Audi A7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 8, 2024
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Estimated insurance prices for an Audi A7 are $1,416 every 12 months with full coverage. Comprehensive costs approximately $286, collision costs $508, and liability coverage costs around $464. Liability-only insurance costs as low as $514 a year, with high-risk driver insurance costing around $3,076. Teens pay the most at $5,364 a year or more.
Average premium for full coverage: $1,416
Premium estimates by type of coverage:
Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for different A7 trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for an Audi A7 go from the cheapest price of $514 for liability-only coverage to a much higher rate of $3,076 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Where you live has a large influence on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion.
The price range example below illustrates how rural and urban location affects auto insurance prices.
These rate differences demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Audi A7 insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $815
- Using higher $1,000 deductibles will save $180 annually
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,416
- Selecting more expensive low deductibles for physical damage coverage increases the price to $1,766
- Higher-risk drivers with serious driving violations could pay around $3,076 or more
- An auto insurance policy to insure a teenage driver with full coverage can cost $5,364 or more
Insurance prices for an Audi A7 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your A7.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $530 a year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $417 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,700 to $2,300 additional annually, depending on your age. High-risk driver insurance can be around 43% to 134% more than the average policy. View High Risk Driver Rates
Where you choose to live has a huge impact on Audi A7 insurance rates. A driver around age 40 might see prices as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,910 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,282 | -$134 | -9.5% |
| Alaska | $1,088 | -$328 | -23.2% |
| Arizona | $1,178 | -$238 | -16.8% |
| Arkansas | $1,416 | -$0 | 0.0% |
| California | $1,616 | $200 | 14.1% |
| Colorado | $1,356 | -$60 | -4.2% |
| Connecticut | $1,458 | $42 | 3.0% |
| Delaware | $1,606 | $190 | 13.4% |
| Florida | $1,774 | $358 | 25.3% |
| Georgia | $1,308 | -$108 | -7.6% |
| Hawaii | $1,020 | -$396 | -28.0% |
| Idaho | $958 | -$458 | -32.3% |
| Illinois | $1,056 | -$360 | -25.4% |
| Indiana | $1,068 | -$348 | -24.6% |
| Iowa | $958 | -$458 | -32.3% |
| Kansas | $1,346 | -$70 | -4.9% |
| Kentucky | $1,934 | $518 | 36.6% |
| Louisiana | $2,098 | $682 | 48.2% |
| Maine | $874 | -$542 | -38.3% |
| Maryland | $1,170 | -$246 | -17.4% |
| Massachusetts | $1,134 | -$282 | -19.9% |
| Michigan | $2,462 | $1,046 | 73.9% |
| Minnesota | $1,186 | -$230 | -16.2% |
| Mississippi | $1,696 | $280 | 19.8% |
| Missouri | $1,258 | -$158 | -11.2% |
| Montana | $1,522 | $106 | 7.5% |
| Nebraska | $1,118 | -$298 | -21.0% |
| Nevada | $1,700 | $284 | 20.1% |
| New Hampshire | $1,020 | -$396 | -28.0% |
| New Jersey | $1,584 | $168 | 11.9% |
| New Mexico | $1,256 | -$160 | -11.3% |
| New York | $1,494 | $78 | 5.5% |
| North Carolina | $816 | -$600 | -42.4% |
| North Dakota | $1,160 | -$256 | -18.1% |
| Ohio | $978 | -$438 | -30.9% |
| Oklahoma | $1,456 | $40 | 2.8% |
| Oregon | $1,298 | -$118 | -8.3% |
| Pennsylvania | $1,350 | -$66 | -4.7% |
| Rhode Island | $1,892 | $476 | 33.6% |
| South Carolina | $1,284 | -$132 | -9.3% |
| South Dakota | $1,196 | -$220 | -15.5% |
| Tennessee | $1,240 | -$176 | -12.4% |
| Texas | $1,708 | $292 | 20.6% |
| Utah | $1,050 | -$366 | -25.8% |
| Vermont | $972 | -$444 | -31.4% |
| Virginia | $848 | -$568 | -40.1% |
| Washington | $1,094 | -$322 | -22.7% |
| West Virginia | $1,298 | -$118 | -8.3% |
| Wisconsin | $982 | -$434 | -30.6% |
| Wyoming | $1,262 | -$154 | -10.9% |
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to compare prices and see how they stack up. Each insurance company calculates prices differently, and prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $424 | $840 | $390 | $1,812 |
| 2023 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2022 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2021 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2020 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2019 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2018 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2017 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2016 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2015 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2014 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2013 Audi A7 | $258 | $440 | $474 | $1,330 |
| 2012 Audi A7 | $252 | $400 | $478 | $1,288 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Audi A7 Insurance
Finding better rates on auto insurance requires avoiding accidents and violations, having above-average credit, being claim-free, and qualifying for all possible discounts. Set aside time to shop around at every policy renewal by requesting quotes from direct companies, and also from insurance agencies where you live.
The list below is a recap of the data raised in the charts and tables above.
- Consumers who purchase higher liability limits will pay approximately $510 every year to increase from 30/60 bodily injury limits to a 250/500 level
- You may be able to save around $170 per year simply by shopping early and online
- Increasing policy deductibles could save as much as $525 each year
- Teenagers are the costliest to insure, possibly costing $447 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,364 |
| 20 | $3,272 |
| 30 | $1,470 |
| 40 | $1,416 |
| 50 | $1,296 |
| 60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,766 |
| $250 | $1,604 |
| $500 | $1,416 |
| $1,000 | $1,236 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,416 |
| 50/100 | $1,509 |
| 100/300 | $1,625 |
| 250/500 | $1,926 |
| 100 CSL | $1,555 |
| 300 CSL | $1,810 |
| 500 CSL | $1,996 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,646 |
| 20 | $5,216 |
| 30 | $3,134 |
| 40 | $3,076 |
| 50 | $2,936 |
| 60 | $2,912 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $76 |
| Homeowner | $22 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $63 |
| Advance Quote | $70 |
| Online Quote | $101 |
| Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
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