Chevrolet Spark Insurance Rates

Average insurance rates for a Chevrolet Spark are $1,260 a year with full coverage. Comprehensive costs on average $196, collision insurance costs $374, and liability coverage costs $510. A policy with just liability insurance costs as little as $568 a year, and coverage for high-risk drivers costs around $2,740. 16-year-old drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,260

Rate estimates by individual coverage type:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different Spark trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than congested cities. The price range example below illustrates the difference location can make on car insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Chevrolet Spark insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $743
• Drivers who choose higher $1,000 deductibles will pay around $128 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,260
• Buying more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,512
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,740
• The cost for full coverage for a teenage driver with full coverage may cost $5,016 a year

View Chart as Image

Insurance rates for a Chevrolet Spark can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Spark insurance rates. A 40-year-old driver could pay as low as $910 a year in states like New Hampshire, Ohio, and Utah, or at least $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $380 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $459 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance can cost around 42% to 132% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Chevrolet Spark Insurance

Saving money on auto insurance not only requires being a safe and courteous driver, but also having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates at least once a year by requesting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

Below is a condensed summary of the primary concepts that were touched on in this article.

• You may be able to save as much as $150 per year just by shopping early and online
• Drivers with multiple at-fault accidents may be required to pay an average of $1,480 more each year for auto insurance
• Increasing deductibles can save around $375 each year
• Teenage drivers pay higher rates, with premiums as much as $418 per month including comprehensive and collision insurance