BMW 2 Series Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 2, 2024

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Insurance rates for a BMW 2 Series will vary greatly depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Your credit history
  • Male drivers pay higher rates
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

One last important factor that will help determine the rate you pay on your BMW 2 Series is the year of manufacture. Older cars and trucks have a reduced actual cash value so repair costs tend to be lower which may result in lower rates. But new 2 Series models may have options including autonomous braking, tire pressure monitors, and lane departure warning system so those may lower rates.

Liability auto insurance

damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Auto collision coverage

an object or car. . , . .

Comprehensive (Other than Collision)

that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Uninsured and underinsured coverage

This . , . .

Medical expense insurance

expenses doctor visits, EMT expenses, and X-ray expenses. . .

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