GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs approximately $220, collision insurance costs $358, and liability insurance costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $2,586. Teens pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location impacts auto insurance prices.

The ranges above highlight why everyone should compare rates using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay $132 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,196
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,448
• High risk drivers with serious driving violations could pay around $2,586
• The price for full coverage for a teen driver for full coverage can cost $4,658 a year

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Insurance prices for a GMC Savana are also quite variable based on your driving record, the model of your Savana, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,710 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $390 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 extra each year, depending on your age. GMC Savana insurance for high-risk drivers can cost anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on GMC Savana insurance not only requires being a safe and courteous driver, but also maintaining good credit, being claim-free, and possibly raising deductibles. Spend time shopping around at every other renewal by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a review of the concepts that were touched on above.

• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,390 more per year for auto insurance
• Teenage drivers are expensive to insure, possibly costing $388 a month for full coverage
• You may be able to save around $140 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $375 each year
• You may be able to save around $140 per year just by quoting online well ahead of the renewal date