Cadillac Escalade ESV Insurance Rates

Average insurance rates for a Cadillac Escalade ESV are $1,202 a year for full coverage insurance. Comprehensive costs around $256 a year, collision costs $314, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,568. Teens receive the highest rates at $4,602 a year or more.

Average premium for full coverage: $1,202

Rate estimates for individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Escalade ESV trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance rates.

These examples illustrate why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Cadillac Escalade ESV insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $719
• Raising to $1,000 deductibles will save about $1,070 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,202
• Selecting low $100 deductibles will increase the cost to $1,446
• Drivers with serious driving violations could pay at least $2,568 or more
• The cost for full coverage for a 16-year-old driver can be $4,602

View Chart as Image

Car insurance rates for a Cadillac Escalade ESV can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $4,600 a year. View Rates by Age

Where you live also has a big influence on Cadillac Escalade ESV insurance prices. A middle-age driver might find rates as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $380 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to get quotes from multiple companies. Every auto insurance company calculates rates differently, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Cadillac Escalade ESV Insurance

Saving money on insurance for a Cadillac Escalade ESV consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at every policy renewal by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The list below is a brief review of the data touched on above.

• Insureds who may need higher liability limits will pay approximately $520 annually to raise from a minimum limit to 250/500 limits
• It is possible to save up to $140 per year simply by quoting early and online
• Increasing deductibles can save around $375 each year
• Teenagers are the costliest to insure, costing up to $384 per month if full coverage is included