Fiat FIAT 500 Insurance Rates

There are many options when shopping for car insurance for your Fiat FIAT 500. You can either contact a local agent or price shop online to compare pricing from car insurance companies. Buying car insurance from online rate quotes is simple to do and there is a good chance you might just save a little.

Shopping online for car insurance can be a challenge if you have never used online quoting. But relax because comparing prices is actually very simple. Lowering your Fiat FIAT 500 insurance rates doesn't have to be difficult. You just need to take a few minutes to get quotes online with multiple companies. This can be accomplished by visiting this page.

Auto insurance rates paid to insure a Fiat FIAT 500 can fluctuate considerably subject to many criteria. Some of these factors include:

• More performance equals higher cost
• Accidents raise premiums
• Multiple policies can save money
• How you use your vehicle
• Extra coverages like towing and rental
• Claims drive up premiums
• No coverage lapses saves money
• Whether you own your home

A final factor that helps determine Fiat FIAT 500 insurance cost is the model year. A newer vehicle cost more in comparison to later models so the payout to repair may result in higher rates. Conversely, more recent FIAT 500 vehicles may have a trim level with safety features such as pedestrian detection, tire pressure monitors, and autonomous braking which may provide discounts that lower premiums.

Liability insurance

Fiat FIAT 500 liability coverage will cover damage that occurs to a person or their property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying as high a limit as you can afford.

Collision insurance

Collision insurance will pay to fix damage to your FIAT 500 from colliding with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible to bring the cost down.

Comprehensive protection

This will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Fiat FIAT 500 comprehensive insurance. The most you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage gives you protection from other drivers when they are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. So UM/UIM coverage is very important.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be used to cover expenses not covered by your health insurance program or if you do not have health coverage. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage.