Cadillac Escalade ESV Insurance Rates

U.S. average insurance rates for a Cadillac Escalade ESV are $1,252 a year for full coverage. Comprehensive insurance costs approximately $274, collision insurance costs $342, and liability coverage costs $478. Buying just liability costs as little as $526 a year, and insurance for high-risk drivers costs $2,682 or more. Teen drivers pay the highest rates at up to $4,762 a year.

Average premium for full coverage: $1,252

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different Escalade ESV trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $745
• Drivers who choose higher $1,000 deductibles will pay $140 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,252
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $268 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,682
• The price that insures a teenage driver with full coverage can cost $4,762 a year

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Insurance prices for a Cadillac Escalade ESV are also quite variable based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,500 to $2,000 additional each year, depending on your age. High-risk driver insurance can cost around 42% to 134% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

The state you live in makes a big difference in Cadillac Escalade ESV insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or as much as $1,790 on average in New York, Louisiana, and Michigan.

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Choosing high deductibles could save up to $410 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cadillac Escalade ESV Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Shop around every time your policy renews by requesting quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a brief recap of the information covered in the charts and tables above.

• Drivers can save around $150 per year just by shopping early and online
• Youthful drivers are the costliest to insure, with premiums as much as $397 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $400 each year
• Drivers who tend to receive serious violations could be forced to pay on average $1,430 more per year than a low-risk driver
• Consumers who purchase more liability protection will pay about $530 each year to go from a low limit to the 250/500 level