Chevrolet Express Insurance Rates

The average auto insurance rates for a Chevrolet Express are $1,332 annually including full coverage. Comprehensive insurance costs on average $270 a year, collision costs $506, and liability coverage is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing $2,888 or more. Teenage drivers cost the most to insure at $5,022 a year or more.

Average premium for full coverage: $1,332

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location helps determine car insurance rates.

The examples above highlight why it is important to get quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Chevrolet Express insurance rates for different risk profiles and scenarios.

• The best discount rate is $767
• Choosing higher $1,000 deductibles can save around $1,156 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,332
• Using low $100 deductibles for comp and collision coverage costs an additional $342 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,888 or more
• Policy cost with full coverage for a teenage driver may cost $5,022 each year

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $520 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet Express insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,900 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.

How to Buy Cheap Chevrolet Express Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest time comparing rates at every other renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief summary of the concepts that were covered in the charts and tables above.

• Drivers that tend to have accidents or serious violations pay on average $1,560 more each year than a driver with a clean driving record
• 16 to 18-year-old drivers pay higher rates, with premiums being up to $419 each month if they have full coverage
• You may be able to save as much as $160 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $525 each year
• You may be able to save as much as $160 per year simply by quoting early and online