Chevrolet Express Insurance Rates

U.S. average auto insurance rates for a Chevrolet Express are $1,340 annually for full coverage. Comprehensive insurance costs on average $280 each year, collision insurance costs $512, and liability costs around $390. Buying just liability costs as low as $452 a year, and insurance for high-risk drivers costs $2,896 or more. Teen drivers pay the highest rates at up to $5,012 a year.

Average premium for full coverage: $1,340

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Express models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have fewer accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above show why all drivers should compare prices based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chevrolet Express insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $773
• Using higher $1,000 deductibles will save around $180 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,340
• Choosing low deductibles for physical damage coverage costs an additional $348 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,896
• The price with full coverage for a teen driver may cost $5,012 or more

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Insurance prices for a Chevrolet Express are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $530 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see prices as low as $880 a year in states like Idaho, Maine, and Iowa, or as much as $1,910 on average in Michigan, Louisiana, and New York.

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How to Buy the Best Cheap Chevrolet Express Insurance

Getting lower rates on car insurance requires being a safe and courteous driver, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates at least once a year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below is a quick review of the primary concepts that were covered above.

• Drivers can save as much as $160 per year just by quoting online in advance
• Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,560 more each year for auto insurance
• Increasing physical damage deductibles could save up to $525 each year
• Teenage drivers pay higher prices, with premiums as much as $418 a month if they have full coverage