Chevrolet City Express 3500 LT 2WD Insurance Rates

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The average auto insurance rates for a Chevrolet City Express 3500 LT 2WD are $1,420 annually for full coverage. Comprehensive costs around $326 a year, collision insurance costs $572, and liability costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs around $3,060. Teen drivers cost the most to insure at up to $5,194 a year.

Annual premium for full coverage: $1,420

Policy rates for individual coverage type:

Comprehensive $326
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet City Express Trim Level

For the normal driver, Chevrolet City Express 3500 LT 2WD insurance rates range from as cheap as $430 for the bare minimum liability coverage to a high of $3,060 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,420
High Risk $3,060

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,065
Small Cities $1,491
Large Cities $1,917

These price differences show why it is important for drivers to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Chevrolet City Express 3500 LT 2WD Insurance

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Car insurance rates for a Chevrolet City Express 3500 LT 2WD also range considerably based on the model year, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will be charged as much as $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be from 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $600 annually, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet City Express 3500 LT 2WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know your exact price is to get quotes from multiple companies. Each insurance company uses a different rate calculation, so rate quotes will be varied between companies.

View Chart as Image

Chevrolet City Express 3500 LT 2WD insurance cost comparison chart
Column chart showing Chevrolet City Express 3500 LT 2WD insurance prices range from $818 to $5,194 for full coverage

Chart shows Chevrolet City Express 3500 LT 2WD insurance prices for various situations. The cheapest discount price is $818. Drivers who choose higher $1,000 deductibles will pay about $1,216. The average price for a driver age 40 with no violations using $500 deductibles is $1,420. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,816. High risk drivers could be charged around $3,060. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,194.

Chevrolet City Express 3500 LT 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,358 -$62 -4.4%
Connecticut $1,462 $42 3.0%
Delaware $1,608 $188 13.2%
Florida $1,776 $356 25.1%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $962 -$458 -32.3%
Illinois $1,058 -$362 -25.5%
Indiana $1,068 -$352 -24.8%
Iowa $958 -$462 -32.5%
Kansas $1,350 -$70 -4.9%
Kentucky $1,938 $518 36.5%
Louisiana $2,102 $682 48.0%
Maine $876 -$544 -38.3%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,134 -$286 -20.1%
Michigan $2,468 $1,048 73.8%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,702 $282 19.9%
Missouri $1,260 -$160 -11.3%
Montana $1,524 $104 7.3%
Nebraska $1,120 -$300 -21.1%
Nevada $1,704 $284 20.0%
New Hampshire $1,024 -$396 -27.9%
New Jersey $1,586 $166 11.7%
New Mexico $1,258 -$162 -11.4%
New York $1,496 $76 5.4%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $980 -$440 -31.0%
Oklahoma $1,460 $40 2.8%
Oregon $1,302 -$118 -8.3%
Pennsylvania $1,356 -$64 -4.5%
Rhode Island $1,894 $474 33.4%
South Carolina $1,288 -$132 -9.3%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,244 -$176 -12.4%
Texas $1,712 $292 20.6%
Utah $1,052 -$368 -25.9%
Vermont $972 -$448 -31.5%
Virginia $850 -$570 -40.1%
Washington $1,098 -$322 -22.7%
West Virginia $1,302 -$118 -8.3%
Wisconsin $984 -$436 -30.7%
Wyoming $1,264 -$156 -11.0%

View Chart as Image

Chevrolet City Express 3500 LT 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet City Express 3500 LT 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,194
20 $3,264
30 $1,486
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet City Express 3500 LT 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,816
$250 $1,632
$500 $1,420
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet City Express 3500 LT 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,493
100/300 $1,584
250/500 $1,820
100 CSL $1,529
300 CSL $1,729
500 CSL $1,875

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet City Express 3500 LT 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,184
30 $3,134
40 $3,060
50 $2,918
60 $2,890

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $106
5-yr Claim Free $91
Paid in Full/EFT $66
Advance Quote $70
Online Quote $101
Total Discounts $602
Rate after discounts $818

Discounts are estimated and may not be available from every company or in every state.

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