Cadillac Escalade ESV Insurance Rates

The average auto insurance rates for a Cadillac Escalade ESV are $1,202 annually for full coverage insurance. Comprehensive costs approximately $256, collision insurance costs $314, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,568. Teenage drivers cost the most to insure at up to $4,602 a year.

Average premium for full coverage: $1,202

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all Escalade ESV models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.

The examples above illustrate why everyone should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.

• The best discount rate is $719
• Using higher $1,000 deductibles will save $132 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,202
• Using pricier low deductibles for physical damage coverage will cost $1,446
• High-risk insureds who are prone to accidents and violations could pay around $2,568
• Policy cost with full coverage for a 16-year-old driver for full coverage can cost $4,602 or more

View Chart as Image

Car insurance rates for a Cadillac Escalade ESV also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,400 to $2,000 extra every year, depending on your age. Cadillac Escalade ESV insurance for high-risk drivers can be from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $380 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Cadillac Escalade ESV insurance prices. A driver around age 40 might see rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Cadillac Escalade ESV Insurance

Finding cheaper rates on insurance for a Cadillac Escalade ESV requires having a good driving record, having a good credit score, being claim-free, and attention to physical damage deductibles. Take the time to comparison shop every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a brief review of the information touched on in the above illustrations.

• It is possible to save around $140 per year just by quoting online well ahead of the renewal date
• Drivers age 20 and younger pay the highest auto insurance rates, possibly costing $384 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,370 more per year to buy Cadillac Escalade ESV insurance
• Insureds who purchase increased levels of liability coverage will pay an extra $520 annually to increase from a 30/60 limit to higher 250/500 limits