GMC Canyon Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated auto insurance rates for a GMC Canyon are $1,030 annually including full coverage. Comprehensive costs around $166 each year, collision costs $228, and liability coverage is estimated at $478. A liability-only policy costs approximately $526 a year, with high-risk insurance costing around $2,222. Teens pay the most at $4,154 a year or more.
Average premium for full coverage: $1,030
Premium estimates for type of coverage:
Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Canyon models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a GMC Canyon go from as cheap as $526 for just the minimum liability insurance to a high rate of $2,222 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Living in a larger city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates how location impacts auto insurance rates.
These rate differences highlight why all drivers should get quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated GMC Canyon insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $623
- Choosing higher $1,000 deductibles can save about $90 every year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,030
- Selecting low deductibles for comp and collision coverage will cost $1,202
- Drivers with serious driving violations could pay at least $2,222 or more
- An auto insurance policy with full coverage for a teenage driver can be $4,154 each year
Auto insurance prices for a GMC Canyon also have a wide range based on the model of your Canyon, your driving characteristics, and deductibles and policy limits.
More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $1,200 to $1,800 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges around 43% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $270 a year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for GMC Canyon insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,470 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $932 | -$98 | -9.5% |
| Alaska | $792 | -$238 | -23.1% |
| Arizona | $856 | -$174 | -16.9% |
| Arkansas | $1,030 | -$0 | 0.0% |
| California | $1,174 | $144 | 14.0% |
| Colorado | $984 | -$46 | -4.5% |
| Connecticut | $1,062 | $32 | 3.1% |
| Delaware | $1,166 | $136 | 13.2% |
| Florida | $1,290 | $260 | 25.2% |
| Georgia | $952 | -$78 | -7.6% |
| Hawaii | $740 | -$290 | -28.2% |
| Idaho | $698 | -$332 | -32.2% |
| Illinois | $768 | -$262 | -25.4% |
| Indiana | $776 | -$254 | -24.7% |
| Iowa | $694 | -$336 | -32.6% |
| Kansas | $982 | -$48 | -4.7% |
| Kentucky | $1,408 | $378 | 36.7% |
| Louisiana | $1,524 | $494 | 48.0% |
| Maine | $636 | -$394 | -38.3% |
| Maryland | $850 | -$180 | -17.5% |
| Massachusetts | $826 | -$204 | -19.8% |
| Michigan | $1,794 | $764 | 74.2% |
| Minnesota | $864 | -$166 | -16.1% |
| Mississippi | $1,236 | $206 | 20.0% |
| Missouri | $916 | -$114 | -11.1% |
| Montana | $1,108 | $78 | 7.6% |
| Nebraska | $814 | -$216 | -21.0% |
| Nevada | $1,236 | $206 | 20.0% |
| New Hampshire | $742 | -$288 | -28.0% |
| New Jersey | $1,154 | $124 | 12.0% |
| New Mexico | $912 | -$118 | -11.5% |
| New York | $1,086 | $56 | 5.4% |
| North Carolina | $594 | -$436 | -42.3% |
| North Dakota | $844 | -$186 | -18.1% |
| Ohio | $712 | -$318 | -30.9% |
| Oklahoma | $1,058 | $28 | 2.7% |
| Oregon | $944 | -$86 | -8.3% |
| Pennsylvania | $984 | -$46 | -4.5% |
| Rhode Island | $1,376 | $346 | 33.6% |
| South Carolina | $934 | -$96 | -9.3% |
| South Dakota | $870 | -$160 | -15.5% |
| Tennessee | $904 | -$126 | -12.2% |
