Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance prices for an Audi TT are $1,640 every 12 months for full coverage insurance. Comprehensive costs approximately $368 a year, collision insurance costs $698, and liability coverage is $416. Liability-only insurance costs around $474 a year, and high-risk driver insurance costs around $3,560. Teens cost the most to insure at up to $6,000 a year.

Average premium for full coverage: $1,640

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and TT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why it is important to compare rates quotes using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Audi TT insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $925
• Raising to $1,000 deductibles will save $1,398 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,640
• Selecting low $100 deductibles increases the price to $2,112
• Unlucky drivers with serious driving violations could pay around $3,560
• Policy cost to insure a teenage driver can cost $6,000

View Chart as Image

Auto insurance rates for an Audi TT also range considerably based on liability limits and deductibles, your risk profile, and the model of your TT.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $720 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $6,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,900 to $2,600 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 129% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Audi TT insurance rates. A middle-age driver might find rates as low as $1,070 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,220 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Audi TT Insurance

Finding cheaper rates on auto insurance consists of having a decent driving record, having a good credit score, being claim-free, and possibly higher deductibles. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The following items are a summary of the ideas that were covered above.

• 16 to 18-year-old drivers have the highest car insurance rates, possibly costing $500 each month if comprehensive and collision insurance is included
• Drivers who have multiple accidents or major violations may have to pay on average $1,920 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $725 each year
• It is possible to save around $200 per year just by quoting early and online

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.