Cadillac Escalade ESV Insurance Rates

The average insurance rates for a Cadillac Escalade ESV are $1,202 a year for full coverage. Comprehensive insurance costs an estimated $256 a year, collision costs $314, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,568 or more. 16-year-old drivers cost the most to insure at $4,602 a year or more.

Average premium for full coverage: $1,202

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Escalade ESV trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities.

The diagram below illustrates how location helps determine insurance prices.

The examples above show why it is important to compare rates for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Cadillac Escalade ESV insurance rates for other coverage scenarios.

• The best full coverage rate is $719
• Drivers who choose higher $1,000 deductibles will pay approximately $1,070 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,202
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $244 a year
• High risk drivers with multiple tickets or accidents could pay up to $2,568 or more
• Policy cost for full coverage for a teen driver can cost as much as $4,602 a year

View Chart as Image

Car insurance rates for a Cadillac Escalade ESV also range considerably based on your risk profile, the trim level of your Escalade ESV, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $4,600 a year. View Rates by Age

Your home state makes a big difference in Cadillac Escalade ESV insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,720 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $380 each year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes from as many companies as possible. Every company utilizes a different rate formula, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Cadillac Escalade ESV Insurance

Finding cheaper rates on Cadillac Escalade ESV insurance not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Invest time comparing rates at every other renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief review of the concepts that were covered in the charts and tables above.

• High-risk drivers with DUI or reckless driving convictions pay an average of $1,370 more annually than a low-risk driver
• Youthful drivers have the highest car insurance rates, costing up to $384 each month if full coverage is included
• Drivers can save approximately $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• Drivers can save approximately $140 per year simply by quoting early and online