Acura RL Insurance Rates

Estimated insurance rates for an Acura RL are $1,136 a year including full coverage. Comprehensive costs approximately $208 a year, collision insurance costs $296, and liability insurance is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,446. Teens pay the most at up to $4,458 a year.

Average premium for full coverage: $1,136

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and RL trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences highlight why it is important to compare rates quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Acura RL insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $678
• Raising to $1,000 deductibles will save $1,022 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,136
• Selecting low $100 deductibles bumps up the cost to $1,356
• Higher-risk drivers with serious driving violations could pay around $2,446
• An auto insurance policy that insures a teen driver can cost $4,458

View Chart as Image

Insurance prices for an Acura RL also have a wide range based on the trim level of your RL, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,300 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live also has a big influence on Acura RL insurance rates. A middle-age driver might find prices as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $340 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Acura RL Insurance

Finding better rates on Acura RL insurance consists of being a good driver, having a good credit score, refrain from filing small claims, and consideration of higher deductibles. Compare rates once a year by getting quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a brief summary of the data that was presented in the illustrations above.

• You may be able to save around $130 per year just by quoting early and online
• Drivers who purchase an increased level of liability coverage will pay approximately $520 per year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, with the cost nearing $372 per month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations will likely pay on average $1,310 more per year than a safer driver