Acura RL Insurance Rates

Estimated insurance rates for an Acura RL are $1,136 a year with full coverage. Comprehensive insurance costs on average $208, collision costs $296, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,446 or more. Teen drivers pay the most at $4,458 a year or more.

Average premium for full coverage: $1,136

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all RL models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than larger metro areas.

The example below illustrates how location impacts car insurance rates.

These rate differences demonstrate why everyone should get quotes based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Acura RL insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $678
• Choosing higher $1,000 deductibles can save around $114 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,136
• Choosing pricier low deductibles for comp and collision coverage will cost an additional $220 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,446 or more
• An auto insurance policy that insures a teen driver for full coverage may cost $4,458 each year

View Chart as Image

Insurance prices for an Acura RL also have a wide range based on the model of your RL, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,300 to $1,900 additional annually, depending on your age. Acura RL insurance for high-risk drivers ranges anywhere from 43% to 128% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Acura RL insurance rates. A good driver about age 40 could pay as low as $820 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $340 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Acura RL Insurance

Finding better rates on Acura RL insurance takes avoiding accidents and claims, having a good credit score, being claim-free, and insuring your home and auto with the same company. Shop around every time your policy renews by getting quotes from direct companies, and also from several local insurance agents.

The points below are a summary of the information touched on above.

• You may be able to save as much as $130 per year simply by quoting online well ahead of the renewal date
• Drivers under the age of 20 pay higher prices, possibly costing $372 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $325 each year
• High-risk drivers who have multiple accidents or major violations pay on average $1,310 more each year to insure an Acura RL
• Drivers who require increased liability limits will pay about $520 every year to raise limits from 30/60 bodily injury limits to the 250/500 level