Audi Q7 Insurance Rates

Average insurance rates for an Audi Q7 are $1,174 a year for full coverage insurance. Comprehensive costs an estimated $228, collision costs $314, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,522. Teen drivers receive the highest rates at $4,558 a year or more.

Average premium for full coverage: $1,174

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Q7 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas.

The example below illustrates how location impacts insurance prices.

These examples illustrate why everyone should compare rates for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Audi Q7 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $701
• Drivers who choose higher $1,000 deductibles will pay approximately $126 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,174
• Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,408
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,522 or more
• The cost that insures a teenage driver for full coverage can cost as much as $4,558 a year

View Chart as Image

Insurance rates for an Audi Q7 can also vary considerably based on the model of your Q7, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $1,900 additional per year, depending on your age. Audi Q7 insurance for high-risk drivers can cost around 42% to 133% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age

Where you live makes a big difference in Audi Q7 insurance rates. A 40-year-old driver could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,590 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $360 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Audi Q7 Insurance

Saving money on auto insurance not only requires being a good driver, but also having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Shop around every couple of years by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a review of the material that was touched on above.

• Consumers who want an increased level of liability coverage will pay about $520 annually to go from a minimum limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing up to $380 per month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations may have to pay on average $1,350 more annually than a safer driver
• Increasing deductibles can save approximately $350 each year