Chevrolet City Express Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 12, 2024

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Average insurance rates for a Chevrolet City Express are $1,154 a year with full coverage. Comprehensive costs on average $206 each year, collision costs $330, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,492. Teenage drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Comprehensive $206
Collision $330
Liability $460

Rates are based on $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and City Express models.

Price Range by Coverage and Risk

For an average driver, prices range go from as low as $510 for just the minimum liability insurance to a high rate of $2,492 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,154
High Risk $2,492

Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $866
Small Cities $1,212
Large Cities $1,558

These examples demonstrate why all drivers should compare rates quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Chevrolet City Express insurance rates for different risk profiles and scenarios.

  • The best discount rate is $682
  • Raising to $1,000 deductibles will save around $122 annually
  • The average rate for a 40-year-old driver with $500 deductibles is $1,154
  • Using low deductibles will increase the cost to $1,388
  • At-risk drivers who are prone to accidents and violations could pay upwards of $2,492 or more
  • The cost for full coverage for a teen driver may cost $4,524

View Chart as Image

Chevrolet City Express insurance cost comparison chart
Column chart showing full coverage Chevrolet City Express insurance rates range from $682 to $4,524

Auto insurance rates for a Chevrolet City Express can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $4,500 a year. View Rates by Age

Where you live also has a big influence on Chevrolet City Express insurance prices. A middle-age driver might find rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

Chevrolet City Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,044 -$110 -9.5%
Alaska $884 -$270 -23.4%
Arizona $958 -$196 -17.0%
Arkansas $1,154 -$0 0.0%
California $1,314 $160 13.9%
Colorado $1,102 -$52 -4.5%
Connecticut $1,184 $30 2.6%
Delaware $1,304 $150 13.0%
Florida $1,442 $288 25.0%
Georgia $1,064 -$90 -7.8%
Hawaii $828 -$326 -28.2%
Idaho $782 -$372 -32.2%
Illinois $858 -$296 -25.6%
Indiana $866 -$288 -25.0%
Iowa $776 -$378 -32.8%
Kansas $1,096 -$58 -5.0%
Kentucky $1,574 $420 36.4%
Louisiana $1,706 $552 47.8%
Maine $712 -$442 -38.3%
Maryland $952 -$202 -17.5%
Massachusetts $924 -$230 -19.9%
Michigan $2,002 $848 73.5%
Minnesota $966 -$188 -16.3%
Mississippi $1,380 $226 19.6%
Missouri $1,022 -$132 -11.4%
Montana $1,238 $84 7.3%
Nebraska $910 -$244 -21.1%
Nevada $1,384 $230 19.9%
New Hampshire $832 -$322 -27.9%
New Jersey $1,290 $136 11.8%
New Mexico $1,022 -$132 -11.4%
New York $1,216 $62 5.4%
North Carolina $664 -$490 -42.5%
North Dakota $944 -$210 -18.2%
Ohio $798 -$356 -30.8%
Oklahoma $1,184 $30 2.6%
Oregon $1,056 -$98 -8.5%
Pennsylvania $1,100 -$54 -4.7%
Rhode Island $1,540 $386 33.4%
South Carolina $1,044 -$110 -9.5%
South Dakota $974 -$180 -15.6%
Tennessee $1,010 -$144 -12.5%
Texas $1,392 $238 20.6%
Utah $854 -$300 -26.0%
Vermont $790 -$364 -31.5%
Virginia $692 -$462 -40.0%
Washington $892 -$262 -22.7%
West Virginia $1,056 -$98 -8.5%
Wisconsin $798 -$356 -30.8%
Wyoming $1,028 -$126 -10.9%

View Chart as Image

Chevrolet City Express insurance rates by U.S. city

Using high physical damage deductibles can reduce rates by up to $360 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet City Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Chevrolet City Express $230 $400 $456 $1,244
2017 Chevrolet City Express $220 $358 $460 $1,196
2016 Chevrolet City Express $206 $330 $460 $1,154
2015 Chevrolet City Express $198 $310 $464 $1,130

Rates are averaged for all Chevrolet City Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet City Express Insurance

Saving money on car insurance consists of not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to compare rates every year by requesting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

The following is a quick review of the coverage data covered in the above illustrations.

  • You may be able to save as much as $130 per year simply by quoting online in advance
  • Increasing deductibles can save around $350 each year
  • Teens are charged the highest rates, with premiums as much as $377 per month if they have full coverage
  • Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,340 more each year for City Express insurance

Rates by Driver Age

Chevrolet City Express Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,654
30 $1,184
40 $1,154
50 $1,056
60 $1,034

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet City Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,388
$250 $1,278
$500 $1,154
$1,000 $1,032

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet City Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,154
50/100 $1,302
100/300 $1,417
250/500 $1,716
100 CSL $1,348
300 CSL $1,601
500 CSL $1,785

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet City Express Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,230
30 $2,528
40 $2,492
50 $2,384
60 $2,362

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $62
Homeowner $19
5-yr Accident Free $77
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $54
Online Quote $80
Total Discounts $472
Rate after discounts $682

Discounts are estimated and may not be available from every company or in every state.

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