Chevrolet Camaro Insurance Rates

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UPDATED: Apr 23, 2024

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Chevrolet Camaro insurance

Estimated insurance rates for a Chevrolet Camaro are $1,442 a year with full coverage. Comprehensive insurance costs an estimated $320 each year, collision costs $566, and liability insurance is estimated at $398. Liability-only insurance costs approximately $460 a year, with high-risk driver insurance costing $3,116 or more. Teen drivers pay the most at $5,330 a year or more.

Average premium for full coverage: $1,442

Premium estimates broken down by type of coverage:

Comprehensive $320
Collision $566
Liability $398

Prices are based on $500 deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Camaro models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Chevrolet Camaro go from as low as $460 for a discount liability-only rate to a high rate of $3,116 for a high-risk insurance policy.

Liability Only $460
Full Coverage $1,442
High Risk $3,116

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates how location impacts insurance prices.

Rural Areas $1,082
Small Cities $1,514
Large Cities $1,947

These rate differences demonstrate why all drivers should get quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Chevrolet Camaro insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $827
  • Choosing higher $1,000 deductibles can save approximately $202 annually
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,442
  • Choosing low deductibles for comp and collision coverage will cost an extra $390 a year
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $3,116 or more
  • An auto insurance policy for full coverage for a teen driver can cost as much as $5,330 each year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing full coverage Chevrolet Camaro insurance prices range from $827 to $5,330

Insurance prices for a Chevrolet Camaro also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chevrolet Camaro insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,950 on average in New York, Michigan, and Florida.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,304 -$138 -9.6%
Alaska $1,106 -$336 -23.3%
Arizona $1,196 -$246 -17.1%
Arkansas $1,442 -$0 0.0%
California $1,644 $202 14.0%
Colorado $1,376 -$66 -4.6%
Connecticut $1,484 $42 2.9%
Delaware $1,632 $190 13.2%
Florida $1,804 $362 25.1%
Georgia $1,332 -$110 -7.6%
Hawaii $1,036 -$406 -28.2%
Idaho $976 -$466 -32.3%
Illinois $1,076 -$366 -25.4%
Indiana $1,086 -$356 -24.7%
Iowa $974 -$468 -32.5%
Kansas $1,372 -$70 -4.9%
Kentucky $1,968 $526 36.5%
Louisiana $2,134 $692 48.0%
Maine $890 -$552 -38.3%
Maryland $1,190 -$252 -17.5%
Massachusetts $1,154 -$288 -20.0%
Michigan $2,506 $1,064 73.8%
Minnesota $1,208 -$234 -16.2%
Mississippi $1,728 $286 19.8%
Missouri $1,280 -$162 -11.2%
Montana $1,550 $108 7.5%
Nebraska $1,138 -$304 -21.1%
Nevada $1,730 $288 20.0%
New Hampshire $1,040 -$402 -27.9%
New Jersey $1,612 $170 11.8%
New Mexico $1,278 -$164 -11.4%
New York $1,520 $78 5.4%
North Carolina $832 -$610 -42.3%
North Dakota $1,182 -$260 -18.0%
Ohio $996 -$446 -30.9%
Oklahoma $1,484 $42 2.9%
Oregon $1,320 -$122 -8.5%
Pennsylvania $1,376 -$66 -4.6%
Rhode Island $1,926 $484 33.6%
South Carolina $1,308 -$134 -9.3%
South Dakota $1,218 -$224 -15.5%
Tennessee $1,264 -$178 -12.3%
Texas $1,738 $296 20.5%
Utah $1,068 -$374 -25.9%
Vermont $988 -$454 -31.5%
Virginia $864 -$578 -40.1%
Washington $1,116 -$326 -22.6%
West Virginia $1,322 -$120 -8.3%
Wisconsin $998 -$444 -30.8%
Wyoming $1,284 -$158 -11.0%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Choosing high deductibles can save as much as $600 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 132% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer uses a different rate calculation, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,398 $117
Chevrolet Camaro LT $1,398 $117
Chevrolet Camaro SS $1,526 $127

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Camaro $332 $570 $390 $1,450
2023 Chevrolet Camaro $320 $566 $398 $1,442
2022 Chevrolet Camaro $308 $552 $416 $1,434
2021 Chevrolet Camaro $298 $530 $430 $1,416
2020 Chevrolet Camaro $282 $512 $442 $1,394
2019 Chevrolet Camaro $270 $474 $452 $1,354
2018 Chevrolet Camaro $260 $446 $456 $1,320
2017 Chevrolet Camaro $248 $400 $460 $1,266
2016 Chevrolet Camaro $232 $368 $460 $1,218
2015 Chevrolet Camaro $224 $346 $464 $1,192
2014 Chevrolet Camaro $220 $322 $474 $1,174
2013 Chevrolet Camaro $202 $300 $474 $1,134
2012 Chevrolet Camaro $198 $272 $478 $1,106
2011 Chevrolet Camaro $184 $248 $474 $1,064
2010 Chevrolet Camaro $174 $226 $474 $1,032

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Chevrolet Camaro Insurance

Finding better rates on Chevrolet Camaro insurance takes not taking risks behind the wheel, having a good credit history, being claim-free, and maximizing policy discounts. Spend time shopping around at least every other year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a brief review of the car insurance concepts touched on above.

  • High-risk drivers with DUI or reckless driving convictions may pay on average $1,670 more annually for Camaro insurance
  • You may be able to save approximately $180 per year simply by quoting online in advance
  • Increasing policy deductibles can save around $600 each year
  • Drivers who want higher liability limits will pay about $440 every year to raise limits from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,324
30 $1,508
40 $1,442
50 $1,318
60 $1,292

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,832
$250 $1,650
$500 $1,442
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,442
50/100 $1,606
100/300 $1,705
250/500 $1,964
100 CSL $1,645
300 CSL $1,864
500 CSL $2,024

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,610
20 $5,284
30 $3,190
40 $3,116
50 $2,974
60 $2,948

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $72
Online Quote $103
Total Discounts $615
Rate after discounts $827

Discounts are estimated and may not be available from every company or in every state.

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