Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average insurance prices for an Audi Q3 are $1,370 every 12 months for full coverage insurance. Comprehensive costs on average $268, collision costs $484, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,976. 16-year-old drivers pay the highest rates at $5,224 a year or more.

Average premium for full coverage: $1,370

Price estimates by individual coverage:

Prices include $500 deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different Q3 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. Rural areas have more infrequent physical damage claims than congested cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Audi Q3 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $790
• Choosing higher $1,000 deductibles can save around $170 each year
• The average price for the average middle-age driver with $500 deductibles is $1,370
• Buying more expensive low deductibles for comp and collision coverage increases the price to $1,704
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,976 or more
• The price to insure a 16-year-old driver with full coverage may cost $5,224 each year

View Chart as Image

Car insurance prices for an Audi Q3 are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Q3.

Opting for high physical damage deductibles can save as much as $510 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,300 extra each year, depending on your age. High-risk driver insurance ranges from 44% to 130% more than the average rate. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Audi Q3 insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,850 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices from multiple companies. Each auto insurer utilizes a different rate formula, so rate quotes may be quite different.

How to Shop for the Right Audi Q3 Insurance

Getting lower rates on insurance for an Audi Q3 takes not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Set aside time to shop around at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a quick rundown of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,610 more each year for Q3 insurance
• It is possible to save as much as $160 per year simply by shopping early and online
• Increasing physical damage deductibles could save as much as $500 each year
• Insureds who require higher liability limits will pay around $510 annually to raise limits from a low limit to a 250/500 level

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.