Chevrolet Express Insurance Rates

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UPDATED: May 2, 2024

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The average insurance rates for a Chevrolet Express are $1,332 a year for full coverage insurance. Comprehensive costs around $270, collision costs $506, and liability insurance costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $2,888. 16-year-old drivers cost the most to insure at $5,022 a year or more.

Average premium for full coverage: $1,332

Policy rates for type of insurance:

Comprehensive $270
Collision $506
Liability $398

Prices are based on $500 deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Express trim levels.

Price Range Variability

For the average driver, Chevrolet Express insurance rates go from as low as $460 for your basic liability-only policy to a much higher rate of $2,888 for coverage for higher-risk drivers.

Liability Only $460
Full Coverage $1,332
High Risk $2,888

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than congested cities.

The price range example below illustrates how location impacts auto insurance rates.

Rural Areas $999
Small Cities $1,399
Large Cities $1,798

The examples above illustrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Chevrolet Express insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $767
  • Drivers who choose higher $1,000 deductibles will pay about $176 each year
  • The average rate for a good driver age 40 using $500 deductibles is $1,332
  • Buying more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,674
  • High risk drivers with multiple tickets or accidents could pay at least $2,888 or more
  • Policy cost for full coverage for a teen driver with full coverage can be $5,022 a year

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing full coverage Chevrolet Express insurance rates range from $767 to $5,022

Auto insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

An older driver with a good driving record and high deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,800 on average in Michigan, New York, and Florida.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$126 -9.5%
Alaska $1,022 -$310 -23.3%
Arizona $1,106 -$226 -17.0%
Arkansas $1,332 -$0 0.0%
California $1,518 $186 14.0%
Colorado $1,272 -$60 -4.5%
Connecticut $1,370 $38 2.9%
Delaware $1,508 $176 13.2%
Florida $1,668 $336 25.2%
Georgia $1,230 -$102 -7.7%
Hawaii $958 -$374 -28.1%
Idaho $902 -$430 -32.3%
Illinois $994 -$338 -25.4%
Indiana $1,002 -$330 -24.8%
Iowa $900 -$432 -32.4%
Kansas $1,268 -$64 -4.8%
Kentucky $1,820 $488 36.6%
Louisiana $1,972 $640 48.0%
Maine $822 -$510 -38.3%
Maryland $1,098 -$234 -17.6%
Massachusetts $1,068 -$264 -19.8%
Michigan $2,316 $984 73.9%
Minnesota $1,116 -$216 -16.2%
Mississippi $1,598 $266 20.0%
Missouri $1,182 -$150 -11.3%
Montana $1,432 $100 7.5%
Nebraska $1,052 -$280 -21.0%
Nevada $1,598 $266 20.0%
New Hampshire $962 -$370 -27.8%
New Jersey $1,490 $158 11.9%
New Mexico $1,182 -$150 -11.3%
New York $1,406 $74 5.6%
North Carolina $768 -$564 -42.3%
North Dakota $1,090 -$242 -18.2%
Ohio $922 -$410 -30.8%
Oklahoma $1,370 $38 2.9%
Oregon $1,220 -$112 -8.4%
Pennsylvania $1,272 -$60 -4.5%
Rhode Island $1,778 $446 33.5%
South Carolina $1,210 -$122 -9.2%
South Dakota $1,126 -$206 -15.5%
Tennessee $1,168 -$164 -12.3%
Texas $1,606 $274 20.6%
Utah $988 -$344 -25.8%
Vermont $912 -$420 -31.5%
Virginia $798 -$534 -40.1%
Washington $1,032 -$300 -22.5%
West Virginia $1,220 -$112 -8.4%
Wisconsin $922 -$410 -30.8%
Wyoming $1,188 -$144 -10.8%

View Chart as Image

Chevrolet Express insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $520 each year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to compare rates from as many companies as possible. Every company utilizes a different rate formula, and quoted rates will be varied from one company to the next.

Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $270 $506 $398 $1,332
2023 Chevrolet Express $260 $494 $416 $1,328
2022 Chevrolet Express $250 $474 $430 $1,312
2021 Chevrolet Express $238 $458 $442 $1,296
2020 Chevrolet Express $228 $424 $452 $1,262
2019 Chevrolet Express $218 $400 $456 $1,232
2018 Chevrolet Express $210 $358 $460 $1,186
2017 Chevrolet Express $196 $330 $460 $1,144
2016 Chevrolet Express $190 $310 $464 $1,122
2015 Chevrolet Express $184 $288 $474 $1,104
2014 Chevrolet Express $172 $268 $474 $1,072
2013 Chevrolet Express $166 $244 $478 $1,046
2012 Chevrolet Express $156 $222 $474 $1,010
2011 Chevrolet Express $146 $202 $474 $980
2010 Chevrolet Express $142 $182 $468 $950
2008 Chevrolet Express $136 $168 $452 $914

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Chevrolet Express Insurance

Finding cheaper rates on Chevrolet Express insurance not only requires not taking risks behind the wheel, but also having good credit, being claim-free, and maximizing policy discounts. Spend time shopping around at least once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief review of the primary concepts that were touched on above.

  • It is possible to save up to $160 per year simply by shopping early and online
  • High-risk drivers with DUI or reckless driving convictions may pay on average $1,560 more every year for Express insurance
  • Increasing comprehensive and collision deductibles can save around $525 each year
  • Teens are expensive to insure, possibly costing $419 each month if they have full coverage

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,022
20 $3,090
30 $1,390
40 $1,332
50 $1,218
60 $1,194

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,674
$250 $1,516
$500 $1,332
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,332
50/100 $1,412
100/300 $1,511
250/500 $1,770
100 CSL $1,451
300 CSL $1,670
500 CSL $1,830

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,156
20 $4,914
30 $2,950
40 $2,888
50 $2,758
60 $2,734

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $94
Total Discounts $565
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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