Acura RL Insurance Rates

Average insurance prices for an Acura RL are $1,136 every 12 months including full coverage. Comprehensive insurance costs approximately $208 a year, collision costs $296, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,446 or more. Teenage drivers receive the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,136

Rate estimates by individual coverage type:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and RL trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance prices.

These examples highlight why it is important to get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Acura RL insurance rates for additional coverage and risk scenarios.

• The best discount rate is $678
• Choosing higher $1,000 deductibles can save $1,022 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,136
• Using low $100 deductibles for comp and collision coverage costs an extra $220 a year
• High-risk insureds who are prone to accidents and violations could pay around $2,446 or more
• The cost to insure a teen driver can cost $4,458 each year

View Chart as Image

Auto insurance rates for an Acura RL can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your RL.

Using high physical damage deductibles can save as much as $340 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Acura RL insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Acura RL Insurance

Saving money on Acura RL insurance takes being a safe and courteous driver, having a good credit score, not filing small claims, and not having any coverage lapses. Invest the time to compare rates at least once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

Below is a brief review of the primary concepts that were presented in the illustrations above.

• You may be able to save around $130 per year simply by quoting early and online
• High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,310 more per year for auto insurance
• Increasing deductibles could save as much as $325 each year
• Teenage drivers have the highest car insurance rates, as much as $372 per month if comprehensive and collision insurance is included