Cadillac Escalade Insurance Rates

U.S. average insurance prices for a Cadillac Escalade are $1,316 every 12 months for full coverage. Comprehensive insurance costs on average $228 a year, collision costs $296, and liability is $592. Buying just liability costs around $652 a year, with insurance for high-risk drivers costing $2,824 or more. Teenage drivers pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Price estimates by individual coverage:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Escalade trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above show why it is important to compare rates quotes based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The best discount rate is $798
• Raising to $1,000 deductibles will save around $1,196 a year
• The average price for the average middle-age driver with $500 deductibles is $1,316
• Using low $100 deductibles costs an extra $228 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,824 or more
• The price to insure a 16-year-old driver may cost $5,236

View Chart as Image

Insurance prices for a Cadillac Escalade are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Escalade.

Using high physical damage deductibles can reduce prices by up to $350 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 127% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find prices as low as $870 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,880 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Cadillac Escalade Insurance

Getting lower rates on insurance for a Cadillac Escalade consists of being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates at every other renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief summary of the concepts that were covered above.

• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,510 more each year than a low-risk driver
• Youthful drivers pay higher prices, with premiums as much as $436 a month if full coverage is included
• Drivers can save as much as $150 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $350 each year
• Drivers can save as much as $150 per year simply by quoting early and online