Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance prices for an Audi TT are $1,652 every 12 months including full coverage. Comprehensive costs an estimated $382, collision costs $714, and liability insurance is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing around $3,584. 16-year-old drivers pay the most at $6,002 a year or more.

Average premium for full coverage: $1,652

Premium estimates broken down by type of coverage:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities.

The example below illustrates how your location can change insurance prices.

These rate differences highlight why everyone should get quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $931
• Choosing higher $1,000 deductibles can save approximately $248 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,652
• Buying pricier low deductibles for comp and collision coverage increases the price to $2,138
• High-risk insureds with multiple tickets or accidents could pay up to $3,584 or more
• An auto insurance policy to insure a teen driver for full coverage can cost as much as $6,002 each year

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Insurance prices for an Audi TT also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $740 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $2,000 to $2,700 extra annually, depending on your age. Audi TT insurance for high-risk drivers ranges anywhere from 45% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,270 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,360 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Each auto insurer utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Audi TT Insurance

Finding better rates on Audi TT insurance takes being safe and accident-free, having good credit, refrain from filing small claims, and taking advantage of discounts. Invest the time to shop around at least once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

Below you'll find a summary of the primary concepts that were illustrated above.

• You may be able to save approximately $210 per year simply by quoting online well ahead of the renewal date
• High-risk drivers who have multiple accidents or major violations may have to pay on average $1,930 more annually than a low-risk driver
• Increasing policy deductibles could save as much as $725 each year
• Youthful drivers are charged the highest prices, with the cost nearing $500 per month if they have full coverage

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.