| Texas | $1,244 | $214 | 20.8% |
| Utah | $766 | -$264 | -25.6% |
| Vermont | $706 | -$324 | -31.5% |
| Virginia | $618 | -$412 | -40.0% |
| Washington | $796 | -$234 | -22.7% |
| West Virginia | $944 | -$86 | -8.3% |
| Wisconsin | $714 | -$316 | -30.7% |
| Wyoming | $920 | -$110 | -10.7% |
With such a large range in prices, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Each auto insurer calculates prices differently, and quoted prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Canyon SLE Regular Cab 2WD | $972 | $81 |
| GMC Canyon SLE Ext Cab 2WD | $994 | $83 |
| GMC Canyon SLE Ext Cab Z71 2WD | $994 | $83 |
| GMC Canyon SLE Crew Cab 2WD | $1,014 | $85 |
| GMC Canyon SLE Crew Cab Z71 2WD | $1,038 | $87 |
| GMC Canyon SLE Regular Cab 4WD | $980 | $82 |
| GMC Canyon SLT Ext Cab 2WD | $1,038 | $87 |
| GMC Canyon SLE Ext Cab 4WD | $1,002 | $84 |
| GMC Canyon SLT Crew Cab 2WD | $1,060 | $88 |
| GMC Canyon SLE Ext Cab Z71 4WD | $1,024 | $85 |
| GMC Canyon SLE Crew Cab 4WD | $1,046 | $87 |
| GMC Canyon SLE Crew Cab Z71 4WD | $1,070 | $89 |
| GMC Canyon SLT Crew Cab 4WD | $1,070 | $89 |
| GMC Canyon SLT Ext Cab 4WD | $1,070 | $89 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Canyon | $294 | $500 | $372 | $1,324 |
| 2023 GMC Canyon | $280 | $482 | $390 | $1,310 |
| 2022 GMC Canyon | $270 | $478 | $398 | $1,304 |
| 2021 GMC Canyon | $260 | $466 | $416 | $1,300 |
| 2020 GMC Canyon | $250 | $446 | $430 | $1,284 |
| 2019 GMC Canyon | $238 | $430 | $442 | $1,268 |
| 2018 GMC Canyon | $228 | $400 | $452 | $1,238 |
| 2017 GMC Canyon | $218 | $376 | $456 | $1,208 |
| 2016 GMC Canyon | $210 | $338 | $460 | $1,166 |
| 2015 GMC Canyon | $196 | $310 | $460 | $1,124 |
| 2012 GMC Canyon | $172 | $252 | $474 | $1,056 |
| 2011 GMC Canyon | $166 | $228 | $478 | $1,030 |
| 2010 GMC Canyon | $156 | $210 | $474 | $998 |
| 2006 GMC Canyon | $136 | $160 | $452 | $906 |
| 2005 GMC Canyon | $126 | $152 | $446 | $882 |
| 2004 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable GMC Canyon Insurance
Finding better rates on auto insurance takes being a good driver, having above-average credit, refrain from filing small claims, and maximizing policy discounts. Spend time shopping around every other policy renewal by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The following list is a brief review of the ideas that were touched on above.
- Drivers age 16 to 20 are expensive to insure, with the cost nearing $346 per month if full coverage is included
- Drivers with DUI or reckless driving convictions may pay on average $1,190 more every year than a safer driver
- Increasing policy deductibles could save up to $250 each year
- You may be able to save up to $120 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,154 |
| 20 | $2,362 |
| 30 | $1,048 |
| 40 | $1,030 |
| 50 | $948 |
| 60 | $928 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,202 |
| $250 | $1,124 |
| $500 | $1,030 |
| $1,000 | $940 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,030 |
| 50/100 | $1,166 |
| 100/300 | $1,285 |
| 250/500 | $1,596 |
| 100 CSL | $1,213 |
| 300 CSL | $1,476 |
| 500 CSL | $1,668 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,856 |
| 20 | $3,768 |
| 30 | $2,242 |
| 40 | $2,222 |
| 50 | $2,126 |
| 60 | $2,104 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $45 |
| Online Quote | $70 |
| Total Discounts | $407 |
Discounts are estimated and may not be available from every company or in every state.
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