Cadillac Escalade Insurance Rates

U.S. average insurance rates for a Cadillac Escalade are $1,316 a year for full coverage. Comprehensive insurance costs around $228, collision costs $296, and liability coverage costs $592. Liability-only coverage costs as little as $652 a year, with high-risk coverage costing $2,824 or more. Teens pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Price estimates for individual coverage:

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for different Escalade trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have lower incidents of accident claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $798
• Drivers who choose higher $1,000 deductibles will pay about $120 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,316
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $228 each year
• High-risk insureds with serious driving violations could pay at least $2,824 or more
• The price that insures a teenage driver with full coverage can be $5,236 a year

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Auto insurance prices for a Cadillac Escalade are also quite variable based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,500 to $2,200 in extra premium each year, depending on your age. High-risk driver insurance can cost around 42% to 127% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $5,200 a year. View Rates by Age

The state you live in makes a big difference in Cadillac Escalade insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,880 on average in Michigan, Louisiana, and New York.

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Choosing higher comprehensive and collision insurance deductibles could save up to $350 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Every company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Cadillac Escalade Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Compare rates every other policy renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.

Below is a brief summary of the ideas that were touched on in this article.

• Teenage drivers are expensive to insure, with premiums as much as $436 a month if the policy includes full coverage
• Drivers that tend to have accidents or serious violations pay on average $1,510 more every year for auto insurance
• Increasing physical damage deductibles can save approximately $350 each year
• Drivers can save up to $150 per year simply by shopping early and online