Cadillac Escalade ESV Insurance Rates
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UPDATED: May 31, 2024
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U.S. average auto insurance rates for a Cadillac Escalade ESV are $1,292 annually for full coverage. Comprehensive costs an estimated $282, collision insurance costs $378, and liability insurance is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,768. Teens pay the highest rates at up to $4,890 a year.
Average premium for full coverage: $1,292
Price estimates broken down by individual coverage:
These estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for different Escalade ESV trim levels.
Price Range from Low to High
For a 40-year-old driver, Cadillac Escalade ESV insurance prices range from as cheap as $522 for a discount liability-only rate to a much higher rate of $2,768 for a driver who requires high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on insurance rates. More rural locations have fewer accident claims than cities with more traffic congestion. The price range example below illustrates how your location can change insurance prices.
The ranges above show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Cadillac Escalade ESV insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $764
- Raising to $1,000 deductibles will save approximately $152 a year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,292
- Selecting more expensive low deductibles will cost $1,580
- Higher-risk drivers with serious driving violations could pay up to $2,768
- The price with full coverage for a teen driver with full coverage can cost as much as $4,890
Auto insurance prices for a Cadillac Escalade ESV are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.
An older driver with a good driving record and high physical damage deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $4,800 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying $1,500 to $2,100 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $440 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Cadillac Escalade ESV insurance rates. A middle-age driver might find prices as low as $850 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,840 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,170 | -$122 | -9.4% |
| Alaska | $990 | -$302 | -23.4% |
| Arizona | $1,072 | -$220 | -17.0% |
| Arkansas | $1,292 | -$0 | 0.0% |
| California | $1,472 | $180 | 13.9% |
| Colorado | $1,234 | -$58 | -4.5% |
| Connecticut | $1,328 | $36 | 2.8% |
| Delaware | $1,464 | $172 | 13.3% |
| Florida | $1,618 | $326 | 25.2% |
| Georgia | $1,190 | -$102 | -7.9% |
| Hawaii | $928 | -$364 | -28.2% |
| Idaho | $874 | -$418 | -32.4% |
| Illinois | $962 | -$330 | -25.5% |
| Indiana | $970 | -$322 | -24.9% |
| Iowa | $872 | -$420 | -32.5% |
| Kansas | $1,228 | -$64 | -5.0% |
| Kentucky | $1,764 | $472 | 36.5% |
| Louisiana | $1,912 | $620 | 48.0% |
| Maine | $798 | -$494 | -38.2% |
| Maryland | $1,066 | -$226 | -17.5% |
| Massachusetts | $1,034 | -$258 | -20.0% |
| Michigan | $2,244 | $952 | 73.7% |
| Minnesota | $1,080 | -$212 | -16.4% |
| Mississippi | $1,546 | $254 | 19.7% |
| Missouri | $1,146 | -$146 | -11.3% |
| Montana | $1,388 | $96 | 7.4% |
| Nebraska | $1,018 | -$274 | -21.2% |
| Nevada | $1,550 | $258 | 20.0% |
| New Hampshire | $930 | -$362 | -28.0% |
| New Jersey | $1,444 | $152 | 11.8% |
| New Mexico | $1,144 | -$148 | -11.5% |
| New York | $1,362 | $70 | 5.4% |
| North Carolina | $744 | -$548 | -42.4% |
| North Dakota | $1,060 | -$232 | -18.0% |
| Ohio | $890 | -$402 | -31.1% |
| Oklahoma | $1,328 | $36 | 2.8% |
| Oregon | $1,182 | -$110 | -8.5% |
| Pennsylvania | $1,234 | -$58 | -4.5% |
| Rhode Island | $1,722 | $430 | 33.3% |
| South Carolina | $1,170 | -$122 | -9.4% |
| South Dakota | $1,090 | -$202 | -15.6% |
| Tennessee | $1,132 | -$160 | -12.4% |
| Texas | $1,558 | $266 | 20.6% |
| Utah | $958 | -$334 | -25.9% |
| Vermont | $886 | -$406 | -31.4% |
| Virginia | $774 | -$518 | -40.1% |
| Washington | $1,000 | -$292 | -22.6% |
| West Virginia | $1,184 | -$108 | -8.4% |
| Wisconsin | $896 | -$396 | -30.7% |
| Wyoming | $1,152 | -$140 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade ESV 2WD | $1,244 | $104 |
| Cadillac Escalade ESV 4WD | $1,244 | $104 |
| Cadillac Escalade ESV Luxury Edition 2WD | $1,268 | $106 |
| Cadillac Escalade ESV Premium Edition 2WD | $1,268 | $106 |
| Cadillac Escalade ESV Luxury Edition 4WD | $1,268 | $106 |
| Cadillac Escalade ESV Premium Edition 4WD | $1,292 | $108 |
| Cadillac Escalade ESV Platinum Edition 2WD | $1,316 | $110 |
| Cadillac Escalade ESV Platinum Edition 4WD | $1,340 | $112 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade ESV | $486 | $750 | $372 | $1,766 |
| 2023 Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| 2022 Cadillac Escalade ESV | $444 | $714 | $398 | $1,714 |
| 2021 Cadillac Escalade ESV | $430 | $698 | $416 | $1,702 |
| 2019 Cadillac Escalade ESV | $392 | $646 | $442 | $1,638 |
| 2018 Cadillac Escalade ESV | $376 | $598 | $452 | $1,584 |
| 2016 Cadillac Escalade ESV | $346 | $506 | $460 | $1,470 |
| 2014 Cadillac Escalade ESV | $312 | $436 | $464 | $1,370 |
| 2013 Cadillac Escalade ESV | $306 | $406 | $474 | $1,344 |
| 2012 Cadillac Escalade ESV | $282 | $378 | $474 | $1,292 |
| 2010 Cadillac Escalade ESV | $256 | $314 | $474 | $1,202 |
Rates are averaged for all Cadillac Escalade ESV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Cadillac Escalade ESV Insurance
Getting lower rates on Cadillac Escalade ESV insurance consists of not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Invest the time to shop around at every other renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following is a brief summary of the concepts that were illustrated above.
- High-risk drivers that tend to have accidents or serious violations may pay on average $1,480 more annually for Escalade ESV insurance
- Teens are the costliest to insure, with premiums as much as $408 a month if full coverage is included
- Drivers can save approximately $150 per year just by shopping early and online
- Increasing physical damage deductibles could save up to $450 each year
- Drivers can save approximately $150 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,890 |
| 20 | $2,924 |
| 30 | $1,334 |
| 40 | $1,292 |
| 50 | $1,180 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,580 |
| $250 | $1,448 |
| $500 | $1,292 |
| $1,000 | $1,140 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,292 |
| 50/100 | $1,435 |
| 100/300 | $1,553 |
| 250/500 | $1,861 |
| 100 CSL | $1,482 |
| 300 CSL | $1,743 |
| 500 CSL | $1,933 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,944 |
| 20 | $4,658 |
| 30 | $2,814 |
| 40 | $2,768 |
| 50 | $2,642 |
| 60 | $2,614 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $67 |
| Homeowner | $21 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $53 |
| Advance Quote | $60 |
| Online Quote | $91 |
| Total Discounts | $528 |
Discounts are estimated and may not be available from every company or in every state.
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