Acura RL Insurance Rates

Estimated insurance rates for an Acura RL are $1,136 a year for full coverage insurance. Comprehensive insurance costs on average $208 each year, collision costs $296, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,446 or more. Teen drivers pay the most at $4,458 a year or more.

Average premium for full coverage: $1,136

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and RL models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Acura RL insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $678
• Drivers who choose higher $1,000 deductibles will pay around $114 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,136
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $220 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,446 or more
• An auto insurance policy for full coverage for a teenage driver may cost $4,458 a year

View Chart as Image

Auto insurance prices for an Acura RL also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Acura RL insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $340 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 128% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Acura RL Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to shop around at least once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a brief summary of the primary concepts that were raised in the charts and tables above.

• It is possible to save as much as $130 per year simply by quoting online in advance
• Drivers that tend to have accidents or serious violations pay an average of $1,310 more each year for auto insurance
• Increasing policy deductibles can save around $325 each year
• Teenage drivers are charged the highest prices, with premiums being up to $372 per month if they have full coverage