Audi A7 Insurance Rates

The average auto insurance rates for an Audi A7 are $1,456 annually for full coverage insurance. Comprehensive costs approximately $296 each year, collision insurance costs $542, and liability insurance costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $3,164. Teenage drivers cost the most to insure at up to $5,490 a year.

Average premium for full coverage: $1,456

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and A7 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance prices.

The examples above illustrate why all drivers should compare prices using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi A7 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $834
• Using higher $1,000 deductibles will save $190 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,456
• Using low deductibles for physical damage coverage will cost $1,826
• Drivers who are prone to accidents and violations could pay around $3,164
• Policy cost with full coverage for a teen driver can cost $5,490 or more

View Chart as Image

Auto insurance rates for an Audi A7 also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $5,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,700 to $2,400 in extra premium every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $560 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi A7 insurance rates. A driver around age 40 might see rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy the Best Audi A7 Insurance

Finding cheaper rates on Audi A7 insurance requires being safe and accident-free, having above-average credit, being claim-free, and possibly higher deductibles. Invest time comparing rates at least every other year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief recap of the car insurance concepts covered in the charts and tables above.

• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,710 more per year than a low-risk driver
• It is possible to save around $180 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Drivers who purchase more liability protection will pay an extra $510 annually to increase from a 30/60 limit to higher 250/500 limits