Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Estimated insurance rates for an Acura Integra are $1,462 a year including full coverage. Comprehensive costs around $332, collision costs $640, and liability costs $354. Liability-only insurance costs as little as $406 a year, with high-risk driver insurance costing around $3,174. Teenage drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,462

Premium estimates for type of coverage:

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Integra models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

These rate differences highlight why everyone should compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Acura Integra insurance rates for additional coverage choices and driver risks.

• The best discount rate is $822
• Drivers who choose higher $1,000 deductibles will pay about $222 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,462
• Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,892
• Drivers who are prone to accidents and violations could pay at least $3,174 or more
• An auto insurance policy that insures a 16-year-old driver for full coverage can be $5,308 a year

View Chart as Image

Insurance prices for an Acura Integra also have a wide range based on the model of your Integra, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,700 to $2,400 additional annually, depending on your age. Acura Integra insurance for high-risk drivers can cost from 45% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Acura Integra insurance prices. A 40-year-old driver could pay as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,080 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $660 annually, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $318 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices from multiple companies. Every company uses a different method to calculate prices, and prices will be substantially different.

How to Find Cheap Acura Integra Insurance

Finding better rates on insurance for an Acura Integra not only requires being a safe and courteous driver, but also having a good credit score, refrain from filing small claims, and taking advantage of discounts. Compare prices every other policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

Below is a brief summary of the ideas that were presented in the illustrations above.

• Teenage drivers are charged the highest prices, with the cost nearing $442 per month if comprehensive and collision insurance is included
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,710 more every year for auto insurance
• Increasing policy deductibles can save approximately $650 each year
• You may be able to save up to $180 per year simply by quoting online well ahead of the renewal date

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.