Chevrolet Camaro Insurance Rates

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UPDATED: Apr 23, 2024

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Chevrolet Camaro insurance

The average insurance rates for a Chevrolet Camaro are $1,434 a year for full coverage insurance. Comprehensive costs on average $308 a year, collision costs $552, and liability costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing around $3,106. Teen drivers cost the most to insure at $5,342 a year or more.

Average premium for full coverage: $1,434

Policy rates by type of insurance:

Comprehensive $308
Collision $552
Liability $416

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Camaro trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Chevrolet Camaro insurance rates go from as low as $474 for your basic liability-only policy to a high of $3,106 for high-risk insurance.

Liability Only $474
Full Coverage $1,434
High Risk $3,106

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $1,076
Small Cities $1,506
Large Cities $1,936

The examples above illustrate why it is important to compare rates based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Chevrolet Camaro insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $823
  • Drivers who choose higher $1,000 deductibles will pay around $1,240 each year
  • The average rate for a good driver age 40 with $500 deductibles is $1,434
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,814
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,106 or more
  • Policy cost for full coverage for a teen driver may cost $5,342 a year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing full coverage Chevrolet Camaro insurance rates range from $823 to $5,342

Insurance rates for a Chevrolet Camaro also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $5,300 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Camaro insurance prices. A 40-year-old driver could pay as low as $940 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,940 on average in Michigan, New York, and Florida.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,298 -$136 -9.5%
Alaska $1,102 -$332 -23.2%
Arizona $1,192 -$242 -16.9%
Arkansas $1,434 -$0 0.0%
California $1,636 $202 14.1%
Colorado $1,372 -$62 -4.3%
Connecticut $1,476 $42 2.9%
Delaware $1,624 $190 13.2%
Florida $1,796 $362 25.2%
Georgia $1,324 -$110 -7.7%
Hawaii $1,030 -$404 -28.2%
Idaho $970 -$464 -32.4%
Illinois $1,070 -$364 -25.4%
Indiana $1,080 -$354 -24.7%
Iowa $970 -$464 -32.4%
Kansas $1,364 -$70 -4.9%
Kentucky $1,958 $524 36.5%
Louisiana $2,124 $690 48.1%
Maine $884 -$550 -38.4%
Maryland $1,184 -$250 -17.4%
Massachusetts $1,148 -$286 -19.9%
Michigan $2,494 $1,060 73.9%
Minnesota $1,200 -$234 -16.3%
Mississippi $1,720 $286 19.9%
Missouri $1,274 -$160 -11.2%
Montana $1,544 $110 7.7%
Nebraska $1,132 -$302 -21.1%
Nevada $1,720 $286 19.9%
New Hampshire $1,034 -$400 -27.9%
New Jersey $1,604 $170 11.9%
New Mexico $1,272 -$162 -11.3%
New York $1,512 $78 5.4%
North Carolina $828 -$606 -42.3%
North Dakota $1,174 -$260 -18.1%
Ohio $992 -$442 -30.8%
Oklahoma $1,472 $38 2.6%
Oregon $1,314 -$120 -8.4%
Pennsylvania $1,368 -$66 -4.6%
Rhode Island $1,914 $480 33.5%
South Carolina $1,300 -$134 -9.3%
South Dakota $1,212 -$222 -15.5%
Tennessee $1,258 -$176 -12.3%
Texas $1,732 $298 20.8%
Utah $1,062 -$372 -25.9%
Vermont $982 -$452 -31.5%
Virginia $860 -$574 -40.0%
Washington $1,110 -$324 -22.6%
West Virginia $1,314 -$120 -8.4%
Wisconsin $994 -$440 -30.7%
Wyoming $1,278 -$156 -10.9%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Choosing high deductibles could save up to $580 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes and see which company has the best rate. Every company uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,394 $116
Chevrolet Camaro LT $1,394 $116
Chevrolet Camaro SS $1,516 $126

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Camaro $320 $566 $398 $1,442
2023 Chevrolet Camaro $308 $552 $416 $1,434
2022 Chevrolet Camaro $298 $530 $430 $1,416
2021 Chevrolet Camaro $282 $512 $442 $1,394
2020 Chevrolet Camaro $270 $474 $452 $1,354
2019 Chevrolet Camaro $260 $446 $456 $1,320
2018 Chevrolet Camaro $248 $400 $460 $1,266
2017 Chevrolet Camaro $232 $368 $460 $1,218
2016 Chevrolet Camaro $224 $346 $464 $1,192
2015 Chevrolet Camaro $220 $322 $474 $1,174
2014 Chevrolet Camaro $202 $300 $474 $1,134
2013 Chevrolet Camaro $198 $272 $478 $1,106
2012 Chevrolet Camaro $184 $248 $474 $1,064
2011 Chevrolet Camaro $174 $226 $474 $1,032
2010 Chevrolet Camaro $168 $202 $468 $996

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Chevrolet Camaro Insurance

Finding cheaper rates on car insurance not only requires having a decent driving record, but also maintaining good credit, being claim-free, and bundling your home and auto policies. Set aside time to shop around every couple of years by getting price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a brief recap of the material that was raised in the charts and tables above.

  • Policyholders who require additional liability coverage will pay about $460 annually to go from a 30/60 limit to 250/500 limits
  • 16 to 18-year-old drivers pay the highest rates, possibly costing $445 each month for full coverage
  • Higher risk drivers who tend to receive serious violations pay an average of $1,670 more each year than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles can save around $575 each year

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,342
20 $3,310
30 $1,496
40 $1,434
50 $1,310
60 $1,284

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,814
$250 $1,640
$500 $1,434
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,434
50/100 $1,599
100/300 $1,703
250/500 $1,974
100 CSL $1,641
300 CSL $1,870
500 CSL $2,036

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,624
20 $5,270
30 $3,176
40 $3,106
50 $2,964
60 $2,936

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $106
5-yr Claim Free $93
Paid in Full/EFT $66
Advance Quote $71
Online Quote $102
Total Discounts $611
Rate after discounts $823

Discounts are estimated and may not be available from every company or in every state.

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