Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,652 a year with full coverage. Comprehensive insurance costs around $382, collision costs $714, and liability insurance costs $398. A policy with just liability insurance costs as little as $460 a year, with coverage for high-risk drivers costing $3,584 or more. Teenage drivers receive the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Rate estimates for individual coverage type:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The best discount rate is $931
• Drivers who choose higher $1,000 deductibles will pay about $248 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,652
• Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $486 a year
• High risk drivers who are prone to accidents and violations could pay at least $3,584 or more
• The cost for full coverage for a teen driver with full coverage can be $6,002 a year

View Chart as Image

Insurance rates for an Audi TT can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $6,000 a year. View Rates by Age

Where you live makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,190 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,230 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $740 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $2,000 to $2,700 additional per year, depending on your age. High-risk driver insurance can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out your exact price is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Audi TT Insurance

Saving money on Audi TT insurance not only requires avoiding accidents and claims, but also having a good credit history, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to compare rates every year by getting quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The points below are a summary of the coverage data covered in the above illustrations.

• You may be able to save up to $210 per year simply by shopping early and online
• Increasing deductibles can save around $725 each year
• Drivers under the age of 20 are charged the highest rates, with premiums as much as $500 per month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations pay an average of $1,930 more every year to insure an Audi TT

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.