Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average auto insurance rates for an Audi Q3 are $1,370 annually for full coverage insurance. Comprehensive costs approximately $268 a year, collision insurance costs $484, and liability is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $2,976. 16-year-old drivers pay the highest rates at up to $5,224 a year.

Average premium for full coverage: $1,370

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Q3 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi Q3 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $790
• Raising to $1,000 deductibles will save $1,200 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,370
• Buying low $100 deductibles will cost $1,704
• At-risk drivers with multiple tickets or accidents could pay around $2,976
• The price with full coverage for a teen driver can cost $5,224

View Chart as Image

Insurance prices for an Audi Q3 are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $510 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Audi Q3 insurance prices. A middle-age driver might find prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy the Best Audi Q3 Insurance

Getting lower rates on car insurance consists of having a decent driving record, having a good credit history, not filing small claims, and possibly raising deductibles. Take the time to compare rates every couple of years by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a brief recap of the material that was covered in the above illustrations.

• Policyholders who purchase additional liability coverage will pay around $510 annually to raise from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, as much as $435 a month including comprehensive and collision insurance
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,610 more per year than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $500 each year

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.