Audi Q7 Insurance Rates

The average insurance rates for an Audi Q7 are $1,174 a year with full coverage. Comprehensive insurance costs approximately $228 each year, collision insurance costs $314, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,522 or more. Teens cost the most to insure at up to $4,558 a year.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Q7 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why all drivers should compare prices using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi Q7 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $701
• Using higher $1,000 deductibles will save $126 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,174
• Selecting low deductibles for physical damage coverage will cost an additional $234 each year
• Higher-risk drivers with serious driving violations could pay around $2,522
• Policy cost that insures a teenage driver can cost $4,558 or more

View Chart as Image

Auto insurance rates for an Audi Q7 also range considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,400 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 42% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state has a huge impact on Audi Q7 insurance rates. A driver around age 40 might see rates as low as $840 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,590 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $360 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Audi Q7 Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare rates once a year by requesting quotes from direct companies, and also from local insurance agencies.

The points below are a review of the data that was raised in the charts and tables above.

• You may be able to save around $130 per year just by quoting online in advance
• Consumers who purchase increased liability limits will pay approximately $520 every year to increase from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, as much as $380 each month if the policy includes full coverage
• Drivers who have several accidents or serious violations may have to pay on average $1,350 more per year to insure an Audi Q7