Cadillac Escalade ESV Insurance Rates

U.S. average auto insurance rates for a Cadillac Escalade ESV are $1,202 annually with full coverage. Comprehensive costs approximately $256 a year, collision costs $314, and liability insurance is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,568. Teenage drivers pay the highest rates at $4,602 a year or more.

Average premium for full coverage: $1,202

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Escalade ESV trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations have fewer collision claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.

• The best discount rate is $719
• Raising to $1,000 deductibles will save $1,070 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,202
• Using low $100 deductibles will cost $1,446
• Higher-risk drivers who are prone to accidents and violations could pay around $2,568 or more
• The price with full coverage for a teen driver can cost $4,602

View Chart as Image

Insurance prices for a Cadillac Escalade ESV are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $380 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Cadillac Escalade ESV insurance rates. A middle-age driver might find prices as low as $870 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Cadillac Escalade ESV Insurance

Getting lower rates on Cadillac Escalade ESV insurance consists of having a decent driving record, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a quick review of the material that was touched on in the above illustrations.

• Drivers who purchase additional liability coverage will pay an extra $520 every year to raise from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, costing up to $384 a month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,370 more per year than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $375 each year