Dodge Nitro SE 2WD Insurance Rates

The average auto insurance rates for a Dodge Nitro SE 2WD are $1,274 annually for full coverage insurance. Comprehensive insurance costs an estimated $270, collision costs $414, and liability coverage costs around $410. A liability-only policy costs as low as $486 a year, with high-risk insurance costing $2,724 or more. Teenage drivers cost the most to insure at $4,814 a year or more.

Annual premium for full coverage: $1,274

Policy rates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Nitro Trim Level

These price differences illustrate why everyone should compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Nitro SE 2WD also range considerably based on the model year, your risk profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will be charged at least $4,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,500 to $2,100 extra every year, depending on your age. Dodge Nitro SE 2WD insurance for high-risk drivers can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $460 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Dodge Nitro SE 2WD insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to figure out who has the best car insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes will be varied between companies.

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The chart estimates Dodge Nitro SE 2WD insurance prices for different situations. The cheapest price with discounts is $758. Drivers who use higher $1,000 deductibles will pay about $1,118. The average price for a driver around age 40 using $500 deductibles is $1,274. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,574. Drivers with multiple violations and accidents could be charged around $2,724. The rate for full coverage for a teenage driver can be as high as $4,814.

View Chart as Image