Audi Q7 Insurance Rates

The average insurance rates for an Audi Q7 are $1,130 a year including full coverage. Comprehensive insurance costs on average $214 each year, collision costs $284, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,428 or more. 16-year-old drivers cost the most to insure at $4,424 a year or more.

Average premium for full coverage: $1,130

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Q7 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than congested cities.

The graphic below illustrates how location impacts car insurance rates.

The examples above highlight why all drivers should compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Audi Q7 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $678
• Drivers who choose higher $1,000 deductibles will pay around $114 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,130
• Buying low deductibles for comprehensive and collision insurance will cost an extra $218 a year
• High risk drivers with multiple tickets or accidents could pay upwards of $2,428 or more
• Policy cost for full coverage for a teen driver may cost $4,424 a year

View Chart as Image

Auto insurance rates for an Audi Q7 also range considerably based on your risk profile, the model of your Q7, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age

Your home state makes a big difference in Audi Q7 insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,610 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $340 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 128% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi Q7 Insurance

Finding cheaper rates on Audi Q7 insurance not only requires having a decent driving record, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Spend time shopping around once a year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a brief summary of the data that was touched on above.

• You may be able to save as much as $130 per year simply by quoting online in advance
• Drivers who require additional liability coverage will pay around $520 per year to go from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers are charged the highest rates, with premiums being up to $369 each month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,300 more each year than a driver with a clean driving record