Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,640 a year for full coverage insurance. Comprehensive insurance costs approximately $368, collision costs $698, and liability insurance costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing $3,560 or more. Teenage drivers receive the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Rate estimates by individual coverage type:

Prices include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all TT models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

These examples illustrate why everyone should compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $925
• Drivers who choose higher $1,000 deductibles will pay $242 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,640
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $472 a year
• High risk drivers who are prone to accidents and violations could pay around $3,560 or more
• The cost that insures a teen driver for full coverage can cost $6,000 a year

View Chart as Image

Auto insurance rates for an Audi TT can also vary considerably based on the model of your TT, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,900 to $2,600 in extra premium per year, depending on your age. Audi TT insurance for high-risk drivers can cost anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $6,000 a year. View Rates by Age

Where you live makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,070 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,220 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $720 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Audi TT Insurance

Saving money on Audi TT insurance not only requires having a good driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The next list is a quick rundown of the material that was raised in the charts and tables above.

• Drivers who purchase increased levels of liability coverage will pay an extra $460 annually to go from a minimum limit to the 250/500 level
• Drivers age 20 and younger have the highest car insurance rates, costing up to $500 per month if the policy includes full coverage
• High-risk drivers with reckless driving or DUI convictions could be charged and average of $1,920 more per year to buy Audi TT insurance
• Increasing deductibles can save approximately $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.