Audi Q7 Insurance Rates

Average auto insurance rates for an Audi Q7 are $1,130 annually for full coverage insurance. Comprehensive costs around $214, collision costs $284, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,428. Teen drivers receive the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Rate estimates for individual coverage type:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for all Q7 models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than larger metro areas.

The example below illustrates how your location can change auto insurance rates.

These examples illustrate why everyone should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Audi Q7 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $678
• Drivers who choose higher $1,000 deductibles will pay about $114 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,130
• Choosing pricier low deductibles for comprehensive and collision insurance will cost $1,348
• Drivers with multiple violations and an at-fault accident could pay at least $2,428 or more
• The cost with full coverage for a 16-year-old driver for full coverage can be $4,424 a year

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Insurance rates for an Audi Q7 can also vary considerably based on the trim level of your Q7, your risk profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,300 to $1,900 additional per year, depending on your age. Audi Q7 insurance for high-risk drivers can cost from 43% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $340 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Audi Q7 insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,530 on average in Michigan, New York, and Florida.

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With so much variability in rates, the only way to figure out your exact price is to regularly compare rates from multiple companies. Every company uses a different rate calculation, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Audi Q7 Insurance

Saving money on insurance for an Audi Q7 not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to shop around every time your policy renews by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a brief recap of the information illustrated above.

• It is possible to save up to $130 per year simply by quoting online well ahead of the renewal date
• Drivers age 16 to 20 are charged the highest rates, costing up to $369 per month if they have full coverage
• Increasing deductibles could save up to $325 each year
• Drivers considered higher risk who tend to receive serious violations pay on average $1,300 more every year than a safer driver
• Insureds who may need an increased level of liability coverage will pay about $520 annually to go from a minimum limit to higher 250/500 limits