Acura RL Insurance Rates

Estimated auto insurance rates for an Acura RL are $1,136 annually with full coverage. Comprehensive insurance costs around $208 each year, collision costs $296, and liability costs around $474. A policy with only liability insurance costs as low as $522 a year, with a high-risk policy costing $2,446 or more. Teenage drivers pay the most at $4,458 a year or more.

Average premium for full coverage: $1,136

Premium estimates for type of coverage:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and RL models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance rates.

These rate differences demonstrate why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Acura RL insurance rates for additional coverage choices and driver risks.

• The best discount rate is $678
• Using higher $1,000 deductibles will save about $114 annually
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,136
• Using low deductibles for physical damage coverage costs an additional $220 every year
• Drivers who are prone to accidents and violations could pay at least $2,446 or more
• An auto insurance policy with full coverage for a teen driver can be $4,458 or more

View Chart as Image

Car insurance prices for an Acura RL also have a wide range based on the model of your RL, your driving record, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,300 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $340 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Acura RL insurance prices. A driver around age 40 might see prices as low as $820 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out your exact price is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Acura RL Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having a good credit score, being claim-free, and qualifying for all possible discounts. Set aside time to shop around every time your policy renews by obtaining price quotes from direct companies, and also from local exclusive and independent agents.

The points below are a quick rundown of the information raised in the charts and tables above.

• You may be able to save up to $130 per year simply by quoting online in advance
• Drivers under the age of 20 are the costliest to insure, possibly costing $372 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save up to $325 each year
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,310 more every year to insure an Acura RL
• Policyholders who may need increased liability limits will pay an extra $520 every year to increase from 30/60 bodily injury limits to higher 250/500 limits