Audi Q7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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U.S. average insurance rates for an Audi Q7 are $1,174 a year for full coverage insurance. Comprehensive insurance costs around $228 a year, collision insurance costs $314, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $2,522 or more. Teens pay the highest rates at up to $4,558 a year.
Average premium for full coverage: $1,174
Price estimates for individual coverage:
Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Q7 trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Audi Q7 insurance prices range from the low end price of $522 for the bare minimum liability coverage to a high of $2,522 for high-risk insurance.
Geographic Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance rates.
The ranges above illustrate why it is important to compare rates quotes for a specific zip code, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Audi Q7 insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $701
- Raising to $1,000 deductibles will save about $1,048 each year
- The estimated price for the average middle-age driver using $500 deductibles is $1,174
- Selecting low $100 deductibles will cost an additional $234 every year
- At-risk drivers with serious driving violations could pay at least $2,522
- The price that insures a teen driver can be $4,558
Car insurance prices for an Audi Q7 are also quite variable based on the trim level of your Q7, your age and driving record, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are probably paying at least $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 133% more than the average policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age
The state you live in also has a big influence on Audi Q7 insurance prices. A middle-age driver might find prices as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,590 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,062 | -$112 | -9.5% |
| Alaska | $898 | -$276 | -23.5% |
| Arizona | $972 | -$202 | -17.2% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,338 | $164 | 14.0% |
| Colorado | $1,122 | -$52 | -4.4% |
| Connecticut | $1,206 | $32 | 2.7% |
| Delaware | $1,330 | $156 | 13.3% |
| Florida | $1,468 | $294 | 25.0% |
| Georgia | $1,082 | -$92 | -7.8% |
| Hawaii | $844 | -$330 | -28.1% |
| Idaho | $792 | -$382 | -32.5% |
| Illinois | $874 | -$300 | -25.6% |
| Indiana | $882 | -$292 | -24.9% |
| Iowa | $792 | -$382 | -32.5% |
| Kansas | $1,116 | -$58 | -4.9% |
| Kentucky | $1,600 | $426 | 36.3% |
| Louisiana | $1,734 | $560 | 47.7% |
| Maine | $724 | -$450 | -38.3% |
| Maryland | $966 | -$208 | -17.7% |
| Massachusetts | $938 | -$236 | -20.1% |
| Michigan | $2,038 | $864 | 73.6% |
| Minnesota | $980 | -$194 | -16.5% |
| Mississippi | $1,404 | $230 | 19.6% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,260 | $86 | 7.3% |
| Nebraska | $926 | -$248 | -21.1% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $844 | -$330 | -28.1% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,040 | -$134 | -11.4% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $674 | -$500 | -42.6% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $808 | -$366 | -31.2% |
| Oklahoma | $1,206 | $32 | 2.7% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,120 | -$54 | -4.6% |
| Rhode Island | $1,564 | $390 | 33.2% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $990 | -$184 | -15.7% |
| Tennessee | $1,026 | -$148 | -12.6% |
| Texas | $1,414 | $240 | 20.4% |
| Utah | $868 | -$306 | -26.1% |
| Vermont | $804 | -$370 | -31.5% |
| Virginia | $702 | -$472 | -40.2% |
| Washington | $908 | -$266 | -22.7% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $814 | -$360 | -30.7% |
| Wyoming | $1,046 | -$128 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $360 every year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,132 | $94 |
| Audi Q7 3.6 Quattro | $1,132 | $94 |
| Audi Q7 3.0 Premium Turbo | $1,152 | $96 |
| Audi Q7 3.6 Premium Plus | $1,152 | $96 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,152 | $96 |
| Audi Q7 3.0 Premium Plus Turbo | $1,174 | $98 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,174 | $98 |
| Audi Q7 3.6 Premium Plus SLINE | $1,174 | $98 |
| Audi Q7 3.6 Prestige | $1,174 | $98 |
| Audi Q7 3.6 Prestige S-Line | $1,174 | $98 |
| Audi Q7 3.0 Prestige | $1,192 | $99 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,192 | $99 |
| Audi Q7 4.2 Prestige Turbo | $1,192 | $99 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,192 | $99 |
| Audi Q7 4.2 Quattro | $1,192 | $99 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $412 | $720 | $390 | $1,680 |
| 2023 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2022 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2021 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2020 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2019 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2018 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2017 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2016 Audi Q7 | $288 | $466 | $460 | $1,372 |
| 2015 Audi Q7 | $278 | $436 | $464 | $1,336 |
| 2014 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2013 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2012 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2011 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2010 Audi Q7 | $214 | $284 | $474 | $1,130 |
| 2008 Audi Q7 | $204 | $250 | $460 | $1,072 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Audi Q7 Insurance
Getting lower rates on car insurance consists of being safe and accident-free, having a positive credit history, not filing small claims, and consideration of higher deductibles. Compare rates every couple of years by getting quotes from direct insurance companies, and also from insurance agencies where you live.
Below you'll find a review of the material that was touched on in the above illustrations.
- Policyholders who may need more liability protection will pay approximately $520 annually to raise from a low limit to the 250/500 level
- Youthful drivers are the costliest to insure, as much as $380 a month if full coverage is purchased
- Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,350 more every year than a low-risk driver
- Increasing physical damage deductibles can save approximately $350 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,558 |
| 20 | $2,670 |
| 30 | $1,206 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,408 |
| $250 | $1,302 |
| $500 | $1,174 |
| $1,000 | $1,048 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,287 |
| 100/300 | $1,405 |
| 250/500 | $1,713 |
| 100 CSL | $1,334 |
| 300 CSL | $1,595 |
| 500 CSL | $1,785 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,452 |
| 20 | $4,258 |
| 30 | $2,554 |
| 40 | $2,522 |
| 50 | $2,408 |
| 60 | $2,382 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $62 |
| Homeowner | $20 |
| 5-yr Accident Free | $76 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $46 |
| Advance Quote | $53 |
| Online Quote | $81 |
| Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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