Chevrolet Express Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 2, 2024

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U.S. average insurance rates for a Chevrolet Express are $1,356 a year with full coverage. Comprehensive costs around $294 a year, collision insurance costs $532, and liability costs around $372. A policy with just liability insurance costs as low as $438 a year, and coverage for high-risk drivers costs around $2,930. Teenage drivers pay the highest rates at up to $5,032 a year.

Average premium for full coverage: $1,356

Price estimates for individual coverage:

Comprehensive $294
Collision $532
Liability $372

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Express trim levels.

Price Range from Low to High

For a driver in their 40's, Chevrolet Express insurance prices range from the low end price of $438 for your basic liability-only policy to a high of $2,930 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,356
High Risk $2,930

Geographic Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population have lower incidents of collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.

Rural Areas $1,017
Small Cities $1,424
Large Cities $1,831

The ranges above demonstrate why it is important to compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Chevrolet Express insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $782
  • Using higher $1,000 deductibles will save about $1,168 annually
  • The estimated price for the average middle-age driver using $500 deductibles is $1,356
  • Using low $100 deductibles for physical damage coverage bumps up the cost to $1,720
  • Drivers who are prone to accidents and violations could pay at least $2,930
  • The price that insures a teen driver can be $5,032 or more

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance rates range from $782 to $5,032 for full coverage

Insurance prices for a Chevrolet Express are also quite variable based on the trim level of your Express, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see prices as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,830 on average in Florida, Michigan, and New York.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,226 -$130 -9.6%
Alaska $1,042 -$314 -23.2%
Arizona $1,126 -$230 -17.0%
Arkansas $1,356 -$0 0.0%
California $1,546 $190 14.0%
Colorado $1,296 -$60 -4.4%
Connecticut $1,394 $38 2.8%
Delaware $1,536 $180 13.3%
Florida $1,698 $342 25.2%
Georgia $1,254 -$102 -7.5%
Hawaii $976 -$380 -28.0%
Idaho $918 -$438 -32.3%
Illinois $1,012 -$344 -25.4%
Indiana $1,020 -$336 -24.8%
Iowa $916 -$440 -32.4%
Kansas $1,290 -$66 -4.9%
Kentucky $1,852 $496 36.6%
Louisiana $2,010 $654 48.2%
Maine $838 -$518 -38.2%
Maryland $1,118 -$238 -17.6%
Massachusetts $1,086 -$270 -19.9%
Michigan $2,356 $1,000 73.7%
Minnesota $1,136 -$220 -16.2%
Mississippi $1,624 $268 19.8%
Missouri $1,204 -$152 -11.2%
Montana $1,458 $102 7.5%
Nebraska $1,070 -$286 -21.1%
Nevada $1,626 $270 19.9%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,200 -$156 -11.5%
New York $1,430 $74 5.5%
North Carolina $782 -$574 -42.3%
North Dakota $1,110 -$246 -18.1%
Ohio $936 -$420 -31.0%
Oklahoma $1,394 $38 2.8%
Oregon $1,244 -$112 -8.3%
Pennsylvania $1,294 -$62 -4.6%
Rhode Island $1,810 $454 33.5%
South Carolina $1,230 -$126 -9.3%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,190 -$166 -12.2%
Texas $1,634 $278 20.5%
Utah $1,006 -$350 -25.8%
Vermont $930 -$426 -31.4%
Virginia $812 -$544 -40.1%
Washington $1,050 -$306 -22.6%
West Virginia $1,244 -$112 -8.3%
Wisconsin $940 -$416 -30.7%
Wyoming $1,210 -$146 -10.8%

View Chart as Image

Chevrolet Express insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $560 every year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $294 $532 $372 $1,356
2023 Chevrolet Express $280 $512 $390 $1,340
2022 Chevrolet Express $270 $506 $398 $1,332
2021 Chevrolet Express $260 $494 $416 $1,328
2020 Chevrolet Express $250 $474 $430 $1,312
2019 Chevrolet Express $238 $458 $442 $1,296
2018 Chevrolet Express $228 $424 $452 $1,262
2017 Chevrolet Express $218 $400 $456 $1,232
2016 Chevrolet Express $210 $358 $460 $1,186
2015 Chevrolet Express $196 $330 $460 $1,144
2014 Chevrolet Express $190 $310 $464 $1,122
2013 Chevrolet Express $184 $288 $474 $1,104
2012 Chevrolet Express $172 $268 $474 $1,072
2011 Chevrolet Express $166 $244 $478 $1,046
2010 Chevrolet Express $156 $222 $474 $1,010
2008 Chevrolet Express $142 $182 $468 $950

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Chevrolet Express Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare prices every time your policy renews by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a quick rundown of the information covered in the charts and tables above.

  • You may be able to save up to $160 per year just by quoting early and online
  • Drivers under the age of 20 pay higher prices, costing up to $419 a month if full coverage is included
  • Increasing physical damage deductibles can save approximately $550 each year
  • Higher risk drivers with reckless driving or DUI convictions may pay on average $1,570 more every year to insure a Chevrolet Express
  • Policyholders who may need increased liability limits will pay an extra $410 every year to increase from a low limit to the 250/500 level

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,032
20 $3,132
30 $1,418
40 $1,356
50 $1,240
60 $1,216

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,720
$250 $1,552
$500 $1,356
$1,000 $1,168

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,430
100/300 $1,523
250/500 $1,765
100 CSL $1,468
300 CSL $1,672
500 CSL $1,821

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,176
20 $4,972
30 $2,994
40 $2,930
50 $2,794
60 $2,768

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $100
5-yr Claim Free $87
Paid in Full/EFT $63
Advance Quote $67
Online Quote $96
Total Discounts $574
Rate after discounts $782

Discounts are estimated and may not be available from every company or in every state.

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