Cadillac Escalade ESV Insurance Rates

Estimated insurance prices for a Cadillac Escalade ESV are $1,202 every 12 months including full coverage. Comprehensive insurance costs around $256 each year, collision costs $314, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,568 or more. 16-year-old drivers pay the most at $4,602 a year or more.

Average premium for full coverage: $1,202

Premium estimates for type of coverage:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Escalade ESV models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than congested cities.

The graphic below illustrates how rural and urban location affects auto insurance rates.

These rate differences highlight why all drivers should compare rates for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Cadillac Escalade ESV insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $719
• Drivers who choose higher $1,000 deductibles will pay about $132 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,202
• Buying low deductibles for comprehensive and collision insurance costs an extra $244 every year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,568 or more
• An auto insurance policy to insure a teen driver can be $4,602 a year

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Auto insurance prices for a Cadillac Escalade ESV also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could save up to $380 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Cadillac Escalade ESV insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,720 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to do a rate comparison and see which company has the best price. Every company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Cadillac Escalade ESV Insurance

Finding better rates on car insurance not only requires having a decent driving record, but also having a good credit score, refrain from filing small claims, and maximizing policy discounts. Set aside time to shop around at least once a year by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a brief summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $140 per year simply by quoting online in advance
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,370 more every year than a driver with a clean driving record
• Increasing policy deductibles could save as much as $375 each year
• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $384 per month if comprehensive and collision insurance is included