Cadillac CT5 Insurance Rates

U.S. average insurance rates for a Cadillac CT5 are $1,402 a year for full coverage. Comprehensive insurance costs an estimated $368 a year, collision insurance costs $640, and liability coverage is $284. Liability-only insurance costs around $328 a year, and high-risk driver insurance costs $3,018 or more. Teenage drivers pay the highest rates at up to $4,894 a year.

Average premium for full coverage: $1,402

Price estimates broken down by individual coverage:

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and CT5 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The ranges above show why it is important to compare rates quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Cadillac CT5 insurance rates for other coverage scenarios.

• The best discount rate is $784
• Raising to $1,000 deductibles will save approximately $1,174 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,402
• Using low $100 deductibles will cost an additional $444 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $3,018
• The price that insures a teenage driver can cost as much as $4,894

View Chart as Image

Car insurance prices for a Cadillac CT5 are also quite variable based on the trim level of your CT5, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $4,800 a year. View Rates by Age

The state you live in also has a big influence on Cadillac CT5 insurance rates. A middle-age driver might find prices as low as $920 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $680 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $255 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Cadillac CT5 Insurance

Getting lower rates on auto insurance consists of being a low-risk driver, having a positive credit history, eliminating unnecessary coverage, and possibly higher deductibles. Compare prices at every policy renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a summary of the data presented in the illustrations above.

• Consumers who want more liability coverage will pay an extra $310 each year to raise from a low limit to the 250/500 level
• Drivers can save approximately $180 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $675 each year
• Teen drivers have the highest car insurance prices, with premiums as much as $408 a month if full coverage is purchased