Cadillac Escalade ESV Insurance Rates

The average insurance rates for a Cadillac Escalade ESV are $1,252 a year with full coverage. Comprehensive insurance costs around $274 a year, collision costs $342, and liability is $478. Buying just liability costs around $526 a year, with insurance for high-risk drivers costing $2,682 or more. Teenage drivers cost the most to insure at $4,762 a year or more.

Average premium for full coverage: $1,252

Policy rates for type of insurance:

Full coverage includes $500 deductible amounts, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Escalade ESV trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance rates.

The examples above demonstrate why it is important to compare rates quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Cadillac Escalade ESV insurance rates for additional coverage choices and driver risks.

• The best discount rate is $745
• Raising to $1,000 deductibles will save about $1,112 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,252
• Using low $100 deductibles will cost an additional $268 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,682 or more
• Policy cost that insures a teen driver can be $4,762

View Chart as Image

Insurance rates for a Cadillac Escalade ESV also range considerably based on the trim level of your Escalade ESV, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $4,700 a year. View Rates by Age

Your home state also has a big influence on Cadillac Escalade ESV insurance prices. A middle-age driver might find rates as low as $900 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,690 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $410 every year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to get quotes and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Cadillac Escalade ESV Insurance

Finding cheaper rates on car insurance consists of having a good driving record, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare prices every year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The next list is a summary of the coverage data illustrated above.

• You may be able to save up to $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Drivers age 20 and younger pay higher rates, as much as $397 each month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,430 more every year to buy Cadillac Escalade ESV insurance