Chevrolet Spark Insurance Rates

Average insurance rates for a Chevrolet Spark are $1,234 a year including full coverage. Comprehensive insurance costs around $188 each year, collision insurance costs $352, and liability costs around $514. Liability-only coverage costs as low as $572 a year, and high-risk coverage costs $2,686 or more. Teenage drivers receive the highest rates at up to $4,944 a year.

Average premium for full coverage: $1,234

Rate estimates for individual coverage type:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Spark models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts auto insurance rates.

These examples highlight why all drivers should compare prices for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Chevrolet Spark insurance rates for additional coverage choices and driver risks.

• The best discount rate is $730
• Using higher $1,000 deductibles will save about $120 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,234
• Using low deductibles for physical damage coverage will cost an extra $240 every year
• Drivers who are prone to accidents and violations could pay at least $2,686
• The cost for full coverage for a teen driver can be $4,944 or more

View Chart as Image

Car insurance rates for a Chevrolet Spark can also vary considerably based on your driver profile, the model of your Spark, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $4,900 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Spark insurance prices. A driver around age 40 might see rates as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,760 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $360 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $462 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Chevrolet Spark Insurance

Saving money on car insurance requires being safe and accident-free, having above-average credit, not filing small claims, and consideration of higher deductibles. Spend time shopping around at least once a year by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a brief review of the primary concepts that were touched on above.

• You may be able to save up to $140 per year just by quoting online in advance
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,450 more every year than a low-risk driver
• Increasing deductibles can save around $350 each year
• Youthful drivers are the costliest to insure, as much as $412 per month if full coverage is included