Cadillac Escalade Insurance Rates

The average insurance prices for a Cadillac Escalade are $1,360 every 12 months including full coverage. Comprehensive insurance costs an estimated $242 each year, collision insurance costs $326, and liability is $592. Liability-only insurance costs around $652 a year, and high-risk driver insurance costs $2,922 or more. Teen drivers cost the most to insure at up to $5,376 a year.

Average premium for full coverage: $1,360

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Escalade models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.

The examples above highlight why all drivers should compare rates quotes for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Cadillac Escalade insurance rates for other coverage scenarios.

• The lowest rate with discounts is $818
• Raising to $1,000 deductibles will save approximately $130 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,360
• Choosing low deductibles costs an extra $248 every year
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,922
• Policy cost to insure a teen driver can cost as much as $5,376

View Chart as Image

Auto insurance rates for a Cadillac Escalade also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing high deductibles can reduce rates by up to $380 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,600 to $2,300 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than average. View High Risk Driver Rates

Your home state also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find rates as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,940 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cadillac Escalade Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to shop around at least once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a brief recap of the primary concepts that were illustrated above.

• You may be able to save approximately $150 per year just by quoting online in advance
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,560 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $448 each month if comprehensive and collision insurance is included