Cadillac Escalade Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 24, 2024
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Average insurance rates for a Cadillac Escalade are $1,360 a year for full coverage. Comprehensive costs an estimated $242 each year, collision insurance costs $326, and liability coverage is $592. Buying just liability costs around $652 a year, and insurance for high-risk drivers costs around $2,922. Teen drivers receive the highest rates at up to $5,376 a year.
Average premium for full coverage: $1,360
Rate estimates broken down by individual coverage type:
Includes $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Escalade models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from the low end price of $652 for your basic liability-only policy to a high rate of $2,922 for a high-risk insurance policy.
Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. More rural locations tend to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.
These examples show why all drivers should compare rates quotes for a targeted area, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Cadillac Escalade insurance rates for other coverage scenarios.
- The lowest rate with discounts is $818
- Raising to $1,000 deductibles will save approximately $130 a year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,360
- Choosing low deductibles bumps up the cost to $1,608
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,922
- The cost that insures a teenage driver can cost as much as $5,376
Auto insurance rates for a Cadillac Escalade can also vary considerably based on the trim level and model year, how you drive, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you could be paying $1,600 to $2,300 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 131% more than average. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age
Where you live also has a big influence on Cadillac Escalade insurance rates. A middle-age driver might find rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,940 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,228 | -$132 | -9.7% |
| Alaska | $1,042 | -$318 | -23.4% |
| Arizona | $1,126 | -$234 | -17.2% |
| Arkansas | $1,360 | -$0 | 0.0% |
| California | $1,548 | $188 | 13.8% |
| Colorado | $1,296 | -$64 | -4.7% |
| Connecticut | $1,396 | $36 | 2.6% |
| Delaware | $1,538 | $178 | 13.1% |
| Florida | $1,698 | $338 | 24.9% |
| Georgia | $1,254 | -$106 | -7.8% |
| Hawaii | $974 | -$386 | -28.4% |
| Idaho | $922 | -$438 | -32.2% |
| Illinois | $1,012 | -$348 | -25.6% |
| Indiana | $1,024 | -$336 | -24.7% |
| Iowa | $920 | -$440 | -32.4% |
| Kansas | $1,290 | -$70 | -5.1% |
| Kentucky | $1,852 | $492 | 36.2% |
| Louisiana | $2,012 | $652 | 47.9% |
| Maine | $840 | -$520 | -38.2% |
| Maryland | $1,122 | -$238 | -17.5% |
| Massachusetts | $1,086 | -$274 | -20.1% |
| Michigan | $2,360 | $1,000 | 73.5% |
| Minnesota | $1,138 | -$222 | -16.3% |
| Mississippi | $1,628 | $268 | 19.7% |
| Missouri | $1,204 | -$156 | -11.5% |
| Montana | $1,462 | $102 | 7.5% |
| Nebraska | $1,070 | -$290 | -21.3% |
| Nevada | $1,630 | $270 | 19.9% |
| New Hampshire | $978 | -$382 | -28.1% |
| New Jersey | $1,518 | $158 | 11.6% |
| New Mexico | $1,204 | -$156 | -11.5% |
| New York | $1,428 | $68 | 5.0% |
| North Carolina | $782 | -$578 | -42.5% |
| North Dakota | $1,114 | -$246 | -18.1% |
| Ohio | $938 | -$422 | -31.0% |
| Oklahoma | $1,394 | $34 | 2.5% |
| Oregon | $1,246 | -$114 | -8.4% |
| Pennsylvania | $1,296 | -$64 | -4.7% |
| Rhode Island | $1,812 | $452 | 33.2% |
| South Carolina | $1,230 | -$130 | -9.6% |
| South Dakota | $1,146 | -$214 | -15.7% |
| Tennessee | $1,190 | -$170 | -12.5% |
| Texas | $1,638 | $278 | 20.4% |
| Utah | $1,006 | -$354 | -26.0% |
| Vermont | $930 | -$430 | -31.6% |
| Virginia | $812 | -$548 | -40.3% |
| Washington | $1,048 | -$312 | -22.9% |
| West Virginia | $1,246 | -$114 | -8.4% |
| Wisconsin | $942 | -$418 | -30.7% |
| Wyoming | $1,212 | -$148 | -10.9% |
Choosing high deductibles can reduce rates by up to $380 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade 2WD | $1,300 | $108 |
| Cadillac Escalade Luxury Edition 2WD | $1,308 | $109 |
| Cadillac Escalade 4WD | $1,308 | $109 |
| Cadillac Escalade Premium Edition 2WD | $1,326 | $111 |
| Cadillac Escalade Luxury Edition 4WD | $1,326 | $111 |
| Cadillac Escalade Premium Edition 4WD | $1,326 | $111 |
| Cadillac Escalade Hybrid 2WD | $1,302 | $109 |
| Cadillac Escalade Hybrid 4WD | $1,322 | $110 |
| Cadillac Escalade Platinum Edition 2WD | $1,354 | $113 |
| Cadillac Escalade Platinum Edition 4WD | $1,354 | $113 |
| Cadillac Escalade Hybrid Platinum 2WD | $1,362 | $114 |
| Cadillac Escalade Hybrid Platinum 4WD | $1,362 | $114 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade | $438 | $750 | $488 | $1,876 |
| 2023 Cadillac Escalade | $420 | $744 | $498 | $1,862 |
| 2022 Cadillac Escalade | $406 | $726 | $520 | $1,852 |
| 2021 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
| 2020 Cadillac Escalade | $370 | $672 | $554 | $1,796 |
| 2019 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
| 2018 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
| 2017 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
| 2016 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
| 2015 Cadillac Escalade | $296 | $454 | $580 | $1,530 |
| 2014 Cadillac Escalade | $288 | $424 | $592 | $1,504 |
| 2013 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
| 2012 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
| 2011 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
| 2010 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
| 2009 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
| 2008 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
| 2007 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
| 2006 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
| 2005 Cadillac Escalade | $188 | $224 | $554 | $1,166 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Cadillac Escalade Insurance
Saving money on auto insurance consists of being a safe and courteous driver, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Shop around at least every other year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a recap of the car insurance concepts illustrated above.
- Drivers that have major violations or accidents may pay on average $1,560 more annually for auto insurance
- Drivers can save approximately $150 per year just by quoting online in advance
- Increasing deductibles can save approximately $375 each year
- Consumers who want higher levels of liability will pay about $650 each year to raise from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,376 |
| 20 | $3,100 |
| 30 | $1,388 |
| 40 | $1,360 |
| 50 | $1,246 |
| 60 | $1,218 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,608 |
| $250 | $1,496 |
| $500 | $1,360 |
| $1,000 | $1,230 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,360 |
| 50/100 | $1,469 |
| 100/300 | $1,602 |
| 250/500 | $1,949 |
| 100 CSL | $1,522 |
| 300 CSL | $1,816 |
| 500 CSL | $2,030 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,594 |
| 20 | $4,940 |
| 30 | $2,954 |
| 40 | $2,922 |
| 50 | $2,794 |
| 60 | $2,762 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $73 |
| Homeowner | $23 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $51 |
| Advance Quote | $61 |
| Online Quote | $93 |
| Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
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