Cadillac Escalade ESV Insurance Rates

Average auto insurance rates for a Cadillac Escalade ESV are $1,202 annually for full coverage insurance. Comprehensive insurance costs an estimated $256 a year, collision insurance costs $314, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,568 or more. Teenage drivers receive the highest rates at up to $4,602 a year.

Average premium for full coverage: $1,202

Rate estimates broken down by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Escalade ESV trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

These examples illustrate why it is important to compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Cadillac Escalade ESV insurance rates for other coverage scenarios.

• The best discount rate is $719
• Drivers who choose higher $1,000 deductibles will pay approximately $1,070 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,202
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $244 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,568
• The cost with full coverage for a teen driver can cost as much as $4,602 a year

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Car insurance rates for a Cadillac Escalade ESV can also vary considerably based on the trim level of your Escalade ESV, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $380 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Cadillac Escalade ESV insurance prices. A 40-year-old driver could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Cadillac Escalade ESV Insurance

Saving money on car insurance not only requires having a decent driving record, but also having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates every couple of years by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a condensed summary of the material that was covered in the charts and tables above.

• Policyholders who want additional liability coverage will pay an extra $520 annually to go from a minimum limit to higher 250/500 limits
• 16 to 18-year-old drivers have the highest car insurance rates, costing up to $384 per month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents may pay on average $1,370 more annually than a driver with a clean driving record
• Increasing deductibles could save up to $375 each year