Chevrolet Camaro Insurance Rates

Estimated insurance rates for a Chevrolet Camaro are $1,434 a year for full coverage. Comprehensive costs on average $308, collision costs $552, and liability coverage costs $416. Liability-only insurance costs as little as $474 a year, with high-risk driver insurance costing around $3,106. Teen drivers pay the most at $5,342 a year or more.

Average premium for full coverage: $1,434

Premium estimates by type of coverage:

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all Camaro models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences show why everyone should compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Chevrolet Camaro insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $823
• Drivers who choose higher $1,000 deductibles will pay around $194 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,434
• Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,814
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,106 or more
• An auto insurance policy for full coverage for a teenage driver for full coverage may cost $5,342 a year

View Chart as Image

Insurance prices for a Chevrolet Camaro also have a wide range based on your driving characteristics, the trim level of your Camaro, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or as much as $2,050 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $580 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 additional annually, depending on your age. Chevrolet Camaro insurance for high-risk drivers can cost around 43% to 132% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know exactly what you will pay is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chevrolet Camaro Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit history, not filing small claims, and insuring your home and auto with the same company. Set aside time to compare rates every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

Below is a review of the coverage data covered above.

• Drivers can save as much as $170 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $575 each year
• Teenage drivers pay higher prices, as much as $445 per month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations will pay on average $1,670 more each year for auto insurance