Audi Q7 Insurance Rates

The average auto insurance rates for an Audi Q7 are $1,130 annually with full coverage. Comprehensive insurance costs an estimated $214, collision costs $284, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,428 or more. Teen drivers cost the most to insure at $4,424 a year or more.

Average premium for full coverage: $1,130

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all Q7 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. More rural locations are shown to have fewer collision claims than larger metro areas.

The example below illustrates how geographic area affects insurance prices.

The examples above demonstrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Audi Q7 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $678
• Drivers who choose higher $1,000 deductibles will pay approximately $114 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,130
• Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $218 a year
• High risk drivers with multiple violations and an at-fault accident could pay up to $2,428 or more
• Policy cost with full coverage for a teen driver for full coverage can cost as much as $4,424 a year

View Chart as Image

Insurance rates for an Audi Q7 also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,300 to $1,900 additional every year, depending on your age. Audi Q7 insurance for high-risk drivers can cost anywhere from 43% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $340 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi Q7 insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Audi Q7 Insurance

Finding cheaper rates on Audi Q7 insurance not only requires being a good driver, but also having good credit, not filing small claims, and maximizing policy discounts. Invest the time to compare rates once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a brief review of the data that was presented in the illustrations above.

• You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date
• Drivers who want an increased level of liability coverage will pay about $520 every year to go from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 are expensive to insure, as much as $369 each month if they have full coverage
• High-risk drivers with DUI or reckless driving convictions pay on average $1,300 more annually than a safer driver