Chevrolet Camaro Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

View 2024 Chevrolet Camaro Insurance Rates

Finding a different company that has low cost insurance coverage can be difficult if you are a beginner to online price comparisons. But keep reading because finding lower quotes is easier than you think. The purpose of this post is to teach you the best way to quote coverages. If you have car insurance now, you should be able to cut costs considerably using these techniques. Although vehicle owne...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Chevrolet Camaro insurance

The average insurance rates for a Chevrolet Camaro are $1,442 a year for full coverage. Comprehensive costs around $320 each year, collision costs $566, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, with high-risk coverage costing around $3,116. 16-year-old drivers cost the most to insure at $5,330 a year or more.

Average premium for full coverage: $1,442

Policy rates for type of insurance:

Comprehensive $320
Collision $566
Liability $398

Estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Camaro models.

Price Range Variability

For an average driver, Chevrolet Camaro insurance rates go from as low as $460 for just liability coverage to a high rate of $3,116 for a driver required to buy high-risk insurance.

Liability Only $460
Full Coverage $1,442
High Risk $3,116

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than congested cities.

The graphic below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,082
Small Cities $1,514
Large Cities $1,947

The examples above show why all drivers should compare rates for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $827
  • Drivers who choose higher $1,000 deductibles will pay about $202 a year
  • The average rate for a good driver age 40 using $500 deductibles is $1,442
  • Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,832
  • High-risk insureds with multiple tickets or accidents could pay at least $3,116 or more
  • Policy cost for full coverage for a teenage driver can be $5,330 a year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing full coverage Chevrolet Camaro insurance rates range from $827 to $5,330

Insurance rates for a Chevrolet Camaro also range considerably based on your risk profile, the trim level of your Camaro, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $5,300 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or at least $2,060 on average in Michigan, Louisiana, and New York.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,304 -$138 -9.6%
Alaska $1,106 -$336 -23.3%
Arizona $1,196 -$246 -17.1%
Arkansas $1,442 -$0 0.0%
California $1,644 $202 14.0%
Colorado $1,376 -$66 -4.6%
Connecticut $1,484 $42 2.9%
Delaware $1,632 $190 13.2%
Florida $1,804 $362 25.1%
Georgia $1,332 -$110 -7.6%
Hawaii $1,036 -$406 -28.2%
Idaho $976 -$466 -32.3%
Illinois $1,076 -$366 -25.4%
Indiana $1,086 -$356 -24.7%
Iowa $974 -$468 -32.5%
Kansas $1,372 -$70 -4.9%
Kentucky $1,968 $526 36.5%
Louisiana $2,134 $692 48.0%
Maine $890 -$552 -38.3%
Maryland $1,190 -$252 -17.5%
Massachusetts $1,154 -$288 -20.0%
Michigan $2,506 $1,064 73.8%
Minnesota $1,208 -$234 -16.2%
Mississippi $1,728 $286 19.8%
Missouri $1,280 -$162 -11.2%
Montana $1,550 $108 7.5%
Nebraska $1,138 -$304 -21.1%
Nevada $1,730 $288 20.0%
New Hampshire $1,040 -$402 -27.9%
New Jersey $1,612 $170 11.8%
New Mexico $1,278 -$164 -11.4%
New York $1,520 $78 5.4%
North Carolina $832 -$610 -42.3%
North Dakota $1,182 -$260 -18.0%
Ohio $996 -$446 -30.9%
Oklahoma $1,484 $42 2.9%
Oregon $1,320 -$122 -8.5%
Pennsylvania $1,376 -$66 -4.6%
Rhode Island $1,926 $484 33.6%
South Carolina $1,308 -$134 -9.3%
South Dakota $1,218 -$224 -15.5%
Tennessee $1,264 -$178 -12.3%
Texas $1,738 $296 20.5%
Utah $1,068 -$374 -25.9%
Vermont $988 -$454 -31.5%
Virginia $864 -$578 -40.1%
Washington $1,116 -$326 -22.6%
West Virginia $1,322 -$120 -8.3%
Wisconsin $998 -$444 -30.8%
Wyoming $1,284 -$158 -11.0%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $600 a year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,700 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 132% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,398 $117
Chevrolet Camaro LT $1,398 $117
Chevrolet Camaro SS $1,526 $127

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Camaro $332 $570 $390 $1,450
2023 Chevrolet Camaro $320 $566 $398 $1,442
2022 Chevrolet Camaro $308 $552 $416 $1,434
2021 Chevrolet Camaro $298 $530 $430 $1,416
2020 Chevrolet Camaro $282 $512 $442 $1,394
2019 Chevrolet Camaro $270 $474 $452 $1,354
2018 Chevrolet Camaro $260 $446 $456 $1,320
2017 Chevrolet Camaro $248 $400 $460 $1,266
2016 Chevrolet Camaro $232 $368 $460 $1,218
2015 Chevrolet Camaro $224 $346 $464 $1,192
2014 Chevrolet Camaro $220 $322 $474 $1,174
2013 Chevrolet Camaro $202 $300 $474 $1,134
2012 Chevrolet Camaro $198 $272 $478 $1,106
2011 Chevrolet Camaro $184 $248 $474 $1,064
2010 Chevrolet Camaro $174 $226 $474 $1,032

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Chevrolet Camaro Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at every policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The points below are a review of the data covered in the above illustrations.

  • Consumers who may need increased liability limits will pay around $440 each year to go from a 30/60 limit to 250/500 limits
  • Drivers can save up to $180 per year simply by quoting online in advance
  • Increasing comprehensive and collision deductibles can save around $600 each year
  • Drivers under the age of 20 are charged the highest rates, costing up to $444 each month including comprehensive and collision insurance

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,324
30 $1,508
40 $1,442
50 $1,318
60 $1,292

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,832
$250 $1,650
$500 $1,442
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,442
50/100 $1,606
100/300 $1,705
250/500 $1,964
100 CSL $1,645
300 CSL $1,864
500 CSL $2,024

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,610
20 $5,284
30 $3,190
40 $3,116
50 $2,974
60 $2,948

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $72
Online Quote $103
Total Discounts $615
Rate after discounts $827

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles