BMW 4-Series Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Cheapest 2016 BMW 4 Series Insurance Rates in 2025

If shopping for car insurance quotes online is new to you, you can easily be baffled by the confusing number of insurers all offering big savings. You need to compare rates periodically since insurance prices are rarely the same from one policy term to another. If you had the best deal for 4 Series insurance on your last policy there may be better deals available now. There are lots of tips to ...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Jun 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Comparing auto insurance through online rate quotes saves time, is easy to do, in addition you might just save a little. The key to finding lower rates is getting as many rate quotes as possible in order to have all your choices.

Using the web to shop for auto insurance direct can be complicated if you are a beginner to quoting online. But don't let that discourage you because comparing prices is actually very simple. Finding a better price on auto insurance can be surprisingly simple. The only requirement is to spend a few minutes to get quotes online from several insurance companies. This can be done by comparing rates here.

Criteria which help determine

Auto insurance rates for a BMW 4-Series can be significantly different and are calculated by many factors. A few of these criteria are:

  • High performance increases premiums
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Your age
  • Whether you are married
  • Optional coverages like vehicle replacement
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

A final factor that can impact BMW 4-Series insurance rates is the model year. Used vehicles have a much lower replacement value in comparison to older models so repair costs tend to be lower which may end up costing you less. But newer models may have a trim level with safety features including autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights that may help lower rates.

Auto liability

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage

another vehicle or an object, but not an animal. . , . .

Comprehensive coverage

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured and underinsured coverage

This coverage . , . .

Medical payments and PIP coverage

bills ambulance fees, surgery, and doctor visits. . .

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles