Audi Q7 Insurance Rates
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UPDATED: Jun 1, 2024
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Average insurance rates for an Audi Q7 are $1,222 a year for full coverage insurance. Comprehensive insurance costs around $244 each year, collision insurance costs $342, and liability costs $478. A policy with just liability insurance costs as little as $526 a year, and coverage for high-risk drivers costs $2,630 or more. Teens receive the highest rates at up to $4,716 a year.
Average premium for full coverage: $1,222
Rate estimates for individual coverage type:
Estimates include $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Q7 models.
Price Range by Coverage and Risk
For the normal driver, prices range range from as low as $526 for just the minimum liability insurance to a high rate of $2,630 for high-risk insurance.
Price Range by Location
Your location can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance rates.
These examples illustrate why all drivers should compare rates for a specific zip code and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Audi Q7 insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $725
- Drivers who choose higher $1,000 deductibles will pay about $132 each year
- The average rate for a 40-year-old driver using $500 deductibles is $1,222
- Selecting low deductibles for comprehensive and collision insurance will cost an extra $256 annually
- Drivers with serious driving violations could pay at least $2,630
- The cost for full coverage for a 16-year-old driver can be $4,716 a year
Insurance rates for an Audi Q7 can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.
More mature drivers with no violations or accidents and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $4,700 a year. View Rates by Age
Where you live makes a big difference in Audi Q7 insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,650 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,106 | -$116 | -9.5% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,392 | $170 | 13.9% |
| Colorado | $1,168 | -$54 | -4.4% |
| Connecticut | $1,256 | $34 | 2.8% |
| Delaware | $1,384 | $162 | 13.3% |
| Florida | $1,528 | $306 | 25.0% |
| Georgia | $1,128 | -$94 | -7.7% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $912 | -$310 | -25.4% |
| Indiana | $920 | -$302 | -24.7% |
| Iowa | $824 | -$398 | -32.6% |
| Kansas | $1,164 | -$58 | -4.7% |
| Kentucky | $1,668 | $446 | 36.5% |
| Louisiana | $1,810 | $588 | 48.1% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,008 | -$214 | -17.5% |
| Massachusetts | $978 | -$244 | -20.0% |
| Michigan | $2,126 | $904 | 74.0% |
| Minnesota | $1,024 | -$198 | -16.2% |
| Mississippi | $1,464 | $242 | 19.8% |
| Missouri | $1,084 | -$138 | -11.3% |
| Montana | $1,314 | $92 | 7.5% |
| Nebraska | $964 | -$258 | -21.1% |
| Nevada | $1,466 | $244 | 20.0% |
| New Hampshire | $882 | -$340 | -27.8% |
| New Jersey | $1,368 | $146 | 11.9% |
| New Mexico | $1,082 | -$140 | -11.5% |
| New York | $1,288 | $66 | 5.4% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,000 | -$222 | -18.2% |
| Ohio | $844 | -$378 | -30.9% |
| Oklahoma | $1,256 | $34 | 2.8% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,168 | -$54 | -4.4% |
| Rhode Island | $1,632 | $410 | 33.6% |
| South Carolina | $1,106 | -$116 | -9.5% |
| South Dakota | $1,032 | -$190 | -15.5% |
| Tennessee | $1,072 | -$150 | -12.3% |
| Texas | $1,476 | $254 | 20.8% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $836 | -$386 | -31.6% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $846 | -$376 | -30.8% |
| Wyoming | $1,092 | -$130 | -10.6% |
Choosing higher comprehensive and collision insurance deductibles could save up to $390 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers can cost from 42% to 128% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,178 | $98 |
| Audi Q7 3.6 Quattro | $1,178 | $98 |
| Audi Q7 3.0 Premium Turbo | $1,200 | $100 |
| Audi Q7 3.6 Premium Plus | $1,200 | $100 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,200 | $100 |
| Audi Q7 3.0 Premium Plus Turbo | $1,222 | $102 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,222 | $102 |
| Audi Q7 3.6 Premium Plus SLINE | $1,222 | $102 |
| Audi Q7 3.6 Prestige | $1,222 | $102 |
| Audi Q7 3.6 Prestige S-Line | $1,222 | $102 |
| Audi Q7 3.0 Prestige | $1,246 | $104 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,246 | $104 |
| Audi Q7 4.2 Prestige Turbo | $1,246 | $104 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,246 | $104 |
| Audi Q7 4.2 Quattro | $1,246 | $104 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $432 | $750 | $372 | $1,712 |
| 2023 Audi Q7 | $412 | $720 | $390 | $1,680 |
| 2022 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2021 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2020 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2019 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2018 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2017 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2016 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2015 Audi Q7 | $288 | $466 | $460 | $1,372 |
| 2014 Audi Q7 | $278 | $436 | $464 | $1,336 |
| 2013 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2012 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2011 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2010 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2008 Audi Q7 | $208 | $256 | $468 | $1,090 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Audi Q7 Insurance
Saving money on insurance for an Audi Q7 not only requires not taking risks behind the wheel, but also having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates every couple of years by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
The following is a review of the material that was presented in the illustrations above.
- Insureds who may need higher liability limits will pay approximately $530 annually to go from a minimum limit to 250/500 limits
- Teens are charged the highest rates, costing up to $393 per month including comprehensive and collision insurance
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,410 more every year for Q7 insurance
- Increasing deductibles can save around $400 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,716 |
| 20 | $2,786 |
| 30 | $1,258 |
| 40 | $1,222 |
| 50 | $1,120 |
| 60 | $1,094 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,478 |
| $250 | $1,362 |
| $500 | $1,222 |
| $1,000 | $1,090 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,342 |
| 100/300 | $1,461 |
| 250/500 | $1,772 |
| 100 CSL | $1,389 |
| 300 CSL | $1,652 |
| 500 CSL | $1,844 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,686 |
| 20 | $4,438 |
| 30 | $2,670 |
| 40 | $2,630 |
| 50 | $2,512 |
| 60 | $2,486 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $85 |
| Total Discounts | $497 |
Discounts are estimated and may not be available from every company or in every state.
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