Acura Integra Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average auto insurance rates for an Acura Integra are $1,486 annually for full coverage insurance. Comprehensive insurance costs on average $358, collision costs $660, and liability coverage is estimated at $332. Liability-only coverage costs approximately $388 a year, with high-risk coverage costing $3,214 or more. 16-year-old drivers receive the highest rates at $5,326 a year or more.

Average premium for full coverage: $1,486

Rate estimates by individual coverage type:

Comprehensive $358
Collision $660
Liability $332

Rate estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all Integra models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as cheap as $388 for the bare minimum liability coverage to the much higher price of $3,214 for a driver who requires high-risk insurance.

Liability Only $388
Full Coverage $1,486
High Risk $3,214

Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than congested cities.

The example below illustrates how location helps determine car insurance rates.

Rural Areas $1,115
Small Cities $1,560
Large Cities $2,006

These examples illustrate why everyone should get quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Acura Integra insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $837
  • Choosing higher $1,000 deductibles can save around $230 each year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,486
  • Buying pricier low deductibles for comp and collision coverage costs an additional $452 each year
  • Drivers with multiple tickets or accidents could pay upwards of $3,214 or more
  • The cost with full coverage for a teenage driver for full coverage may cost $5,326 each year

View Chart as Image

Acura Integra insurance cost comparison chart
Column chart showing full coverage Acura Integra insurance prices range from $837 to $5,326

Car insurance rates for an Acura Integra can also vary considerably based on the trim level of your Integra, your risk profile, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,400 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,800 to $2,400 extra per year, depending on your age. Acura Integra insurance for high-risk drivers ranges around 45% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $690 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $299 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Acura Integra insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,010 on average in Michigan, New York, and Florida.

Acura Integra Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,344 -$142 -9.6%
Alaska $1,140 -$346 -23.3%
Arizona $1,232 -$254 -17.1%
Arkansas $1,486 -$0 0.0%
California $1,696 $210 14.1%
Colorado $1,418 -$68 -4.6%
Connecticut $1,524 $38 2.6%
Delaware $1,680 $194 13.1%
Florida $1,856 $370 24.9%
Georgia $1,374 -$112 -7.5%
Hawaii $1,068 -$418 -28.1%
Idaho $1,008 -$478 -32.2%
Illinois $1,106 -$380 -25.6%
Indiana $1,120 -$366 -24.6%
Iowa $1,002 -$484 -32.6%
Kansas $1,410 -$76 -5.1%
Kentucky $2,028 $542 36.5%
Louisiana $2,200 $714 48.0%
Maine $918 -$568 -38.2%
Maryland $1,228 -$258 -17.4%
Massachusetts $1,184 -$302 -20.3%
Michigan $2,582 $1,096 73.8%
Minnesota $1,246 -$240 -16.2%
Mississippi $1,780 $294 19.8%
Missouri $1,318 -$168 -11.3%
Montana $1,596 $110 7.4%
Nebraska $1,170 -$316 -21.3%
Nevada $1,782 $296 19.9%
New Hampshire $1,070 -$416 -28.0%
New Jersey $1,660 $174 11.7%
New Mexico $1,316 -$170 -11.4%
New York $1,564 $78 5.2%
North Carolina $854 -$632 -42.5%
North Dakota $1,218 -$268 -18.0%
Ohio $1,024 -$462 -31.1%
Oklahoma $1,524 $38 2.6%
Oregon $1,362 -$124 -8.3%
Pennsylvania $1,416 -$70 -4.7%
Rhode Island $1,982 $496 33.4%
South Carolina $1,348 -$138 -9.3%
South Dakota $1,254 -$232 -15.6%
Tennessee $1,300 -$186 -12.5%
Texas $1,792 $306 20.6%
Utah $1,100 -$386 -26.0%
Vermont $1,016 -$470 -31.6%
Virginia $890 -$596 -40.1%
Washington $1,148 -$338 -22.7%
West Virginia $1,364 -$122 -8.2%
Wisconsin $1,028 -$458 -30.8%
Wyoming $1,324 -$162 -10.9%

View Chart as Image

Acura Integra insurance rates by U.S. city

With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes can be significantly different between companies.

Acura Integra Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura Integra $376 $688 $316 $1,516
2023 Acura Integra $358 $660 $332 $1,486

Rates are averaged for all Acura Integra models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Acura Integra Insurance

Saving money on auto insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at every other renewal by requesting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a brief recap of the concepts that were covered in the charts and tables above.

  • Drivers who tend to receive serious violations may pay on average $1,730 more each year for auto insurance
  • Teenage drivers are expensive to insure, costing up to $444 per month if comprehensive and collision insurance is included
  • It is possible to save as much as $190 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles could save up to $675 each year
  • It is possible to save as much as $190 per year simply by quoting online well ahead of the renewal date

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

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What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

  • Moderate overlap front: Acceptable
  • Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.

Rates by Driver Age

Acura Integra Insurance Rates by Driver Age
Driver Age Premium
16 $5,326
20 $3,422
30 $1,566
40 $1,486
50 $1,354
60 $1,330

Full coverage, $500 deductibles

Rates by Deductible

Acura Integra Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,938
$250 $1,730
$500 $1,486
$1,000 $1,256

Full coverage, driver age 40

Rates by Liability Limit

Acura Integra Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,486
50/100 $1,552
100/300 $1,635
250/500 $1,851
100 CSL $1,586
300 CSL $1,768
500 CSL $1,901

Full coverage, driver age 40

Rates for High Risk Drivers

Acura Integra Insurance Rates for High Risk Drivers
Age Premium
16 $7,648
20 $5,446
30 $3,306
40 $3,214
50 $3,062
60 $3,034

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $76
Homeowner $20
5-yr Accident Free $116
5-yr Claim Free $97
Paid in Full/EFT $74
Advance Quote $77
Online Quote $108
Total Discounts $649
Rate after discounts $837

Discounts are estimated and may not be available from every company or in every state.

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