Acura RL Insurance Rates

U.S. average auto insurance rates for an Acura RL are $1,136 annually for full coverage insurance. Comprehensive insurance costs approximately $208 a year, collision costs $296, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,446 or more. Teenage drivers pay the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Prices are based on $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and RL trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Acura RL insurance rates for additional coverage and risk scenarios.

• The best discount rate is $678
• Drivers who choose higher $1,000 deductibles will pay $1,022 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,136
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $220 a year
• High risk drivers who are prone to accidents and violations could pay around $2,446 or more
• The price with full coverage for a teen driver can cost $4,458 a year

View Chart as Image

Car insurance prices for an Acura RL are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $340 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Acura RL insurance rates. A 40-year-old driver could pay as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Acura RL Insurance

Getting lower rates on Acura RL insurance not only requires not taking risks behind the wheel, but also having a good credit score, not filing small claims, and avoiding coverage lapses. Invest the time to shop around every year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following is a brief review of the coverage data illustrated above.

• It is possible to save around $130 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $325 each year
• Teens pay the highest auto insurance prices, as much as $372 a month if comprehensive and collision insurance is included
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,310 more per year for RL insurance