Acura RL Insurance Rates

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Lower Your 2010 Acura RL Insurance Quotes in 2025

No one in their right mind likes paying for car insurance, especially knowing they are paying too much. You have so many auto insurance companies to buy insurance from, and although it's a good thing to have a selection, more options can take longer to find the lowest rates. Finding affordable protection is quite easy. If you are insured now or need a new policy, you can use these techniques to s...

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UPDATED: Apr 6, 2024

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Estimated insurance prices for an Acura RL are $1,178 every 12 months for full coverage insurance. Comprehensive insurance costs around $220 each year, collision costs $326, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,542 or more. 16-year-old drivers pay the most at $4,596 a year or more.

Average premium for full coverage: $1,178

Premium estimates for type of coverage:

Comprehensive $220
Collision $326
Liability $474

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and RL models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Acura RL go from the cheapest price of $522 for your basic liability-only policy to a high rate of $2,542 for a policy for a high-risk driver.

Liability Only $522
Full Coverage $1,178
High Risk $2,542

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than congested cities.

The graphic below illustrates how location impacts auto insurance rates.

Rural Areas $884
Small Cities $1,237
Large Cities $1,590

These rate differences illustrate why all drivers should compare rates for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Acura RL insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $699
  • Drivers who choose higher $1,000 deductibles will pay about $124 each year
  • The average price for a 40-year-old good driver using $500 deductibles is $1,178
  • Buying low deductibles for comprehensive and collision insurance costs an extra $240 each year
  • High-risk insureds with multiple tickets or accidents could pay at least $2,542 or more
  • An auto insurance policy to insure a teenage driver can be $4,596 a year

View Chart as Image

Acura RL insurance cost comparison chart
Column chart showing full coverage Acura RL insurance prices range from $699 to $4,596

Auto insurance prices for an Acura RL also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Opting for high physical damage deductibles could save up to $370 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 133% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Acura RL insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,590 on average in Michigan, New York, and Florida.

Acura RL Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,066 -$112 -9.5%
Alaska $902 -$276 -23.4%
Arizona $978 -$200 -17.0%
Arkansas $1,178 -$0 0.0%
California $1,342 $164 13.9%
Colorado $1,126 -$52 -4.4%
Connecticut $1,212 $34 2.9%
Delaware $1,334 $156 13.2%
Florida $1,474 $296 25.1%
Georgia $1,088 -$90 -7.6%
Hawaii $846 -$332 -28.2%
Idaho $798 -$380 -32.3%
Illinois $878 -$300 -25.5%
Indiana $886 -$292 -24.8%
Iowa $794 -$384 -32.6%
Kansas $1,120 -$58 -4.9%
Kentucky $1,608 $430 36.5%
Louisiana $1,744 $566 48.0%
Maine $728 -$450 -38.2%
Maryland $972 -$206 -17.5%
Massachusetts $944 -$234 -19.9%
Michigan $2,048 $870 73.9%
Minnesota $986 -$192 -16.3%
Mississippi $1,412 $234 19.9%
Missouri $1,046 -$132 -11.2%
Montana $1,266 $88 7.5%
Nebraska $930 -$248 -21.1%
Nevada $1,414 $236 20.0%
New Hampshire $848 -$330 -28.0%
New Jersey $1,318 $140 11.9%
New Mexico $1,044 -$134 -11.4%
New York $1,242 $64 5.4%
North Carolina $678 -$500 -42.4%
North Dakota $966 -$212 -18.0%
Ohio $814 -$364 -30.9%
Oklahoma $1,212 $34 2.9%
Oregon $1,080 -$98 -8.3%
Pennsylvania $1,126 -$52 -4.4%
Rhode Island $1,572 $394 33.4%
South Carolina $1,068 -$110 -9.3%
South Dakota $996 -$182 -15.4%
Tennessee $1,032 -$146 -12.4%
Texas $1,422 $244 20.7%
Utah $872 -$306 -26.0%
Vermont $808 -$370 -31.4%
Virginia $706 -$472 -40.1%
Washington $912 -$266 -22.6%
West Virginia $1,080 -$98 -8.3%
Wisconsin $816 -$362 -30.7%
Wyoming $1,052 -$126 -10.7%

View Chart as Image

Acura RL insurance rates by U.S. city

With such a large range in prices, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Acura RL Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura RL 3.7 $1,158 $97
Acura RL 3.7 with Tech Package $1,178 $98
Acura RL 3.7 with Tech/CMBS Package $1,178 $98

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura RL Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Acura RL $236 $358 $478 $1,230
2011 Acura RL $220 $326 $474 $1,178
2010 Acura RL $208 $296 $474 $1,136
2005 Acura RL $172 $224 $442 $996

Rates are averaged for all Acura RL models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Acura RL Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Spend time shopping around every year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a condensed summary of the coverage data touched on above.

  • It is possible to save up to $140 per year simply by quoting online in advance
  • Increasing policy deductibles could save as much as $375 each year
  • Drivers under the age of 20 are expensive to insure, with premiums being up to $383 per month if comprehensive and collision insurance is included
  • Drivers with multiple at-fault accidents may pay on average $1,360 more every year to insure an Acura RL

Rates by Driver Age

Acura RL Insurance Rates by Driver Age
Driver Age Premium
16 $4,596
20 $2,696
30 $1,212
40 $1,178
50 $1,078
60 $1,056

Full coverage, $500 deductibles

Rates by Deductible

Acura RL Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,418
$250 $1,308
$500 $1,178
$1,000 $1,054

Full coverage, driver age 40

Rates by Liability Limit

Acura RL Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,178
50/100 $1,273
100/300 $1,391
250/500 $1,699
100 CSL $1,320
300 CSL $1,581
500 CSL $1,771

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RL Insurance Rates for High Risk Drivers
Age Premium
16 $6,512
20 $4,302
30 $2,576
40 $2,542
50 $2,430
60 $2,404

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $160

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $63
Homeowner $20
5-yr Accident Free $77
5-yr Claim Free $75
Paid in Full/EFT $47
Advance Quote $54
Online Quote $82
Total Discounts $479
Rate after discounts $699

Discounts are estimated and may not be available from every company or in every state.

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