Acura RL Insurance Rates

U.S. average auto insurance rates for an Acura RL are $1,136 annually for full coverage. Comprehensive insurance costs on average $208 each year, collision costs $296, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,446 or more. Teen drivers pay the highest rates at $4,458 a year or more.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and RL models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have fewer accident claims than larger metro areas.

The graphic below illustrates how rural and urban location affects car insurance rates.

The ranges above show why all drivers should compare prices based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Acura RL insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $678
• Using higher $1,000 deductibles will save around $114 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,136
• Choosing low deductibles for physical damage coverage costs an additional $220 a year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,446 or more
• The price with full coverage for a teen driver may cost $4,458 or more

View Chart as Image

Car insurance prices for an Acura RL are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $340 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Acura RL insurance rates. A driver around age 40 might see prices as low as $750 a year in states like Idaho, Maine, and Iowa, or as much as $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Acura RL Insurance

Getting lower rates on Acura RL insurance requires avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at every other renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The points below are a recap of the concepts that were raised in the charts and tables above.

• High-risk drivers that have major violations or accidents may be required to pay an average of $1,310 more each year to insure an Acura RL
• Drivers under the age of 20 are expensive to insure, with premiums as much as $372 a month if comprehensive and collision insurance is included
• Drivers can save as much as $130 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $325 each year
• Drivers can save as much as $130 per year simply by quoting online in advance