Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance prices for an Audi TT are $1,652 every 12 months including full coverage. Comprehensive costs around $382, collision costs $714, and liability costs $398. Buying just liability costs as little as $460 a year, with insurance for high-risk drivers costing around $3,584. 16-year-old drivers receive the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Rate estimates for individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all TT models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than congested cities.

The example below illustrates how rural and urban location affects auto insurance rates.

These examples highlight why everyone should compare rates for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $931
• Drivers who choose higher $1,000 deductibles will pay about $248 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,652
• Buying pricier low deductibles for comprehensive and collision insurance increases the price to $2,138
• Drivers with multiple tickets or accidents could pay at least $3,584 or more
• The cost to insure a 16-year-old driver for full coverage can be $6,002 a year

View Chart as Image

Auto insurance rates for an Audi TT can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could save up to $740 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,500 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay as much as $6,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $2,000 to $2,700 in extra premium per year, depending on your age. Audi TT insurance for high-risk drivers can cost from 45% to 135% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,270 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,360 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out your exact price is to regularly compare rates from multiple companies. Every company utilizes a different rate formula, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Audi TT Insurance

Saving money on insurance for an Audi TT not only requires having a decent driving record, but also having a good credit score, not filing small claims, and maximizing policy discounts. Set aside time to shop around every couple of years by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a brief review of the material that was raised in the charts and tables above.

• Insureds who may need additional liability coverage will pay around $440 per year to go from a minimum limit to a 250/500 level
• 16 to 18-year-old drivers are expensive to insure, as much as $500 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,930 more every year than a driver with a clean driving record
• Increasing deductibles could save as much as $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.