GMC Canyon Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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Average auto insurance rates for a GMC Canyon are $968 annually with full coverage. Comprehensive costs approximately $146 a year, collision costs $190, and liability insurance is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,084. Teens receive the highest rates at $3,952 a year or more.
Average premium for full coverage: $968
Rate estimates by individual coverage type:
Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Canyon trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as cheap as $522 for minimum levels of liability insurance to a high of $2,084 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Rural locations tend to have fewer collision claims than cities with more traffic congestion.
The diagram below illustrates the difference between rural and urban areas on auto insurance prices.
These examples demonstrate why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated GMC Canyon insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $589
- Raising to $1,000 deductibles will save $890 annually
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $968
- Selecting low $100 deductibles will cost $1,114
- Higher-risk drivers with serious driving violations could pay around $2,084 or more
- The cost with full coverage for a teen driver can cost $3,952
Auto insurance rates for a GMC Canyon can also vary considerably based on the trim level of your Canyon, your driving record, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $3,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 138% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $230 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on GMC Canyon insurance rates. A middle-age driver might find rates as low as $700 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,310 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $876 | -$92 | -9.5% |
| Alaska | $742 | -$226 | -23.3% |
| Arizona | $804 | -$164 | -16.9% |
| Arkansas | $968 | -$0 | 0.0% |
| California | $1,102 | $134 | 13.8% |
| Colorado | $926 | -$42 | -4.3% |
| Connecticut | $996 | $28 | 2.9% |
| Delaware | $1,098 | $130 | 13.4% |
| Florida | $1,212 | $244 | 25.2% |
| Georgia | $892 | -$76 | -7.9% |
| Hawaii | $694 | -$274 | -28.3% |
| Idaho | $652 | -$316 | -32.6% |
| Illinois | $720 | -$248 | -25.6% |
| Indiana | $728 | -$240 | -24.8% |
| Iowa | $652 | -$316 | -32.6% |
| Kansas | $920 | -$48 | -5.0% |
| Kentucky | $1,322 | $354 | 36.6% |
| Louisiana | $1,432 | $464 | 47.9% |
| Maine | $598 | -$370 | -38.2% |
| Maryland | $796 | -$172 | -17.8% |
| Massachusetts | $774 | -$194 | -20.0% |
| Michigan | $1,682 | $714 | 73.8% |
| Minnesota | $810 | -$158 | -16.3% |
| Mississippi | $1,158 | $190 | 19.6% |
| Missouri | $858 | -$110 | -11.4% |
| Montana | $1,038 | $70 | 7.2% |
| Nebraska | $762 | -$206 | -21.3% |
| Nevada | $1,162 | $194 | 20.0% |
| New Hampshire | $698 | -$270 | -27.9% |
| New Jersey | $1,082 | $114 | 11.8% |
| New Mexico | $858 | -$110 | -11.4% |
| New York | $1,020 | $52 | 5.4% |
| North Carolina | $558 | -$410 | -42.4% |
| North Dakota | $794 | -$174 | -18.0% |
| Ohio | $668 | -$300 | -31.0% |
| Oklahoma | $996 | $28 | 2.9% |
| Oregon | $886 | -$82 | -8.5% |
| Pennsylvania | $926 | -$42 | -4.3% |
| Rhode Island | $1,290 | $322 | 33.3% |
| South Carolina | $876 | -$92 | -9.5% |
| South Dakota | $818 | -$150 | -15.5% |
| Tennessee | $848 | -$120 | -12.4% |
| Texas | $1,166 | $198 | 20.5% |
| Utah | $716 | -$252 | -26.0% |
| Vermont | $664 | -$304 | -31.4% |
| Virginia | $580 | -$388 | -40.1% |
| Washington | $748 | -$220 | -22.7% |
| West Virginia | $886 | -$82 | -8.5% |
| Wisconsin | $672 | -$296 | -30.6% |
| Wyoming | $864 | -$104 | -10.7% |
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Canyon SLE Regular Cab 2WD | $916 | $76 |
| GMC Canyon SLE Ext Cab 2WD | $936 | $78 |
| GMC Canyon SLE Ext Cab Z71 2WD | $936 | $78 |
| GMC Canyon SLE Crew Cab 2WD | $954 | $80 |
| GMC Canyon SLE Crew Cab Z71 2WD | $974 | $81 |
| GMC Canyon SLE Regular Cab 4WD | $926 | $77 |
| GMC Canyon SLT Ext Cab 2WD | $974 | $81 |
| GMC Canyon SLE Ext Cab 4WD | $944 | $79 |
| GMC Canyon SLT Crew Cab 2WD | $992 | $83 |
| GMC Canyon SLE Ext Cab Z71 4WD | $962 | $80 |
| GMC Canyon SLE Crew Cab 4WD | $982 | $82 |
| GMC Canyon SLE Crew Cab Z71 4WD | $1,000 | $83 |
| GMC Canyon SLT Crew Cab 4WD | $1,000 | $83 |
| GMC Canyon SLT Ext Cab 4WD | $1,000 | $83 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Canyon | $270 | $478 | $398 | $1,304 |
| 2023 GMC Canyon | $260 | $466 | $416 | $1,300 |
| 2022 GMC Canyon | $250 | $446 | $430 | $1,284 |
| 2021 GMC Canyon | $238 | $430 | $442 | $1,268 |
| 2020 GMC Canyon | $228 | $400 | $452 | $1,238 |
| 2019 GMC Canyon | $218 | $376 | $456 | $1,208 |
| 2018 GMC Canyon | $210 | $338 | $460 | $1,166 |
| 2017 GMC Canyon | $196 | $310 | $460 | $1,124 |
| 2016 GMC Canyon | $190 | $292 | $464 | $1,104 |
| 2015 GMC Canyon | $184 | $272 | $474 | $1,088 |
| 2012 GMC Canyon | $156 | $210 | $474 | $998 |
| 2011 GMC Canyon | $146 | $190 | $474 | $968 |
| 2010 GMC Canyon | $142 | $170 | $468 | $938 |
| 2006 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right GMC Canyon Insurance
Saving money on GMC Canyon insurance consists of avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates at least once a year by obtaining price quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The list below is a quick rundown of the primary concepts that were covered above.
- You may be able to save around $110 per year simply by quoting early and online
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,120 more per year for car insurance
- Increasing deductibles could save up to $225 each year
- Teenagers have the highest car insurance rates, with premiums as much as $329 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,952 |
| 20 | $2,216 |
| 30 | $980 |
| 40 | $968 |
| 50 | $890 |
| 60 | $870 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,114 |
| $250 | $1,048 |
| $500 | $968 |
| $1,000 | $890 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $968 |
| 50/100 | $1,095 |
| 100/300 | $1,213 |
| 250/500 | $1,521 |
| 100 CSL | $1,142 |
| 300 CSL | $1,403 |
| 500 CSL | $1,593 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,556 |
| 20 | $3,536 |
| 30 | $2,096 |
| 40 | $2,084 |
| 50 | $1,994 |
| 60 | $1,972 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $65 |
| Total Discounts | $379 |
Discounts are estimated and may not be available from every company or in every state.
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