Cadillac Escalade ESV Insurance Rates

The average auto insurance rates for a Cadillac Escalade ESV are $1,202 annually for full coverage. Comprehensive insurance costs on average $256 each year, collision costs $314, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,568 or more. 16-year-old drivers cost the most to insure at $4,602 a year or more.

Average premium for full coverage: $1,202

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Escalade ESV models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have fewer accident claims than congested cities.

The graphic below illustrates how location helps determine car insurance rates.

The examples above show why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Cadillac Escalade ESV insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $719
• Raising to $1,000 deductibles will save around $132 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,202
• Buying low deductibles costs an additional $244 annually
• Drivers with multiple tickets or accidents could pay upwards of $2,568 or more
• Policy cost with full coverage for a 16-year-old driver may cost $4,602

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Car insurance rates for a Cadillac Escalade ESV also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $380 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Cadillac Escalade ESV insurance prices. A middle-age driver might find rates as low as $790 a year in states like Idaho, Maine, and Iowa, or at least $1,720 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Cadillac Escalade ESV Insurance

Finding cheaper rates on insurance for a Cadillac Escalade ESV consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following list is a brief summary of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,370 more each year than a safer driver
• Drivers can save as much as $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Insureds who require an increased level of liability coverage will pay around $520 each year to raise from a 30/60 limit to higher 250/500 limits