Audi A7 Insurance Rates

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Cheapest 2012 Audi A7 Insurance Rates in 2025

Buyers have many options when searching for low-cost Audi A7 insurance. You can either spend your time contacting agents to get rate comparisons or utilize the internet to find the lowest rates. There is a right way and a wrong way to shop for car insurance so we're going to tell you the quickest way to quote coverages for your Audi and obtain the lowest possible price. It's important to sho...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 4, 2023

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U.S. average insurance rates for an Audi A7 are $1,416 a year with full coverage. Comprehensive insurance costs around $286, collision insurance costs $508, and liability insurance costs $464. Buying just liability costs as little as $514 a year, and insurance for high-risk drivers costs $3,076 or more. Teenage drivers pay the highest rates at up to $5,364 a year.

Average premium for full coverage: $1,416

Price estimates for individual coverage:

Comprehensive $286
Collision $508
Liability $464

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all A7 models.

Price Range from Low to High

Using a 40-year-old driver as an example, Audi A7 insurance prices range from the low end price of $514 for basic liability insurance to the much higher price of $3,076 for a policy for a high-risk driver.

Liability Only $514
Full Coverage $1,416
High Risk $3,076

Geographic Price Range

Your location has a significant impact on insurance rates. Areas with sparse population have lower incidents of collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

The ranges above demonstrate why everyone should compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Audi A7 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $815
  • Drivers who choose higher $1,000 deductibles will pay about $180 annually
  • The estimated price for the average middle-age driver using $500 deductibles is $1,416
  • Using pricier low deductibles for comprehensive and collision insurance will cost an additional $350 a year
  • High risk drivers who are prone to accidents and violations could pay at least $3,076
  • The price that insures a teen driver for full coverage can be $5,364 a year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing Audi A7 insurance prices range from $815 to $5,364 for full coverage

Insurance prices for an Audi A7 are also quite variable based on the model of your A7, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,700 to $2,300 additional each year, depending on your age. Audi A7 insurance for high-risk drivers can cost anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,300 a year. View Rates by Age

The state you live in makes a big difference in Audi A7 insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,910 on average in Florida, Michigan, and New York.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,282 -$134 -9.5%
Alaska $1,088 -$328 -23.2%
Arizona $1,178 -$238 -16.8%
Arkansas $1,416 -$0 0.0%
California $1,616 $200 14.1%
Colorado $1,356 -$60 -4.2%
Connecticut $1,458 $42 3.0%
Delaware $1,606 $190 13.4%
Florida $1,774 $358 25.3%
Georgia $1,308 -$108 -7.6%
Hawaii $1,020 -$396 -28.0%
Idaho $958 -$458 -32.3%
Illinois $1,056 -$360 -25.4%
Indiana $1,068 -$348 -24.6%
Iowa $958 -$458 -32.3%
Kansas $1,346 -$70 -4.9%
Kentucky $1,934 $518 36.6%
Louisiana $2,098 $682 48.2%
Maine $874 -$542 -38.3%
Maryland $1,170 -$246 -17.4%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,462 $1,046 73.9%
Minnesota $1,186 -$230 -16.2%
Mississippi $1,696 $280 19.8%
Missouri $1,258 -$158 -11.2%
Montana $1,522 $106 7.5%
Nebraska $1,118 -$298 -21.0%
Nevada $1,700 $284 20.1%
New Hampshire $1,020 -$396 -28.0%
New Jersey $1,584 $168 11.9%
New Mexico $1,256 -$160 -11.3%
New York $1,494 $78 5.5%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $978 -$438 -30.9%
Oklahoma $1,456 $40 2.8%
Oregon $1,298 -$118 -8.3%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,892 $476 33.6%
South Carolina $1,284 -$132 -9.3%
South Dakota $1,196 -$220 -15.5%
Tennessee $1,240 -$176 -12.4%
Texas $1,708 $292 20.6%
Utah $1,050 -$366 -25.8%
Vermont $972 -$444 -31.4%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,298 -$118 -8.3%
Wisconsin $982 -$434 -30.6%
Wyoming $1,262 -$154 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city

Using high physical damage deductibles could save up to $530 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $417 more each year. View Rates by Deductible or Liability Limit

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $424 $840 $390 $1,812
2023 Audi A7 $406 $834 $398 $1,796
2022 Audi A7 $394 $814 $416 $1,782
2021 Audi A7 $380 $780 $430 $1,748
2020 Audi A7 $358 $752 $442 $1,710
2019 Audi A7 $344 $698 $452 $1,652
2018 Audi A7 $332 $658 $456 $1,604
2017 Audi A7 $318 $590 $460 $1,526
2016 Audi A7 $296 $542 $460 $1,456
2015 Audi A7 $286 $508 $464 $1,416
2014 Audi A7 $280 $474 $474 $1,386
2013 Audi A7 $258 $440 $474 $1,330
2012 Audi A7 $252 $400 $478 $1,288

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi A7 Insurance

Getting lower rates on Audi A7 insurance not only requires having a decent driving record, but also having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices every year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a brief summary of the coverage data raised in the charts and tables above.

  • You may be able to save up to $170 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save approximately $525 each year
  • 16 to 18-year-old drivers are charged the highest prices, costing up to $447 a month if comprehensive and collision insurance is included
  • High-risk drivers that tend to have accidents or serious violations may pay on average $1,660 more every year than a driver with a clean driving record

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,364
20 $3,272
30 $1,470
40 $1,416
50 $1,296
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,766
$250 $1,604
$500 $1,416
$1,000 $1,236

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,509
100/300 $1,625
250/500 $1,926
100 CSL $1,555
300 CSL $1,810
500 CSL $1,996

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,646
20 $5,216
30 $3,134
40 $3,076
50 $2,936
60 $2,912

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $76
Homeowner $22
5-yr Accident Free $102
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $101
Total Discounts $601
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

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