Cadillac Escalade ESV Insurance Rates

U.S. average insurance rates for a Cadillac Escalade ESV are $1,202 a year with full coverage. Comprehensive insurance costs approximately $256, collision costs $314, and liability insurance is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,568 or more. Teens pay the highest rates at $4,602 a year or more.

Average premium for full coverage: $1,202

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Escalade ESV trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Cadillac Escalade ESV insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $719
• Choosing higher $1,000 deductibles can save $132 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,202
• Selecting more expensive low deductibles for comp and collision coverage will cost an additional $244 a year
• High-risk insureds with serious driving violations could pay around $2,568 or more
• The price that insures a teen driver with full coverage can cost $4,602 each year

View Chart as Image

Insurance prices for a Cadillac Escalade ESV are also quite variable based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Cadillac Escalade ESV insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices from as many companies as possible. Each auto insurer calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cadillac Escalade ESV Insurance

Getting lower rates on Cadillac Escalade ESV insurance takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Compare rates every couple of years by obtaining price quotes from direct companies, and also from local insurance agencies.

The list below is a brief recap of the material that was touched on above.

• Drivers who purchase higher liability limits will pay approximately $520 every year to raise limits from a low limit to the 250/500 level
• Teenagers are expensive to insure, costing up to $384 a month if full coverage is included
• High-risk drivers who tend to receive serious violations may have to pay on average $1,370 more per year for car insurance
• Increasing physical damage deductibles can save approximately $375 each year