Chevrolet Camaro Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 23, 2024

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Chevrolet Camaro insurance

Estimated auto insurance rates for a Chevrolet Camaro are $1,442 annually for full coverage insurance. Comprehensive costs an estimated $320, collision costs $566, and liability is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing around $3,116. Teens pay the most at $5,330 a year or more.

Average premium for full coverage: $1,442

Premium estimates broken down by type of coverage:

Comprehensive $320
Collision $566
Liability $398

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Camaro trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Chevrolet Camaro go from as cheap as $460 for basic liability insurance to a much higher rate of $3,116 for a driver required to buy high-risk insurance.

Liability Only $460
Full Coverage $1,442
High Risk $3,116

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,082
Small Cities $1,514
Large Cities $1,947

These rate differences illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates estimated Chevrolet Camaro insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $827
  • Choosing higher $1,000 deductibles can save approximately $202 each year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,442
  • Selecting more expensive low deductibles for comp and collision coverage will cost $1,832
  • Higher-risk drivers with serious driving violations could pay up to $3,116 or more
  • An auto insurance policy with full coverage for a 16-year-old driver with full coverage can cost as much as $5,330 each year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing full coverage Chevrolet Camaro insurance rates range from $827 to $5,330

Insurance prices for a Chevrolet Camaro also have a wide range based on the model of your Camaro, your risk profile, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance ranges from 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $600 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Chevrolet Camaro insurance prices. A good driver about age 40 could pay as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,950 on average in Florida, New York, and Michigan.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,304 -$138 -9.6%
Alaska $1,106 -$336 -23.3%
Arizona $1,196 -$246 -17.1%
Arkansas $1,442 -$0 0.0%
California $1,644 $202 14.0%
Colorado $1,376 -$66 -4.6%
Connecticut $1,484 $42 2.9%
Delaware $1,632 $190 13.2%
Florida $1,804 $362 25.1%
Georgia $1,332 -$110 -7.6%
Hawaii $1,036 -$406 -28.2%
Idaho $976 -$466 -32.3%
Illinois $1,076 -$366 -25.4%
Indiana $1,086 -$356 -24.7%
Iowa $974 -$468 -32.5%
Kansas $1,372 -$70 -4.9%
Kentucky $1,968 $526 36.5%
Louisiana $2,134 $692 48.0%
Maine $890 -$552 -38.3%
Maryland $1,190 -$252 -17.5%
Massachusetts $1,154 -$288 -20.0%
Michigan $2,506 $1,064 73.8%
Minnesota $1,208 -$234 -16.2%
Mississippi $1,728 $286 19.8%
Missouri $1,280 -$162 -11.2%
Montana $1,550 $108 7.5%
Nebraska $1,138 -$304 -21.1%
Nevada $1,730 $288 20.0%
New Hampshire $1,040 -$402 -27.9%
New Jersey $1,612 $170 11.8%
New Mexico $1,278 -$164 -11.4%
New York $1,520 $78 5.4%
North Carolina $832 -$610 -42.3%
North Dakota $1,182 -$260 -18.0%
Ohio $996 -$446 -30.9%
Oklahoma $1,484 $42 2.9%
Oregon $1,320 -$122 -8.5%
Pennsylvania $1,376 -$66 -4.6%
Rhode Island $1,926 $484 33.6%
South Carolina $1,308 -$134 -9.3%
South Dakota $1,218 -$224 -15.5%
Tennessee $1,264 -$178 -12.3%
Texas $1,738 $296 20.5%
Utah $1,068 -$374 -25.9%
Vermont $988 -$454 -31.5%
Virginia $864 -$578 -40.1%
Washington $1,116 -$326 -22.6%
West Virginia $1,322 -$120 -8.3%
Wisconsin $998 -$444 -30.8%
Wyoming $1,284 -$158 -11.0%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices from multiple companies. Each auto insurer calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,398 $117
Chevrolet Camaro LT $1,398 $117
Chevrolet Camaro SS $1,526 $127

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Camaro $332 $570 $390 $1,450
2023 Chevrolet Camaro $320 $566 $398 $1,442
2022 Chevrolet Camaro $308 $552 $416 $1,434
2021 Chevrolet Camaro $298 $530 $430 $1,416
2020 Chevrolet Camaro $282 $512 $442 $1,394
2019 Chevrolet Camaro $270 $474 $452 $1,354
2018 Chevrolet Camaro $260 $446 $456 $1,320
2017 Chevrolet Camaro $248 $400 $460 $1,266
2016 Chevrolet Camaro $232 $368 $460 $1,218
2015 Chevrolet Camaro $224 $346 $464 $1,192
2014 Chevrolet Camaro $220 $322 $474 $1,174
2013 Chevrolet Camaro $202 $300 $474 $1,134
2012 Chevrolet Camaro $198 $272 $478 $1,106
2011 Chevrolet Camaro $184 $248 $474 $1,064
2010 Chevrolet Camaro $174 $226 $474 $1,032

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Chevrolet Camaro Insurance

Finding better rates on insurance for a Chevrolet Camaro takes avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates at every policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a brief review of the data covered above.

  • Insureds who want higher liability limits will pay approximately $440 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
  • It is possible to save approximately $180 per year simply by shopping early and online
  • Increasing policy deductibles could save up to $600 each year
  • Teenagers are charged the highest prices, with premiums being up to $444 per month including comprehensive and collision insurance

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,324
30 $1,508
40 $1,442
50 $1,318
60 $1,292

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,832
$250 $1,650
$500 $1,442
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,442
50/100 $1,606
100/300 $1,705
250/500 $1,964
100 CSL $1,645
300 CSL $1,864
500 CSL $2,024

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,610
20 $5,284
30 $3,190
40 $3,116
50 $2,974
60 $2,948

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $72
Online Quote $103
Total Discounts $615
Rate after discounts $827

Discounts are estimated and may not be available from every company or in every state.

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