Chevrolet Express Insurance Rates

The average insurance prices for a Chevrolet Express are $1,332 every 12 months with full coverage. Comprehensive costs approximately $270 a year, collision insurance costs $506, and liability coverage is $398. A liability-only policy costs around $460 a year, and high-risk insurance costs around $2,888. Teenage drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates by type of insurance:

Prices include $500 deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why it is important to compare rates quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Chevrolet Express insurance rates for additional coverage and risk scenarios.

• The best discount rate is $767
• Raising to $1,000 deductibles will save $1,156 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,332
• Using low $100 deductibles increases the price to $1,674
• Unlucky drivers who are prone to accidents and violations could pay around $2,888
• Policy cost to insure a teenage driver can cost $5,022

View Chart as Image

Car insurance rates for a Chevrolet Express also range considerably based on liability limits and deductibles, your driving record, and the model of your Express.

Using high physical damage deductibles can reduce rates by up to $520 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find rates as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,800 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Right Chevrolet Express Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and attention to physical damage deductibles. Set aside time to shop around at least every other year by requesting quotes from direct companies, and also from insurance agencies where you live.

The following is a quick rundown of the car insurance concepts raised in the charts and tables above.

• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,560 more per year for Express insurance
• You may be able to save around $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $525 each year
• Consumers who purchase higher liability limits will pay an extra $440 every year to raise from a 30/60 limit to a 250/500 level