Acura Integra Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average insurance prices for an Acura Integra are $1,474 every 12 months for full coverage insurance. Comprehensive costs around $344, collision insurance costs $656, and liability is $338. Buying just liability costs around $394 a year, and insurance for high-risk drivers costs around $3,196. Teens pay the highest rates at up to $5,320 a year.

Average premium for full coverage: $1,474

Price estimates for individual coverage:

Comprehensive $344
Collision $656
Liability $338

Estimates include $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Integra models.

Price Range from Low to High

For the average 40-year-old driver, Acura Integra insurance prices range from the cheapest price of $394 for liability-only coverage to the much higher price of $3,196 for a driver that may need high-risk insurance.

Liability Only $394
Full Coverage $1,474
High Risk $3,196

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,106
Small Cities $1,548
Large Cities $1,990

The ranges above illustrate why everyone should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Acura Integra insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $829
  • Raising to $1,000 deductibles will save about $226 each year
  • The average price for the average middle-age driver using $500 deductibles is $1,474
  • Selecting pricier low deductibles increases the price to $1,916
  • Drivers with serious driving violations could pay at least $3,196
  • The price to insure a 16-year-old driver for full coverage can be $5,320

View Chart as Image

Acura Integra insurance cost comparison chart
Column chart showing Acura Integra insurance rates range from $829 to $5,320 for full coverage

Insurance prices for an Acura Integra are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $670 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $304 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,400 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,700 to $2,400 additional each year, depending on your age. Acura Integra insurance for high-risk drivers is expensive and can cost from 45% to 129% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Acura Integra insurance prices. A middle-age driver might find prices as low as $960 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,990 on average in Michigan, New York, and Florida.

Acura Integra Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,332 -$142 -9.6%
Alaska $1,130 -$344 -23.3%
Arizona $1,224 -$250 -17.0%
Arkansas $1,474 -$0 0.0%
California $1,680 $206 14.0%
Colorado $1,406 -$68 -4.6%
Connecticut $1,514 $40 2.7%
Delaware $1,668 $194 13.2%
Florida $1,842 $368 25.0%
Georgia $1,362 -$112 -7.6%
Hawaii $1,060 -$414 -28.1%
Idaho $1,000 -$474 -32.2%
Illinois $1,096 -$378 -25.6%
Indiana $1,112 -$362 -24.6%
Iowa $992 -$482 -32.7%
Kansas $1,398 -$76 -5.2%
Kentucky $2,010 $536 36.4%
Louisiana $2,182 $708 48.0%
Maine $910 -$564 -38.3%
Maryland $1,216 -$258 -17.5%
Massachusetts $1,176 -$298 -20.2%
Michigan $2,558 $1,084 73.5%
Minnesota $1,234 -$240 -16.3%
Mississippi $1,766 $292 19.8%
Missouri $1,308 -$166 -11.3%
Montana $1,582 $108 7.3%
Nebraska $1,160 -$314 -21.3%
Nevada $1,766 $292 19.8%
New Hampshire $1,062 -$412 -28.0%
New Jersey $1,646 $172 11.7%
New Mexico $1,302 -$172 -11.7%
New York $1,550 $76 5.2%
North Carolina $850 -$624 -42.3%
North Dakota $1,208 -$266 -18.0%
Ohio $1,016 -$458 -31.1%
Oklahoma $1,512 $38 2.6%
Oregon $1,350 -$124 -8.4%
Pennsylvania $1,406 -$68 -4.6%
Rhode Island $1,966 $492 33.4%
South Carolina $1,336 -$138 -9.4%
South Dakota $1,244 -$230 -15.6%
Tennessee $1,290 -$184 -12.5%
Texas $1,776 $302 20.5%
Utah $1,090 -$384 -26.1%
Vermont $1,008 -$466 -31.6%
Virginia $884 -$590 -40.0%
Washington $1,138 -$336 -22.8%
West Virginia $1,352 -$122 -8.3%
Wisconsin $1,018 -$456 -30.9%
Wyoming $1,312 -$162 -11.0%

View Chart as Image

Acura Integra insurance rates by U.S. city
Acura Integra Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura Integra $358 $660 $332 $1,486
2023 Acura Integra $344 $656 $338 $1,474

Rates are averaged for all Acura Integra models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Acura Integra Insurance

Getting lower rates on insurance for an Acura Integra consists of not taking risks behind the wheel, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a review of the data that was touched on in this article.

  • It is possible to save up to $180 per year just by quoting online well ahead of the renewal date
  • Insureds who may need higher liability limits will pay approximately $370 annually to raise from a low limit to a 250/500 level
  • Teens are charged the highest prices, as much as $443 a month if full coverage is included
  • Drivers considered higher risk who have several accidents or serious violations may pay on average $1,720 more every year for Integra insurance

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

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What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

  • Moderate overlap front: Acceptable
  • Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.

Rates by Driver Age

Acura Integra Insurance Rates by Driver Age
Driver Age Premium
16 $5,320
20 $3,406
30 $1,550
40 $1,474
50 $1,346
60 $1,322

Full coverage, $500 deductibles

Rates by Deductible

Acura Integra Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,916
$250 $1,710
$500 $1,474
$1,000 $1,248

Full coverage, driver age 40

Rates by Liability Limit

Acura Integra Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,474
50/100 $1,542
100/300 $1,626
250/500 $1,846
100 CSL $1,575
300 CSL $1,761
500 CSL $1,897

Full coverage, driver age 40

Rates for High Risk Drivers

Acura Integra Insurance Rates for High Risk Drivers
Age Premium
16 $7,636
20 $5,422
30 $3,284
40 $3,196
50 $3,044
60 $3,020

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $76
Homeowner $20
5-yr Accident Free $116
5-yr Claim Free $97
Paid in Full/EFT $73
Advance Quote $76
Online Quote $107
Total Discounts $645
Rate after discounts $829

Discounts are estimated and may not be available from every company or in every state.

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