Cadillac CT5 Insurance Rates

The average insurance prices for a Cadillac CT5 are $1,368 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $348 a year, collision insurance costs $618, and liability insurance costs around $292. Buying just liability costs as low as $336 a year, and insurance for high-risk drivers costs $2,950 or more. 16-year-old drivers cost the most to insure at up to $4,814 a year.

Average premium for full coverage: $1,368

Policy rates broken down by type of insurance:

Prices include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and CT5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than congested cities. The diagram below illustrates how location impacts insurance prices.

The examples above illustrate why it is important to compare prices for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Cadillac CT5 insurance rates for other coverage scenarios.

• The best full coverage rate is $766
• Using higher $1,000 deductibles will save approximately $1,148 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,368
• Buying low $100 deductibles for physical damage coverage costs an extra $426 a year
• Drivers with multiple tickets or accidents could pay up to $2,950
• Policy cost to insure a teen driver can cost as much as $4,814 or more

View Chart as Image

Insurance rates for a Cadillac CT5 also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles could cut rates by as much as $650 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $263 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 46% to 131% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Cadillac CT5 insurance rates. A driver around age 40 might see rates as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Right Cadillac CT5 Insurance

Finding cheaper rates on Cadillac CT5 insurance requires being a safe and courteous driver, having good credit, being claim-free, and deciding if full coverage is necessary. Spend time shopping around at every policy renewal by quoting rates from direct insurance companies, and also from insurance agencies where you live.

Below is a quick rundown of the data touched on above.

• Drivers who want higher levels of liability will pay around $320 annually to increase from a 30/60 limit to a 250/500 level
• It is possible to save approximately $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $650 each year
• Teenage drivers are charged the highest rates, possibly costing $401 each month if they have full coverage