Dodge Nitro Insurance Rates

The average insurance rates for a Dodge Nitro are $976 a year for full coverage. Comprehensive costs approximately $136 a year, collision insurance costs $150, and liability is $510. Liability-only coverage costs around $568 a year, and high-risk coverage costs around $2,088. Teenage drivers cost the most to insure at up to $4,048 a year.

Average premium for full coverage: $976

Policy rates by type of insurance:

Prices are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Nitro trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.

The examples above show why it is important to compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Dodge Nitro insurance rates for additional coverage and risk scenarios.

• The best discount rate is $608
• Raising to $1,000 deductibles will save $910 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $976
• Using low $100 deductibles bumps up the cost to $1,098
• At-risk drivers who are prone to accidents and violations could pay around $2,088
• Policy cost that insures a teen driver can cost $4,048

View Chart as Image

Insurance rates for a Dodge Nitro also range considerably based on the trim level of your Nitro, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,100 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 125% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state also has a big influence on Dodge Nitro insurance prices. A middle-age driver might find rates as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,390 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $190 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $459 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Dodge Nitro Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices every time your policy renews by getting quotes from direct carriers, and also from insurance agencies where you live.

Below is a brief review of the information illustrated above.

• Drivers can save around $100 per year just by quoting early and online
• Teenage drivers are the costliest to insure, costing up to $337 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,110 more per year for auto insurance
• Policyholders who purchase higher levels of liability will pay an extra $560 each year to raise from a 30/60 limit to the 250/500 level