Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,640 a year for full coverage. Comprehensive insurance costs an estimated $368, collision insurance costs $698, and liability coverage is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs $3,560 or more. 16-year-old drivers pay the most at up to $6,000 a year.

Average premium for full coverage: $1,640

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and for different TT trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities. The price range example below illustrates how location helps determine insurance prices.

These rate differences show why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $925
• Choosing higher $1,000 deductibles can save approximately $242 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,640
• Buying more expensive low deductibles for comp and collision coverage will cost an extra $472 each year
• Drivers with multiple tickets or accidents could pay up to $3,560
• An auto insurance policy for full coverage for a teenage driver with full coverage can cost as much as $6,000 each year

View Chart as Image

Insurance prices for an Audi TT also have a wide range based on your driving characteristics, the trim level of your TT, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay at least $6,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Iowa, Maine, and Idaho, or at least $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $720 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,900 to $2,600 additional annually, depending on your age. High-risk driver insurance ranges around 43% to 129% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi TT Insurance

Finding better rates on auto insurance takes being safe and accident-free, having a good credit history, not filing small claims, and possibly raising deductibles. Invest time comparing rates at every other renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief review of the concepts that were covered in the charts and tables above.

• Drivers with DUI or reckless driving convictions pay an average of $1,920 more annually than a low-risk driver
• Youthful drivers are expensive to insure, as much as $500 per month including comprehensive and collision insurance
• Drivers can save approximately $200 per year just by shopping early and online
• Increasing policy deductibles can save around $725 each year
• Drivers can save approximately $200 per year just by shopping early and online

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.