Cadillac Escalade ESV Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 31, 2024
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Average insurance rates for a Cadillac Escalade ESV are $1,252 a year with full coverage. Comprehensive insurance costs approximately $274 each year, collision costs $342, and liability insurance is $478. Liability-only coverage costs around $526 a year, with high-risk coverage costing $2,682 or more. Teen drivers receive the highest rates at $4,762 a year or more.
Average premium for full coverage: $1,252
Rate estimates by individual coverage type:
Full coverage includes $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Escalade ESV models.
Price Range by Coverage and Risk
For an average driver, prices range go from the low end price of $526 for the bare minimum liability coverage to a high rate of $2,682 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Rural locations tend to have lower incidents of collision claims than larger metro areas.
The graphic below illustrates the effect of geographic area on auto insurance prices.
These examples demonstrate why all drivers should compare rates quotes using their specific location, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $745
- Raising to $1,000 deductibles will save $140 annually
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,252
- Choosing low deductibles will cost an additional $268 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,682 or more
- The cost that insures a teen driver can cost $4,762
Car insurance rates for a Cadillac Escalade ESV can also vary considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,500 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 134% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $4,700 a year. View Rates by Age
Where you live also has a big influence on Cadillac Escalade ESV insurance rates. A middle-age driver might find rates as low as $900 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,690 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$118 | -9.4% |
| Alaska | $960 | -$292 | -23.3% |
| Arizona | $1,040 | -$212 | -16.9% |
| Arkansas | $1,252 | -$0 | 0.0% |
| California | $1,428 | $176 | 14.1% |
| Colorado | $1,198 | -$54 | -4.3% |
| Connecticut | $1,288 | $36 | 2.9% |
| Delaware | $1,420 | $168 | 13.4% |
| Florida | $1,568 | $316 | 25.2% |
| Georgia | $1,156 | -$96 | -7.7% |
| Hawaii | $900 | -$352 | -28.1% |
| Idaho | $848 | -$404 | -32.3% |
| Illinois | $934 | -$318 | -25.4% |
| Indiana | $944 | -$308 | -24.6% |
| Iowa | $846 | -$406 | -32.4% |
| Kansas | $1,194 | -$58 | -4.6% |
| Kentucky | $1,712 | $460 | 36.7% |
| Louisiana | $1,856 | $604 | 48.2% |
| Maine | $774 | -$478 | -38.2% |
| Maryland | $1,032 | -$220 | -17.6% |
| Massachusetts | $1,004 | -$248 | -19.8% |
| Michigan | $2,180 | $928 | 74.1% |
| Minnesota | $1,050 | -$202 | -16.1% |
| Mississippi | $1,502 | $250 | 20.0% |
| Missouri | $1,112 | -$140 | -11.2% |
| Montana | $1,348 | $96 | 7.7% |
| Nebraska | $988 | -$264 | -21.1% |
| Nevada | $1,504 | $252 | 20.1% |
| New Hampshire | $904 | -$348 | -27.8% |
| New Jersey | $1,404 | $152 | 12.1% |
| New Mexico | $1,110 | -$142 | -11.3% |
| New York | $1,322 | $70 | 5.6% |
| North Carolina | $722 | -$530 | -42.3% |
| North Dakota | $1,026 | -$226 | -18.1% |
| Ohio | $866 | -$386 | -30.8% |
| Oklahoma | $1,288 | $36 | 2.9% |
| Oregon | $1,148 | -$104 | -8.3% |
| Pennsylvania | $1,198 | -$54 | -4.3% |
| Rhode Island | $1,672 | $420 | 33.5% |
| South Carolina | $1,136 | -$116 | -9.3% |
| South Dakota | $1,058 | -$194 | -15.5% |
| Tennessee | $1,098 | -$154 | -12.3% |
| Texas | $1,514 | $262 | 20.9% |
| Utah | $930 | -$322 | -25.7% |
| Vermont | $858 | -$394 | -31.5% |
| Virginia | $750 | -$502 | -40.1% |
| Washington | $968 | -$284 | -22.7% |
| West Virginia | $1,148 | -$104 | -8.3% |
| Wisconsin | $868 | -$384 | -30.7% |
| Wyoming | $1,118 | -$134 | -10.7% |
Choosing high deductibles can reduce rates by up to $410 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade ESV 2WD | $1,210 | $101 |
| Cadillac Escalade ESV 4WD | $1,210 | $101 |
| Cadillac Escalade ESV Luxury Edition 2WD | $1,232 | $103 |
| Cadillac Escalade ESV Premium Edition 2WD | $1,232 | $103 |
| Cadillac Escalade ESV Luxury Edition 4WD | $1,232 | $103 |
| Cadillac Escalade ESV Premium Edition 4WD | $1,252 | $104 |
| Cadillac Escalade ESV Platinum Edition 2WD | $1,276 | $106 |
| Cadillac Escalade ESV Platinum Edition 4WD | $1,298 | $108 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| 2023 Cadillac Escalade ESV | $444 | $714 | $398 | $1,714 |
| 2022 Cadillac Escalade ESV | $430 | $698 | $416 | $1,702 |
| 2021 Cadillac Escalade ESV | $414 | $668 | $430 | $1,670 |
| 2019 Cadillac Escalade ESV | $376 | $598 | $452 | $1,584 |
| 2018 Cadillac Escalade ESV | $362 | $564 | $456 | $1,540 |
| 2016 Cadillac Escalade ESV | $324 | $466 | $460 | $1,408 |
| 2014 Cadillac Escalade ESV | $306 | $406 | $474 | $1,344 |
| 2013 Cadillac Escalade ESV | $282 | $378 | $474 | $1,292 |
| 2012 Cadillac Escalade ESV | $274 | $342 | $478 | $1,252 |
| 2010 Cadillac Escalade ESV | $242 | $284 | $474 | $1,158 |
Rates are averaged for all Cadillac Escalade ESV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Cadillac Escalade ESV Insurance
Saving money on Cadillac Escalade ESV insurance consists of not taking risks behind the wheel, having a positive credit history, eliminating unnecessary coverage, and avoiding coverage lapses. Shop around every other policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following is a summary of the ideas that were covered in the above illustrations.
- Teens pay the highest auto insurance rates, with premiums as much as $397 per month if full coverage is purchased
- High-risk drivers who have multiple accidents or major violations may have to pay on average $1,430 more per year for Escalade ESV insurance
- Increasing deductibles can save approximately $400 each year
- You may be able to save around $150 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,762 |
| 20 | $2,828 |
| 30 | $1,292 |
| 40 | $1,252 |
| 50 | $1,146 |
| 60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,520 |
| $250 | $1,400 |
| $500 | $1,252 |
| $1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,252 |
| 50/100 | $1,394 |
| 100/300 | $1,513 |
| 250/500 | $1,824 |
| 100 CSL | $1,441 |
| 300 CSL | $1,704 |
| 500 CSL | $1,896 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,754 |
| 20 | $4,502 |
| 30 | $2,724 |
| 40 | $2,682 |
| 50 | $2,558 |
| 60 | $2,530 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $65 |
| Homeowner | $21 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $50 |
| Advance Quote | $57 |
| Online Quote | $88 |
| Total Discounts | $507 |
Discounts are estimated and may not be available from every company or in every state.
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