Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average auto insurance rates for an Audi TT are $1,640 annually for full coverage. Comprehensive costs an estimated $368, collision costs $698, and liability coverage costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing around $3,560. Teens receive the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Rate estimates broken down by individual coverage type:

Prices include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and for different TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on insurance rates. More rural locations tend to have fewer accident claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on insurance prices.

These examples show why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Audi TT insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $925
• Using higher $1,000 deductibles will save approximately $242 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,640
• Selecting more expensive low deductibles for physical damage coverage will cost $2,112
• Higher-risk drivers with serious driving violations could pay up to $3,560 or more
• The cost with full coverage for a teenage driver with full coverage can cost as much as $6,000 or more

View Chart as Image

Car insurance rates for an Audi TT can also vary considerably based on the trim level of your TT, your driver profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,500 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $6,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,900 to $2,600 extra per year, depending on your age. High-risk driver insurance can be around 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $720 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi TT insurance rates. A driver around age 40 might see rates as low as $1,080 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know which company is cheapest is to compare rates and see how they stack up. Each insurance company calculates rates differently, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Audi TT Insurance

Saving money on auto insurance requires avoiding accidents and claims, having a good credit score, eliminating unneeded coverage, and not having any coverage lapses. Make time to compare rates once a year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The points below are a quick rundown of the data that was touched on in this article.

• Drivers can save approximately $200 per year simply by shopping early and online
• Consumers who want increased liability limits will pay approximately $460 each year to increase from a minimum limit to higher 250/500 limits
• Drivers under the age of 20 have the highest car insurance rates, costing as high as $500 per month if comprehensive and collision insurance is included
• Drivers with reckless driving or DUI convictions may pay on average $1,920 more annually to insure an Audi TT

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.