Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,474 a year for full coverage. Comprehensive costs an estimated $344, collision insurance costs $656, and liability coverage is $338. Liability-only coverage costs around $394 a year, and high-risk coverage costs around $3,196. Teenage drivers receive the highest rates at up to $5,320 a year.

Average premium for full coverage: $1,474

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for different Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. More rural locations tend to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.

These examples show why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Acura Integra insurance rates for other coverage scenarios.

• The best discount rate is $829
• Raising to $1,000 deductibles will save approximately $226 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,474
• Using more expensive low deductibles bumps up the cost to $1,916
• Unlucky drivers who are prone to accidents and violations could pay up to $3,196
• The cost that insures a teenage driver with full coverage can cost as much as $5,320

View Chart as Image

Car insurance rates for an Acura Integra can also vary considerably based on the model year and trim level, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,700 to $2,400 extra per year, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $5,300 a year. View Rates by Age

Where you live also has a big influence on Acura Integra insurance rates. A middle-age driver might find rates as low as $970 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,100 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $670 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Cheapest Acura Integra Insurance

Saving money on auto insurance consists of avoiding accidents and claims, having a positive credit history, eliminating unneeded coverage, and possibly higher deductibles. Compare prices every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a recap of the material that was covered in the charts and tables above.

• Consumers who want increased liability limits will pay an extra $370 each year to raise from a minimum limit to the 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, costing as high as $443 per month if full coverage is purchased
• Drivers that have major violations or accidents may pay on average $1,720 more annually to insure an Acura Integra
• Increasing deductibles can save approximately $675 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.