Audi Q7 Insurance Rates

The average insurance rates for an Audi Q7 are $1,174 a year with full coverage. Comprehensive insurance costs on average $228 a year, collision costs $314, and liability costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,522 or more. Teen drivers cost the most to insure at $4,558 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Prices include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Q7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why it is important to compare prices based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Audi Q7 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $701
• Using higher $1,000 deductibles will save around $1,048 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,174
• Choosing low $100 deductibles for physical damage coverage will cost an extra $234 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,522 or more
• Policy cost for full coverage for a teen driver may cost $4,558 or more

View Chart as Image

Auto insurance rates for an Audi Q7 also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,500 a year. View Rates by Age

Your home state has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see rates as low as $840 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,590 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $360 every year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Audi Q7 Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a quick rundown of the ideas that were covered above.

• Teen drivers are charged the highest rates, as much as $380 each month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,350 more each year to insure their Q7
• Increasing comprehensive and collision deductibles can save around $350 each year
• You may be able to save as much as $130 per year simply by quoting early and online