Audi Q7 Insurance Rates

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UPDATED: Jun 1, 2024

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Estimated insurance prices for an Audi Q7 are $1,130 every 12 months for full coverage insurance. Comprehensive costs on average $214 each year, collision costs $284, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,428. Teens pay the most at $4,424 a year or more.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

Comprehensive $214
Collision $284
Liability $474

Includes $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Q7 models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for an Audi Q7 go from the cheapest price of $522 for just the minimum liability insurance to a high rate of $2,428 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,130
High Risk $2,428

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $848
Small Cities $1,187
Large Cities $1,526

These rate differences illustrate why all drivers should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Audi Q7 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $678
  • Raising to $1,000 deductibles will save around $114 each year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,130
  • Selecting low deductibles increases the price to $1,348
  • Drivers with serious driving violations could pay upwards of $2,428 or more
  • An auto insurance policy to insure a 16-year-old driver may cost $4,424

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing full coverage Audi Q7 insurance rates range from $678 to $4,424

Insurance prices for an Audi Q7 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Q7.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $340 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 128% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Audi Q7 insurance prices. A middle-age driver might find prices as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,530 on average in Michigan, New York, and Florida.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,024 -$106 -9.4%
Alaska $866 -$264 -23.4%
Arizona $938 -$192 -17.0%
Arkansas $1,130 -$0 0.0%
California $1,288 $158 14.0%
Colorado $1,080 -$50 -4.4%
Connecticut $1,162 $32 2.8%
Delaware $1,280 $150 13.3%
Florida $1,416 $286 25.3%
Georgia $1,044 -$86 -7.6%
Hawaii $812 -$318 -28.1%
Idaho $762 -$368 -32.6%
Illinois $842 -$288 -25.5%
Indiana $850 -$280 -24.8%
Iowa $762 -$368 -32.6%
Kansas $1,076 -$54 -4.8%
Kentucky $1,542 $412 36.5%
Louisiana $1,672 $542 48.0%
Maine $698 -$432 -38.2%
Maryland $932 -$198 -17.5%
Massachusetts $904 -$226 -20.0%
Michigan $1,964 $834 73.8%
Minnesota $946 -$184 -16.3%
Mississippi $1,354 $224 19.8%
Missouri $1,002 -$128 -11.3%
Montana $1,214 $84 7.4%
Nebraska $890 -$240 -21.2%
Nevada $1,356 $226 20.0%
New Hampshire $814 -$316 -28.0%
New Jersey $1,262 $132 11.7%
New Mexico $1,002 -$128 -11.3%
New York $1,192 $62 5.5%
North Carolina $652 -$478 -42.3%
North Dakota $928 -$202 -17.9%
Ohio $780 -$350 -31.0%
Oklahoma $1,162 $32 2.8%
Oregon $1,034 -$96 -8.5%
Pennsylvania $1,080 -$50 -4.4%
Rhode Island $1,508 $378 33.5%
South Carolina $1,024 -$106 -9.4%
South Dakota $954 -$176 -15.6%
Tennessee $992 -$138 -12.2%
Texas $1,364 $234 20.7%
Utah $836 -$294 -26.0%
Vermont $774 -$356 -31.5%
Virginia $676 -$454 -40.2%
Washington $876 -$254 -22.5%
West Virginia $1,036 -$94 -8.3%
Wisconsin $784 -$346 -30.6%
Wyoming $1,008 -$122 -10.8%

View Chart as Image

Audi Q7 insurance rates by U.S. city

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,094 $91
Audi Q7 3.6 Quattro $1,094 $91
Audi Q7 3.0 Premium Turbo $1,112 $93
Audi Q7 3.6 Premium Plus $1,112 $93
Audi Q7 3.6 Quattro Turbo Diesel $1,112 $93
Audi Q7 3.0 Premium Plus Turbo $1,130 $94
Audi Q7 3.0 Premium Plus S-Line Turbo $1,130 $94
Audi Q7 3.6 Premium Plus SLINE $1,130 $94
Audi Q7 3.6 Prestige $1,130 $94
Audi Q7 3.6 Prestige S-Line $1,130 $94
Audi Q7 3.0 Prestige $1,148 $96
Audi Q7 3.0 Prestige S-Line Turbo $1,148 $96
Audi Q7 4.2 Prestige Turbo $1,148 $96
Audi Q7 4.2 Prestige S-Line 8Cyl $1,148 $96
Audi Q7 4.2 Quattro $1,148 $96

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $394 $714 $398 $1,664
2023 Audi Q7 $382 $698 $416 $1,654
2022 Audi Q7 $368 $668 $430 $1,624
2021 Audi Q7 $348 $646 $442 $1,594
2020 Audi Q7 $334 $598 $452 $1,542
2019 Audi Q7 $320 $564 $456 $1,498
2018 Audi Q7 $308 $506 $460 $1,432
2017 Audi Q7 $288 $466 $460 $1,372
2016 Audi Q7 $278 $436 $464 $1,336
2015 Audi Q7 $270 $406 $474 $1,308
2014 Audi Q7 $250 $378 $474 $1,260
2013 Audi Q7 $244 $342 $478 $1,222
2012 Audi Q7 $228 $314 $474 $1,174
2011 Audi Q7 $214 $284 $474 $1,130
2010 Audi Q7 $208 $256 $468 $1,090
2008 Audi Q7 $200 $238 $452 $1,048

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Audi Q7 Insurance

Finding better rates on insurance for an Audi Q7 consists of being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Invest the time to compare rates at least every other year by getting rate quotes from direct insurance companies, and also from several local insurance agents.

Below is a recap of the car insurance concepts presented in the illustrations above.

  • Drivers considered higher risk that have major violations or accidents pay on average $1,300 more each year for auto insurance
  • It is possible to save as much as $130 per year simply by quoting online in advance
  • Increasing policy deductibles could save as much as $325 each year
  • Insureds who require higher levels of liability will pay approximately $520 annually to raise from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,424
20 $2,572
30 $1,160
40 $1,130
50 $1,036
60 $1,014

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,348
$250 $1,250
$500 $1,130
$1,000 $1,016

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,130
50/100 $1,243
100/300 $1,361
250/500 $1,669
100 CSL $1,290
300 CSL $1,551
500 CSL $1,741

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,254
20 $4,100
30 $2,456
40 $2,428
50 $2,320
60 $2,296

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $151

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $71
Paid in Full/EFT $43
Advance Quote $51
Online Quote $78
Total Discounts $452
Rate after discounts $678

Discounts are estimated and may not be available from every company or in every state.

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