Chevrolet Sonic LT Hatchback Insurance Rates

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Estimated insurance rates for a Chevrolet Sonic LT Hatchback are $1,392 a year with full coverage. Comprehensive costs on average $298 each year, collision insurance costs $572, and liability costs $364. A policy with only liability insurance costs as little as $430 a year, and a high-risk policy costs around $3,014. 16-year-old drivers pay the most at up to $5,152 a year.

Annual premium for full coverage: $1,392

Premium estimates by individual coverage:

Comprehensive $298
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Sonic Trim Level

For the normal driver, insurance rates for a Chevrolet Sonic LT Hatchback range from the low end price of $430 for your basic liability-only policy to a high rate of $3,014 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,392
High Risk $3,014

Insurance Price Range by Location

Your location can have significant affects on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than congested cities. The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

These rate differences demonstrate why all drivers should compare rates based on a specific location, instead of using rate averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Chevrolet Sonic LT Hatchback also have a wide range based on the actual cash value of your Sonic, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 136% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $5,100 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Sonic LT Hatchback insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or at least $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Opting for high physical damage deductibles could save up to $590 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best price. Every company utilizes a different rate formula, so rate quotes will be substantially different.

View Chart as Image

Chevrolet Sonic LT Hatchback insurance cost comparison chart
Column chart showing Chevrolet Sonic LT Hatchback insurance prices range from $796 to $5,152 for full coverage

The chart above shows Chevrolet Sonic LT Hatchback insurance prices for various risks and coverage choices. The best price after discounts is $796. Drivers choosing higher $1,000 deductibles will pay $1,196. The average price for a 40-year-old male driver using $500 deductibles is $1,392. Using lower $100 deductibles for comp and collision coverage can cost as much as $1,778. If you have multiple accidents and violations you could be charged up to $3,014. The policy rate for full coverage insurance for a teen driver is $5,152.

Chevrolet Sonic LT Hatchback Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$134 -9.6%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,586 $194 13.9%
Colorado $1,332 -$60 -4.3%
Connecticut $1,432 $40 2.9%
Delaware $1,576 $184 13.2%
Florida $1,742 $350 25.1%
Georgia $1,286 -$106 -7.6%
Hawaii $1,000 -$392 -28.2%
Idaho $942 -$450 -32.3%
Illinois $1,036 -$356 -25.6%
Indiana $1,048 -$344 -24.7%
Iowa $940 -$452 -32.5%
Kansas $1,324 -$68 -4.9%
Kentucky $1,900 $508 36.5%
Louisiana $2,060 $668 48.0%
Maine $858 -$534 -38.4%
Maryland $1,148 -$244 -17.5%
Massachusetts $1,112 -$280 -20.1%
Michigan $2,418 $1,026 73.7%
Minnesota $1,164 -$228 -16.4%
Mississippi $1,668 $276 19.8%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,670 $278 20.0%
New Hampshire $1,004 -$388 -27.9%
New Jersey $1,556 $164 11.8%
New Mexico $1,232 -$160 -11.5%
New York $1,466 $74 5.3%
North Carolina $802 -$590 -42.4%
North Dakota $1,140 -$252 -18.1%
Ohio $960 -$432 -31.0%
Oklahoma $1,430 $38 2.7%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,328 -$64 -4.6%
Rhode Island $1,856 $464 33.3%
South Carolina $1,262 -$130 -9.3%
South Dakota $1,174 -$218 -15.7%
Tennessee $1,220 -$172 -12.4%
Texas $1,678 $286 20.5%
Utah $1,032 -$360 -25.9%
Vermont $952 -$440 -31.6%
Virginia $834 -$558 -40.1%
Washington $1,076 -$316 -22.7%
West Virginia $1,276 -$116 -8.3%
Wisconsin $964 -$428 -30.7%
Wyoming $1,240 -$152 -10.9%

View Chart as Image

Chevrolet Sonic LT Hatchback insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Sonic LT Hatchback Insurance Rates by Driver Age
Driver Age Premium
16 $5,152
20 $3,226
30 $1,456
40 $1,392
50 $1,270
60 $1,246

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Sonic LT Hatchback Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,778
$250 $1,598
$500 $1,392
$1,000 $1,196

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Sonic LT Hatchback Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,465
100/300 $1,556
250/500 $1,792
100 CSL $1,501
300 CSL $1,701
500 CSL $1,847

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Sonic LT Hatchback Insurance Rates for High Risk Drivers
Age Premium
16 $7,358
20 $5,126
30 $3,084
40 $3,014
50 $2,878
60 $2,850

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $105
5-yr Claim Free $90
Paid in Full/EFT $66
Advance Quote $70
Online Quote $99
Total Discounts $596
Rate after discounts $796

Discounts are estimated and may not be available from every company or in every state.

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