Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Estimated insurance prices for an Audi Q3 are $1,370 every 12 months with full coverage. Comprehensive costs approximately $268 a year, collision insurance costs $484, and liability insurance is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $2,976. Teenage drivers pay the most at up to $5,224 a year.

Average premium for full coverage: $1,370

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Q3 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

These rate differences demonstrate why it is important to get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi Q3 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $790
• Choosing higher $1,000 deductibles can save $1,200 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,370
• Using low $100 deductibles for comp and collision coverage increases the price to $1,704
• High-risk insureds who are prone to accidents and violations could pay around $2,976
• An auto insurance policy to insure a teen driver can cost $5,224 each year

View Chart as Image

Insurance prices for an Audi Q3 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Q3.

Using high physical damage deductibles can save as much as $510 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Audi Q3 insurance rates. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Best Audi Q3 Insurance

Finding better rates on Audi Q3 insurance takes being safe and accident-free, having above-average credit, being claim-free, and consideration of higher deductibles. Take the time to comparison shop every couple of years by getting quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a brief recap of the material that was touched on in the above illustrations.

• Drivers who purchase more liability protection will pay an extra $510 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
• Youthful drivers are the costliest to insure, possibly costing $435 per month if full coverage is included
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,610 more per year than a low-risk driver
• Increasing policy deductibles could save as much as $500 each year

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.