Audi Q7 Insurance Rates

U.S. average auto insurance rates for an Audi Q7 are $1,174 annually for full coverage. Comprehensive insurance costs around $228, collision costs $314, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,522 or more. Teenage drivers pay the highest rates at $4,558 a year or more.

Average premium for full coverage: $1,174

Price estimates for individual coverage:

Price estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all Q7 models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The example below illustrates how location helps determine auto insurance rates.

The ranges above show why everyone should compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Audi Q7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $701
• Drivers who choose higher $1,000 deductibles will pay about $126 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,174
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $234 a year
• High risk drivers who are prone to accidents and violations could pay at least $2,522 or more
• The price with full coverage for a teen driver for full coverage can be $4,558 a year

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Insurance prices for an Audi Q7 are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,400 to $1,900 additional each year, depending on your age. Audi Q7 insurance for high-risk drivers can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 each year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Audi Q7 insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,670 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know your exact price is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Audi Q7 Insurance

Getting lower rates on Audi Q7 insurance not only requires having a good driving record, but also having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Invest time comparing rates every couple of years by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a condensed summary of the material that was covered in the charts and tables above.

• Drivers who may need increased levels of liability coverage will pay an extra $520 each year to go from a low limit to higher 250/500 limits
• Drivers age 20 and younger are charged the highest prices, with premiums as much as $380 a month if they have full coverage
• High-risk drivers with multiple at-fault accidents pay an average of $1,350 more every year to buy Audi Q7 insurance
• Increasing physical damage deductibles could save up to $350 each year