
| Louisiana | $1,840 | $596 | 47.9% |
| Maine | $768 | -$476 | -38.3% |
| Maryland | $1,026 | -$218 | -17.5% |
| Massachusetts | $996 | -$248 | -19.9% |
| Michigan | $2,160 | $916 | 73.6% |
| Minnesota | $1,040 | -$204 | -16.4% |
| Mississippi | $1,488 | $244 | 19.6% |
| Missouri | $1,102 | -$142 | -11.4% |
| Montana | $1,336 | $92 | 7.4% |
| Nebraska | $978 | -$266 | -21.4% |
| Nevada | $1,490 | $246 | 19.8% |
| New Hampshire | $896 | -$348 | -28.0% |
| New Jersey | $1,388 | $144 | 11.6% |
| New Mexico | $1,100 | -$144 | -11.6% |
| New York | $1,310 | $66 | 5.3% |
| North Carolina | $716 | -$528 | -42.4% |
| North Dakota | $1,018 | -$226 | -18.2% |
| Ohio | $858 | -$386 | -31.0% |
| Oklahoma | $1,278 | $34 | 2.7% |
| Oregon | $1,138 | -$106 | -8.5% |
| Pennsylvania | $1,186 | -$58 | -4.7% |
| Rhode Island | $1,660 | $416 | 33.4% |
| South Carolina | $1,126 | -$118 | -9.5% |
| South Dakota | $1,050 | -$194 | -15.6% |
| Tennessee | $1,088 | -$156 | -12.5% |
| Texas | $1,498 | $254 | 20.4% |
| Utah | $922 | -$322 | -25.9% |
| Vermont | $852 | -$392 | -31.5% |
| Virginia | $746 | -$498 | -40.0% |
| Washington | $960 | -$284 | -22.8% |
| West Virginia | $1,138 | -$106 | -8.5% |
| Wisconsin | $860 | -$384 | -30.9% |
| Wyoming | $1,108 | -$136 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,164 | $97 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,232 | $103 |
| GMC Savana 1500 2WD | $1,232 | $103 |
| GMC Savana 1500 AWD | $1,232 | $103 |
| GMC Savana 2500 2WD | $1,208 | $101 |
| GMC Savana 3500 2WD | $1,184 | $99 |
| GMC Savana 3500 2WD | $1,184 | $99 |
| GMC Savana 1500 2WD | $1,268 | $106 |
| GMC Savana 1500 2WD | $1,268 | $106 |
| GMC Savana 1500 2WD | $1,268 | $106 |
| GMC Savana 1500 AWD | $1,268 | $106 |
| GMC Savana 2500 2WD | $1,268 | $106 |
| GMC Savana 2500 2WD | $1,268 | $106 |
| GMC Savana 3500 2WD | $1,220 | $102 |
| GMC Savana 3500 2WD | $1,220 | $102 |
| GMC Savana 1500 AWD | $1,300 | $108 |
| GMC Savana 1500 AWD | $1,300 | $108 |
| GMC Savana 3500 2WD | $1,278 | $107 |
| GMC Savana 3500 2WD | $1,278 | $107 |
| GMC Savana 1500 AWD | $1,334 | $111 |
| GMC Savana 2500 2WD | $1,310 | $109 |
| GMC Savana 2500 2WD | $1,310 | $109 |
| GMC Savana 3500 2WD | $1,310 | $109 |
| GMC Savana 3500 2WD | $1,310 | $109 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $308 | $532 | $372 | $1,370 |
| 2023 GMC Savana | $294 | $512 | $390 | $1,354 |
| 2022 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2021 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2020 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2019 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2018 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2017 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2016 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2008 GMC Savana | $148 | $182 | $468 | $956 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best GMC Savana Insurance
Getting lower rates on GMC Savana insurance consists of being a safe and courteous driver, having good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Set aside time to compare rates once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
Below is a brief recap of the data that was covered above.
- Drivers can save as much as $150 per year just by quoting online in advance
- Drivers who require higher levels of liability will pay approximately $500 each year to raise from a low limit to a 250/500 level
- Teenage drivers pay the highest prices, with premiums as much as $401 a month if they have full coverage
- High-risk drivers who tend to receive serious violations pay an average of $1,450 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,812 |
| 20 | $2,872 |
| 30 | $1,282 |
| 40 | $1,244 |
| 50 | $1,138 |
| 60 | $1,116 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,520 |
| $250 | $1,392 |
| $500 | $1,244 |
| $1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,244 |
| 50/100 | $1,401 |
| 100/300 | $1,515 |
| 250/500 | $1,812 |
| 100 CSL | $1,447 |
| 300 CSL | $1,698 |
| 500 CSL | $1,880 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,834 |
| 20 | $4,578 |
| 30 | $2,736 |
| 40 | $2,692 |
| 50 | $2,574 |
| 60 | $2,552 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $67 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $53 |
| Advance Quote | $59 |
| Online Quote | $87 |
| Total Discounts | $517 |
Discounts are estimated and may not be available from every company or in every state.
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