Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,640 a year for full coverage. Comprehensive insurance costs approximately $368, collision insurance costs $698, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs $3,560 or more. Teen drivers cost the most to insure at up to $6,000 a year.

Average premium for full coverage: $1,640

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different TT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance prices.

The examples above show why anyone shopping for car insurance should get quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Audi TT insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $925
• Choosing higher $1,000 deductibles can save $242 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,640
• Choosing more expensive low deductibles for comp and collision coverage will cost an additional $472 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $3,560
• Policy cost that insures a teen driver with full coverage can cost $6,000 each year

View Chart as Image

Insurance rates for an Audi TT also range considerably based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,900 to $2,600 additional every year, depending on your age. High-risk driver insurance ranges as much as 43% to 129% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $6,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,080 a year in states like Iowa, Maine, and Idaho, or as much as $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $720 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Audi TT Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Shop around at every policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

The following items are a summary of the data covered in the charts and tables above.

• Policyholders who purchase additional liability coverage will pay about $460 each year to raise limits from a 30/60 limit to the 250/500 level
• Drivers can save around $200 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $725 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $500 each month if comprehensive and collision insurance is included

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.