Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,640 a year with full coverage. Comprehensive insurance costs approximately $368 a year, collision costs $698, and liability is estimated at $416. Liability-only insurance costs approximately $474 a year, with high-risk driver insurance costing $3,560 or more. Teens cost the most to insure at $6,000 a year or more.

Average premium for full coverage: $1,640

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and TT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $925
• Choosing higher $1,000 deductibles can save $1,398 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,640
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $472 annually
• Higher-risk drivers with serious driving violations could pay around $3,560 or more
• Policy cost for full coverage for a 16-year-old driver can cost $6,000 each year

View Chart as Image

Auto insurance rates for an Audi TT also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $6,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,180 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,220 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $720 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,900 to $2,600 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 129% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Each auto insurer calculates rates differently, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Audi TT Insurance

Finding cheaper rates on insurance for an Audi TT takes being a good driver, having good credit, not filing small claims, and not having any coverage lapses. Take the time to comparison shop at least every other year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a recap of the car insurance concepts touched on in the above illustrations.

• Drivers considered higher risk that have major violations or accidents pay on average $1,920 more per year than a safer driver
• You may be able to save around $200 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $725 each year
• Insureds who purchase an increased level of liability coverage will pay approximately $460 every year to raise limits from a 30/60 limit to 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.