Audi Q7 Insurance Rates

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UPDATED: Jun 1, 2024

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U.S. average insurance rates for an Audi Q7 are $1,130 a year for full coverage. Comprehensive costs on average $214, collision insurance costs $284, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,428. Teens pay the highest rates at up to $4,424 a year.

Average premium for full coverage: $1,130

Price estimates by individual coverage:

Comprehensive $214
Collision $284
Liability $474

Estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different Q7 trim levels.

Price Range from Low to High

For the average 40-year-old driver, Audi Q7 insurance prices range from as low as $522 for basic liability insurance to a much higher rate of $2,428 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $1,130
High Risk $2,428

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on car insurance rates.

Rural Areas $848
Small Cities $1,187
Large Cities $1,526

The ranges above show why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Audi Q7 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $678
  • Raising to $1,000 deductibles will save around $114 a year
  • The average rate for the average middle-age driver with $500 deductibles is $1,130
  • Selecting more expensive low deductibles will increase the cost to $1,348
  • At-risk drivers with serious driving violations could pay upwards of $2,428
  • The price for full coverage for a teen driver with full coverage may cost $4,424

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance rates range from $678 to $4,424 for full coverage

Auto insurance prices for an Audi Q7 are also quite variable based on your driving record, the trim level of your Q7, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age

The state you live in also has a big influence on Audi Q7 insurance prices. A middle-age driver might find prices as low as $750 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,610 on average in Michigan, Louisiana, and New York.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,024 -$106 -9.4%
Alaska $866 -$264 -23.4%
Arizona $938 -$192 -17.0%
Arkansas $1,130 -$0 0.0%
California $1,288 $158 14.0%
Colorado $1,080 -$50 -4.4%
Connecticut $1,162 $32 2.8%
Delaware $1,280 $150 13.3%
Florida $1,416 $286 25.3%
Georgia $1,044 -$86 -7.6%
Hawaii $812 -$318 -28.1%
Idaho $762 -$368 -32.6%
Illinois $842 -$288 -25.5%
Indiana $850 -$280 -24.8%
Iowa $762 -$368 -32.6%
Kansas $1,076 -$54 -4.8%
Kentucky $1,542 $412 36.5%
Louisiana $1,672 $542 48.0%
Maine $698 -$432 -38.2%
Maryland $932 -$198 -17.5%
Massachusetts $904 -$226 -20.0%
Michigan $1,964 $834 73.8%
Minnesota $946 -$184 -16.3%
Mississippi $1,354 $224 19.8%
Missouri $1,002 -$128 -11.3%
Montana $1,214 $84 7.4%
Nebraska $890 -$240 -21.2%
Nevada $1,356 $226 20.0%
New Hampshire $814 -$316 -28.0%
New Jersey $1,262 $132 11.7%
New Mexico $1,002 -$128 -11.3%
New York $1,192 $62 5.5%
North Carolina $652 -$478 -42.3%
North Dakota $928 -$202 -17.9%
Ohio $780 -$350 -31.0%
Oklahoma $1,162 $32 2.8%
Oregon $1,034 -$96 -8.5%
Pennsylvania $1,080 -$50 -4.4%
Rhode Island $1,508 $378 33.5%
South Carolina $1,024 -$106 -9.4%
South Dakota $954 -$176 -15.6%
Tennessee $992 -$138 -12.2%
Texas $1,364 $234 20.7%
Utah $836 -$294 -26.0%
Vermont $774 -$356 -31.5%
Virginia $676 -$454 -40.2%
Washington $876 -$254 -22.5%
West Virginia $1,036 -$94 -8.3%
Wisconsin $784 -$346 -30.6%
Wyoming $1,008 -$122 -10.8%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $340 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,094 $91
Audi Q7 3.6 Quattro $1,094 $91
Audi Q7 3.0 Premium Turbo $1,112 $93
Audi Q7 3.6 Premium Plus $1,112 $93
Audi Q7 3.6 Quattro Turbo Diesel $1,112 $93
Audi Q7 3.0 Premium Plus Turbo $1,130 $94
Audi Q7 3.0 Premium Plus S-Line Turbo $1,130 $94
Audi Q7 3.6 Premium Plus SLINE $1,130 $94
Audi Q7 3.6 Prestige $1,130 $94
Audi Q7 3.6 Prestige S-Line $1,130 $94
Audi Q7 3.0 Prestige $1,148 $96
Audi Q7 3.0 Prestige S-Line Turbo $1,148 $96
Audi Q7 4.2 Prestige Turbo $1,148 $96
Audi Q7 4.2 Prestige S-Line 8Cyl $1,148 $96
Audi Q7 4.2 Quattro $1,148 $96

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $394 $714 $398 $1,664
2023 Audi Q7 $382 $698 $416 $1,654
2022 Audi Q7 $368 $668 $430 $1,624
2021 Audi Q7 $348 $646 $442 $1,594
2020 Audi Q7 $334 $598 $452 $1,542
2019 Audi Q7 $320 $564 $456 $1,498
2018 Audi Q7 $308 $506 $460 $1,432
2017 Audi Q7 $288 $466 $460 $1,372
2016 Audi Q7 $278 $436 $464 $1,336
2015 Audi Q7 $270 $406 $474 $1,308
2014 Audi Q7 $250 $378 $474 $1,260
2013 Audi Q7 $244 $342 $478 $1,222
2012 Audi Q7 $228 $314 $474 $1,174
2011 Audi Q7 $214 $284 $474 $1,130
2010 Audi Q7 $208 $256 $468 $1,090
2008 Audi Q7 $200 $238 $452 $1,048

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi Q7 Insurance

Getting lower rates on car insurance consists of having a good driving record, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates at every other renewal by getting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The next list is a review of the concepts that were touched on in this article.

  • Higher risk drivers who have several accidents or serious violations will pay on average $1,300 more each year to buy Audi Q7 insurance
  • Drivers age 20 and younger are charged the highest prices, with premiums as much as $369 a month if they have full coverage
  • Drivers can save as much as $130 per year just by shopping early and online
  • Increasing physical damage deductibles can save around $325 each year
  • Drivers can save as much as $130 per year just by shopping early and online

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,424
20 $2,572
30 $1,160
40 $1,130
50 $1,036
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,348
$250 $1,250
$500 $1,130
$1,000 $1,016

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,130
50/100 $1,243
100/300 $1,361
250/500 $1,669
100 CSL $1,290
300 CSL $1,551
500 CSL $1,741

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,254
20 $4,100
30 $2,456
40 $2,428
50 $2,320
60 $2,296

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $151

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $71
Paid in Full/EFT $43
Advance Quote $51
Online Quote $78
Total Discounts $452
Rate after discounts $678

Discounts are estimated and may not be available from every company or in every state.

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