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Acura RL 3.7 with Tech Package Insurance Rates

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U.S. average insurance rates for an Acura RL 3.7 with Tech Package are $1,740 a year including full coverage. Comprehensive insurance costs on average $424 each year, collision costs $794, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,762 or more. Teenage drivers pay the highest rates at $6,206 a year or more.

Annual premium for full coverage: $1,740

Price estimates by individual coverage:

Comprehensive $424
Collision $794
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Acura RL Trim Level

For the average 40-year-old driver, Acura RL 3.7 with Tech Package insurance prices go from as low as $430 for just liability insurance to a high rate of $3,762 for coverage for higher-risk drivers.

Liability Only $430
Full Coverage $1,740
High Risk $3,762

These price ranges highlight why all drivers should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for an Acura RL 3.7 with Tech Package are also quite variable based on your driving record, the replacement cost of your RL, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,600 per year on average for full coverage. Rates are much higher for teenage drivers, where even good drivers will be charged upwards of $6,200 a year. View Rates by Age

The state you live in makes a big difference in Acura RL 3.7 with Tech Package insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $820 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $2,100 to $2,800 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes may be quite different from one company to the next.

View Chart as Image

Acura RL 3.7 with Tech Package insurance cost comparison chart
Column chart showing Acura RL 3.7 with Tech Package insurance prices range from $977 to $6,206 for full coverage

The chart above shows average Acura RL 3.7 with Tech Package insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $977. Drivers who use higher $1,000 deductibles will pay around $1,462. The average rate for a 40-year-old male driver using $500 deductibles is $1,740. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,276. Drivers with multiple violations and accidents could be charged at least $3,762. The policy rate for full coverage for a teen driver is $6,206.

Acura RL 3.7 with Tech Package Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,572 -$168 -9.7%
Alaska $1,332 -$408 -23.4%
Arizona $1,444 -$296 -17.0%
Arkansas $1,740 -$0 0.0%
California $1,982 $242 13.9%
Colorado $1,662 -$78 -4.5%
Connecticut $1,788 $48 2.8%
Delaware $1,970 $230 13.2%
Florida $2,176 $436 25.1%
Georgia $1,606 -$134 -7.7%
Hawaii $1,250 -$490 -28.2%
Idaho $1,178 -$562 -32.3%
Illinois $1,296 -$444 -25.5%
Indiana $1,310 -$430 -24.7%
Iowa $1,174 -$566 -32.5%
Kansas $1,654 -$86 -4.9%
Kentucky $2,372 $632 36.3%
Louisiana $2,574 $834 47.9%
Maine $1,074 -$666 -38.3%
Maryland $1,434 -$306 -17.6%
Massachusetts $1,390 -$350 -20.1%
Michigan $3,022 $1,282 73.7%
Minnesota $1,454 -$286 -16.4%
Mississippi $2,084 $344 19.8%
Missouri $1,542 -$198 -11.4%
Montana $1,868 $128 7.4%
Nebraska $1,370 -$370 -21.3%
Nevada $2,084 $344 19.8%
New Hampshire $1,254 -$486 -27.9%
New Jersey $1,944 $204 11.7%
New Mexico $1,540 -$200 -11.5%
New York $1,830 $90 5.2%
North Carolina $1,002 -$738 -42.4%
North Dakota $1,424 -$316 -18.2%
Ohio $1,200 -$540 -31.0%
Oklahoma $1,786 $46 2.6%
Oregon $1,592 -$148 -8.5%
Pennsylvania $1,658 -$82 -4.7%
Rhode Island $2,320 $580 33.3%
South Carolina $1,576 -$164 -9.4%
South Dakota $1,468 -$272 -15.6%
Tennessee $1,522 -$218 -12.5%
Texas $2,096 $356 20.5%
Utah $1,288 -$452 -26.0%
Vermont $1,190 -$550 -31.6%
Virginia $1,042 -$698 -40.1%
Washington $1,344 -$396 -22.8%
West Virginia $1,594 -$146 -8.4%
Wisconsin $1,204 -$536 -30.8%
Wyoming $1,550 -$190 -10.9%

View Chart as Image

Acura RL 3.7 with Tech Package insurance rates by U.S. city

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Rates by Driver Age

Acura RL 3.7 with Tech Package Insurance Rates by Driver Age
Driver Age Premium
16 $6,206
20 $4,010
30 $1,834
40 $1,740
50 $1,582
60 $1,552

Full coverage, $500 deductibles

Rates by Deductible

Acura RL 3.7 with Tech Package Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,276
$250 $2,028
$500 $1,740
$1,000 $1,462

Full coverage, driver age 40

Rates by Liability Limit

Acura RL 3.7 with Tech Package Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,740
50/100 $1,813
100/300 $1,904
250/500 $2,140
100 CSL $1,849
300 CSL $2,049
500 CSL $2,195

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RL 3.7 with Tech Package Insurance Rates for High Risk Drivers
Age Premium
16 $8,916
20 $6,378
30 $3,868
40 $3,762
50 $3,586
60 $3,554

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $245

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $95
Multi-vehicle $89
Homeowner $23
5-yr Accident Free $138
5-yr Claim Free $114
Paid in Full/EFT $87
Advance Quote $90
Online Quote $127
Total Discounts $763
Rate after discounts $977

Discounts are estimated and may not be available from every company or in every state.

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