Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,652 a year with full coverage. Comprehensive insurance costs on average $382 each year, collision costs $714, and liability coverage is estimated at $398. Buying just liability costs approximately $460 a year, with insurance for high-risk drivers costing $3,584 or more. 16-year-old drivers receive the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Rate estimates by individual coverage type:

Includes $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and TT models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than congested cities.

The graphic below illustrates how where you live affects car insurance rates.

These examples demonstrate why all drivers should get quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Audi TT insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $931
• Choosing higher $1,000 deductibles can save around $248 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,652
• Buying low deductibles for comp and collision coverage will cost an extra $486 each year
• Drivers with multiple tickets or accidents could pay upwards of $3,584 or more
• The cost for full coverage for a teenage driver may cost $6,002 each year

View Chart as Image

Auto insurance rates for an Audi TT can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,500 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $6,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,190 a year in states like New Hampshire, Ohio, and Utah, or at least $2,230 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $740 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $2,000 to $2,700 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges around 45% to 135% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Audi TT Insurance

Saving money on auto insurance takes not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by requesting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

The following is a recap of the information touched on in the above illustrations.

• You may be able to save as much as $210 per year simply by quoting online in advance
• Teens are charged the highest rates, with premiums as much as $500 per month if they have full coverage
• Increasing deductibles can save around $725 each year
• Drivers that have major violations or accidents may be required to pay an average of $1,930 more each year for TT insurance
• Consumers who require higher liability limits will pay around $440 every year to raise limits from a minimum limit to 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.