Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Estimated insurance rates for a Chrysler Pacifica are $1,184 a year including full coverage. Comprehensive insurance costs an estimated $260 a year, collision costs $400, and liability costs $388. Liability-only coverage costs as little as $434 a year, with high-risk coverage costing $2,542 or more. Teen drivers pay the most at $4,420 a year or more.

Average premium for full coverage: $1,184

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Pacifica trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how geographic area affects insurance prices.

These rate differences highlight why it is important to compare rates for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Chrysler Pacifica insurance rates for other coverage scenarios.

• The lowest rate with discounts is $690
• Drivers who choose higher $1,000 deductibles will pay approximately $1,034 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,184
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $288 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,542 or more
• An auto insurance policy that insures a teen driver can cost as much as $4,420 a year

View Chart as Image

Insurance prices for a Chrysler Pacifica also have a wide range based on the trim level of your Pacifica, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Chrysler Pacifica insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $440 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $349 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every company uses a different rate calculation, so the prices will be substantially different.

How to Find Affordable Chrysler Pacifica Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having above-average credit, refrain from filing small claims, and taking advantage of discounts. Shop around every time your policy renews by quoting rates from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief review of the information presented in the illustrations above.

• You may be able to save approximately $140 per year simply by quoting early and online
• Youthful drivers are charged the highest prices, with the cost nearing $368 per month if full coverage is included
• Increasing policy deductibles can save approximately $450 each year
• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,360 more annually than a low-risk driver
• Policyholders who want more liability protection will pay about $430 per year to go from 30/60 bodily injury limits to the 250/500 level

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.