Chevrolet City Express Insurance Rates

The average insurance rates for a Chevrolet City Express are $1,154 a year with full coverage. Comprehensive costs on average $206, collision costs $330, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,492. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different City Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Chevrolet City Express insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save around $122 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,154
• Buying more expensive low deductibles will increase the cost to $1,388
• Drivers with multiple tickets or accidents could pay upwards of $2,492 or more
• Policy cost for full coverage for a 16-year-old driver with full coverage may cost $4,524

View Chart as Image

Auto insurance rates for a Chevrolet City Express also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,500 a year. View Rates by Age

Your home state also has a big influence on Chevrolet City Express insurance prices. A middle-age driver might find rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or at least $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $360 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet City Express Insurance

Finding cheaper rates on insurance for a Chevrolet City Express consists of being safe and accident-free, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every time your policy renews by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below you'll find a brief summary of the information covered above.

• You may be able to save as much as $130 per year simply by shopping early and online
• Youthful drivers are charged the highest rates, as much as $377 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $350 each year
• Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,340 more each year than a low-risk driver
• Insureds who require more liability protection will pay around $510 every year to raise from a 30/60 limit to 250/500 limits