Cadillac Escalade ESV Insurance Rates

The average insurance rates for a Cadillac Escalade ESV are $1,202 a year with full coverage. Comprehensive insurance costs on average $256 a year, collision costs $314, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,568 or more. Teen drivers cost the most to insure at $4,602 a year or more.

Average premium for full coverage: $1,202

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Escalade ESV trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than larger metro areas.

The diagram below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Cadillac Escalade ESV insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $719
• Drivers who choose higher $1,000 deductibles will pay around $1,070 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,202
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $244 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,568 or more
• Policy cost that insures a teenage driver may cost $4,602 a year

View Chart as Image

Auto insurance rates for a Cadillac Escalade ESV also range considerably based on the trim level of your Escalade ESV, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 130% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $4,600 a year. View Rates by Age

Your home state makes a big difference in Cadillac Escalade ESV insurance rates. A 40-year-old driver could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $380 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Every company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Cadillac Escalade ESV Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, not filing small claims, and taking advantage of discounts. Shop around at every policy renewal by quoting rates from direct companies, and also from several local insurance agents.

Below is a condensed summary of the data touched on in this article.

• Consumers who require higher levels of liability will pay about $520 every year to go from a 30/60 limit to the 250/500 level
• You may be able to save as much as $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teenage drivers are charged the highest rates, as much as $384 each month if the policy includes full coverage