Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Average insurance rates for a Chrysler Pacifica are $1,184 a year with full coverage. Comprehensive costs an estimated $260, collision costs $400, and liability coverage is $388. Liability-only coverage costs around $434 a year, with high-risk coverage costing around $2,542. Teenage drivers receive the highest rates at $4,420 a year or more.

Average premium for full coverage: $1,184

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different Pacifica trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Chrysler Pacifica insurance rates for other coverage scenarios.

• The best discount rate is $690
• Raising to $1,000 deductibles will save approximately $150 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,184
• Using more expensive low deductibles bumps up the cost to $1,472
• Unlucky drivers who are prone to accidents and violations could pay up to $2,542 or more
• The cost that insures a teenage driver with full coverage can cost as much as $4,420

View Chart as Image

Car insurance rates for a Chrysler Pacifica can also vary considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $4,400 a year. View Rates by Age

Where you live also has a big influence on Chrysler Pacifica insurance rates. A middle-age driver might find rates as low as $850 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $440 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out which company is cheapest is to compare rates and see how they stack up. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different.

How to Find Affordable Chrysler Pacifica Insurance

Saving money on auto insurance consists of being safe and accident-free, having a positive credit history, eliminating unnecessary coverage, and not having any coverage lapses. Compare prices at every other renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief review of the concepts that were presented in the illustrations above.

• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,360 more annually than a low-risk driver
• Youthful drivers have the highest car insurance rates, with premiums as much as $368 per month if full coverage is purchased
• You may be able to save approximately $140 per year simply by shopping early and online
• Increasing deductibles can save approximately $450 each year
• You may be able to save approximately $140 per year simply by shopping early and online

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.