Cadillac Escalade ESV Insurance Rates

U.S. average insurance prices for a Cadillac Escalade ESV are $1,202 every 12 months with full coverage. Comprehensive insurance costs around $256 each year, collision costs $314, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,568 or more. Teenage drivers pay the highest rates at $4,602 a year or more.

Average premium for full coverage: $1,202

Price estimates for individual coverage:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Escalade ESV models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population have more infrequent collision claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance rates.

The ranges above demonstrate why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Cadillac Escalade ESV insurance rates for additional coverage choices and driver risks.

• The best discount rate is $719
• Raising to $1,000 deductibles will save about $132 annually
• The average price for the average middle-age driver using $500 deductibles is $1,202
• Using low deductibles costs an extra $244 annually
• Drivers who are prone to accidents and violations could pay at least $2,568 or more
• The price to insure a 16-year-old driver can be $4,602

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Insurance prices for a Cadillac Escalade ESV are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Using high physical damage deductibles can reduce prices by up to $380 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Cadillac Escalade ESV insurance prices. A middle-age driver might find prices as low as $870 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out your exact price is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Cadillac Escalade ESV Insurance

Getting lower rates on insurance for a Cadillac Escalade ESV consists of having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Make time to compare rates every couple of years by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a quick rundown of the material that was touched on in this article.

• Insureds who may need additional liability coverage will pay an extra $520 every year to raise from a low limit to a 250/500 level
• 16 to 18-year-old drivers are charged the highest prices, costing up to $384 a month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,370 more every year than a driver with a clean driving record
• Increasing physical damage deductibles could save as much as $375 each year