GMC Canyon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 17, 2024

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U.S. average insurance prices for a GMC Canyon are $1,030 every 12 months for full coverage insurance. Comprehensive costs an estimated $166, collision costs $228, and liability costs around $478. A policy with just liability insurance costs as low as $526 a year, with coverage for high-risk drivers costing around $2,222. Teen drivers pay the highest rates at $4,154 a year or more.

Average premium for full coverage: $1,030

Price estimates broken down by individual coverage:

Comprehensive $166
Collision $228
Liability $478

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all Canyon models.

Price Range from Low to High

For a driver around age 40, GMC Canyon insurance prices go from the cheapest price of $526 for minimum levels of liability insurance to the much higher price of $2,222 for a driver who has had serious violations or accidents.

Liability Only $526
Full Coverage $1,030
High Risk $2,222

Geographic Price Range

Where you live can have significant affects on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $773
Small Cities $1,082
Large Cities $1,391

The ranges above illustrate why everyone should compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated GMC Canyon insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $623
  • Using higher $1,000 deductibles will save approximately $90 each year
  • The average price for the average middle-age driver who has $500 deductibles is $1,030
  • Choosing pricier low deductibles for physical damage coverage increases the price to $1,202
  • Drivers with multiple violations and an at-fault accident could pay up to $2,222 or more
  • The price to insure a teen driver for full coverage can cost as much as $4,154 or more

View Chart as Image

GMC Canyon insurance cost comparison chart
Column chart showing full coverage GMC Canyon insurance rates range from $623 to $4,154

Insurance prices for a GMC Canyon are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $270 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,000 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,200 to $1,800 extra each year, depending on your age. GMC Canyon insurance for high-risk drivers can be as much as 43% to 129% more than average. View High Risk Driver Rates

The state you live in has a huge impact on GMC Canyon insurance prices. A driver around age 40 might see prices as low as $680 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,390 on average in Florida, New York, and Michigan.

GMC Canyon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $932 -$98 -9.5%
Alaska $792 -$238 -23.1%
Arizona $856 -$174 -16.9%
Arkansas $1,030 -$0 0.0%
California $1,174 $144 14.0%
Colorado $984 -$46 -4.5%
Connecticut $1,062 $32 3.1%
Delaware $1,166 $136 13.2%
Florida $1,290 $260 25.2%
Georgia $952 -$78 -7.6%
Hawaii $740 -$290 -28.2%
Idaho $698 -$332 -32.2%
Illinois $768 -$262 -25.4%
Indiana $776 -$254 -24.7%
Iowa $694 -$336 -32.6%
Kansas $982 -$48 -4.7%
Kentucky $1,408 $378 36.7%
Louisiana $1,524 $494 48.0%
Maine $636 -$394 -38.3%
Maryland $850 -$180 -17.5%
Massachusetts $826 -$204 -19.8%
Michigan $1,794 $764 74.2%
Minnesota $864 -$166 -16.1%
Mississippi $1,236 $206 20.0%
Missouri $916 -$114 -11.1%
Montana $1,108 $78 7.6%
Nebraska $814 -$216 -21.0%
Nevada $1,236 $206 20.0%
New Hampshire $742 -$288 -28.0%
New Jersey $1,154 $124 12.0%
New Mexico $912 -$118 -11.5%
New York $1,086 $56 5.4%
North Carolina $594 -$436 -42.3%
North Dakota $844 -$186 -18.1%
Ohio $712 -$318 -30.9%
Oklahoma $1,058 $28 2.7%
Oregon $944 -$86 -8.3%
Pennsylvania $984 -$46 -4.5%
Rhode Island $1,376 $346 33.6%
South Carolina $934 -$96 -9.3%
South Dakota $870 -$160 -15.5%
Tennessee $904 -$126 -12.2%
Texas $1,244 $214 20.8%
Utah $766 -$264 -25.6%
Vermont $706 -$324 -31.5%
Virginia $618 -$412 -40.0%
Washington $796 -$234 -22.7%
West Virginia $944 -$86 -8.3%
Wisconsin $714 -$316 -30.7%
Wyoming $920 -$110 -10.7%

View Chart as Image

GMC Canyon insurance rates by U.S. city

Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Canyon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Canyon $294 $500 $372 $1,324
2023 GMC Canyon $280 $482 $390 $1,310
2022 GMC Canyon $270 $478 $398 $1,304
2021 GMC Canyon $260 $466 $416 $1,300
2020 GMC Canyon $250 $446 $430 $1,284
2019 GMC Canyon $238 $430 $442 $1,268
2018 GMC Canyon $228 $400 $452 $1,238
2017 GMC Canyon $218 $376 $456 $1,208
2016 GMC Canyon $210 $338 $460 $1,166
2015 GMC Canyon $196 $310 $460 $1,124
2012 GMC Canyon $172 $252 $474 $1,056
2011 GMC Canyon $166 $228 $478 $1,030
2010 GMC Canyon $156 $210 $474 $998
2006 GMC Canyon $136 $160 $452 $906
2005 GMC Canyon $126 $152 $446 $882
2004 GMC Canyon $120 $144 $442 $864

Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable GMC Canyon Insurance

Getting lower rates on car insurance requires having a decent driving record, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a summary of the ideas that were covered above.

  • 16 to 18-year-old drivers are charged the highest prices, as much as $346 a month if they have full coverage
  • Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,190 more annually than a driver with a clean driving record
  • Increasing physical damage deductibles could save as much as $250 each year
  • It is possible to save approximately $120 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

GMC Canyon Insurance Rates by Driver Age
Driver Age Premium
16 $4,154
20 $2,362
30 $1,048
40 $1,030
50 $948
60 $928

Full coverage, $500 deductibles

Rates by Deductible

GMC Canyon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,202
$250 $1,124
$500 $1,030
$1,000 $940

Full coverage, driver age 40

Rates by Liability Limit

GMC Canyon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,030
50/100 $1,166
100/300 $1,285
250/500 $1,596
100 CSL $1,213
300 CSL $1,476
500 CSL $1,668

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Canyon Insurance Rates for High Risk Drivers
Age Premium
16 $5,856
20 $3,768
30 $2,242
40 $2,222
50 $2,126
60 $2,104

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $139

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $63
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $45
Online Quote $70
Total Discounts $407
Rate after discounts $623

Discounts are estimated and may not be available from every company or in every state.

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