Cadillac Escalade ESV Insurance Rates

U.S. average insurance rates for a Cadillac Escalade ESV are $1,202 a year including full coverage. Comprehensive insurance costs approximately $256 each year, collision costs $314, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,568 or more. Teenage drivers pay the highest rates at $4,602 a year or more.

Average premium for full coverage: $1,202

Price estimates by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Escalade ESV models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance prices.

The ranges above highlight why all drivers should compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.

• The best discount rate is $719
• Using higher $1,000 deductibles will save $132 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,202
• Using low deductibles for physical damage coverage will cost an extra $244 every year
• Drivers who are prone to accidents and violations could pay around $2,568 or more
• The price for full coverage for a teen driver can cost $4,602 or more

View Chart as Image

Auto insurance prices for a Cadillac Escalade ESV are also quite variable based on your driving record, the model of your Escalade ESV, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in has a huge impact on Cadillac Escalade ESV insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,720 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $380 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade ESV Insurance

Getting lower rates on car insurance requires being a good driver, having good credit, being claim-free, and not having any coverage lapses. Make time to compare rates every couple of years by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following list is a review of the material that was touched on in this article.

• Policyholders who purchase an increased level of liability coverage will pay an extra $520 per year to increase from a low limit to 250/500 limits
• Drivers age 16 to 20 have the highest car insurance prices, possibly costing $384 a month if they have full coverage
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,370 more per year than a safer driver
• Increasing physical damage deductibles can save around $375 each year