Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance prices for an Audi TT are $1,640 every 12 months with full coverage. Comprehensive insurance costs approximately $368 each year, collision costs $698, and liability costs around $416. A liability-only policy costs as low as $474 a year, with high-risk insurance costing $3,560 or more. Teenage drivers cost the most to insure at $6,000 a year or more.

Average premium for full coverage: $1,640

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and TT models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why all drivers should compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $925
• Using higher $1,000 deductibles will save $242 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,640
• Using low deductibles for physical damage coverage costs an extra $472 every year
• Drivers who are prone to accidents and violations could pay around $3,560 or more
• Policy cost to insure a teen driver can cost $6,000 or more

View Chart as Image

Car insurance rates for an Audi TT also range considerably based on liability limits and deductibles, your driving record, and the model of your TT.

Using high physical damage deductibles could cut rates by as much as $720 every year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $6,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,900 to $2,600 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Audi TT insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,220 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Audi TT Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Invest the time to compare rates once a year by getting rate quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a brief recap of the data that was presented in the illustrations above.

• You may be able to save around $200 per year simply by quoting online in advance
• Policyholders who purchase more liability protection will pay an extra $460 every year to increase from a 30/60 limit to a 250/500 level
• Youthful drivers pay the highest auto insurance rates, as much as $500 each month if the policy includes full coverage
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,920 more per year than a low-risk driver

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.