Audi Q7 Insurance Rates

Estimated insurance rates for an Audi Q7 are $1,174 a year including full coverage. Comprehensive costs approximately $228 a year, collision costs $314, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,522. Teens pay the most at $4,558 a year or more.

Average premium for full coverage: $1,174

Premium estimates by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Q7 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance prices.

These rate differences highlight why it is important to compare prices using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Audi Q7 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $701
• Using higher $1,000 deductibles will save $1,048 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,174
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,408
• Higher-risk drivers with serious driving violations could pay around $2,522 or more
• An auto insurance policy that insures a teenage driver can cost $4,558 or more

View Chart as Image

Insurance prices for an Audi Q7 also have a wide range based on the trim level of your Q7, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can be around 42% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you choose to live has a huge impact on Audi Q7 insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,670 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $360 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes and see how they stack up. Each insurance company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi Q7 Insurance

Finding better rates on auto insurance requires having a decent driving record, having above-average credit, refrain from filing small claims, and maximizing policy discounts. Compare rates every time your policy renews by requesting rates from direct car insurance companies, and also from local auto insurance providers.

The following items are a brief review of the information touched on in the above illustrations.

• You may be able to save around $130 per year simply by quoting early and online
• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $380 per month if full coverage is included
• Increasing policy deductibles can save approximately $350 each year
• Drivers with DUI or reckless driving convictions will likely pay on average $1,350 more per year than a driver with a clean driving record
• Consumers who purchase additional liability coverage will pay approximately $520 per year to increase from 30/60 bodily injury limits to the 250/500 level