Chevrolet Traverse Insurance Rates

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View 2020 Chevrolet Traverse Insurance Quotes in 2025

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UPDATED: Apr 7, 2024

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Chevrolet Traverse insurance

The average insurance rates for a Chevrolet Traverse are $1,204 a year for full coverage insurance. Comprehensive insurance costs an estimated $286, collision insurance costs $418, and liability is $364. Liability-only coverage costs around $416 a year, and high-risk coverage costs $2,580 or more. Teenage drivers cost the most to insure at up to $4,426 a year.

Average premium for full coverage: $1,204

Policy rates broken down by type of insurance:

Comprehensive $286
Collision $418
Liability $364

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Traverse trim levels.

Price Range Variability

For a 40-year-old driver, Chevrolet Traverse insurance rates range from as low as $416 for your basic liability-only policy to a much higher rate of $2,580 for a high-risk insurance policy.

Liability Only $416
Full Coverage $1,204
High Risk $2,580

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.

Rural Areas $903
Small Cities $1,264
Large Cities $1,625

The examples above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Chevrolet Traverse insurance rates for other coverage scenarios.

  • The best discount rate is $704
  • Raising to $1,000 deductibles will save approximately $160 each year
  • The average rate for a good driver age 40 who has $500 deductibles is $1,204
  • Using more expensive low deductibles will cost an extra $308 annually
  • Drivers who are prone to accidents and violations could pay up to $2,580
  • Policy cost for full coverage for a 16-year-old driver with full coverage can cost as much as $4,426

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing Chevrolet Traverse insurance prices range from $704 to $4,426 for full coverage

Insurance rates for a Chevrolet Traverse also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $4,400 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Traverse insurance prices. A middle-age driver might find rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,088 -$116 -9.6%
Alaska $924 -$280 -23.3%
Arizona $1,000 -$204 -16.9%
Arkansas $1,204 -$0 0.0%
California $1,372 $168 14.0%
Colorado $1,150 -$54 -4.5%
Connecticut $1,236 $32 2.7%
Delaware $1,362 $158 13.1%
Florida $1,504 $300 24.9%
Georgia $1,114 -$90 -7.5%
Hawaii $866 -$338 -28.1%
Idaho $818 -$386 -32.1%
Illinois $898 -$306 -25.4%
Indiana $910 -$294 -24.4%
Iowa $812 -$392 -32.6%
Kansas $1,144 -$60 -5.0%
Kentucky $1,642 $438 36.4%
Louisiana $1,784 $580 48.2%
Maine $744 -$460 -38.2%
Maryland $996 -$208 -17.3%
Massachusetts $960 -$244 -20.3%
Michigan $2,090 $886 73.6%
Minnesota $1,010 -$194 -16.1%
Mississippi $1,444 $240 19.9%
Missouri $1,070 -$134 -11.1%
Montana $1,294 $90 7.5%
Nebraska $950 -$254 -21.1%
Nevada $1,444 $240 19.9%
New Hampshire $868 -$336 -27.9%
New Jersey $1,348 $144 12.0%
New Mexico $1,066 -$138 -11.5%
New York $1,266 $62 5.1%
North Carolina $692 -$512 -42.5%
North Dakota $986 -$218 -18.1%
Ohio $830 -$374 -31.1%
Oklahoma $1,236 $32 2.7%
Oregon $1,104 -$100 -8.3%
Pennsylvania $1,146 -$58 -4.8%
Rhode Island $1,606 $402 33.4%
South Carolina $1,090 -$114 -9.5%
South Dakota $1,018 -$186 -15.4%
Tennessee $1,054 -$150 -12.5%
Texas $1,452 $248 20.6%
Utah $892 -$312 -25.9%
Vermont $824 -$380 -31.6%
Virginia $720 -$484 -40.2%
Washington $928 -$276 -22.9%
West Virginia $1,104 -$100 -8.3%
Wisconsin $832 -$372 -30.9%
Wyoming $1,070 -$134 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Using high physical damage deductibles can reduce rates by up to $470 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,124 $94
Chevrolet Traverse LS AWD $1,164 $97
Chevrolet Traverse LT 2WD $1,164 $97
Chevrolet Traverse LT AWD $1,232 $103
Chevrolet Traverse LTZ 2WD $1,272 $106
Chevrolet Traverse LTZ AWD $1,272 $106

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Traverse $320 $452 $332 $1,240
2023 Chevrolet Traverse $306 $448 $338 $1,228
2022 Chevrolet Traverse $296 $436 $354 $1,222
2021 Chevrolet Traverse $286 $418 $364 $1,204
2020 Chevrolet Traverse $270 $404 $376 $1,186
2019 Chevrolet Traverse $260 $374 $384 $1,154
2018 Chevrolet Traverse $250 $352 $388 $1,126
2017 Chevrolet Traverse $240 $316 $390 $1,082
2016 Chevrolet Traverse $224 $292 $390 $1,042
2015 Chevrolet Traverse $216 $272 $394 $1,018
2014 Chevrolet Traverse $210 $254 $402 $1,002
2013 Chevrolet Traverse $194 $236 $402 $968
2012 Chevrolet Traverse $190 $214 $406 $946
2011 Chevrolet Traverse $176 $196 $402 $910
2010 Chevrolet Traverse $166 $178 $402 $882
2009 Chevrolet Traverse $162 $160 $398 $856

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Chevrolet Traverse Insurance

Finding cheaper rates on insurance for a Chevrolet Traverse consists of having a decent driving record, having a good credit history, being claim-free, and possibly raising deductibles. Invest the time to shop around at least every other year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a quick rundown of the car insurance concepts illustrated above.

  • Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,380 more annually than a driver with a clean driving record
  • It is possible to save approximately $140 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles can save around $475 each year
  • Insureds who want additional liability coverage will pay an extra $400 annually to raise from a 30/60 limit to 250/500 limits

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,426
20 $2,732
30 $1,254
40 $1,204
50 $1,100
60 $1,078

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,512
$250 $1,370
$500 $1,204
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,204
50/100 $1,345
100/300 $1,436
250/500 $1,672
100 CSL $1,381
300 CSL $1,581
500 CSL $1,727

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,312
20 $4,340
30 $2,634
40 $2,580
50 $2,456
60 $2,432

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $85
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $57
Online Quote $85
Total Discounts $500
Rate after discounts $704

Discounts are estimated and may not be available from every company or in every state.

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