Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,666 a year for full coverage insurance. Comprehensive costs approximately $398, collision costs $720, and liability coverage is $390. Liability-only coverage costs around $452 a year, with high-risk coverage costing around $3,604. Teens pay the most at $6,010 a year or more.

Average premium for full coverage: $1,666

Premium estimates by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates how geographic area affects auto insurance prices.

These rate differences illustrate why everyone should compare rates quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $942
• Raising to $1,000 deductibles will save $254 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,666
• Selecting pricier low deductibles bumps up the cost to $2,160
• Unlucky drivers with serious driving violations could pay around $3,604 or more
• An auto insurance policy that insures a teenage driver for full coverage can cost $6,010

View Chart as Image

Insurance prices for an Audi TT also have a wide range based on the model of your TT, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $2,000 to $2,700 extra annually, depending on your age. Audi TT insurance for high-risk drivers is expensive and can cost around 45% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $6,000 a year. View Rates by Age

Where you choose to live also has a big influence on Audi TT insurance rates. A middle-age driver might find prices as low as $1,090 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,250 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $750 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices and see how they stack up. Every auto insurance company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi TT Insurance

Finding better rates on auto insurance consists of having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Compare rates every year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a brief review of the coverage data presented in the illustrations above.

• It is possible to save around $210 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $750 each year
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $501 per month if full coverage is included
• Drivers with DUI or reckless driving convictions could be charged and average of $1,940 more per year than a driver with a clean driving record

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.