GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs on average $220, collision insurance costs $358, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $2,586 or more. 16-year-old drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Full coverage includes $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than congested cities. The price range example below illustrates how location impacts car insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save around $132 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,196
• Buying more expensive low deductibles for physical damage coverage will cost an additional $252 every year
• Drivers with multiple tickets or accidents could pay upwards of $2,586
• An auto insurance policy that insures a teen driver with full coverage may cost $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 additional annually, depending on your age. High-risk driver insurance can be as much as 43% to 130% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $390 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Finding better rates on car insurance requires having a good driving record, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Comparison shop at least every other year by requesting rates from direct companies, and also from several local insurance agents.

The next list is a summary of the car insurance concepts touched on above.

• Higher risk drivers who have multiple accidents or major violations pay on average $1,390 more each year to buy GMC Savana insurance
• You may be able to save as much as $140 per year just by shopping early and online
• Increasing policy deductibles can save approximately $375 each year
• Policyholders who require increased levels of liability coverage will pay around $510 every year to increase from 30/60 bodily injury limits to the 250/500 level