Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance prices for an Audi TT are $1,652 every 12 months for full coverage insurance. Comprehensive costs around $382 each year, collision costs $714, and liability insurance is estimated at $398. Liability-only insurance costs approximately $460 a year, with high-risk driver insurance costing around $3,584. Teen drivers pay the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Price estimates for individual coverage:

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and TT models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates the difference location can make on auto insurance rates.

The ranges above illustrate why all drivers should get quotes for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $931
• Choosing higher $1,000 deductibles can save about $248 each year
• The average price for the average middle-age driver using $500 deductibles is $1,652
• Choosing low deductibles for comp and collision coverage increases the price to $2,138
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,584 or more
• The price to insure a teen driver can be $6,002 each year

View Chart as Image

Car insurance prices for an Audi TT are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Choosing high deductibles can save as much as $740 each year, whereas increasing liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,500 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $6,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $2,000 to $2,700 extra each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 45% to 135% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,230 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Each auto insurer uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Audi TT Insurance

Getting lower rates on Audi TT insurance takes being a low-risk driver, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Make time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a summary of the data touched on in this article.

• Drivers who may need more liability coverage will pay about $440 annually to raise limits from a low limit to a 250/500 level
• It is possible to save up to $210 per year simply by quoting online in advance
• Increasing physical damage deductibles could save as much as $725 each year
• Teen drivers are the costliest to insure, as much as $500 a month if the policy includes full coverage

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.