Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated auto insurance rates for an Audi TT are $1,640 annually for full coverage. Comprehensive costs on average $368, collision insurance costs $698, and liability insurance costs $416. A policy with only liability insurance costs as little as $474 a year, and a high-risk policy costs around $3,560. Teens pay the most at up to $6,000 a year.

Average premium for full coverage: $1,640

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and for different TT trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer accident claims than cities with more traffic congestion. The price range example below illustrates how your location can change car insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi TT insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $925
• Drivers who choose higher $1,000 deductibles will pay around $242 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,640
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost $2,112
• High risk drivers with serious driving violations could pay upwards of $3,560
• An auto insurance policy with full coverage for a teen driver with full coverage may cost $6,000 a year

View Chart as Image

Car insurance prices for an Audi TT also have a wide range based on the model of your TT, your driver profile, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $6,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,900 to $2,600 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $720 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,340 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Audi TT Insurance

Finding better rates on Audi TT insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and possibly raising deductibles. Invest the time to shop around at every policy renewal by obtaining price quotes from direct carriers, and also from local insurance agents.

Below you'll find a brief review of the data illustrated above.

• Drivers who require more liability protection will pay approximately $460 each year to go from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save as much as $200 per year just by shopping early and online
• Increasing policy deductibles could save up to $725 each year
• Youthful drivers are expensive to insure, as much as $500 per month if comprehensive and collision insurance is included

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.