Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year including full coverage. Comprehensive insurance costs around $270 a year, collision insurance costs $506, and liability coverage is $398. A liability-only policy costs around $460 a year, and high-risk insurance costs $2,888 or more. Teens cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance rates.

The examples above highlight why it is important to compare rates quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $767
• Raising to $1,000 deductibles will save about $1,156 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,332
• Selecting low $100 deductibles will cost an extra $342 each year
• Unlucky drivers with serious driving violations could pay at least $2,888
• Policy cost for full coverage for a teenage driver can be $5,022

View Chart as Image

Car insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model of your Express, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $5,000 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find rates as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,900 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $520 a year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

How to Find the Best Chevrolet Express Insurance

Finding cheaper rates on auto insurance consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to comparison shop at least once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief recap of the primary concepts that were touched on in the above illustrations.

• You may be able to save up to $160 per year just by quoting early and online
• Drivers who tend to receive serious violations pay on average $1,560 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save around $525 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $419 each month if full coverage is included