Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance prices for an Audi TT are $1,652 every 12 months for full coverage. Comprehensive costs on average $382 each year, collision insurance costs $714, and liability costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs around $3,584. Teens receive the highest rates at up to $6,002 a year.

Average premium for full coverage: $1,652

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and TT models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates how location impacts car insurance rates.

These examples show why all drivers should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Audi TT insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $931
• Drivers who choose higher $1,000 deductibles will pay around $248 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,652
• Selecting low deductibles for comprehensive and collision insurance increases the price to $2,138
• Higher-risk drivers with serious driving violations could pay upwards of $3,584
• The cost to insure a teen driver may cost $6,002 a year

View Chart as Image

Car insurance rates for an Audi TT can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your TT.

Choosing higher comprehensive and collision insurance deductibles could save up to $740 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $6,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $2,000 to $2,700 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 135% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,090 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,360 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Audi TT Insurance

Saving money on car insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Spend time shopping around at every policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a quick rundown of the data touched on above.

• Policyholders who require increased liability limits will pay approximately $440 each year to go from a minimum limit to a 250/500 level
• Drivers can save as much as $210 per year just by quoting online in advance
• Increasing deductibles could save as much as $725 each year
• Drivers under the age of 20 are expensive to insure, costing as high as $500 per month if the policy includes full coverage

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.