Audi A7 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance prices for an Audi A7 are $1,456 every 12 months for full coverage. Comprehensive costs approximately $296, collision insurance costs $542, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $3,164. 16-year-old drivers receive the highest rates at up to $5,490 a year.

Average premium for full coverage: $1,456

Rate estimates by individual coverage type:

Comprehensive $296
Collision $542
Liability $460

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for all A7 models.

Price Range by Coverage and Risk

For the normal driver, prices range range from the cheapest price of $510 for just the minimum liability insurance to the much higher price of $3,164 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,456
High Risk $3,164

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations tend to have more infrequent accident claims than congested cities. The example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,092
Small Cities $1,529
Large Cities $1,966

These examples show why everyone should compare prices using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Audi A7 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $834
  • Using higher $1,000 deductibles will save $190 a year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,456
  • Buying pricier low deductibles for physical damage coverage increases the price to $1,826
  • Drivers with multiple tickets or accidents could pay around $3,164
  • The cost to insure a teen driver for full coverage can cost $5,490 or more

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing Audi A7 insurance rates range from $834 to $5,490 for full coverage

Auto insurance rates for an Audi A7 can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your A7.

Opting for high physical damage deductibles could cut rates by as much as $560 every year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,400 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,400 in extra premium per year, depending on your age. Audi A7 insurance for high-risk drivers can be as much as 44% to 130% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Audi A7 insurance prices. A driver around age 40 might see rates as low as $960 a year in states like Iowa, Maine, and Idaho, or at least $2,080 on average in New York, Louisiana, and Michigan.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$138 -9.5%
Alaska $1,118 -$338 -23.2%
Arizona $1,210 -$246 -16.9%
Arkansas $1,456 -$0 0.0%
California $1,660 $204 14.0%
Colorado $1,394 -$62 -4.3%
Connecticut $1,498 $42 2.9%
Delaware $1,650 $194 13.3%
Florida $1,822 $366 25.1%
Georgia $1,344 -$112 -7.7%
Hawaii $1,046 -$410 -28.2%
Idaho $986 -$470 -32.3%
Illinois $1,086 -$370 -25.4%
Indiana $1,096 -$360 -24.7%
Iowa $982 -$474 -32.6%
Kansas $1,384 -$72 -4.9%
Kentucky $1,988 $532 36.5%
Louisiana $2,156 $700 48.1%
Maine $898 -$558 -38.3%
Maryland $1,202 -$254 -17.4%
Massachusetts $1,168 -$288 -19.8%
Michigan $2,532 $1,076 73.9%
Minnesota $1,220 -$236 -16.2%
Mississippi $1,746 $290 19.9%
Missouri $1,294 -$162 -11.1%
Montana $1,564 $108 7.4%
Nebraska $1,150 -$306 -21.0%
Nevada $1,748 $292 20.1%
New Hampshire $1,050 -$406 -27.9%
New Jersey $1,630 $174 12.0%
New Mexico $1,290 -$166 -11.4%
New York $1,534 $78 5.4%
North Carolina $838 -$618 -42.4%
North Dakota $1,192 -$264 -18.1%
Ohio $1,006 -$450 -30.9%
Oklahoma $1,496 $40 2.7%
Oregon $1,334 -$122 -8.4%
Pennsylvania $1,390 -$66 -4.5%
Rhode Island $1,946 $490 33.7%
South Carolina $1,320 -$136 -9.3%
South Dakota $1,230 -$226 -15.5%
Tennessee $1,276 -$180 -12.4%
Texas $1,758 $302 20.7%
Utah $1,080 -$376 -25.8%
Vermont $996 -$460 -31.6%
Virginia $874 -$582 -40.0%
Washington $1,126 -$330 -22.7%
West Virginia $1,336 -$120 -8.2%
Wisconsin $1,010 -$446 -30.6%
Wyoming $1,298 -$158 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city
Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $444 $874 $372 $1,848
2023 Audi A7 $424 $840 $390 $1,812
2022 Audi A7 $406 $834 $398 $1,796
2021 Audi A7 $394 $814 $416 $1,782
2020 Audi A7 $380 $780 $430 $1,748
2019 Audi A7 $358 $752 $442 $1,710
2018 Audi A7 $344 $698 $452 $1,652
2017 Audi A7 $332 $658 $456 $1,604
2016 Audi A7 $318 $590 $460 $1,526
2015 Audi A7 $296 $542 $460 $1,456
2014 Audi A7 $286 $508 $464 $1,416
2013 Audi A7 $280 $474 $474 $1,386
2012 Audi A7 $258 $440 $474 $1,330

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Audi A7 Insurance

Saving money on car insurance requires being safe and accident-free, having a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Invest the time to compare rates at every policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the data presented in the illustrations above.

  • Policyholders who purchase more liability protection will pay around $510 each year to increase from a minimum limit to a 250/500 level
  • Drivers can save around $180 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles could save as much as $550 each year
  • Youthful drivers have the highest car insurance rates, costing as high as $458 per month if comprehensive and collision insurance is included

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,490
20 $3,368
30 $1,516
40 $1,456
50 $1,332
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,826
$250 $1,654
$500 $1,456
$1,000 $1,266

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,456
50/100 $1,548
100/300 $1,663
250/500 $1,962
100 CSL $1,594
300 CSL $1,847
500 CSL $2,031

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,834
20 $5,372
30 $3,230
40 $3,164
50 $3,022
60 $2,996

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $206

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $107
5-yr Claim Free $95
Paid in Full/EFT $66
Advance Quote $72
Online Quote $104
Total Discounts $622
Rate after discounts $834

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles