Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average auto insurance rates for an Acura Integra are $1,474 annually including full coverage. Comprehensive insurance costs approximately $344 a year, collision insurance costs $656, and liability costs $338. Buying just liability costs as little as $394 a year, and insurance for high-risk drivers costs $3,196 or more. 16-year-old drivers receive the highest rates at up to $5,320 a year.

Average premium for full coverage: $1,474

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine auto insurance prices.

These examples highlight why it is important to compare rates using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Acura Integra insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $829
• Drivers who choose higher $1,000 deductibles will pay $1,248 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,474
• Buying low $100 deductibles for comprehensive and collision insurance costs an additional $442 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $3,196
• The cost with full coverage for a teen driver can cost $5,320 a year

View Chart as Image

Auto insurance rates for an Acura Integra can also vary considerably based on the trim level of your Integra, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,700 to $2,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 129% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $670 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $304 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Acura Integra insurance prices. A 40-year-old driver could pay as low as $1,130 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,100 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy More Affordable Acura Integra Insurance

Saving money on car insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and possibly higher deductibles. Invest time comparing rates at least every other year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The items below are a summary of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,720 more per year to insure their Integra
• You may be able to save around $180 per year just by quoting early and online
• Increasing deductibles could save up to $675 each year
• Policyholders who purchase more liability coverage will pay around $370 per year to go from a minimum limit to higher 250/500 limits

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.