Acura RL Insurance Rates

U.S. average auto insurance rates for an Acura RL are $1,136 annually with full coverage. Comprehensive costs approximately $208 each year, collision costs $296, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing around $2,446. Teenage drivers pay the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and RL models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations have fewer collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above demonstrate why all drivers should get quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Acura RL insurance rates for additional coverage and risk scenarios.

• The best discount rate is $678
• Choosing higher $1,000 deductibles can save $114 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,136
• Using low deductibles for comp and collision coverage will cost $1,356
• Drivers who are prone to accidents and violations could pay around $2,446 or more
• The price with full coverage for a teenage driver can cost $4,458 each year

View Chart as Image

Insurance prices for an Acura RL are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,300 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $340 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Acura RL insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Acura RL Insurance

Getting lower rates on auto insurance takes being a good driver, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a review of the material that was presented in the illustrations above.

• Consumers who purchase an increased level of liability coverage will pay an extra $520 every year to raise limits from a low limit to higher 250/500 limits
• Drivers age 16 to 20 are expensive to insure, costing up to $372 a month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations may pay on average $1,310 more per year than a safer driver
• Increasing physical damage deductibles could save up to $325 each year