Cadillac Escalade ESV Insurance Rates

U.S. average auto insurance rates for a Cadillac Escalade ESV are $1,202 annually including full coverage. Comprehensive insurance costs approximately $256 each year, collision costs $314, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $2,568 or more. 16-year-old drivers pay the highest rates at $4,602 a year or more.

Average premium for full coverage: $1,202

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Escalade ESV models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than congested cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above highlight why all drivers should compare rates using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $719
• Drivers who choose higher $1,000 deductibles will pay $132 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,202
• Buying low deductibles for comprehensive and collision insurance costs an additional $244 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,568 or more
• The price with full coverage for a teen driver can cost $4,602 a year

View Chart as Image

Insurance prices for a Cadillac Escalade ESV are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $380 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Cadillac Escalade ESV insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,720 on average in Louisiana, New York, and Michigan.

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Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison and see which company has the best price. Every company utilizes a different rate formula, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Cadillac Escalade ESV Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having a good credit history, being claim-free, and maximizing policy discounts. Take the time to compare rates at least once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The items below are a brief summary of the primary concepts that were covered in the above illustrations.

• You may be able to save around $140 per year simply by quoting online in advance
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,370 more per year to insure their Escalade ESV
• Increasing physical damage deductibles could save up to $375 each year
• Teen drivers are expensive to insure, possibly costing $384 a month including comprehensive and collision insurance