Cadillac Escalade Insurance Rates

The average insurance rates for a Cadillac Escalade are $1,316 a year with full coverage. Comprehensive insurance costs approximately $228 a year, collision costs $296, and liability costs around $592. Liability-only coverage costs as low as $652 a year, with high-risk coverage costing $2,824 or more. Teen drivers cost the most to insure at $5,236 a year or more.

Average premium for full coverage: $1,316

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $798
• Using higher $1,000 deductibles will save $1,196 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,316
• Choosing low $100 deductibles for physical damage coverage will cost an extra $228 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,824 or more
• Policy cost for full coverage for a teen driver can cost $5,236 or more

View Chart as Image

Insurance rates for a Cadillac Escalade also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state has a huge impact on Cadillac Escalade insurance prices. A driver around age 40 might see rates as low as $950 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,770 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $350 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 127% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Cadillac Escalade Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having a good credit history, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop at every other renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a condensed summary of the concepts that were touched on in the above illustrations.

• Higher risk drivers with multiple at-fault accidents pay on average $1,510 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers are the costliest to insure, as much as $436 each month including comprehensive and collision insurance
• You may be able to save around $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $350 each year
• You may be able to save around $150 per year simply by quoting early and online