Cadillac CT5 Insurance Rates

Average insurance rates for a Cadillac CT5 are $1,402 a year for full coverage. Comprehensive costs approximately $368 each year, collision insurance costs $640, and liability coverage costs $284. A liability-only policy costs as little as $328 a year, and high-risk insurance costs around $3,018. 16-year-old drivers receive the highest rates at up to $4,894 a year.

Average premium for full coverage: $1,402

Rate estimates by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and CT5 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural locations tend to have lower incidents of accident claims than congested cities. The graphic below illustrates how location helps determine auto insurance prices.

These examples show why all drivers should compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Cadillac CT5 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $784
• Drivers who choose higher $1,000 deductibles will pay $228 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,402
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,846
• High-risk insureds with multiple tickets or accidents could pay around $3,018
• The cost that insures a teenage driver can cost $4,894 a year

View Chart as Image

Insurance rates for a Cadillac CT5 can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can cost around 45% to 128% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,800 a year. View Rates by Age

Where you live makes a big difference in Cadillac CT5 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or at least $2,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $680 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $255 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Cadillac CT5 Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Comparison shop at least once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a condensed summary of the primary concepts that were covered in the charts and tables above.

• Drivers can save around $180 per year just by quoting online in advance
• Drivers with multiple at-fault accidents could be forced to pay on average $1,620 more per year to insure their CT5
• Increasing deductibles can save approximately $675 each year
• Teen drivers are expensive to insure, costing as high as $408 per month if full coverage is included