Cadillac Escalade ESV Insurance Rates

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2010 Cadillac Escalade ESV Insurance Cost in 2025

Trying to find lower car insurance rates? Buyers have a choice when searching for affordable Cadillac Escalade ESV insurance. They can either waste time calling around to get rate comparisons or use the internet to make rate comparisons. There is a better way to find car insurance online so we're going to tell you the proper way to compare rates for a new or used Cadillac and find the best price p...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: May 31, 2024

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The average auto insurance rates for a Cadillac Escalade ESV are $1,252 annually for full coverage. Comprehensive insurance costs around $274 a year, collision insurance costs $342, and liability is $478. A liability-only policy costs around $526 a year, and high-risk insurance costs $2,682 or more. 16-year-old drivers cost the most to insure at up to $4,762 a year.

Average premium for full coverage: $1,252

Policy rates for type of insurance:

Comprehensive $274
Collision $342
Liability $478

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Escalade ESV trim levels.

Price Range Variability

For the average driver, Cadillac Escalade ESV insurance rates range from as cheap as $526 for minimum levels of liability insurance to a high of $2,682 for a high-risk insurance policy.

Liability Only $526
Full Coverage $1,252
High Risk $2,682

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than congested cities. The diagram below illustrates how location impacts auto insurance rates.

Rural Areas $939
Small Cities $1,315
Large Cities $1,690

The examples above show why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Cadillac Escalade ESV insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $745
  • Raising to $1,000 deductibles will save about $1,112 a year
  • The estimated rate for a good driver age 40 using $500 deductibles is $1,252
  • Buying low $100 deductibles costs an additional $268 every year
  • At-risk drivers with multiple tickets or accidents could pay at least $2,682
  • Policy cost with full coverage for a teen driver can be $4,762

View Chart as Image

Cadillac Escalade ESV insurance cost comparison chart
Column chart showing Cadillac Escalade ESV insurance prices range from $745 to $4,762 for full coverage

Car insurance rates for a Cadillac Escalade ESV also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged as much as $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $410 every year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Cadillac Escalade ESV insurance prices. A middle-age driver might find rates as low as $830 a year in states like Idaho, Maine, and Iowa, or at least $1,790 on average in Michigan, Louisiana, and New York.

Cadillac Escalade ESV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,134 -$118 -9.4%
Alaska $960 -$292 -23.3%
Arizona $1,040 -$212 -16.9%
Arkansas $1,252 -$0 0.0%
California $1,428 $176 14.1%
Colorado $1,198 -$54 -4.3%
Connecticut $1,288 $36 2.9%
Delaware $1,420 $168 13.4%
Florida $1,568 $316 25.2%
Georgia $1,156 -$96 -7.7%
Hawaii $900 -$352 -28.1%
Idaho $848 -$404 -32.3%
Illinois $934 -$318 -25.4%
Indiana $944 -$308 -24.6%
Iowa $846 -$406 -32.4%
Kansas $1,194 -$58 -4.6%
Kentucky $1,712 $460 36.7%
Louisiana $1,856 $604 48.2%
Maine $774 -$478 -38.2%
Maryland $1,032 -$220 -17.6%
Massachusetts $1,004 -$248 -19.8%
Michigan $2,180 $928 74.1%
Minnesota $1,050 -$202 -16.1%
Mississippi $1,502 $250 20.0%
Missouri $1,112 -$140 -11.2%
Montana $1,348 $96 7.7%
Nebraska $988 -$264 -21.1%
Nevada $1,504 $252 20.1%
New Hampshire $904 -$348 -27.8%
New Jersey $1,404 $152 12.1%
New Mexico $1,110 -$142 -11.3%
New York $1,322 $70 5.6%
North Carolina $722 -$530 -42.3%
North Dakota $1,026 -$226 -18.1%
Ohio $866 -$386 -30.8%
Oklahoma $1,288 $36 2.9%
Oregon $1,148 -$104 -8.3%
Pennsylvania $1,198 -$54 -4.3%
Rhode Island $1,672 $420 33.5%
South Carolina $1,136 -$116 -9.3%
South Dakota $1,058 -$194 -15.5%
Tennessee $1,098 -$154 -12.3%
Texas $1,514 $262 20.9%
Utah $930 -$322 -25.7%
Vermont $858 -$394 -31.5%
Virginia $750 -$502 -40.1%
Washington $968 -$284 -22.7%
West Virginia $1,148 -$104 -8.3%
Wisconsin $868 -$384 -30.7%
Wyoming $1,118 -$134 -10.7%

View Chart as Image

Cadillac Escalade ESV insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Cadillac Escalade ESV Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Cadillac Escalade ESV 2WD $1,210 $101
Cadillac Escalade ESV 4WD $1,210 $101
Cadillac Escalade ESV Luxury Edition 2WD $1,232 $103
Cadillac Escalade ESV Premium Edition 2WD $1,232 $103
Cadillac Escalade ESV Luxury Edition 4WD $1,232 $103
Cadillac Escalade ESV Premium Edition 4WD $1,252 $104
Cadillac Escalade ESV Platinum Edition 2WD $1,276 $106
Cadillac Escalade ESV Platinum Edition 4WD $1,298 $108

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade ESV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Cadillac Escalade ESV $464 $720 $390 $1,732
2023 Cadillac Escalade ESV $444 $714 $398 $1,714
2022 Cadillac Escalade ESV $430 $698 $416 $1,702
2021 Cadillac Escalade ESV $414 $668 $430 $1,670
2019 Cadillac Escalade ESV $376 $598 $452 $1,584
2018 Cadillac Escalade ESV $362 $564 $456 $1,540
2016 Cadillac Escalade ESV $324 $466 $460 $1,408
2014 Cadillac Escalade ESV $306 $406 $474 $1,344
2013 Cadillac Escalade ESV $282 $378 $474 $1,292
2012 Cadillac Escalade ESV $274 $342 $478 $1,252
2010 Cadillac Escalade ESV $242 $284 $474 $1,158

Rates are averaged for all Cadillac Escalade ESV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Cadillac Escalade ESV Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a review of the car insurance concepts touched on above.

  • Higher risk drivers who have several accidents or serious violations pay an average of $1,430 more every year than a low-risk driver
  • Drivers can save up to $150 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles could save up to $400 each year
  • Policyholders who may need more liability protection will pay around $530 each year to raise from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Cadillac Escalade ESV Insurance Rates by Driver Age
Driver Age Premium
16 $4,762
20 $2,828
30 $1,292
40 $1,252
50 $1,146
60 $1,120

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade ESV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,520
$250 $1,400
$500 $1,252
$1,000 $1,112

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade ESV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,252
50/100 $1,394
100/300 $1,513
250/500 $1,824
100 CSL $1,441
300 CSL $1,704
500 CSL $1,896

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade ESV Insurance Rates for High Risk Drivers
Age Premium
16 $6,754
20 $4,502
30 $2,724
40 $2,682
50 $2,558
60 $2,530

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $65
Homeowner $21
5-yr Accident Free $81
5-yr Claim Free $79
Paid in Full/EFT $50
Advance Quote $57
Online Quote $88
Total Discounts $507
Rate after discounts $745

Discounts are estimated and may not be available from every company or in every state.

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