Cadillac Escalade ESV Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 31, 2024
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Average insurance rates for a Cadillac Escalade ESV are $1,202 a year including full coverage. Comprehensive insurance costs approximately $256 each year, collision insurance costs $314, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,568 or more. Teen drivers receive the highest rates at up to $4,602 a year.
Average premium for full coverage: $1,202
Rate estimates by individual coverage type:
These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Escalade ESV models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as low as $522 for liability-only coverage to a high rate of $2,568 for a driver who requires high-risk insurance.
Price Range by Location
Your location has a significant impact on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
These examples highlight why all drivers should compare rates using their specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $719
- Drivers who choose higher $1,000 deductibles will pay $132 every year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,202
- Choosing low deductibles for comprehensive and collision insurance will cost an extra $244 a year
- High risk drivers with multiple violations and an at-fault accident could pay around $2,568
- The cost for full coverage for a teen driver can cost $4,602 a year
Insurance rates for a Cadillac Escalade ESV can also vary considerably based on your driver profile, the model of your Escalade ESV, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age
Where you live makes a big difference in Cadillac Escalade ESV insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,720 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,088 | -$114 | -9.5% |
| Alaska | $920 | -$282 | -23.5% |
| Arizona | $996 | -$206 | -17.1% |
| Arkansas | $1,202 | -$0 | 0.0% |
| California | $1,370 | $168 | 14.0% |
| Colorado | $1,148 | -$54 | -4.5% |
| Connecticut | $1,236 | $34 | 2.8% |
| Delaware | $1,362 | $160 | 13.3% |
| Florida | $1,504 | $302 | 25.1% |
| Georgia | $1,108 | -$94 | -7.8% |
| Hawaii | $864 | -$338 | -28.1% |
| Idaho | $812 | -$390 | -32.4% |
| Illinois | $894 | -$308 | -25.6% |
| Indiana | $904 | -$298 | -24.8% |
| Iowa | $812 | -$390 | -32.4% |
| Kansas | $1,144 | -$58 | -4.8% |
| Kentucky | $1,640 | $438 | 36.4% |
| Louisiana | $1,778 | $576 | 47.9% |
| Maine | $742 | -$460 | -38.3% |
| Maryland | $990 | -$212 | -17.6% |
| Massachusetts | $960 | -$242 | -20.1% |
| Michigan | $2,088 | $886 | 73.7% |
| Minnesota | $1,004 | -$198 | -16.5% |
| Mississippi | $1,438 | $236 | 19.6% |
| Missouri | $1,066 | -$136 | -11.3% |
| Montana | $1,292 | $90 | 7.5% |
| Nebraska | $948 | -$254 | -21.1% |
| Nevada | $1,442 | $240 | 20.0% |
| New Hampshire | $864 | -$338 | -28.1% |
| New Jersey | $1,342 | $140 | 11.6% |
| New Mexico | $1,064 | -$138 | -11.5% |
| New York | $1,266 | $64 | 5.3% |
| North Carolina | $692 | -$510 | -42.4% |
| North Dakota | $984 | -$218 | -18.1% |
| Ohio | $828 | -$374 | -31.1% |
| Oklahoma | $1,234 | $32 | 2.7% |
| Oregon | $1,100 | -$102 | -8.5% |
| Pennsylvania | $1,148 | -$54 | -4.5% |
| Rhode Island | $1,602 | $400 | 33.3% |
| South Carolina | $1,088 | -$114 | -9.5% |
| South Dakota | $1,014 | -$188 | -15.6% |
| Tennessee | $1,052 | -$150 | -12.5% |
| Texas | $1,448 | $246 | 20.5% |
| Utah | $890 | -$312 | -26.0% |
| Vermont | $824 | -$378 | -31.4% |
| Virginia | $720 | -$482 | -40.1% |
| Washington | $930 | -$272 | -22.6% |
| West Virginia | $1,100 | -$102 | -8.5% |
| Wisconsin | $834 | -$368 | -30.6% |
| Wyoming | $1,072 | -$130 | -10.8% |
Choosing high deductibles could save up to $380 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade ESV 2WD | $1,162 | $97 |
| Cadillac Escalade ESV 4WD | $1,162 | $97 |
| Cadillac Escalade ESV Luxury Edition 2WD | $1,180 | $98 |
| Cadillac Escalade ESV Premium Edition 2WD | $1,180 | $98 |
| Cadillac Escalade ESV Luxury Edition 4WD | $1,180 | $98 |
| Cadillac Escalade ESV Premium Edition 4WD | $1,202 | $100 |
| Cadillac Escalade ESV Platinum Edition 2WD | $1,222 | $102 |
| Cadillac Escalade ESV Platinum Edition 4WD | $1,242 | $104 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade ESV | $444 | $714 | $398 | $1,714 |
| 2023 Cadillac Escalade ESV | $430 | $698 | $416 | $1,702 |
| 2022 Cadillac Escalade ESV | $414 | $668 | $430 | $1,670 |
| 2021 Cadillac Escalade ESV | $392 | $646 | $442 | $1,638 |
| 2019 Cadillac Escalade ESV | $362 | $564 | $456 | $1,540 |
| 2018 Cadillac Escalade ESV | $346 | $506 | $460 | $1,470 |
| 2016 Cadillac Escalade ESV | $312 | $436 | $464 | $1,370 |
| 2014 Cadillac Escalade ESV | $282 | $378 | $474 | $1,292 |
| 2013 Cadillac Escalade ESV | $274 | $342 | $478 | $1,252 |
| 2012 Cadillac Escalade ESV | $256 | $314 | $474 | $1,202 |
| 2010 Cadillac Escalade ESV | $234 | $256 | $468 | $1,116 |
Rates are averaged for all Cadillac Escalade ESV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Cadillac Escalade ESV Insurance
Saving money on Cadillac Escalade ESV insurance not only requires being a low-risk driver, but also having a good credit history, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.
The items below are a brief summary of the concepts that were covered above.
- High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,370 more per year to insure their Escalade ESV
- Teen drivers are the costliest to insure, as much as $384 per month including comprehensive and collision insurance
- You may be able to save around $140 per year just by quoting online in advance
- Increasing deductibles can save around $375 each year
- You may be able to save around $140 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,602 |
| 20 | $2,710 |
| 30 | $1,238 |
| 40 | $1,202 |
| 50 | $1,098 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,446 |
| $250 | $1,338 |
| $500 | $1,202 |
| $1,000 | $1,070 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,202 |
| 50/100 | $1,337 |
| 100/300 | $1,455 |
| 250/500 | $1,763 |
| 100 CSL | $1,384 |
| 300 CSL | $1,645 |
| 500 CSL | $1,835 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,516 |
| 20 | $4,316 |
| 30 | $2,604 |
| 40 | $2,568 |
| 50 | $2,450 |
| 60 | $2,424 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $62 |
| Homeowner | $20 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $84 |
| Total Discounts | $483 |
Discounts are estimated and may not be available from every company or in every state.
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