Chevrolet Camaro Insurance Rates
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UPDATED: Apr 23, 2024
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Estimated auto insurance rates for a Chevrolet Camaro are $1,442 annually for full coverage insurance. Comprehensive costs an estimated $320, collision costs $566, and liability is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing around $3,116. Teens pay the most at $5,330 a year or more.
Average premium for full coverage: $1,442
Premium estimates broken down by type of coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Camaro trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Chevrolet Camaro go from as cheap as $460 for basic liability insurance to a much higher rate of $3,116 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion.
The price range example below illustrates the difference between rural and urban areas on insurance prices.
These rate differences illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Chevrolet Camaro insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $827
- Choosing higher $1,000 deductibles can save approximately $202 each year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,442
- Selecting more expensive low deductibles for comp and collision coverage will cost $1,832
- Higher-risk drivers with serious driving violations could pay up to $3,116 or more
- An auto insurance policy with full coverage for a 16-year-old driver with full coverage can cost as much as $5,330 each year
Insurance prices for a Chevrolet Camaro also have a wide range based on the model of your Camaro, your risk profile, and liability limits and deductibles.
An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $5,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance ranges from 43% to 132% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $600 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Chevrolet Camaro insurance prices. A good driver about age 40 could pay as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,950 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,304 | -$138 | -9.6% |
Alaska | $1,106 | -$336 | -23.3% |
Arizona | $1,196 | -$246 | -17.1% |
Arkansas | $1,442 | -$0 | 0.0% |
California | $1,644 | $202 | 14.0% |
Colorado | $1,376 | -$66 | -4.6% |
Connecticut | $1,484 | $42 | 2.9% |
Delaware | $1,632 | $190 | 13.2% |
Florida | $1,804 | $362 | 25.1% |
Georgia | $1,332 | -$110 | -7.6% |
Hawaii | $1,036 | -$406 | -28.2% |
Idaho | $976 | -$466 | -32.3% |
Illinois | $1,076 | -$366 | -25.4% |
Indiana | $1,086 | -$356 | -24.7% |
Iowa | $974 | -$468 | -32.5% |
Kansas | $1,372 | -$70 | -4.9% |
Kentucky | $1,968 | $526 | 36.5% |
Louisiana | $2,134 | $692 | 48.0% |
Maine | $890 | -$552 | -38.3% |
Maryland | $1,190 | -$252 | -17.5% |
Massachusetts | $1,154 | -$288 | -20.0% |
Michigan | $2,506 | $1,064 | 73.8% |
Minnesota | $1,208 | -$234 | -16.2% |
Mississippi | $1,728 | $286 | 19.8% |
Missouri | $1,280 | -$162 | -11.2% |
Montana | $1,550 | $108 | 7.5% |
Nebraska | $1,138 | -$304 | -21.1% |
Nevada | $1,730 | $288 | 20.0% |
New Hampshire | $1,040 | -$402 | -27.9% |
New Jersey | $1,612 | $170 | 11.8% |
New Mexico | $1,278 | -$164 | -11.4% |
New York | $1,520 | $78 | 5.4% |
North Carolina | $832 | -$610 | -42.3% |
North Dakota | $1,182 | -$260 | -18.0% |
Ohio | $996 | -$446 | -30.9% |
Oklahoma | $1,484 | $42 | 2.9% |
Oregon | $1,320 | -$122 | -8.5% |
Pennsylvania | $1,376 | -$66 | -4.6% |
Rhode Island | $1,926 | $484 | 33.6% |
South Carolina | $1,308 | -$134 | -9.3% |
South Dakota | $1,218 | -$224 | -15.5% |
Tennessee | $1,264 | -$178 | -12.3% |
Texas | $1,738 | $296 | 20.5% |
Utah | $1,068 | -$374 | -25.9% |
Vermont | $988 | -$454 | -31.5% |
Virginia | $864 | -$578 | -40.1% |
Washington | $1,116 | -$326 | -22.6% |
West Virginia | $1,322 | -$120 | -8.3% |
Wisconsin | $998 | -$444 | -30.8% |
Wyoming | $1,284 | -$158 | -11.0% |
With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices from multiple companies. Each auto insurer calculates prices differently, so the prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Camaro LS | $1,398 | $117 |
Chevrolet Camaro LT | $1,398 | $117 |
Chevrolet Camaro SS | $1,526 | $127 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
2023 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
2022 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
2021 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
2020 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
2019 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
2018 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
2017 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
2016 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
2015 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
2014 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
2013 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
2012 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
2011 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
2010 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Camaro Insurance
Finding better rates on insurance for a Chevrolet Camaro takes avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates at every policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The list below is a brief review of the data covered above.
- Insureds who want higher liability limits will pay approximately $440 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- It is possible to save approximately $180 per year simply by shopping early and online
- Increasing policy deductibles could save up to $600 each year
- Teenagers are charged the highest prices, with premiums being up to $444 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,330 |
20 | $3,324 |
30 | $1,508 |
40 | $1,442 |
50 | $1,318 |
60 | $1,292 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,832 |
$250 | $1,650 |
$500 | $1,442 |
$1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,442 |
50/100 | $1,606 |
100/300 | $1,705 |
250/500 | $1,964 |
100 CSL | $1,645 |
300 CSL | $1,864 |
500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,610 |
20 | $5,284 |
30 | $3,190 |
40 | $3,116 |
50 | $2,974 |
60 | $2,948 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $77 |
Multi-vehicle | $75 |
Homeowner | $21 |
5-yr Accident Free | $107 |
5-yr Claim Free | $93 |
Paid in Full/EFT | $67 |
Advance Quote | $72 |
Online Quote | $103 |
Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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