Chevrolet Camaro Insurance Rates
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UPDATED: Apr 23, 2024
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Average insurance rates for a Chevrolet Camaro are $1,434 a year with full coverage. Comprehensive insurance costs on average $308, collision costs $552, and liability coverage costs around $416. Buying just liability costs as low as $474 a year, with insurance for high-risk drivers costing $3,106 or more. 16-year-old drivers receive the highest rates at $5,342 a year or more.
Average premium for full coverage: $1,434
Rate estimates by individual coverage type:
Prices are based on $500 deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for all Camaro models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as low as $474 for a discount liability-only rate to the much higher price of $3,106 for a high-risk insurance policy.
Price Range by Location
Where you live has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than congested cities.
The example below illustrates how location helps determine car insurance rates.
These examples demonstrate why everyone should compare prices based on a specific location and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Chevrolet Camaro insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $823
- Using higher $1,000 deductibles will save around $194 annually
- The average rate for a 40-year-old driver with $500 deductibles is $1,434
- Buying pricier low deductibles for physical damage coverage will cost an extra $380 each year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,106 or more
- The cost for full coverage for a teenage driver for full coverage may cost $5,342 or more
Auto insurance rates for a Chevrolet Camaro can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.
A more mature driver with a good driving record and high deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $5,300 a year. View Rates by Age
Where you live has a huge impact on Chevrolet Camaro insurance rates. A driver around age 40 might see rates as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or at least $1,940 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,298 | -$136 | -9.5% |
| Alaska | $1,102 | -$332 | -23.2% |
| Arizona | $1,192 | -$242 | -16.9% |
| Arkansas | $1,434 | -$0 | 0.0% |
| California | $1,636 | $202 | 14.1% |
| Colorado | $1,372 | -$62 | -4.3% |
| Connecticut | $1,476 | $42 | 2.9% |
| Delaware | $1,624 | $190 | 13.2% |
| Florida | $1,796 | $362 | 25.2% |
| Georgia | $1,324 | -$110 | -7.7% |
| Hawaii | $1,030 | -$404 | -28.2% |
| Idaho | $970 | -$464 | -32.4% |
| Illinois | $1,070 | -$364 | -25.4% |
| Indiana | $1,080 | -$354 | -24.7% |
| Iowa | $970 | -$464 | -32.4% |
| Kansas | $1,364 | -$70 | -4.9% |
| Kentucky | $1,958 | $524 | 36.5% |
| Louisiana | $2,124 | $690 | 48.1% |
| Maine | $884 | -$550 | -38.4% |
| Maryland | $1,184 | -$250 | -17.4% |
| Massachusetts | $1,148 | -$286 | -19.9% |
| Michigan | $2,494 | $1,060 | 73.9% |
| Minnesota | $1,200 | -$234 | -16.3% |
| Mississippi | $1,720 | $286 | 19.9% |
| Missouri | $1,274 | -$160 | -11.2% |
| Montana | $1,544 | $110 | 7.7% |
| Nebraska | $1,132 | -$302 | -21.1% |
| Nevada | $1,720 | $286 | 19.9% |
| New Hampshire | $1,034 | -$400 | -27.9% |
| New Jersey | $1,604 | $170 | 11.9% |
| New Mexico | $1,272 | -$162 | -11.3% |
| New York | $1,512 | $78 | 5.4% |
| North Carolina | $828 | -$606 | -42.3% |
| North Dakota | $1,174 | -$260 | -18.1% |
| Ohio | $992 | -$442 | -30.8% |
| Oklahoma | $1,472 | $38 | 2.6% |
| Oregon | $1,314 | -$120 | -8.4% |
| Pennsylvania | $1,368 | -$66 | -4.6% |
| Rhode Island | $1,914 | $480 | 33.5% |
| South Carolina | $1,300 | -$134 | -9.3% |
| South Dakota | $1,212 | -$222 | -15.5% |
| Tennessee | $1,258 | -$176 | -12.3% |
| Texas | $1,732 | $298 | 20.8% |
| Utah | $1,062 | -$372 | -25.9% |
| Vermont | $982 | -$452 | -31.5% |
| Virginia | $860 | -$574 | -40.0% |
| Washington | $1,110 | -$324 | -22.6% |
| West Virginia | $1,314 | -$120 | -8.4% |
| Wisconsin | $994 | -$440 | -30.7% |
| Wyoming | $1,278 | -$156 | -10.9% |
Opting for high physical damage deductibles could cut rates by as much as $580 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,300 in extra premium per year, depending on your age. Chevrolet Camaro insurance for high-risk drivers can be around 43% to 132% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the best way to find out exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,394 | $116 |
| Chevrolet Camaro LT | $1,394 | $116 |
| Chevrolet Camaro SS | $1,516 | $126 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2023 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2022 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2021 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2020 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2019 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2018 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2017 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2016 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2015 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2014 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2013 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2012 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
| 2011 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
| 2010 Chevrolet Camaro | $168 | $202 | $468 | $996 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Camaro Insurance
Saving money on auto insurance requires not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Invest time comparing rates at least every other year by obtaining price quotes from direct companies like GEICO and Progressive, and also from local insurance agents.
The following is a brief review of the car insurance concepts covered in the charts and tables above.
- Drivers with DUI or reckless driving convictions may be required to pay an average of $1,670 more each year for Camaro insurance
- You may be able to save as much as $170 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles can save around $575 each year
- Consumers who require higher liability limits will pay around $460 every year to increase from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,342 |
| 20 | $3,310 |
| 30 | $1,496 |
| 40 | $1,434 |
| 50 | $1,310 |
| 60 | $1,284 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,814 |
| $250 | $1,640 |
| $500 | $1,434 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,434 |
| 50/100 | $1,599 |
| 100/300 | $1,703 |
| 250/500 | $1,974 |
| 100 CSL | $1,641 |
| 300 CSL | $1,870 |
| 500 CSL | $2,036 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,624 |
| 20 | $5,270 |
| 30 | $3,176 |
| 40 | $3,106 |
| 50 | $2,964 |
| 60 | $2,936 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $66 |
| Advance Quote | $71 |
| Online Quote | $102 |
| Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
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