Cadillac CT5 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Cadillac CT5 are $1,434 every 12 months including full coverage. Comprehensive insurance costs on average $382, collision costs $668, and liability coverage is $274. Liability-only coverage costs around $322 a year, with high-risk coverage costing $3,088 or more. Teens pay the most at $4,980 a year or more.
Average premium for full coverage: $1,434
Premium estimates by type of coverage:
Price estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all CT5 models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Cadillac CT5 go from the cheapest price of $322 for minimum levels of liability insurance to the much higher price of $3,088 for a high-risk driver policy.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The example below illustrates how your location can change car insurance rates.
These rate differences highlight why everyone should compare rates quotes based on a specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Cadillac CT5 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $800
- Raising to $1,000 deductibles will save around $238 every year
- The average price for a 40-year-old good driver with $500 deductibles is $1,434
- Selecting pricier low deductibles costs an extra $462 each year
- Unlucky drivers with serious driving violations could pay upwards of $3,088 or more
- An auto insurance policy to insure a teenage driver for full coverage may cost $4,980
Insurance prices for a Cadillac CT5 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your CT5.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $700 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $246 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,300 extra annually, depending on your age. Cadillac CT5 insurance for high-risk drivers is expensive and can cost around 46% to 133% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Cadillac CT5 insurance rates. A middle-age driver might find prices as low as $1,100 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,050 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,296 | -$138 | -9.6% |
| Alaska | $1,098 | -$336 | -23.4% |
| Arizona | $1,190 | -$244 | -17.0% |
| Arkansas | $1,434 | -$0 | 0.0% |
| California | $1,634 | $200 | 13.9% |
| Colorado | $1,368 | -$66 | -4.6% |
| Connecticut | $1,472 | $38 | 2.6% |
| Delaware | $1,622 | $188 | 13.1% |
| Florida | $1,792 | $358 | 25.0% |
| Georgia | $1,326 | -$108 | -7.5% |
| Hawaii | $1,032 | -$402 | -28.0% |
| Idaho | $970 | -$464 | -32.4% |
| Illinois | $1,068 | -$366 | -25.5% |
| Indiana | $1,082 | -$352 | -24.5% |
| Iowa | $970 | -$464 | -32.4% |
| Kansas | $1,360 | -$74 | -5.2% |
| Kentucky | $1,954 | $520 | 36.3% |
| Louisiana | $2,122 | $688 | 48.0% |
| Maine | $884 | -$550 | -38.4% |
| Maryland | $1,182 | -$252 | -17.6% |
| Massachusetts | $1,144 | -$290 | -20.2% |
| Michigan | $2,492 | $1,058 | 73.8% |
| Minnesota | $1,200 | -$234 | -16.3% |
| Mississippi | $1,716 | $282 | 19.7% |
| Missouri | $1,272 | -$162 | -11.3% |
| Montana | $1,542 | $108 | 7.5% |
| Nebraska | $1,128 | -$306 | -21.3% |
| Nevada | $1,720 | $286 | 19.9% |
| New Hampshire | $1,034 | -$400 | -27.9% |
| New Jersey | $1,600 | $166 | 11.6% |
| New Mexico | $1,270 | -$164 | -11.4% |
| New York | $1,512 | $78 | 5.4% |
| North Carolina | $824 | -$610 | -42.5% |
| North Dakota | $1,174 | -$260 | -18.1% |
| Ohio | $990 | -$444 | -31.0% |
| Oklahoma | $1,470 | $36 | 2.5% |
| Oregon | $1,316 | -$118 | -8.2% |
| Pennsylvania | $1,368 | -$66 | -4.6% |
| Rhode Island | $1,912 | $478 | 33.3% |
| South Carolina | $1,300 | -$134 | -9.3% |
| South Dakota | $1,210 | -$224 | -15.6% |
| Tennessee | $1,254 | -$180 | -12.6% |
| Texas | $1,726 | $292 | 20.4% |
| Utah | $1,062 | -$372 | -25.9% |
| Vermont | $978 | -$456 | -31.8% |
| Virginia | $858 | -$576 | -40.2% |
| Washington | $1,106 | -$328 | -22.9% |
| West Virginia | $1,316 | -$118 | -8.2% |
| Wisconsin | $992 | -$442 | -30.8% |
| Wyoming | $1,276 | -$158 | -11.0% |
With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Every auto insurance company calculates prices differently, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac CT5 | $432 | $718 | $246 | $1,506 |
| 2023 Cadillac CT5 | $412 | $690 | $258 | $1,470 |
| 2022 Cadillac CT5 | $394 | $686 | $264 | $1,454 |
| 2021 Cadillac CT5 | $382 | $668 | $274 | $1,434 |
| 2020 Cadillac CT5 | $368 | $640 | $284 | $1,402 |
Rates are averaged for all Cadillac CT5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Cadillac CT5 Insurance
Finding better rates on auto insurance consists of being a safe and courteous driver, having good credit, refrain from filing small claims, and bundling your home and auto policies. Invest the time to shop around every time your policy renews by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.
Below is a condensed summary of the information illustrated above.
- You may be able to save as much as $180 per year simply by quoting online well ahead of the renewal date
- Teenage drivers pay the highest prices, with the cost nearing $415 per month if they have full coverage
- Increasing policy deductibles could save as much as $700 each year
- Drivers with multiple at-fault accidents may pay on average $1,650 more each year for auto insurance
- Consumers who require higher levels of liability will pay approximately $300 per year to raise from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,980 |
| 20 | $3,272 |
| 30 | $1,518 |
| 40 | $1,434 |
| 50 | $1,304 |
| 60 | $1,280 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,896 |
| $250 | $1,680 |
| $500 | $1,434 |
| $1,000 | $1,196 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,434 |
| 50/100 | $1,489 |
| 100/300 | $1,557 |
| 250/500 | $1,735 |
| 100 CSL | $1,516 |
| 300 CSL | $1,667 |
| 500 CSL | $1,777 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,182 |
| 20 | $5,206 |
| 30 | $3,182 |
| 40 | $3,088 |
| 50 | $2,940 |
| 60 | $2,914 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $79 |
| Multi-vehicle | $73 |
| Homeowner | $19 |
| 5-yr Accident Free | $115 |
| 5-yr Claim Free | $94 |
| Paid in Full/EFT | $73 |
| Advance Quote | $75 |
| Online Quote | $106 |
| Total Discounts | $634 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
