Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance prices for an Acura Integra are $1,486 every 12 months including full coverage. Comprehensive costs around $358 a year, collision insurance costs $660, and liability insurance costs around $332. A liability-only policy costs as low as $388 a year, and high-risk insurance costs around $3,214. Teenage drivers receive the highest rates at up to $5,326 a year.

Average premium for full coverage: $1,486

Rate estimates for individual coverage type:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why it is important to compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Acura Integra insurance rates for additional coverage choices and driver risks.

• The best discount rate is $837
• Using higher $1,000 deductibles will save about $1,256 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,486
• Using low $100 deductibles for physical damage coverage increases the price to $1,938
• Drivers who are prone to accidents and violations could pay at least $3,214
• The cost to insure a teen driver can be $5,326 or more

View Chart as Image

Insurance rates for an Acura Integra can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $690 each year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $299 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,400 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Acura Integra insurance rates. A driver around age 40 might see rates as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,120 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for the Cheapest Acura Integra Insurance

Saving money on Acura Integra insurance requires being safe and accident-free, having good credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates at least every other year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a recap of the car insurance concepts covered in the above illustrations.

• High-risk drivers that have major violations or accidents could be forced to pay on average $1,730 more every year than a low-risk driver
• You may be able to save up to $190 per year just by quoting early and online
• Increasing deductibles could save as much as $675 each year
• Drivers who may need more liability protection will pay an extra $370 per year to increase from a minimum limit to a 250/500 level

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.