Audi Q7 Insurance Rates

The average insurance prices for an Audi Q7 are $1,174 every 12 months with full coverage. Comprehensive costs on average $228, collision costs $314, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,522. Teens cost the most to insure at $4,558 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Q7 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than cities with more traffic congestion.

The example below illustrates how location helps determine car insurance rates.

The examples above demonstrate why everyone should get quotes based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Audi Q7 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $701
• Choosing higher $1,000 deductibles can save around $126 annually
• The average price for a good driver age 40 with $500 deductibles is $1,174
• Selecting pricier low deductibles for comp and collision coverage increases the price to $1,408
• Unlucky drivers with serious driving violations could pay upwards of $2,522 or more
• Policy cost to insure a teen driver for full coverage may cost $4,558 each year

View Chart as Image

Auto insurance rates for an Audi Q7 also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Q7.

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. Audi Q7 insurance for high-risk drivers ranges as much as 42% to 133% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi Q7 insurance prices. A good driver about age 40 could pay as low as $840 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,590 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Audi Q7 Insurance

Finding cheaper rates on car insurance takes having a good driving record, having a good credit score, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every policy renewal by obtaining price quotes from direct companies, and also from local exclusive and independent agents.

The next list is a summary of the data covered in the charts and tables above.

• Policyholders who require increased levels of liability coverage will pay approximately $520 every year to raise limits from a 30/60 limit to a 250/500 level
• You may be able to save as much as $130 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Drivers age 20 and younger are charged the highest rates, as much as $380 each month if comprehensive and collision insurance is included