Audi TT Insurance Rates

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Compare 2014 Audi TT Car Insurance Quotes in 2025

Drivers have lots of choices when trying to find low-cost Audi TT insurance. They can either spend hours contacting agents to compare prices or save time using the internet to find the lowest rates. There is a right way and a wrong way to shop for insurance and you need to know the quickest way to get price quotes for your Audi and locate the lowest price. Consumers need to get comparison quotes b...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: May 9, 2024

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If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance prices for an Audi TT are $1,652 every 12 months including full coverage. Comprehensive costs an estimated $382, collision costs $714, and liability insurance is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing around $3,584. 16-year-old drivers pay the most at $6,002 a year or more.

Average premium for full coverage: $1,652

Premium estimates broken down by type of coverage:

Comprehensive $382
Collision $714
Liability $398

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all TT models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for an Audi TT go from the cheapest price of $460 for a discount liability-only rate to the much higher price of $3,584 for coverage for higher-risk drivers.

Liability Only $460
Full Coverage $1,652
High Risk $3,584

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities.

The example below illustrates how your location can change insurance prices.

Rural Areas $1,239
Small Cities $1,735
Large Cities $2,230

These rate differences highlight why everyone should get quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Audi TT insurance rates for other coverage scenarios.

  • The best full coverage rate is $931
  • Choosing higher $1,000 deductibles can save approximately $248 every year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,652
  • Buying pricier low deductibles for comp and collision coverage increases the price to $2,138
  • High-risk insureds with multiple tickets or accidents could pay up to $3,584 or more
  • An auto insurance policy to insure a teen driver for full coverage can cost as much as $6,002 each year

View Chart as Image

Audi TT insurance cost comparison chart
Column chart showing full coverage Audi TT insurance rates range from $931 to $6,002

Insurance prices for an Audi TT also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $740 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $2,000 to $2,700 extra annually, depending on your age. Audi TT insurance for high-risk drivers ranges anywhere from 45% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,270 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,360 on average in Louisiana, New York, and Michigan.

Audi TT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,496 -$156 -9.4%
Alaska $1,268 -$384 -23.2%
Arizona $1,372 -$280 -16.9%
Arkansas $1,652 -$0 0.0%
California $1,884 $232 14.0%
Colorado $1,578 -$74 -4.5%
Connecticut $1,700 $48 2.9%
Delaware $1,870 $218 13.2%
Florida $2,070 $418 25.3%
Georgia $1,526 -$126 -7.6%
Hawaii $1,188 -$464 -28.1%
Idaho $1,118 -$534 -32.3%
Illinois $1,232 -$420 -25.4%
Indiana $1,246 -$406 -24.6%
Iowa $1,116 -$536 -32.4%
Kansas $1,570 -$82 -5.0%
Kentucky $2,256 $604 36.6%
Louisiana $2,448 $796 48.2%
Maine $1,022 -$630 -38.1%
Maryland $1,364 -$288 -17.4%
Massachusetts $1,324 -$328 -19.9%
Michigan $2,874 $1,222 74.0%
Minnesota $1,384 -$268 -16.2%
Mississippi $1,982 $330 20.0%
Missouri $1,466 -$186 -11.3%
Montana $1,776 $124 7.5%
Nebraska $1,304 -$348 -21.1%
Nevada $1,984 $332 20.1%
New Hampshire $1,194 -$458 -27.7%
New Jersey $1,848 $196 11.9%
New Mexico $1,466 -$186 -11.3%
New York $1,742 $90 5.4%
North Carolina $954 -$698 -42.3%
North Dakota $1,354 -$298 -18.0%
Ohio $1,144 -$508 -30.8%
Oklahoma $1,700 $48 2.9%
Oregon $1,516 -$136 -8.2%
Pennsylvania $1,578 -$74 -4.5%
Rhode Island $2,208 $556 33.7%
South Carolina $1,500 -$152 -9.2%
South Dakota $1,396 -$256 -15.5%
Tennessee $1,448 -$204 -12.3%
Texas $1,994 $342 20.7%
Utah $1,224 -$428 -25.9%
Vermont $1,130 -$522 -31.6%
Virginia $988 -$664 -40.2%
Washington $1,278 -$374 -22.6%
West Virginia $1,516 -$136 -8.2%
Wisconsin $1,144 -$508 -30.8%
Wyoming $1,472 -$180 -10.9%

