Cadillac Escalade ESV Insurance Rates

U.S. average insurance rates for a Cadillac Escalade ESV are $1,252 a year including full coverage. Comprehensive costs an estimated $274 a year, collision costs $342, and liability costs around $478. A policy with just liability insurance costs as low as $526 a year, with coverage for high-risk drivers costing around $2,682. 16-year-old drivers pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,252

Price estimates broken down by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Escalade ESV trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than congested cities.

The diagram below illustrates how location impacts insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Cadillac Escalade ESV insurance rates for other coverage scenarios.

• The best full coverage rate is $745
• Using higher $1,000 deductibles will save approximately $1,112 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,252
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,520
• High-risk insureds with multiple tickets or accidents could pay up to $2,682 or more
• The price for full coverage for a 16-year-old driver can cost as much as $4,762 or more

View Chart as Image

Insurance prices for a Cadillac Escalade ESV are also quite variable based on your driving record, the model of your Escalade ESV, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay at least $4,700 a year. View Rates by Age

The state you live in has a huge impact on Cadillac Escalade ESV insurance prices. A driver around age 40 might see prices as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $410 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can be from 42% to 134% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Cadillac Escalade ESV Insurance

Getting lower rates on insurance for a Cadillac Escalade ESV requires avoiding accidents and violations, maintaining good credit, being claim-free, and taking advantage of discounts. Spend time shopping around at every policy renewal by quoting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The list below is a brief summary of the data touched on above.

• Insureds who want higher liability limits will pay around $530 per year to increase from a low limit to 250/500 limits
• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $400 each year
• Teenagers are charged the highest prices, possibly costing $397 a month for full coverage