Chevrolet Traverse Insurance Rates
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UPDATED: Apr 7, 2024
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Estimated insurance prices for a Chevrolet Traverse are $1,222 every 12 months with full coverage. Comprehensive insurance costs around $296, collision costs $436, and liability insurance costs around $354. Liability-only coverage costs as low as $406 a year, with high-risk coverage costing $2,616 or more. 16-year-old drivers pay the most at $4,462 a year or more.
Average premium for full coverage: $1,222
Premium estimates for type of coverage:
Price estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for different Traverse trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Chevrolet Traverse go from the cheapest price of $406 for the bare minimum liability coverage to a much higher rate of $2,616 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than congested cities.
The price range example below illustrates how geographic area affects auto insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Chevrolet Traverse insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $712
- Using higher $1,000 deductibles will save about $166 annually
- The average price for a 40-year-old good driver using $500 deductibles is $1,222
- Buying more expensive low deductibles for physical damage coverage costs an extra $320 a year
- Drivers with multiple tickets or accidents could pay at least $2,616 or more
- An auto insurance policy to insure a teen driver with full coverage can be $4,462 or more
Insurance prices for a Chevrolet Traverse also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.
Opting for high physical damage deductibles could cut prices by as much as $490 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $318 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay as much as $4,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at least $1,400 to $2,000 extra annually, depending on your age. High-risk driver insurance can be anywhere from 45% to 128% more than the average rate. View High Risk Driver Rates
Where you choose to live has a huge impact on Chevrolet Traverse insurance rates. A driver around age 40 might see prices as low as $880 a year in states like New Hampshire, Ohio, and Utah, or at least $1,650 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$118 | -9.7% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,394 | $172 | 14.1% |
| Colorado | $1,164 | -$58 | -4.7% |
| Connecticut | $1,254 | $32 | 2.6% |
| Delaware | $1,382 | $160 | 13.1% |
| Florida | $1,526 | $304 | 24.9% |
| Georgia | $1,130 | -$92 | -7.5% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $910 | -$312 | -25.5% |
| Indiana | $922 | -$300 | -24.5% |
| Iowa | $822 | -$400 | -32.7% |
| Kansas | $1,160 | -$62 | -5.1% |
| Kentucky | $1,666 | $444 | 36.3% |
| Louisiana | $1,808 | $586 | 48.0% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,008 | -$214 | -17.5% |
| Massachusetts | $972 | -$250 | -20.5% |
| Michigan | $2,120 | $898 | 73.5% |
| Minnesota | $1,024 | -$198 | -16.2% |
| Mississippi | $1,462 | $240 | 19.6% |
| Missouri | $1,086 | -$136 | -11.1% |
| Montana | $1,312 | $90 | 7.4% |
| Nebraska | $962 | -$260 | -21.3% |
| Nevada | $1,466 | $244 | 20.0% |
| New Hampshire | $880 | -$342 | -28.0% |
| New Jersey | $1,368 | $146 | 11.9% |
| New Mexico | $1,080 | -$142 | -11.6% |
| New York | $1,286 | $64 | 5.2% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,002 | -$220 | -18.0% |
| Ohio | $842 | -$380 | -31.1% |
| Oklahoma | $1,252 | $30 | 2.5% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,164 | -$58 | -4.7% |
| Rhode Island | $1,630 | $408 | 33.4% |
| South Carolina | $1,108 | -$114 | -9.3% |
| South Dakota | $1,030 | -$192 | -15.7% |
| Tennessee | $1,070 | -$152 | -12.4% |
| Texas | $1,472 | $250 | 20.5% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $834 | -$388 | -31.8% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $844 | -$378 | -30.9% |
| Wyoming | $1,086 | -$136 | -11.1% |
With such a large range in prices, the best way to find out your exact price is to compare prices from as many companies as possible. Each insurance company utilizes a different rate formula, so the prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,140 | $95 |
| Chevrolet Traverse LS AWD | $1,182 | $99 |
| Chevrolet Traverse LT 2WD | $1,182 | $99 |
| Chevrolet Traverse LT AWD | $1,252 | $104 |
| Chevrolet Traverse LTZ 2WD | $1,292 | $108 |
| Chevrolet Traverse LTZ AWD | $1,292 | $108 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| 2023 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2022 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2021 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2020 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2019 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2018 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2017 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2016 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2015 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2014 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2013 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2012 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2011 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2010 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2009 Chevrolet Traverse | $166 | $178 | $402 | $882 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Chevrolet Traverse Insurance
Finding better rates on Chevrolet Traverse insurance requires being a good driver, having good credit, being claim-free, and insuring your home and auto with the same company. Invest the time to compare rates at every policy renewal by requesting rates from direct companies, and also from several local insurance agents.
The following list is a condensed summary of the data presented in the illustrations above.
- Drivers who may need an increased level of liability coverage will pay around $390 every year to increase from 30/60 bodily injury limits to a 250/500 level
- You may be able to save up to $150 per year simply by shopping early and online
- Increasing policy deductibles could save as much as $475 each year
- Drivers age 16 to 20 pay higher prices, possibly costing $372 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,462 |
| 20 | $2,770 |
| 30 | $1,276 |
| 40 | $1,222 |
| 50 | $1,116 |
| 60 | $1,092 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,396 |
| $500 | $1,222 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,363 |
| 100/300 | $1,451 |
| 250/500 | $1,681 |
| 100 CSL | $1,398 |
| 300 CSL | $1,593 |
| 500 CSL | $1,735 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,366 |
| 20 | $4,400 |
| 30 | $2,676 |
| 40 | $2,616 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $62 |
| Homeowner | $18 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $54 |
| Advance Quote | $59 |
| Online Quote | $87 |
| Total Discounts | $510 |
Discounts are estimated and may not be available from every company or in every state.
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