Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,640 a year for full coverage. Comprehensive costs approximately $368 each year, collision insurance costs $698, and liability is estimated at $416. A liability-only policy costs approximately $474 a year, and high-risk insurance costs around $3,560. 16-year-old drivers cost the most to insure at up to $6,000 a year.

Average premium for full coverage: $1,640

Policy rates by type of insurance:

Estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and TT models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than congested cities. The graphic below illustrates the difference location can make on auto insurance prices.

The examples above show why all drivers should get quotes using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi TT insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $925
• Choosing higher $1,000 deductibles can save $242 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,640
• Buying low deductibles for comp and collision coverage will increase the cost to $2,112
• Unlucky drivers with multiple tickets or accidents could pay around $3,560
• Policy cost for full coverage for a teen driver can cost $6,000 each year

View Chart as Image

Car insurance rates for an Audi TT also range considerably based on your risk profile, the trim level of your TT, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $6,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,080 a year in states like Iowa, Maine, and Idaho, or at least $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $720 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,900 to $2,600 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 129% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Audi TT Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Make time to compare rates at least every other year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a review of the car insurance concepts touched on in this article.

• Higher risk drivers who have several accidents or serious violations may pay on average $1,920 more per year for auto insurance
• Drivers can save around $200 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $725 each year
• Policyholders who purchase higher levels of liability will pay around $460 each year to raise limits from a 30/60 limit to 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.