Cadillac CTS Coupe Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 8, 2024
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Criteria which help determine
Car insurance premiums for a Cadillac CTS Coupe can be significantly different subject to many criteria. A few of these criteria are:
- Traffic citations increase rates
- Better credit means lower rates
- Your gender can raise or lower rates
- Deductible amount directly impacts your rate
- NTSB crash rating for your vehicle
- Your claim history
- Having current coverage saves
- Owning a home can lower rates
An additional factor that helps determine Cadillac CTS Coupe insurance rates is the year of the vehicle. Older models have a much lower replacement value than newer models so repair costs tend to be lower which can decrease annual premiums. On the flip side, newer models may have safety features like forward-collision avoidance, adaptive cruise control, and active head restraints that may help lower rates.
Auto liability insurance - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Collision coverages - another vehicle or an object, but not an animal. . , . .
Comprehensive auto insurance - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
Uninsured or underinsured coverage - This coverage . , . .
Med pay and Personal Injury Protection (PIP) - bills ambulance fees, surgery, and doctor visits. . .
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