Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average auto insurance rates for a Chrysler Pacifica are $1,184 annually for full coverage insurance. Comprehensive insurance costs on average $260 a year, collision costs $400, and liability costs $388. Liability-only coverage costs as little as $434 a year, with high-risk coverage costing $2,542 or more. Teenage drivers cost the most to insure at $4,420 a year or more.

Average premium for full coverage: $1,184

Policy rates by type of insurance:

Includes $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Pacifica trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have fewer physical damage claims than densely populated cities.

The diagram below illustrates how location helps determine car insurance rates.

The examples above illustrate why it is important to compare rates based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The best discount rate is $690
• Drivers who choose higher $1,000 deductibles will pay around $1,034 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,184
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $288 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,542 or more
• Policy cost with full coverage for a 16-year-old driver may cost $4,420 a year

View Chart as Image

Insurance rates for a Chrysler Pacifica also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $440 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chrysler Pacifica insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every company uses a different method to calculate rates, and rates will be varied between companies.

How to Buy the Cheapest Chrysler Pacifica Insurance

Finding cheaper rates on insurance for a Chrysler Pacifica not only requires not taking risks behind the wheel, but also having good credit, being claim-free, and insuring your home and auto with the same company. Invest time comparing rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a recap of the information covered in the charts and tables above.

• It is possible to save as much as $140 per year simply by quoting early and online
• Teens pay higher rates, possibly costing $368 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Drivers considered higher risk that have major violations or accidents may pay on average $1,360 more each year for Pacifica insurance
• Insureds who require higher liability limits will pay an extra $430 annually to go from a 30/60 limit to higher 250/500 limits

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.