Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average auto insurance rates for an Audi TT are $1,652 annually for full coverage. Comprehensive insurance costs an estimated $382 each year, collision insurance costs $714, and liability coverage is estimated at $398. Buying just liability costs approximately $460 a year, and insurance for high-risk drivers costs $3,584 or more. 16-year-old drivers cost the most to insure at up to $6,002 a year.

Average premium for full coverage: $1,652

Policy rates broken down by type of insurance:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and TT models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. More rural locations are shown to have fewer accident claims than congested cities. The graphic below illustrates how location impacts insurance prices.

The examples above show why all drivers should get quotes for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $931
• Choosing higher $1,000 deductibles can save approximately $248 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,652
• Buying low deductibles for comp and collision coverage costs an additional $486 each year
• Drivers with multiple tickets or accidents could pay up to $3,584
• Policy cost with full coverage for a teenage driver can cost as much as $6,002 each year

View Chart as Image

Insurance rates for an Audi TT also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $6,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $2,000 to $2,700 extra every year, depending on your age. Insurance for high-risk drivers ranges around 45% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $740 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,090 a year in states like Iowa, Maine, and Idaho, or at least $2,360 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Audi TT Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a brief summary of the primary concepts that were touched on above.

• Drivers can save approximately $210 per year just by quoting online in advance
• Drivers that tend to have accidents or serious violations may pay on average $1,930 more annually to buy Audi TT insurance
• Increasing comprehensive and collision deductibles could save up to $725 each year
• Drivers age 20 and younger are charged the highest rates, costing up to $500 each month including comprehensive and collision insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.