Acura RL Insurance Rates

Estimated insurance rates for an Acura RL are $1,136 a year including full coverage. Comprehensive costs approximately $208 each year, collision costs $296, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,446. 16-year-old drivers pay the most at $4,458 a year or more.

Average premium for full coverage: $1,136

Premium estimates by type of coverage:

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and RL models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.

The graphic below illustrates how where you live affects auto insurance prices.

These rate differences highlight why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Acura RL insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $678
• Drivers who choose higher $1,000 deductibles will pay $114 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,136
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,356
• Drivers with multiple tickets or accidents could pay around $2,446 or more
• An auto insurance policy for full coverage for a 16-year-old driver can cost $4,458 a year

View Chart as Image

Insurance prices for an Acura RL also have a wide range based on your driving characteristics, the model of your RL, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Acura RL insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $340 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can cost from 43% to 128% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Acura RL Insurance

Finding better rates on insurance for an Acura RL not only requires being a low-risk driver, but also maintaining good credit, refrain from filing small claims, and maximizing policy discounts. Take the time to comparison shop every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a quick rundown of the information touched on in the above illustrations.

• You may be able to save around $130 per year simply by quoting online in advance
• Teen drivers are expensive to insure, with the cost nearing $372 per month for full coverage
• Increasing policy deductibles can save around $325 each year
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,310 more per year to insure their RL
• Insureds who purchase more liability coverage will pay around $520 per year to go from 30/60 bodily injury limits to 250/500 limits