Chevrolet Express Insurance Rates

The average insurance prices for a Chevrolet Express are $1,332 every 12 months for full coverage. Comprehensive insurance costs on average $270 each year, collision insurance costs $506, and liability costs $398. Buying just liability costs as little as $460 a year, and insurance for high-risk drivers costs $2,888 or more. 16-year-old drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates by type of insurance:

Price estimates include $500 deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Express models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than congested cities. The graphic below illustrates the difference location can make on car insurance rates.

The examples above show why all drivers should compare rates based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chevrolet Express insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $767
• Drivers who choose higher $1,000 deductibles will pay around $176 a year
• The average price for a good driver age 40 with $500 deductibles is $1,332
• Buying low deductibles for comprehensive and collision insurance costs an extra $342 every year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,888
• Policy cost to insure a teen driver may cost $5,022 a year

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Express.

Opting for high physical damage deductibles could save up to $520 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 134% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Chevrolet Express insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or at least $1,900 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheaper Chevrolet Express Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Make time to compare rates at least once a year by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

The following is a condensed summary of the primary concepts that were touched on in this article.

• Drivers can save as much as $160 per year just by quoting online in advance
• Higher risk drivers with multiple at-fault accidents pay an average of $1,560 more each year for Express insurance
• Increasing comprehensive and collision deductibles could save as much as $525 each year
• Teens pay the highest rates, costing up to $419 each month if they have full coverage