Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average auto insurance rates for an Audi TT are $1,640 annually for full coverage insurance. Comprehensive costs on average $368, collision costs $698, and liability costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing around $3,560. Teen drivers pay the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Price estimates by individual coverage:

Prices are based on $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for all TT models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. Rural areas have fewer physical damage claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Audi TT insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $925
• Using higher $1,000 deductibles will save around $242 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,640
• Choosing pricier low deductibles for physical damage coverage will cost $2,112
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,560 or more
• The price with full coverage for a 16-year-old driver for full coverage may cost $6,000 or more

View Chart as Image

Auto insurance prices for an Audi TT are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,500 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay upwards of $6,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,900 to $2,600 in extra premium each year, depending on your age. Audi TT insurance for high-risk drivers can be from 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $720 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Audi TT insurance prices. A driver around age 40 might see prices as low as $1,070 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,220 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Each insurance company uses a different rate calculation, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Audi TT Insurance

Getting lower rates on insurance for an Audi TT requires not taking risks behind the wheel, having above-average credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief review of the information covered above.

• It is possible to save as much as $200 per year simply by quoting online well ahead of the renewal date
• Teens are charged the highest prices, as much as $500 a month if full coverage is included
• Increasing physical damage deductibles could save up to $725 each year
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,920 more each year for TT insurance
• Insureds who require higher liability limits will pay about $460 annually to increase from a low limit to higher 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.