GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs approximately $220, collision insurance costs $358, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,586. 16-year-old drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Includes $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural locations have lower incidents of accident claims than congested cities. The price range example below illustrates the difference location can make on auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare prices using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save $132 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,196
• Buying more expensive low deductibles for physical damage coverage bumps up the cost to $1,448
• Drivers with multiple tickets or accidents could pay around $2,586
• The price that insures a teen driver with full coverage can cost $4,658 or more

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Insurance prices for a GMC Savana are also quite variable based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,710 on average in New York, Louisiana, and Michigan.

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Opting for high physical damage deductibles could cut prices by as much as $390 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Getting lower rates on GMC Savana insurance requires avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Comparison shop once a year by requesting quotes from direct carriers, and also from insurance agencies where you live.

The points below are a recap of the data that was touched on in this article.

• Drivers can save around $140 per year just by shopping early and online
• Drivers who purchase increased liability limits will pay around $510 each year to increase from a low limit to the 250/500 level
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $388 a month if comprehensive and collision insurance is included
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,390 more per year to insure a GMC Savana