Audi A7 Insurance Rates

The average auto insurance rates for an Audi A7 are $1,386 annually including full coverage. Comprehensive insurance costs approximately $280 a year, collision insurance costs $474, and liability costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $3,000 or more. Teens cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and A7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Audi A7 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $802
• Drivers who choose higher $1,000 deductibles will pay $1,214 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,386
• Selecting low $100 deductibles for comprehensive and collision insurance costs an additional $330 annually
• Drivers with serious driving violations could pay around $3,000
• Policy cost with full coverage for a 16-year-old driver can cost $5,262 a year

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Insurance rates for an Audi A7 also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $510 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi A7 insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,980 on average in Louisiana, New York, and Michigan.

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How to Buy the Cheapest Audi A7 Insurance

Finding cheaper rates on insurance for an Audi A7 not only requires avoiding accidents and claims, but also having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates every time your policy renews by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a recap of the information touched on in this article.

• You may be able to save around $170 per year just by quoting early and online
• Drivers under the age of 20 are expensive to insure, with premiums being up to $439 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles could save up to $500 each year
• Drivers considered higher risk that have major violations or accidents may have to pay on average $1,610 more per year to insure an Audi A7
• Insureds who purchase increased liability limits will pay approximately $520 per year to go from a 30/60 limit to higher 250/500 limits