Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year with full coverage. Comprehensive insurance costs approximately $270, collision insurance costs $506, and liability coverage is $398. A liability-only policy costs around $460 a year, and high-risk insurance costs $2,888 or more. Teen drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Chevrolet Express insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $767
• Raising to $1,000 deductibles will save $176 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,332
• Choosing more expensive low deductibles will cost an extra $342 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,888
• Policy cost for full coverage for a teenage driver with full coverage can cost $5,022

View Chart as Image

Car insurance rates for a Chevrolet Express also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find rates as low as $960 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,800 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce rates by up to $520 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than average. View High Risk Driver Rates

How to Find the Cheapest Chevrolet Express Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having above-average credit, not filing small claims, and attention to physical damage deductibles. Invest the time to compare rates once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a recap of the data that was presented in the illustrations above.

• You may be able to save around $160 per year just by shopping early and online
• Consumers who purchase higher liability limits will pay about $440 every year to raise from a 30/60 limit to 250/500 limits
• Teenagers pay the highest auto insurance rates, as much as $419 each month if full coverage is included
• Drivers that have major violations or accidents pay on average $1,560 more per year for car insurance