Cadillac Escalade ESV Insurance Rates

The average insurance rates for a Cadillac Escalade ESV are $1,252 a year for full coverage insurance. Comprehensive costs approximately $274 a year, collision insurance costs $342, and liability coverage costs around $478. Liability-only coverage costs as low as $526 a year, and high-risk coverage costs around $2,682. 16-year-old drivers cost the most to insure at up to $4,762 a year.

Average premium for full coverage: $1,252

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Escalade ESV trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $745
• Using higher $1,000 deductibles will save $1,112 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,252
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,520
• Higher-risk drivers with multiple tickets or accidents could pay around $2,682
• Policy cost that insures a teenage driver can cost $4,762 or more

View Chart as Image

Insurance rates for a Cadillac Escalade ESV also range considerably based on the trim level of your Escalade ESV, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,500 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can be around 42% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

Your home state has a huge impact on Cadillac Escalade ESV insurance rates. A driver around age 40 might see rates as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,690 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $410 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Cadillac Escalade ESV Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having a good credit score, being claim-free, and consideration of higher deductibles. Comparison shop every other policy renewal by getting quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a condensed summary of the ideas that were covered above.

• 16 to 18-year-old drivers are the costliest to insure, possibly costing $397 each month if comprehensive and collision insurance is included
• Drivers with multiple at-fault accidents could be charged and average of $1,430 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• It is possible to save around $150 per year just by quoting early and online