BMW 4-Series Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Comparing auto insurance through online rate quotes saves time, is easy to do, in addition you might just save a little. The key to finding lower rates is getting as many rate quotes as possible in order to have all your choices.
Using the web to shop for auto insurance direct can be complicated if you are a beginner to quoting online. But don't let that discourage you because comparing prices is actually very simple. Finding a better price on auto insurance can be surprisingly simple. The only requirement is to spend a few minutes to get quotes online from several insurance companies. This can be done by comparing rates here.
Criteria which help determine
Auto insurance rates for a BMW 4-Series can be significantly different and are calculated by many factors. A few of these criteria are:
- High performance increases premiums
- How many accidents you have had
- Home and auto can earn discounts
- Use of your vehicle
- Your age
- Whether you are married
- Optional coverages like vehicle replacement
- Claims drive up premiums
- Maintaining coverage lowers rates
- Owning a home can lower rates
A final factor that can impact BMW 4-Series insurance rates is the model year. Used vehicles have a much lower replacement value in comparison to older models so repair costs tend to be lower which may end up costing you less. But newer models may have a trim level with safety features including autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights that may help lower rates.
Auto liability
injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Collision coverage
another vehicle or an object, but not an animal. . , . .
Comprehensive coverage
caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
Uninsured and underinsured coverage
This coverage . , . .
Medical payments and PIP coverage
bills ambulance fees, surgery, and doctor visits. . .
Frequently Asked Questions
- What is a named operator policy?
- Will Geico insure a car not in my name?
- What Is Covered in a Jeep Powertrain Warranty? 2025
- Cheapest Jeep Insurance Rates in 2025
- Do trucks cost more to insure?
- How long does a DUI stay on your record?
- Does the Porsche Club of America offer car insurance?
- View All Coverage Questions
Popular Rate Quotes
- Toyota Corolla Insurance
- Honda Civic Insurance
- Chevrolet Traverse Insurance
- Toyota Rav4 Insurance
- Chevrolet Silverado Insurance
- Hyundai Elantra Insurance
- Honda CR-V Insurance
- Chevrolet Cruze Insurance
- Jeep Wrangler Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area