Cadillac Escalade ESV Insurance Rates
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UPDATED: May 31, 2024
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Average auto insurance rates for a Cadillac Escalade ESV are $1,202 annually for full coverage insurance. Comprehensive costs an estimated $256, collision insurance costs $314, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,568. Teenage drivers receive the highest rates at up to $4,602 a year.
Average premium for full coverage: $1,202
Rate estimates broken down by individual coverage type:
Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for different Escalade ESV trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as cheap as $522 for a discount liability-only rate to a much higher rate of $2,568 for a driver that may need high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.
These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Cadillac Escalade ESV insurance rates for other coverage scenarios.
- The best discount rate is $719
- Choosing higher $1,000 deductibles can save approximately $132 each year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,202
- Using more expensive low deductibles for comp and collision coverage will cost $1,446
- Unlucky drivers who are prone to accidents and violations could pay up to $2,568
- The cost with full coverage for a teen driver with full coverage can cost as much as $4,602 each year
Car insurance rates for a Cadillac Escalade ESV can also vary considerably based on the trim level of your Escalade ESV, your risk profile, and liability limits and deductibles.
An older driver with no driving violations and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance ranges as much as 43% to 130% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $380 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Cadillac Escalade ESV insurance prices. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,088 | -$114 | -9.5% |
| Alaska | $920 | -$282 | -23.5% |
| Arizona | $996 | -$206 | -17.1% |
| Arkansas | $1,202 | -$0 | 0.0% |
| California | $1,370 | $168 | 14.0% |
| Colorado | $1,148 | -$54 | -4.5% |
| Connecticut | $1,236 | $34 | 2.8% |
| Delaware | $1,362 | $160 | 13.3% |
| Florida | $1,504 | $302 | 25.1% |
| Georgia | $1,108 | -$94 | -7.8% |
| Hawaii | $864 | -$338 | -28.1% |
| Idaho | $812 | -$390 | -32.4% |
| Illinois | $894 | -$308 | -25.6% |
| Indiana | $904 | -$298 | -24.8% |
| Iowa | $812 | -$390 | -32.4% |
| Kansas | $1,144 | -$58 | -4.8% |
| Kentucky | $1,640 | $438 | 36.4% |
| Louisiana | $1,778 | $576 | 47.9% |
| Maine | $742 | -$460 | -38.3% |
| Maryland | $990 | -$212 | -17.6% |
| Massachusetts | $960 | -$242 | -20.1% |
| Michigan | $2,088 | $886 | 73.7% |
| Minnesota | $1,004 | -$198 | -16.5% |
| Mississippi | $1,438 | $236 | 19.6% |
| Missouri | $1,066 | -$136 | -11.3% |
| Montana | $1,292 | $90 | 7.5% |
| Nebraska | $948 | -$254 | -21.1% |
| Nevada | $1,442 | $240 | 20.0% |
| New Hampshire | $864 | -$338 | -28.1% |
| New Jersey | $1,342 | $140 | 11.6% |
| New Mexico | $1,064 | -$138 | -11.5% |
| New York | $1,266 | $64 | 5.3% |
| North Carolina | $692 | -$510 | -42.4% |
| North Dakota | $984 | -$218 | -18.1% |
| Ohio | $828 | -$374 | -31.1% |
| Oklahoma | $1,234 | $32 | 2.7% |
| Oregon | $1,100 | -$102 | -8.5% |
| Pennsylvania | $1,148 | -$54 | -4.5% |
| Rhode Island | $1,602 | $400 | 33.3% |
| South Carolina | $1,088 | -$114 | -9.5% |
| South Dakota | $1,014 | -$188 | -15.6% |
| Tennessee | $1,052 | -$150 | -12.5% |
| Texas | $1,448 | $246 | 20.5% |
| Utah | $890 | -$312 | -26.0% |
| Vermont | $824 | -$378 | -31.4% |
| Virginia | $720 | -$482 | -40.1% |
| Washington | $930 | -$272 | -22.6% |
| West Virginia | $1,100 | -$102 | -8.5% |
| Wisconsin | $834 | -$368 | -30.6% |
| Wyoming | $1,072 | -$130 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade ESV 2WD | $1,162 | $97 |
| Cadillac Escalade ESV 4WD | $1,162 | $97 |
| Cadillac Escalade ESV Luxury Edition 2WD | $1,180 | $98 |
| Cadillac Escalade ESV Premium Edition 2WD | $1,180 | $98 |
| Cadillac Escalade ESV Luxury Edition 4WD | $1,180 | $98 |
| Cadillac Escalade ESV Premium Edition 4WD | $1,202 | $100 |
| Cadillac Escalade ESV Platinum Edition 2WD | $1,222 | $102 |
| Cadillac Escalade ESV Platinum Edition 4WD | $1,242 | $104 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade ESV | $444 | $714 | $398 | $1,714 |
| 2023 Cadillac Escalade ESV | $430 | $698 | $416 | $1,702 |
| 2022 Cadillac Escalade ESV | $414 | $668 | $430 | $1,670 |
| 2021 Cadillac Escalade ESV | $392 | $646 | $442 | $1,638 |
| 2019 Cadillac Escalade ESV | $362 | $564 | $456 | $1,540 |
| 2018 Cadillac Escalade ESV | $346 | $506 | $460 | $1,470 |
| 2016 Cadillac Escalade ESV | $312 | $436 | $464 | $1,370 |
| 2014 Cadillac Escalade ESV | $282 | $378 | $474 | $1,292 |
| 2013 Cadillac Escalade ESV | $274 | $342 | $478 | $1,252 |
| 2012 Cadillac Escalade ESV | $256 | $314 | $474 | $1,202 |
| 2010 Cadillac Escalade ESV | $234 | $256 | $468 | $1,116 |
Rates are averaged for all Cadillac Escalade ESV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cadillac Escalade ESV Insurance
Saving money on car insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates once a year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
Below you'll find a brief recap of the data that was covered in the charts and tables above.
- It is possible to save approximately $140 per year just by shopping early and online
- Policyholders who want more liability protection will pay an extra $520 annually to raise limits from a minimum limit to higher 250/500 limits
- Youthful drivers have the highest car insurance rates, costing up to $384 per month if comprehensive and collision insurance is included
- Higher risk drivers who tend to receive serious violations may pay on average $1,370 more annually than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,602 |
| 20 | $2,710 |
| 30 | $1,238 |
| 40 | $1,202 |
| 50 | $1,098 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,446 |
| $250 | $1,338 |
| $500 | $1,202 |
| $1,000 | $1,070 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,202 |
| 50/100 | $1,337 |
| 100/300 | $1,455 |
| 250/500 | $1,763 |
| 100 CSL | $1,384 |
| 300 CSL | $1,645 |
| 500 CSL | $1,835 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,516 |
| 20 | $4,316 |
| 30 | $2,604 |
| 40 | $2,568 |
| 50 | $2,450 |
| 60 | $2,424 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $62 |
| Homeowner | $20 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $84 |
| Total Discounts | $483 |
Discounts are estimated and may not be available from every company or in every state.
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