Cadillac Escalade ESV Insurance Rates

Estimated auto insurance rates for a Cadillac Escalade ESV are $1,252 annually for full coverage insurance. Comprehensive costs on average $274, collision costs $342, and liability insurance is estimated at $478. Liability-only coverage costs approximately $526 a year, with high-risk coverage costing around $2,682. Teen drivers pay the most at $4,762 a year or more.

Average premium for full coverage: $1,252

Premium estimates by type of coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different Escalade ESV trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than larger metro areas.

The price range example below illustrates how location impacts car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Cadillac Escalade ESV insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $745
• Choosing higher $1,000 deductibles can save around $140 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,252
• Choosing more expensive low deductibles for comp and collision coverage will cost $1,520
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,682 or more
• An auto insurance policy with full coverage for a teen driver with full coverage may cost $4,762 each year

View Chart as Image

Insurance prices for a Cadillac Escalade ESV also have a wide range based on the model of your Escalade ESV, your risk profile, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,000 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $410 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $430 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Cadillac Escalade ESV insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,690 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Cadillac Escalade ESV Insurance

Finding better rates on Cadillac Escalade ESV insurance takes being a low-risk driver, having a good credit history, paying for small claims out-of-pocket, and bundling your home and auto policies. Spend time shopping around at every policy renewal by quoting rates from direct insurance companies, and also from local exclusive and independent agents.

The items below are a review of the data touched on above.

• Drivers who require more liability coverage will pay about $530 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• It is possible to save as much as $150 per year simply by shopping early and online
• Increasing policy deductibles could save up to $400 each year
• Teen drivers pay the highest prices, with premiums being up to $397 per month including comprehensive and collision insurance