Cadillac Escalade Insurance Rates

U.S. average insurance rates for a Cadillac Escalade are $1,360 a year for full coverage. Comprehensive insurance costs approximately $242 each year, collision costs $326, and liability coverage is estimated at $592. A policy with just liability insurance costs approximately $652 a year, with coverage for high-risk drivers costing $2,922 or more. Teenage drivers pay the highest rates at $5,376 a year or more.

Average premium for full coverage: $1,360

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Escalade models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

The ranges above show why all drivers should get quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $818
• Choosing higher $1,000 deductibles can save $130 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,360
• Using low deductibles for comp and collision coverage will cost an extra $248 each year
• Drivers who are prone to accidents and violations could pay around $2,922 or more
• The price for full coverage for a teenage driver can cost $5,376 each year

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Insurance prices for a Cadillac Escalade are also quite variable based on your driving record, the trim level of your Escalade, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Cadillac Escalade insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,940 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles can save as much as $380 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 131% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Cadillac Escalade Insurance

Getting lower rates on auto insurance takes being safe and accident-free, maintaining good credit, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at every policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a quick rundown of the data raised in the charts and tables above.

• Consumers who purchase more liability protection will pay an extra $650 each year to raise limits from a low limit to 250/500 limits
• Drivers can save around $150 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $375 each year
• Youthful drivers are expensive to insure, with premiums as much as $448 a month for full coverage