Chrysler Pacifica Insurance Rates

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How Much Does 2017 Chrysler Pacifica Insurance Cost in 2025?

Want the cheapest auto insurance rates for your Chrysler Pacifica? Are you burned out from paying out the nose each month for auto insurance? You have the same problem as many other drivers. People have multiple insurance companies to choose from, and though it is a good thing to be able to choose, it can be more challenging to find the best rates. Find hidden discounts on car insurance Auto insu...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 30, 2024

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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Estimated insurance prices for a Chrysler Pacifica are $1,184 every 12 months for full coverage insurance. Comprehensive insurance costs around $260, collision insurance costs $400, and liability insurance is $388. Liability-only insurance costs around $434 a year, and high-risk driver insurance costs $2,542 or more. Teenage drivers pay the most at up to $4,420 a year.

Average premium for full coverage: $1,184

Premium estimates for type of coverage:

Comprehensive $260
Collision $400
Liability $388

Prices are based on $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all Pacifica models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Chrysler Pacifica range from the cheapest price of $434 for just the minimum liability insurance to the much higher price of $2,542 for a high-risk driver policy.

Liability Only $434
Full Coverage $1,184
High Risk $2,542

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than densely populated cities. The example below illustrates how location helps determine auto insurance rates.

Rural Areas $888
Small Cities $1,243
Large Cities $1,598

These rate differences illustrate why everyone should compare rates quotes for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Chrysler Pacifica insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $690
  • Raising to $1,000 deductibles will save about $150 each year
  • The average price for a 40-year-old good driver using $500 deductibles is $1,184
  • Using pricier low deductibles costs an extra $288 a year
  • Higher-risk drivers who are prone to accidents and violations could pay at least $2,542
  • An auto insurance policy to insure a teen driver for full coverage can be $4,420

View Chart as Image

Chrysler Pacifica insurance cost comparison chart
Column chart showing Chrysler Pacifica insurance prices range from $690 to $4,420 for full coverage

Insurance prices for a Chrysler Pacifica also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles can reduce prices by up to $440 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $349 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,400 to $1,900 additional annually, depending on your age. Chrysler Pacifica insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Chrysler Pacifica insurance rates. A middle-age driver might find prices as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,600 on average in Michigan, New York, and Florida.

Chrysler Pacifica Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,068 -$116 -9.8%
Alaska $906 -$278 -23.5%
Arizona $982 -$202 -17.1%
Arkansas $1,184 -$0 0.0%
California $1,348 $164 13.9%
Colorado $1,128 -$56 -4.7%
Connecticut $1,212 $28 2.4%
Delaware $1,336 $152 12.8%
Florida $1,476 $292 24.7%
Georgia $1,094 -$90 -7.6%
Hawaii $850 -$334 -28.2%
Idaho $800 -$384 -32.4%
Illinois $880 -$304 -25.7%
Indiana $892 -$292 -24.7%
Iowa $798 -$386 -32.6%
Kansas $1,122 -$62 -5.2%
Kentucky $1,612 $428 36.1%
Louisiana $1,750 $566 47.8%
Maine $728 -$456 -38.5%
Maryland $976 -$208 -17.6%
Massachusetts $944 -$240 -20.3%
Michigan $2,052 $868 73.3%
Minnesota $990 -$194 -16.4%
Mississippi $1,416 $232 19.6%
Missouri $1,048 -$136 -11.5%
Montana $1,270 $86 7.3%
Nebraska $930 -$254 -21.5%
Nevada $1,418 $234 19.8%
New Hampshire $854 -$330 -27.9%
New Jersey $1,320 $136 11.5%
New Mexico $1,044 -$140 -11.8%
New York $1,244 $60 5.1%
North Carolina $680 -$504 -42.6%
North Dakota $968 -$216 -18.2%
Ohio $816 -$368 -31.1%
Oklahoma $1,212 $28 2.4%
Oregon $1,082 -$102 -8.6%
Pennsylvania $1,128 -$56 -4.7%
Rhode Island $1,576 $392 33.1%
South Carolina $1,072 -$112 -9.5%
South Dakota $998 -$186 -15.7%
Tennessee $1,034 -$150 -12.7%
Texas $1,424 $240 20.3%
Utah $874 -$310 -26.2%
Vermont $808 -$376 -31.8%
Virginia $708 -$476 -40.2%
Washington $910 -$274 -23.1%
West Virginia $1,084 -$100 -8.4%
Wisconsin $816 -$368 -31.1%
Wyoming $1,052 -$132 -11.1%

View Chart as Image

Chrysler Pacifica insurance rates by U.S. city
Chrysler Pacifica Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chrysler Pacifica $332 $512 $332 $1,312
2023 Chrysler Pacifica $320 $506 $338 $1,300
2022 Chrysler Pacifica $308 $494 $354 $1,292
2021 Chrysler Pacifica $298 $474 $364 $1,272
2020 Chrysler Pacifica $282 $458 $376 $1,252
2019 Chrysler Pacifica $270 $424 $384 $1,214
2018 Chrysler Pacifica $260 $400 $388 $1,184
2017 Chrysler Pacifica $248 $358 $390 $1,132
2007 Chrysler Pacifica $162 $168 $384 $850
2006 Chrysler Pacifica $148 $160 $380 $824

Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Chrysler Pacifica Insurance

Finding better rates on Chrysler Pacifica insurance consists of having a good driving record, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest time comparing rates every time your policy renews by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a brief review of the information covered in the charts and tables above.

  • It is possible to save up to $140 per year just by quoting online well ahead of the renewal date
  • Drivers age 20 and younger are charged the highest prices, with premiums being up to $368 per month if full coverage is included
  • Increasing policy deductibles could save as much as $450 each year
  • High-risk drivers with DUI or reckless driving convictions may pay on average $1,360 more every year to buy Chrysler Pacifica insurance
  • Drivers who may need increased levels of liability coverage will pay an extra $430 annually to raise from 30/60 bodily injury limits to a 250/500 level

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

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What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.

Rates by Driver Age

Chrysler Pacifica Insurance Rates by Driver Age
Driver Age Premium
16 $4,420
20 $2,696
30 $1,228
40 $1,184
50 $1,080
60 $1,062

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,472
$250 $1,340
$500 $1,184
$1,000 $1,034

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,184
50/100 $1,262
100/300 $1,359
250/500 $1,611
100 CSL $1,300
300 CSL $1,514
500 CSL $1,669

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Insurance Rates for High Risk Drivers
Age Premium
16 $6,296
20 $4,292
30 $2,592
40 $2,542
50 $2,424
60 $2,402

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $62
Homeowner $18
5-yr Accident Free $83
5-yr Claim Free $76
Paid in Full/EFT $51
Advance Quote $57
Online Quote $84
Total Discounts $494
Rate after discounts $690

Discounts are estimated and may not be available from every company or in every state.

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