Acura RL Insurance Rates

Estimated insurance prices for an Acura RL are $1,136 every 12 months including full coverage. Comprehensive insurance costs approximately $208, collision costs $296, and liability costs $474. A policy with only liability insurance costs as little as $522 a year, with a high-risk policy costing $2,446 or more. Teenage drivers pay the most at $4,458 a year or more.

Average premium for full coverage: $1,136

Premium estimates by type of coverage:

Price estimates include $500 deductible amounts, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different RL trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Acura RL insurance rates for additional coverage and risk scenarios.

• The best discount rate is $678
• Drivers who choose higher $1,000 deductibles will pay $114 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,136
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $220 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,446 or more
• An auto insurance policy to insure a teen driver with full coverage can cost $4,458 a year

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Car insurance prices for an Acura RL also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your RL.

Using high physical damage deductibles could save up to $340 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance can cost as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Acura RL insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,620 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Acura RL Insurance

Finding better rates on car insurance not only requires having a good driving record, but also maintaining a good credit score, refrain from filing small claims, and avoiding coverage lapses. Invest time comparing rates at least every other year by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a condensed summary of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers with multiple at-fault accidents could be charged and average of $1,310 more per year to buy Acura RL insurance
• You may be able to save around $130 per year simply by shopping early and online
• Increasing policy deductibles could save as much as $325 each year
• Policyholders who purchase increased levels of liability coverage will pay an extra $520 per year to go from 30/60 bodily injury limits to a 250/500 level