Chevrolet Sonic Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance prices for a Chevrolet Sonic are $1,208 every 12 months with full coverage. Comprehensive costs on average $210, collision insurance costs $380, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $2,622. Teens pay the highest rates at up to $4,726 a year.
Average premium for full coverage: $1,208
Price estimates by individual coverage:
Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for all Sonic models.
Price Range from Low to High
For a driver around age 40, Chevrolet Sonic insurance prices range from the cheapest price of $510 for minimum levels of liability insurance to the much higher price of $2,622 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on car insurance rates.
The ranges above demonstrate why everyone should compare rates based on a specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Chevrolet Sonic insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $705
- Drivers who choose higher $1,000 deductibles will pay around $134 annually
- The average price for the average middle-age driver with $500 deductibles is $1,208
- Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,468
- Higher-risk drivers with serious driving violations could pay upwards of $2,622
- The price to insure a teen driver for full coverage may cost $4,726 a year
Insurance prices for a Chevrolet Sonic are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Sonic.
Choosing higher comprehensive and collision insurance deductibles could save up to $400 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $4,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,000 extra each year, depending on your age. Chevrolet Sonic insurance for high-risk drivers can cost as much as 42% to 138% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Chevrolet Sonic insurance prices. A 40-year-old driver could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,630 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,094 | -$114 | -9.4% |
| Alaska | $924 | -$284 | -23.5% |
| Arizona | $1,002 | -$206 | -17.1% |
| Arkansas | $1,208 | -$0 | 0.0% |
| California | $1,376 | $168 | 13.9% |
| Colorado | $1,154 | -$54 | -4.5% |
| Connecticut | $1,242 | $34 | 2.8% |
| Delaware | $1,368 | $160 | 13.2% |
| Florida | $1,510 | $302 | 25.0% |
| Georgia | $1,114 | -$94 | -7.8% |
| Hawaii | $866 | -$342 | -28.3% |
| Idaho | $818 | -$390 | -32.3% |
| Illinois | $898 | -$310 | -25.7% |
| Indiana | $908 | -$300 | -24.8% |
| Iowa | $814 | -$394 | -32.6% |
| Kansas | $1,148 | -$60 | -5.0% |
| Kentucky | $1,648 | $440 | 36.4% |
| Louisiana | $1,786 | $578 | 47.8% |
| Maine | $746 | -$462 | -38.2% |
| Maryland | $998 | -$210 | -17.4% |
| Massachusetts | $968 | -$240 | -19.9% |
| Michigan | $2,098 | $890 | 73.7% |
| Minnesota | $1,012 | -$196 | -16.2% |
| Mississippi | $1,446 | $238 | 19.7% |
| Missouri | $1,070 | -$138 | -11.4% |
| Montana | $1,298 | $90 | 7.5% |
| Nebraska | $954 | -$254 | -21.0% |
| Nevada | $1,450 | $242 | 20.0% |
| New Hampshire | $872 | -$336 | -27.8% |
| New Jersey | $1,350 | $142 | 11.8% |
| New Mexico | $1,070 | -$138 | -11.4% |
| New York | $1,272 | $64 | 5.3% |
| North Carolina | $694 | -$514 | -42.5% |
| North Dakota | $988 | -$220 | -18.2% |
| Ohio | $834 | -$374 | -31.0% |
| Oklahoma | $1,242 | $34 | 2.8% |
| Oregon | $1,106 | -$102 | -8.4% |
| Pennsylvania | $1,152 | -$56 | -4.6% |
| Rhode Island | $1,612 | $404 | 33.4% |
| South Carolina | $1,094 | -$114 | -9.4% |
| South Dakota | $1,020 | -$188 | -15.6% |
| Tennessee | $1,058 | -$150 | -12.4% |
| Texas | $1,456 | $248 | 20.5% |
| Utah | $894 | -$314 | -26.0% |
| Vermont | $828 | -$380 | -31.5% |
| Virginia | $724 | -$484 | -40.1% |
| Washington | $936 | -$272 | -22.5% |
| West Virginia | $1,106 | -$102 | -8.4% |
| Wisconsin | $836 | -$372 | -30.8% |
| Wyoming | $1,076 | -$132 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Sonic LS Sedan | $1,114 | $93 |
| Chevrolet Sonic LS Hatchback | $1,146 | $96 |
| Chevrolet Sonic LT Hatchback | $1,208 | $101 |
| Chevrolet Sonic LT Sedan | $1,208 | $101 |
| Chevrolet Sonic LTZ Sedan | $1,238 | $103 |
| Chevrolet Sonic LTZ Hatchback | $1,270 | $106 |
| Chevrolet Sonic RS | $1,330 | $111 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Chevrolet Sonic | $238 | $484 | $442 | $1,322 |
| 2019 Chevrolet Sonic | $228 | $450 | $452 | $1,288 |
| 2018 Chevrolet Sonic | $218 | $424 | $456 | $1,256 |
| 2017 Chevrolet Sonic | $210 | $380 | $460 | $1,208 |
| 2016 Chevrolet Sonic | $196 | $350 | $460 | $1,164 |
| 2015 Chevrolet Sonic | $190 | $328 | $464 | $1,140 |
| 2014 Chevrolet Sonic | $184 | $306 | $474 | $1,122 |
| 2013 Chevrolet Sonic | $172 | $284 | $474 | $1,088 |
| 2012 Chevrolet Sonic | $166 | $258 | $478 | $1,060 |
Rates are averaged for all Chevrolet Sonic models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet Sonic Insurance
Getting lower rates on car insurance not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to compare rates every other policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following list is a quick review of the ideas that were covered above.
- Drivers age 16 to 20 pay the highest prices, costing up to $394 a month if they have full coverage
- Higher risk drivers with a DUI or reckless driving violation may pay on average $1,410 more each year than a safer driver
- Increasing physical damage deductibles could save as much as $400 each year
- You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,726 |
| 20 | $2,798 |
| 30 | $1,242 |
| 40 | $1,208 |
| 50 | $1,106 |
| 60 | $1,084 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,468 |
| $250 | $1,346 |
| $500 | $1,208 |
| $1,000 | $1,074 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,208 |
| 50/100 | $1,422 |
| 100/300 | $1,537 |
| 250/500 | $1,836 |
| 100 CSL | $1,468 |
| 300 CSL | $1,721 |
| 500 CSL | $1,905 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,702 |
| 20 | $4,464 |
| 30 | $2,664 |
| 40 | $2,622 |
| 50 | $2,508 |
| 60 | $2,486 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $84 |
| Total Discounts | $503 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
