Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,652 a year including full coverage. Comprehensive insurance costs approximately $382, collision insurance costs $714, and liability coverage is estimated at $398. Liability-only insurance costs approximately $460 a year, and high-risk driver insurance costs $3,584 or more. Teenage drivers pay the highest rates at up to $6,002 a year.

Average premium for full coverage: $1,652

Price estimates by individual coverage:

Includes $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different TT trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $931
• Choosing higher $1,000 deductibles can save $248 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,652
• Using more expensive low deductibles for comp and collision coverage will cost an extra $486 each year
• Drivers who are prone to accidents and violations could pay around $3,584
• The price for full coverage for a teenage driver with full coverage can cost $6,002 each year

View Chart as Image

Car insurance prices for an Audi TT are also quite variable based on your driving record, the model of your TT, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may only pay around $1,500 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $6,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,270 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,360 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $740 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $2,000 to $2,700 extra each year, depending on your age. High-risk driver insurance ranges around 45% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Audi TT Insurance

Getting lower rates on auto insurance takes being safe and accident-free, having above-average credit, being claim-free, and attention to physical damage deductibles. Invest the time to compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below you'll find a recap of the material that was presented in the illustrations above.

• Consumers who purchase more liability protection will pay an extra $440 per year to raise limits from a low limit to 250/500 limits
• Youthful drivers pay the highest auto insurance prices, possibly costing $500 a month if full coverage is included
• Drivers that have major violations or accidents could be forced to pay on average $1,930 more per year than a low-risk driver
• Increasing physical damage deductibles can save around $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.