View Chart as Image

Audi TT insurance rates by U.S. city

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Each auto insurer utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Audi TT Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi TT 2.0T Quattro 2-Dr Coupe $1,556 $130
Audi TT 2.0T Quattro 2-Dr Coupe $1,556 $130
Audi TT 2.0T Quattro 2-Dr Coupe $1,598 $133
Audi TT S 2.0T Quattro 2-Dr Coupe $1,640 $137
Audi TT 2.0T Quattro 2-Dr Roadster $1,652 $138
Audi TT 2.0T Quattro 2-Dr Roadster $1,652 $138
Audi TT S 2.0T Quattro 2-Dr Coupe $1,682 $140
Audi TT 2.0T Quattro 2-Dr Roadster $1,724 $144
Audi TT S 2.0T Quattro 2-Dr Roadster $1,724 $144
Audi TT S 2.0T Quattro 2-Dr Roadster $1,796 $150

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi TT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT $382 $714 $398 $1,652
2022 Audi TT $368 $698 $416 $1,640
2021 Audi TT $356 $668 $430 $1,612
2020 Audi TT $336 $646 $442 $1,582
2019 Audi TT $324 $598 $452 $1,532
2018 Audi TT $310 $564 $456 $1,488
2017 Audi TT $298 $506 $460 $1,422
2016 Audi TT $278 $466 $460 $1,362
2015 Audi TT $268 $436 $464 $1,326
2014 Audi TT $262 $406 $474 $1,300
2013 Audi TT $242 $378 $474 $1,252
2012 Audi TT $236 $342 $478 $1,214
2011 Audi TT $220 $314 $474 $1,166
2010 Audi TT $208 $284 $474 $1,124
2009 Audi TT $200 $256 $468 $1,082

Rates are averaged for all Audi TT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Audi TT Insurance

Finding better rates on Audi TT insurance takes being safe and accident-free, having good credit, refrain from filing small claims, and taking advantage of discounts. Invest the time to shop around at least once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

Below you'll find a summary of the primary concepts that were illustrated above.

  • You may be able to save approximately $210 per year simply by quoting online well ahead of the renewal date
  • High-risk drivers who have multiple accidents or major violations may have to pay on average $1,930 more annually than a low-risk driver
  • Increasing policy deductibles could save as much as $725 each year
  • Youthful drivers are charged the highest prices, with the cost nearing $500 per month if they have full coverage

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

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What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Audi parking system plus Front And Rear Parking Sensors
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • Outboard Front Lap And Shoulder Safety Belts
  • Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.

Rates by Driver Age

Audi TT Insurance Rates by Driver Age
Driver Age Premium
16 $6,002
20 $3,820
30 $1,740
40 $1,652
50 $1,508
60 $1,478

Full coverage, $500 deductibles

Rates by Deductible

Audi TT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,138
$250 $1,912
$500 $1,652
$1,000 $1,404

Full coverage, driver age 40

Rates by Liability Limit

Audi TT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,652
50/100 $1,876
100/300 $1,975
250/500 $2,234
100 CSL $1,915
300 CSL $2,134
500 CSL $2,294

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT Insurance Rates for High Risk Drivers
Age Premium
16 $8,608
20 $6,078
30 $3,680
40 $3,584
50 $3,418
60 $3,390

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $233

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $90
Multi-vehicle $86
Homeowner $23
5-yr Accident Free $128
5-yr Claim Free $108
Paid in Full/EFT $81
Advance Quote $85
Online Quote $120
Total Discounts $721
Rate after discounts $931

Discounts are estimated and may not be available from every company or in every state.

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