Chevrolet Spark Insurance Rates

Estimated insurance rates for a Chevrolet Spark are $1,234 a year for full coverage. Comprehensive costs around $188 each year, collision insurance costs $352, and liability coverage costs $514. A liability-only policy costs as little as $572 a year, and high-risk insurance costs around $2,686. Teen drivers pay the most at up to $4,944 a year.

Average premium for full coverage: $1,234

Premium estimates for type of coverage:

These estimates include $500 deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Spark models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance rates.

These rate differences show why all drivers should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Chevrolet Spark insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $730
• Drivers who choose higher $1,000 deductibles will pay about $120 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,234
• Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,474
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,686
• An auto insurance policy for full coverage for a teenage driver can be $4,944 a year

View Chart as Image

Auto insurance prices for a Chevrolet Spark also have a wide range based on your driving characteristics, the trim level of your Spark, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $4,900 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Spark insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Idaho, Maine, and Iowa, or as much as $1,760 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $360 a year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $462 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,500 to $2,100 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 42% to 135% more than average. View High Risk Driver Rates

How to Find Cheap Chevrolet Spark Insurance

Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also having good credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates at least once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a brief summary of the primary concepts that were covered in the charts and tables above.

• Drivers can save up to $140 per year just by quoting online in advance
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,450 more every year for Spark insurance
• Increasing policy deductibles can save around $350 each year
• Teens are expensive to insure, as much as $412 per month if they have full coverage