Cadillac Escalade Insurance Rates

The average insurance rates for a Cadillac Escalade are $1,360 a year for full coverage. Comprehensive costs an estimated $242, collision insurance costs $326, and liability costs $592. A liability-only policy costs as little as $652 a year, and high-risk insurance costs around $2,922. Teens cost the most to insure at up to $5,376 a year.

Average premium for full coverage: $1,360

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects insurance prices.

The examples above show why anyone shopping for car insurance should compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Cadillac Escalade insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $818
• Drivers who choose higher $1,000 deductibles will pay approximately $130 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,360
• Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,608
• Higher-risk drivers with serious driving violations could pay up to $2,922
• Policy cost that insures a teen driver with full coverage can cost as much as $5,376 a year

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Car insurance rates for a Cadillac Escalade also range considerably based on the model year and trim level, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,600 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $5,300 a year. View Rates by Age

Your home state makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,940 on average in New York, Louisiana, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $380 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Cadillac Escalade Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Compare rates every time your policy renews by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The points below are a brief summary of the information presented in the illustrations above.

• Drivers can save approximately $150 per year just by shopping early and online
• Drivers under the age of 20 have the highest car insurance rates, costing up to $448 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,560 more annually to insure a Cadillac Escalade
• Policyholders who want increased liability limits will pay approximately $650 each year to go from a 30/60 limit to the 250/500 level