Acura RL Insurance Rates

U.S. average insurance prices for an Acura RL are $1,136 every 12 months for full coverage insurance. Comprehensive costs approximately $208 a year, collision costs $296, and liability is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing around $2,446. Teens pay the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and RL trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations have more infrequent physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why it is important to compare rates quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Acura RL insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $678
• Raising to $1,000 deductibles will save $1,022 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,136
• Selecting low $100 deductibles increases the price to $1,356
• Drivers with serious driving violations could pay around $2,446 or more
• The price to insure a 16-year-old driver can cost $4,458

View Chart as Image

Insurance prices for an Acura RL are also quite variable based on deductibles and policy limits, your risk profile, and the model of your RL.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $340 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 128% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Acura RL insurance prices. A middle-age driver might find prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from multiple companies. Every auto insurance company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Acura RL Insurance

Getting lower rates on insurance for an Acura RL consists of not taking risks behind the wheel, having good credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates at every other renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a review of the concepts that were covered above.

• Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,310 more per year for RL insurance
• Teens are expensive to insure, as much as $372 a month if they have full coverage
• It is possible to save around $130 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $325 each year
• It is possible to save around $130 per year simply by quoting early and online