Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,340 a year including full coverage. Comprehensive costs an estimated $280 each year, collision insurance costs $512, and liability insurance costs around $390. A liability-only policy costs as low as $452 a year, and high-risk insurance costs around $2,896. Teenage drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates broken down by type of insurance:

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Express models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects insurance prices.

The examples above highlight why all drivers should compare prices for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Chevrolet Express insurance rates for other coverage scenarios.

• The best discount rate is $773
• Using higher $1,000 deductibles will save approximately $180 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,340
• Using low deductibles for physical damage coverage will increase the cost to $1,688
• Drivers who are prone to accidents and violations could pay up to $2,896
• Policy cost for full coverage for a teen driver can cost as much as $5,012 or more

View Chart as Image

Car insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model of your Express, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,910 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $530 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Cheapest Chevrolet Express Insurance

Finding cheaper rates on Chevrolet Express insurance requires being a good driver, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Invest the time to compare rates every other policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a recap of the ideas that were presented in the illustrations above.

• Drivers age 16 to 20 have the highest car insurance rates, with premiums being up to $418 each month if full coverage is included
• High-risk drivers that have major violations or accidents may pay on average $1,560 more annually than a safer driver
• Increasing comprehensive and collision deductibles can save around $525 each year
• You may be able to save approximately $160 per year just by quoting online in advance