Acura RL Insurance Rates

Estimated insurance prices for an Acura RL are $1,136 every 12 months for full coverage. Comprehensive costs on average $208, collision costs $296, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,446. Teens pay the most at $4,458 a year or more.

Average premium for full coverage: $1,136

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for all RL models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The example below illustrates how where you live affects car insurance rates.

These rate differences show why everyone should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Acura RL insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $678
• Drivers who choose higher $1,000 deductibles will pay around $114 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,136
• Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,356
• Higher-risk drivers with serious driving violations could pay upwards of $2,446 or more
• An auto insurance policy to insure a teen driver for full coverage may cost $4,458 a year

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Insurance prices for an Acura RL also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your RL.

Choosing higher comprehensive and collision insurance deductibles could save up to $340 every year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,900 additional annually, depending on your age. Acura RL insurance for high-risk drivers can cost as much as 43% to 128% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Acura RL insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,620 on average in Michigan, Louisiana, and New York.

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With such a large range in prices, the only way to know exactly what you will pay is to regularly compare prices and see which company has the best price. Every company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Acura RL Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop every other policy renewal by getting quotes from direct carriers, and also from local independent and exclusive agents.

Below you'll find a quick review of the ideas that were touched on in the above illustrations.

• Youthful drivers pay higher prices, as much as $372 per month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation pay an average of $1,310 more each year than a low-risk driver
• Increasing policy deductibles could save as much as $325 each year
• Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date