GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs approximately $206 a year, collision costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing around $2,492. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than congested cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

The ranges above illustrate why it is important to get quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save $1,032 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,154
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,388
• Unlucky drivers with multiple tickets or accidents could pay around $2,492 or more
• The price that insures a teen driver can cost $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on car insurance takes being a low-risk driver, having a good credit score, not filing small claims, and qualifying for all possible discounts. Comparison shop at least every other year by getting quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a brief review of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,340 more per year to insure their Savana
• It is possible to save around $130 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $350 each year
• Policyholders who purchase more liability coverage will pay around $510 annually to raise limits from a low limit to the 250/500 level