Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,640 a year for full coverage insurance. Comprehensive insurance costs around $368 a year, collision costs $698, and liability costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing $3,560 or more. Teen drivers receive the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates how location impacts auto insurance rates.

These examples illustrate why it is important to compare prices for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $925
• Using higher $1,000 deductibles will save about $1,398 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,640
• Choosing low $100 deductibles for physical damage coverage will cost an extra $472 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,560 or more
• The cost for full coverage for a 16-year-old driver can be $6,000 or more

View Chart as Image

Car insurance rates for an Audi TT can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,500 a year for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $6,000 a year. View Rates by Age

Where you live has a huge impact on Audi TT insurance prices. A driver around age 40 might see rates as low as $1,070 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,220 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $720 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy can be from 43% to 129% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to get quotes from multiple companies. Each insurance company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Audi TT Insurance

Saving money on insurance for an Audi TT requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at least once a year by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a review of the primary concepts that were touched on above.

• It is possible to save up to $200 per year simply by quoting early and online
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,920 more every year than a low-risk driver
• Increasing deductibles can save around $725 each year
• Youthful drivers are the costliest to insure, costing up to $500 per month if full coverage is included

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.