Chevrolet Express Insurance Rates

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2013 Chevrolet Express Insurance Rates in 2025

Wish you could get out of an expensive car insurance policy? Don't sweat it because many drivers feel the same as you. Lots of insurance companies contend for your insurance dollar, so it's not easy to compare every insurance company to find the absolute lowest price If you are paying for car insurance now, you will be able to save some money using these techniques. Finding the best rates is easy...

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UPDATED: May 2, 2024

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U.S. average auto insurance rates for a Chevrolet Express are $1,340 annually for full coverage insurance. Comprehensive costs around $280 each year, collision insurance costs $512, and liability is $390. Liability-only insurance costs around $452 a year, and high-risk driver insurance costs around $2,896. Teen drivers pay the highest rates at up to $5,012 a year.

Average premium for full coverage: $1,340

Price estimates for individual coverage:

Comprehensive $280
Collision $512
Liability $390

These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Express models.

Price Range from Low to High

For a driver around age 40, Chevrolet Express insurance prices range from as cheap as $452 for just liability insurance to a high rate of $2,896 for a high-risk driver policy.

Liability Only $452
Full Coverage $1,340
High Risk $2,896

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

The ranges above illustrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Chevrolet Express insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $773
  • Raising to $1,000 deductibles will save about $180 each year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,340
  • Choosing low deductibles will cost $1,688
  • Drivers with multiple violations and an at-fault accident could pay at least $2,896
  • The price with full coverage for a 16-year-old driver can be $5,012

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance rates range from $773 to $5,012 for full coverage

Car insurance prices for a Chevrolet Express are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged as much as $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $530 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Chevrolet Express insurance prices. A middle-age driver might find prices as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,810 on average in Michigan, New York, and Florida.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,028 -$312 -23.3%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,526 $186 13.9%
Colorado $1,280 -$60 -4.5%
Connecticut $1,378 $38 2.8%
Delaware $1,518 $178 13.3%
Florida $1,676 $336 25.1%
Georgia $1,238 -$102 -7.6%
Hawaii $962 -$378 -28.2%
Idaho $906 -$434 -32.4%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $906 -$434 -32.4%
Kansas $1,274 -$66 -4.9%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $828 -$512 -38.2%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,072 -$268 -20.0%
Michigan $2,330 $990 73.9%
Minnesota $1,120 -$220 -16.4%
Mississippi $1,604 $264 19.7%
Missouri $1,190 -$150 -11.2%
Montana $1,440 $100 7.5%
Nebraska $1,058 -$282 -21.0%
Nevada $1,606 $266 19.9%
New Hampshire $964 -$376 -28.1%
New Jersey $1,500 $160 11.9%
New Mexico $1,186 -$154 -11.5%
New York $1,412 $72 5.4%
North Carolina $772 -$568 -42.4%
North Dakota $1,098 -$242 -18.1%
Ohio $926 -$414 -30.9%
Oklahoma $1,376 $36 2.7%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,280 -$60 -4.5%
Rhode Island $1,788 $448 33.4%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,176 -$164 -12.2%
Texas $1,616 $276 20.6%
Utah $992 -$348 -26.0%
Vermont $918 -$422 -31.5%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,228 -$112 -8.4%
Wisconsin $928 -$412 -30.7%
Wyoming $1,196 -$144 -10.7%

View Chart as Image

Chevrolet Express insurance rates by U.S. city
Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $280 $512 $390 $1,340
2023 Chevrolet Express $270 $506 $398 $1,332
2022 Chevrolet Express $260 $494 $416 $1,328
2021 Chevrolet Express $250 $474 $430 $1,312
2020 Chevrolet Express $238 $458 $442 $1,296
2019 Chevrolet Express $228 $424 $452 $1,262
2018 Chevrolet Express $218 $400 $456 $1,232
2017 Chevrolet Express $210 $358 $460 $1,186
2016 Chevrolet Express $196 $330 $460 $1,144
2015 Chevrolet Express $190 $310 $464 $1,122
2014 Chevrolet Express $184 $288 $474 $1,104
2013 Chevrolet Express $172 $268 $474 $1,072
2012 Chevrolet Express $166 $244 $478 $1,046
2011 Chevrolet Express $156 $222 $474 $1,010
2010 Chevrolet Express $146 $202 $474 $980
2008 Chevrolet Express $140 $178 $460 $936

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Chevrolet Express Insurance

Getting lower rates on insurance for a Chevrolet Express consists of having a good driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a brief summary of the information covered above.

  • It is possible to save up to $160 per year just by quoting online in advance
  • Drivers age 20 and younger are the costliest to insure, as much as $418 a month if comprehensive and collision insurance is included
  • Increasing physical damage deductibles could save up to $525 each year
  • Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,560 more every year to buy Chevrolet Express insurance
  • Insureds who may need increased levels of liability coverage will pay about $430 annually to raise from a low limit to higher 250/500 limits

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,012
20 $3,094
30 $1,396
40 $1,340
50 $1,224
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,528
$500 $1,340
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,516
250/500 $1,769
100 CSL $1,457
300 CSL $1,672
500 CSL $1,828

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,144
20 $4,922
30 $2,958
40 $2,896
50 $2,764
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $95
Total Discounts $567
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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