Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Estimated auto insurance rates for an Acura Integra are $1,474 annually for full coverage. Comprehensive costs an estimated $344, collision insurance costs $656, and liability insurance is estimated at $338. A policy with only liability insurance costs approximately $394 a year, and a high-risk policy costs around $3,196. Teenage drivers pay the most at up to $5,320 a year.

Average premium for full coverage: $1,474

Premium estimates broken down by type of coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different Integra trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. More rural locations are statistically proven to have fewer accident claims than densely populated cities. The price range example below illustrates the difference location can make on insurance prices.

These rate differences show why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Acura Integra insurance rates for other coverage scenarios.

• The best discount rate is $829
• Choosing higher $1,000 deductibles can save approximately $226 a year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,474
• Using more expensive low deductibles for comp and collision coverage will cost $1,916
• High-risk insureds who are prone to accidents and violations could pay up to $3,196
• An auto insurance policy with full coverage for a teen driver with full coverage can cost as much as $5,320 each year

View Chart as Image

Car insurance prices for an Acura Integra also have a wide range based on the model of your Integra, your driver profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,700 to $2,400 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 45% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $670 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Acura Integra insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,100 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy the Best Acura Integra Insurance

Finding better rates on Acura Integra insurance takes avoiding accidents and claims, having a good credit score, not filing small claims, and possibly higher deductibles. Make time to compare rates every couple of years by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a brief recap of the material that was touched on in this article.

• Drivers who want increased liability limits will pay an extra $370 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Drivers under the age of 20 have the highest car insurance prices, as much as $443 per month if comprehensive and collision insurance is included
• High-risk drivers who tend to receive serious violations may pay on average $1,720 more annually to insure an Acura Integra
• Increasing policy deductibles could save up to $675 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.