Cadillac CT5 Insurance Rates

The average insurance rates for a Cadillac CT5 are $1,368 a year including full coverage. Comprehensive costs on average $348 a year, collision insurance costs $618, and liability coverage is $292. Buying just liability costs around $336 a year, and insurance for high-risk drivers costs around $2,950. 16-year-old drivers cost the most to insure at up to $4,814 a year.

Average premium for full coverage: $1,368

Policy rates by type of insurance:

Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and CT5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how where you live affects car insurance rates.

The examples above highlight why it is important to compare rates quotes based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Cadillac CT5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $766
• Raising to $1,000 deductibles will save around $1,148 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,368
• Buying low $100 deductibles bumps up the cost to $1,794
• Unlucky drivers with multiple tickets or accidents could pay upwards of $2,950
• Policy cost that insures a teenage driver may cost $4,814

View Chart as Image

Insurance rates for a Cadillac CT5 also range considerably based on the trim level of your CT5, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 46% to 131% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,800 a year. View Rates by Age

Your home state also has a big influence on Cadillac CT5 insurance rates. A middle-age driver might find rates as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,950 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $650 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $263 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cadillac CT5 Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Comparison shop at every policy renewal by getting price quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a brief recap of the data touched on in the above illustrations.

• Consumers who require higher levels of liability will pay around $320 per year to raise from a 30/60 limit to the 250/500 level
• You may be able to save as much as $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $650 each year
• Teenage drivers pay the highest rates, with premiums being up to $401 each month if full coverage is included