Chevrolet Traverse Insurance Rates

U.S. average insurance rates for a Chevrolet Traverse are $1,204 a year with full coverage. Comprehensive costs around $286, collision costs $418, and liability costs around $364. Liability-only coverage costs as low as $416 a year, with high-risk coverage costing around $2,580. Teen drivers pay the highest rates at $4,426 a year or more.

Average premium for full coverage: $1,204

Price estimates for individual coverage:

Includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Traverse trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Chevrolet Traverse insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $704
• Using higher $1,000 deductibles will save about $160 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,204
• Choosing more expensive low deductibles for physical damage coverage will increase the cost to $1,512
• Drivers with multiple violations and an at-fault accident could pay at least $2,580 or more
• The price for full coverage for a teen driver with full coverage can be $4,426 or more

View Chart as Image

Auto insurance prices for a Chevrolet Traverse are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $4,400 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Traverse insurance prices. A driver around age 40 might see prices as low as $870 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $470 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,400 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance can be as much as 43% to 130% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Chevrolet Traverse Insurance

Getting lower rates on car insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop at least once a year by obtaining price quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The items below are a recap of the primary concepts that were touched on in the above illustrations.

• You may be able to save up to $140 per year simply by shopping early and online
• Higher risk drivers that have major violations or accidents pay an average of $1,380 more every year to insure their Traverse
• Increasing physical damage deductibles can save around $475 each year
• Teen drivers are expensive to insure, costing up to $369 a month if they have full coverage