GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive costs around $220 a year, collision costs $358, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,586. Teens receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates for individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance rates.

These examples demonstrate why it is important to get quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Choosing higher $1,000 deductibles can save about $1,064 annually
• The estimated price for a 40-year-old driver using $500 deductibles is $1,196
• Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,448
• Higher-risk drivers with serious driving violations could pay at least $2,586 or more
• The cost that insures a 16-year-old driver can be $4,658 each year

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $390 annually, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out your exact price is to get quotes from multiple companies. Each auto insurer calculates rates differently, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Saving money on insurance for a GMC Savana takes avoiding accidents and violations, having a positive credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare rates at least every other year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief summary of the car insurance concepts touched on above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,390 more every year for car insurance
• You may be able to save up to $140 per year simply by quoting early and online
• Increasing deductibles can save approximately $375 each year
• Insureds who may need higher liability limits will pay approximately $510 every year to raise limits from a minimum limit to the 250/500 level