Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average auto insurance rates for an Acura Integra are $1,516 annually including full coverage. Comprehensive insurance costs on average $376, collision insurance costs $688, and liability costs around $316. Liability-only insurance costs as low as $376 a year, and high-risk driver insurance costs $3,276 or more. Teenage drivers pay the highest rates at up to $5,386 a year.

Average premium for full coverage: $1,516

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all Integra models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine car insurance rates.

The ranges above highlight why everyone should compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Acura Integra insurance rates for different risk profiles and scenarios.

• The best discount rate is $853
• Using higher $1,000 deductibles will save around $242 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,516
• Using pricier low deductibles for physical damage coverage costs an additional $470 every year
• Drivers who are prone to accidents and violations could pay upwards of $3,276
• The price with full coverage for a teen driver for full coverage may cost $5,386 or more

View Chart as Image

Car insurance prices for an Acura Integra are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,800 to $2,400 extra each year, depending on your age. Acura Integra insurance for high-risk drivers can be as much as 45% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $720 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $285 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Acura Integra insurance prices. A driver around age 40 might see prices as low as $1,160 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,160 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy Low Cost Acura Integra Insurance

Getting lower rates on car insurance requires being a low-risk driver, having a good credit score, being claim-free, and possibly raising deductibles. Invest time comparing rates every other policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a review of the ideas that were covered in the charts and tables above.

• Teen drivers are expensive to insure, possibly costing $449 a month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations pay on average $1,760 more each year to insure their Integra
• Increasing physical damage deductibles could save up to $700 each year
• You may be able to save as much as $190 per year just by quoting online well ahead of the renewal date

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.