Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

Average auto insurance rates for an Acura TSX are $1,118 annually with full coverage. Comprehensive insurance costs on average $224 a year, collision insurance costs $364, and liability insurance costs around $394. Buying just liability costs as low as $440 a year, and insurance for high-risk drivers costs $2,414 or more. Teens receive the highest rates at up to $4,262 a year.

Average premium for full coverage: $1,118

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and TSX trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on auto insurance rates. Rural areas tend to have fewer collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.

These examples demonstrate why it is important to compare prices based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Acura TSX insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $652
• Using higher $1,000 deductibles will save around $984 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,118
• Selecting low $100 deductibles for physical damage coverage costs an additional $258 a year
• Drivers with serious driving violations could pay upwards of $2,414
• The cost with full coverage for a teen driver may cost $4,262 or more

View Chart as Image

Auto insurance rates for an Acura TSX can also vary considerably based on the trim level of your TSX, your driving record, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,300 to $1,800 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $400 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $354 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Acura TSX insurance rates. A driver around age 40 might see rates as low as $800 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,510 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Acura TSX Insurance

Saving money on Acura TSX insurance requires avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every time your policy renews by quoting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a quick review of the information covered in the charts and tables above.

• You may be able to save as much as $130 per year just by quoting early and online
• Drivers under the age of 20 are charged the highest rates, with premiums as much as $355 per month if full coverage is included
• Increasing deductibles could save up to $400 each year
• High-risk drivers with a DUI or reckless driving violation pay an average of $1,300 more each year to insure an Acura TSX
• Drivers who require increased liability limits will pay approximately $430 every year to increase from a minimum limit to higher 250/500 limits

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.