Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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The average insurance rates for an Audi Q7 are $1,174 a year with full coverage. Comprehensive costs an estimated $228 each year, collision costs $314, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,522. 16-year-old drivers cost the most to insure at $4,558 a year or more.

Average premium for full coverage: $1,174

Policy rates broken down by type of insurance:

Comprehensive $228
Collision $314
Liability $474

Estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Q7 models.

Price Range Variability

For an average driver, Audi Q7 insurance rates go from the low end price of $522 for just liability insurance to a high rate of $2,522 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $1,174
High Risk $2,522

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than congested cities.

The graphic below illustrates the effect of geographic area on insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The examples above demonstrate why all drivers should get quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Audi Q7 insurance rates for other coverage scenarios.

  • The best full coverage rate is $701
  • Choosing higher $1,000 deductibles can save approximately $126 annually
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,174
  • Buying low deductibles for comp and collision coverage bumps up the cost to $1,408
  • Drivers with multiple tickets or accidents could pay up to $2,522 or more
  • Policy cost that insures a teenage driver can cost as much as $4,558 each year

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing full coverage Audi Q7 insurance rates range from $701 to $4,558

Auto insurance rates for an Audi Q7 also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,400 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges around 42% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi Q7 insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or at least $1,590 on average in New York, Michigan, and Florida.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$112 -9.5%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,338 $164 14.0%
Colorado $1,122 -$52 -4.4%
Connecticut $1,206 $32 2.7%
Delaware $1,330 $156 13.3%
Florida $1,468 $294 25.0%
Georgia $1,082 -$92 -7.8%
Hawaii $844 -$330 -28.1%
Idaho $792 -$382 -32.5%
Illinois $874 -$300 -25.6%
Indiana $882 -$292 -24.9%
Iowa $792 -$382 -32.5%
Kansas $1,116 -$58 -4.9%
Kentucky $1,600 $426 36.3%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $938 -$236 -20.1%
Michigan $2,038 $864 73.6%
Minnesota $980 -$194 -16.5%
Mississippi $1,404 $230 19.6%
Missouri $1,040 -$134 -11.4%
Montana $1,260 $86 7.3%
Nebraska $926 -$248 -21.1%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,040 -$134 -11.4%
New York $1,236 $62 5.3%
North Carolina $674 -$500 -42.6%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,206 $32 2.7%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,120 -$54 -4.6%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $990 -$184 -15.7%
Tennessee $1,026 -$148 -12.6%
Texas $1,414 $240 20.4%
Utah $868 -$306 -26.1%
Vermont $804 -$370 -31.5%
Virginia $702 -$472 -40.2%
Washington $908 -$266 -22.7%
West Virginia $1,074 -$100 -8.5%
Wisconsin $814 -$360 -30.7%
Wyoming $1,046 -$128 -10.9%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $360 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,132 $94
Audi Q7 3.6 Quattro $1,132 $94
Audi Q7 3.0 Premium Turbo $1,152 $96
Audi Q7 3.6 Premium Plus $1,152 $96
Audi Q7 3.6 Quattro Turbo Diesel $1,152 $96
Audi Q7 3.0 Premium Plus Turbo $1,174 $98
Audi Q7 3.0 Premium Plus S-Line Turbo $1,174 $98
Audi Q7 3.6 Premium Plus SLINE $1,174 $98
Audi Q7 3.6 Prestige $1,174 $98
Audi Q7 3.6 Prestige S-Line $1,174 $98
Audi Q7 3.0 Prestige $1,192 $99
Audi Q7 3.0 Prestige S-Line Turbo $1,192 $99
Audi Q7 4.2 Prestige Turbo $1,192 $99
Audi Q7 4.2 Prestige S-Line 8Cyl $1,192 $99
Audi Q7 4.2 Quattro $1,192 $99

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $412 $720 $390 $1,680
2023 Audi Q7 $394 $714 $398 $1,664
2022 Audi Q7 $382 $698 $416 $1,654
2021 Audi Q7 $368 $668 $430 $1,624
2020 Audi Q7 $348 $646 $442 $1,594
2019 Audi Q7 $334 $598 $452 $1,542
2018 Audi Q7 $320 $564 $456 $1,498
2017 Audi Q7 $308 $506 $460 $1,432
2016 Audi Q7 $288 $466 $460 $1,372
2015 Audi Q7 $278 $436 $464 $1,336
2014 Audi Q7 $270 $406 $474 $1,308
2013 Audi Q7 $250 $378 $474 $1,260
2012 Audi Q7 $244 $342 $478 $1,222
2011 Audi Q7 $228 $314 $474 $1,174
2010 Audi Q7 $214 $284 $474 $1,130
2008 Audi Q7 $204 $250 $460 $1,072

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi Q7 Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and claims, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Comparison shop once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The points below are a review of the data that was covered in the above illustrations.

  • You may be able to save approximately $130 per year simply by quoting online in advance
  • Consumers who want increased liability limits will pay around $520 every year to raise limits from a 30/60 limit to the 250/500 level
  • Drivers under the age of 20 are the costliest to insure, as much as $380 each month if the policy includes full coverage
  • Drivers who have several accidents or serious violations could be forced to pay on average $1,350 more annually to insure an Audi Q7

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,558
20 $2,670
30 $1,206
40 $1,174
50 $1,072
60 $1,050

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,302
$500 $1,174
$1,000 $1,048

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,287
100/300 $1,405
250/500 $1,713
100 CSL $1,334
300 CSL $1,595
500 CSL $1,785

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,452
20 $4,258
30 $2,554
40 $2,522
50 $2,408
60 $2,382

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $62
Homeowner $20
5-yr Accident Free $76
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $53
Online Quote $81
Total Discounts $473
Rate after discounts $701

Discounts are estimated and may not be available from every company or in every state.

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