Audi A7 Insurance Rates

Estimated auto insurance rates for an Audi A7 are $1,456 annually for full coverage insurance. Comprehensive insurance costs on average $296 a year, collision insurance costs $542, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $3,164 or more. Teenage drivers pay the most at up to $5,490 a year.

Average premium for full coverage: $1,456

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and A7 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences illustrate why it is important to compare prices based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Audi A7 insurance rates for different risk profiles and scenarios.

• The best discount rate is $834
• Using higher $1,000 deductibles will save around $1,266 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,456
• Using low $100 deductibles for physical damage coverage costs an additional $370 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,164
• An auto insurance policy with full coverage for a teenage driver may cost $5,490 or more

View Chart as Image

Auto insurance prices for an Audi A7 also have a wide range based on the model of your A7, your risk profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $5,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,700 to $2,400 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $560 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Audi A7 insurance rates. A driver around age 40 might see prices as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,970 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy Affordable Audi A7 Insurance

Finding better rates on auto insurance requires being a good driver, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to compare rates at least once a year by quoting rates from direct insurance companies, and also from local exclusive and independent agents.

The following list is a brief review of the primary concepts that were covered in the above illustrations.

• It is possible to save as much as $180 per year just by quoting early and online
• Drivers with DUI or reckless driving convictions may pay on average $1,710 more each year than a safer driver
• Increasing policy deductibles could save up to $550 each year
• Drivers age 16 to 20 are charged the highest prices, with premiums being up to $458 per month if full coverage is included