Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Estimated insurance rates for a Chrysler Pacifica are $1,184 a year for full coverage insurance. Comprehensive insurance costs on average $260 each year, collision costs $400, and liability insurance costs $388. Liability-only insurance costs as little as $434 a year, with high-risk driver insurance costing $2,542 or more. 16-year-old drivers pay the most at $4,420 a year or more.

Average premium for full coverage: $1,184

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Pacifica models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than congested cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $690
• Drivers who choose higher $1,000 deductibles will pay around $150 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,184
• Buying low deductibles for comprehensive and collision insurance will cost an additional $288 a year
• High risk drivers with multiple tickets or accidents could pay upwards of $2,542 or more
• An auto insurance policy that insures a teen driver may cost $4,420 a year

View Chart as Image

Insurance prices for a Chrysler Pacifica also have a wide range based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Chrysler Pacifica insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $440 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $349 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, and prices will be substantially different.

How to Find the Best Chrysler Pacifica Insurance

Finding better rates on Chrysler Pacifica insurance not only requires being safe and accident-free, but also having a good credit score, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Comparison shop at least once a year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the primary concepts that were covered in the above illustrations.

• It is possible to save as much as $140 per year simply by quoting online in advance
• High-risk drivers who tend to receive serious violations may pay on average $1,360 more each year than a low-risk driver
• Increasing policy deductibles can save approximately $450 each year
• Youthful drivers pay higher prices, with premiums being up to $368 per month if comprehensive and collision insurance is included

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.