Cadillac Escalade ESV Insurance Rates

Average insurance rates for a Cadillac Escalade ESV are $1,292 a year with full coverage. Comprehensive costs on average $282, collision costs $378, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,768. Teenage drivers receive the highest rates at $4,890 a year or more.

Average premium for full coverage: $1,292

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Escalade ESV trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates how geographic area affects car insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Cadillac Escalade ESV insurance rates for different risk profiles and scenarios.

• The best discount rate is $764
• Drivers who choose higher $1,000 deductibles will pay around $152 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,292
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,580
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,768 or more
• The cost for full coverage for a teenage driver with full coverage may cost $4,890 a year

View Chart as Image

Insurance rates for a Cadillac Escalade ESV can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $4,800 a year. View Rates by Age

Where you live makes a big difference in Cadillac Escalade ESV insurance rates. A 40-year-old driver could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,750 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $440 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out exactly what you will pay is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Cadillac Escalade ESV Insurance

Saving money on auto insurance not only requires being a good driver, but also maintaining good credit, eliminating unnecessary coverage, and bundling your home and auto policies. Invest the time to compare rates at least once a year by quoting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

The following list is a quick rundown of the primary concepts that were presented in the illustrations above.

• You may be able to save as much as $150 per year simply by shopping early and online
• Drivers with reckless driving or DUI convictions may be required to pay an average of $1,480 more each year than a safer driver
• Increasing deductibles can save around $450 each year
• Drivers age 16 to 20 pay the highest rates, with premiums as much as $408 per month for full coverage