GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs around $220 each year, collision costs $358, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing around $2,586. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why all drivers should compare prices for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save about $132 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,196
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,448
• Higher-risk drivers with serious driving violations could pay at least $2,586 or more
• Policy cost that insures a teenage driver can be $4,658 or more

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be around 43% to 130% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $4,600 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having above-average credit, being claim-free, and insuring your home and auto with the same company. Compare rates at every policy renewal by quoting rates from direct insurance companies, and also from insurance agencies where you live.

The list below is a brief review of the data covered above.

• Consumers who may need higher liability limits will pay approximately $510 annually to increase from a 30/60 limit to the 250/500 level
• It is possible to save up to $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teenagers pay higher rates, possibly costing $388 each month if full coverage is included