Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated auto insurance rates for an Audi TT are $1,652 annually for full coverage. Comprehensive insurance costs on average $382 a year, collision costs $714, and liability is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing $3,584 or more. Teens pay the most at $6,002 a year or more.

Average premium for full coverage: $1,652

Premium estimates by type of coverage:

These estimates include $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and TT trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer accident claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects car insurance rates.

These rate differences show why it is important to get quotes based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Audi TT insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $931
• Choosing higher $1,000 deductibles can save around $1,404 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,652
• Selecting low $100 deductibles for comp and collision coverage costs an additional $486 annually
• Higher-risk drivers with serious driving violations could pay upwards of $3,584 or more
• An auto insurance policy with full coverage for a 16-year-old driver may cost $6,002 each year

View Chart as Image

Insurance prices for an Audi TT also have a wide range based on the model of your TT, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,500 annually on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $6,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $2,000 to $2,700 extra annually, depending on your age. A high-risk auto insurance policy ranges from 45% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $740 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,090 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,360 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to get quotes from multiple companies. Each auto insurer calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Audi TT Insurance

Finding better rates on insurance for an Audi TT takes not taking risks behind the wheel, having a good credit history, not filing small claims, and bundling your home and auto policies. Take the time to comparison shop every couple of years by getting price quotes from direct carriers, and also from local insurance agents.

The following is a brief summary of the material that was touched on in the above illustrations.

• Insureds who require higher liability limits will pay approximately $440 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teens pay the highest prices, as much as $500 per month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,930 more each year for TT insurance
• Increasing policy deductibles could save up to $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.