Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,640 a year for full coverage insurance. Comprehensive insurance costs on average $368, collision costs $698, and liability is estimated at $416. Buying just liability costs approximately $474 a year, with insurance for high-risk drivers costing $3,560 or more. Teen drivers cost the most to insure at $6,000 a year or more.

Average premium for full coverage: $1,640

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all TT models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates how location helps determine car insurance rates.

The examples above illustrate why everyone should get quotes based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi TT insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $925
• Choosing higher $1,000 deductibles can save around $242 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,640
• Choosing pricier low deductibles for comp and collision coverage will cost an extra $472 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $3,560 or more
• Policy cost for full coverage for a teen driver for full coverage may cost $6,000 each year

View Chart as Image

Insurance rates for an Audi TT also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $6,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,220 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $720 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,900 to $2,600 extra every year, depending on your age. Audi TT insurance for high-risk drivers ranges as much as 43% to 129% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Audi TT Insurance

Finding cheaper rates on car insurance takes being a good driver, maintaining good credit, being claim-free, and bundling your home and auto policies. Invest time comparing rates at every policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a recap of the data covered in the charts and tables above.

• Policyholders who require an increased level of liability coverage will pay about $460 annually to raise limits from a 30/60 limit to 250/500 limits
• It is possible to save as much as $200 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $725 each year
• Drivers age 16 to 20 pay the highest rates, possibly costing $500 each month for full coverage

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.