GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive costs around $220, collision costs $358, and liability insurance costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing around $2,586. 16-year-old drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Rate estimates include $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than congested cities.

The price range example below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save about $132 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,196
• Buying more expensive low deductibles for physical damage coverage increases the price to $1,448
• Drivers with multiple tickets or accidents could pay at least $2,586 or more
• An auto insurance policy to insure a teen driver with full coverage can be $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $390 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 additional annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out your exact price is to compare prices from as many companies as possible. Each insurance company utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Savana Insurance

Finding better rates on GMC Savana insurance requires having a good driving record, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to compare rates at least once a year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a brief recap of the primary concepts that were presented in the illustrations above.

• It is possible to save up to $140 per year simply by shopping early and online
• High-risk drivers who tend to receive serious violations may pay on average $1,390 more every year to buy GMC Savana insurance
• Increasing policy deductibles could save as much as $375 each year
• Drivers age 20 and younger are charged the highest prices, with premiums being up to $388 per month if full coverage is included