Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance prices for an Audi TT are $1,640 every 12 months including full coverage. Comprehensive insurance costs an estimated $368, collision insurance costs $698, and liability costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs $3,560 or more. Teen drivers pay the most at up to $6,000 a year.

Average premium for full coverage: $1,640

Premium estimates broken down by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas. The example below illustrates how your location can change insurance prices.

These rate differences highlight why everyone should compare prices for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi TT insurance rates for other coverage scenarios.

• The lowest rate with discounts is $925
• Using higher $1,000 deductibles will save approximately $242 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,640
• Choosing pricier low deductibles for physical damage coverage costs an extra $472 annually
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,560
• An auto insurance policy to insure a 16-year-old driver for full coverage can cost as much as $6,000 or more

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Insurance prices for an Audi TT also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $720 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,900 to $2,600 additional annually, depending on your age. Audi TT insurance for high-risk drivers can be from 43% to 129% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Audi TT insurance prices. A driver around age 40 might see prices as low as $1,260 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,340 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Audi TT Insurance

Finding better rates on insurance for an Audi TT requires avoiding accidents and violations, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Invest the time to shop around every other policy renewal by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a brief review of the ideas that were illustrated above.

• Teenagers are expensive to insure, with the cost nearing $500 per month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,920 more annually for car insurance
• Increasing policy deductibles could save as much as $725 each year
• You may be able to save approximately $200 per year just by quoting online well ahead of the renewal date

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.