Dodge Nitro Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

2010 Dodge Nitro Insurance Cost in 2025 – 5 Policy Discounts

Finding cheaper prices on Driversinsurance coverage is always frustrating for beginners to online price comparisons. When there are so many companies, it can easily become a real hassle to find more affordable rates. If you are paying for car insurance now, you should be able to lower your premiums substantially using these techniques. The purpose of this article is to tell you the most effective ...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: May 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Dodge Nitro are $976 a year for full coverage insurance. Comprehensive costs around $136 each year, collision insurance costs $150, and liability insurance costs $510. Buying just liability costs as little as $568 a year, and insurance for high-risk drivers costs around $2,088. Teen drivers receive the highest rates at up to $4,048 a year.

Average premium for full coverage: $976

Rate estimates for individual coverage type:

Comprehensive $136
Collision $150
Liability $510

Includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Nitro models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $568 for basic liability insurance to a high rate of $2,088 for a policy for a high-risk driver.

Liability Only $568
Full Coverage $976
High Risk $2,088

Price Range by Location

Your location has a significant impact on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $732
Small Cities $1,025
Large Cities $1,318

These examples illustrate why all drivers should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Dodge Nitro insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $608
  • Drivers who choose higher $1,000 deductibles will pay about $66 each year
  • The average rate for a 40-year-old driver using $500 deductibles is $976
  • Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,098
  • High risk drivers with multiple violations and an at-fault accident could pay at least $2,088
  • The cost for full coverage for a teen driver can be $4,048 a year

View Chart as Image

Dodge Nitro insurance cost comparison chart
Column chart showing Dodge Nitro insurance rates range from $608 to $4,048 for full coverage

Auto insurance rates for a Dodge Nitro can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles could pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,000 a year. View Rates by Age

Where you live makes a big difference in Dodge Nitro insurance rates. A 40-year-old driver could pay as low as $640 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,320 on average in Michigan, New York, and Florida.

Dodge Nitro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $880 -$96 -9.8%
Alaska $746 -$230 -23.6%
Arizona $812 -$164 -16.8%
Arkansas $976 -$0 0.0%
California $1,112 $136 13.9%
Colorado $928 -$48 -4.9%
Connecticut $1,002 $26 2.7%
Delaware $1,102 $126 12.9%
Florida $1,222 $246 25.2%
Georgia $900 -$76 -7.8%
Hawaii $700 -$276 -28.3%
Idaho $662 -$314 -32.2%
Illinois $726 -$250 -25.6%
Indiana $736 -$240 -24.6%
Iowa $656 -$320 -32.8%
Kansas $926 -$50 -5.1%
Kentucky $1,330 $354 36.3%
Louisiana $1,442 $466 47.7%
Maine $602 -$374 -38.3%
Maryland $804 -$172 -17.6%
Massachusetts $780 -$196 -20.1%
Michigan $1,694 $718 73.6%
Minnesota $814 -$162 -16.6%
Mississippi $1,168 $192 19.7%
Missouri $864 -$112 -11.5%
Montana $1,048 $72 7.4%
Nebraska $770 -$206 -21.1%
Nevada $1,170 $194 19.9%
New Hampshire $704 -$272 -27.9%
New Jersey $1,090 $114 11.7%
New Mexico $864 -$112 -11.5%
New York $1,028 $52 5.3%
North Carolina $562 -$414 -42.4%
North Dakota $800 -$176 -18.0%
Ohio $672 -$304 -31.1%
Oklahoma $1,002 $26 2.7%
Oregon $894 -$82 -8.4%
Pennsylvania $928 -$48 -4.9%
Rhode Island $1,300 $324 33.2%
South Carolina $886 -$90 -9.2%
South Dakota $824 -$152 -15.6%
Tennessee $852 -$124 -12.7%
Texas $1,174 $198 20.3%
Utah $722 -$254 -26.0%
Vermont $668 -$308 -31.6%
Virginia $584 -$392 -40.2%
Washington $754 -$222 -22.7%
West Virginia $894 -$82 -8.4%
Wisconsin $674 -$302 -30.9%
Wyoming $868 -$108 -11.1%

View Chart as Image

Dodge Nitro insurance rates by U.S. city

Choosing high deductibles could save up to $190 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $459 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,100 to $1,700 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 125% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Dodge Nitro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Nitro Heat 2WD $944 $79
Dodge Nitro SE 2WD $944 $79
Dodge Nitro Heat 4WD $960 $80
Dodge Nitro SE 4WD $960 $80
Dodge Nitro SXT 2WD $960 $80
Dodge Nitro Detonator 2WD $976 $81
Dodge Nitro SXT 4WD $976 $81
Dodge Nitro Detonator 4WD $994 $83
Dodge Nitro Shock 2WD $994 $83
Dodge Nitro Shock 4WD $1,008 $84

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Nitro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Dodge Nitro $156 $196 $534 $1,066
2010 Dodge Nitro $146 $178 $534 $1,038
2009 Dodge Nitro $142 $160 $530 $1,012
2007 Dodge Nitro $136 $150 $510 $976

Rates are averaged for all Dodge Nitro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Dodge Nitro Insurance

Saving money on Dodge Nitro insurance not only requires being safe and accident-free, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every year by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a recap of the coverage data illustrated above.

  • It is possible to save up to $100 per year just by quoting online in advance
  • Increasing deductibles can save around $200 each year
  • Youthful drivers are expensive to insure, costing up to $337 per month if they have full coverage
  • High-risk drivers that have major violations or accidents may pay on average $1,110 more every year than a low-risk driver

Rates by Driver Age

Dodge Nitro Insurance Rates by Driver Age
Driver Age Premium
16 $4,048
20 $2,226
30 $982
40 $976
50 $900
60 $880

Full coverage, $500 deductibles

Rates by Deductible

Dodge Nitro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,098
$250 $1,042
$500 $976
$1,000 $910

Full coverage, driver age 40

Rates by Liability Limit

Dodge Nitro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $976
50/100 $1,110
100/300 $1,238
250/500 $1,569
100 CSL $1,161
300 CSL $1,442
500 CSL $1,646

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Nitro Insurance Rates for High Risk Drivers
Age Premium
16 $5,668
20 $3,542
30 $2,094
40 $2,088
50 $2,000
60 $1,980

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $127

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $54
5-yr Claim Free $60
Paid in Full/EFT $31
Advance Quote $40
Online Quote $64
Total Discounts $368
Rate after discounts $608

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles