Acura RL Insurance Rates

U.S. average insurance rates for an Acura RL are $1,136 a year with full coverage. Comprehensive costs approximately $208 each year, collision costs $296, and liability coverage is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,446. Teens pay the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and RL models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects auto insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Acura RL insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $678
• Raising to $1,000 deductibles will save $114 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,136
• Selecting low deductibles bumps up the cost to $1,356
• Unlucky drivers with serious driving violations could pay around $2,446 or more
• The price that insures a teenage driver can cost $4,458

View Chart as Image

Insurance prices for an Acura RL are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,300 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

The state you live in also has a big influence on Acura RL insurance rates. A middle-age driver might find prices as low as $820 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $340 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Every auto insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Acura RL Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare rates every other policy renewal by obtaining price quotes from direct companies, and also from local insurance agencies.

The list below is a condensed summary of the ideas that were touched on in the above illustrations.

• Teenagers are the costliest to insure, costing up to $372 a month if comprehensive and collision insurance is included
• Drivers with multiple at-fault accidents may have to pay on average $1,310 more per year for car insurance
• Increasing physical damage deductibles can save approximately $325 each year
• You may be able to save around $130 per year simply by quoting online in advance