GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive insurance costs around $206, collision insurance costs $330, and liability coverage is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs $2,492 or more. Teens pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location impacts auto insurance rates.

The ranges above highlight why everyone should get quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save about $122 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,154
• Selecting pricier low deductibles for comp and collision coverage costs an additional $234 each year
• Drivers with serious driving violations could pay at least $2,492
• The price with full coverage for a teenage driver for full coverage can be $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,400 to $1,900 extra each year, depending on your age. GMC Savana insurance for high-risk drivers ranges around 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Getting lower rates on auto insurance takes being safe and accident-free, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Spend time shopping around at every other renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the concepts that were touched on above.

• Drivers who tend to receive serious violations may pay on average $1,340 more every year than a low-risk driver
• Youthful drivers pay higher prices, possibly costing $377 a month including comprehensive and collision insurance
• You may be able to save up to $130 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $350 each year
• You may be able to save up to $130 per year just by quoting online well ahead of the renewal date