Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Estimated insurance rates for an Acura Integra are $1,474 a year for full coverage insurance. Comprehensive insurance costs around $344 a year, collision insurance costs $656, and liability costs around $338. Liability-only coverage costs as low as $394 a year, and high-risk coverage costs $3,196 or more. Teenage drivers pay the most at up to $5,320 a year.

Average premium for full coverage: $1,474

Premium estimates for type of coverage:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Integra trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences illustrate why it is important to compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Acura Integra insurance rates for additional coverage choices and driver risks.

• The best discount rate is $829
• Using higher $1,000 deductibles will save about $1,248 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,474
• Using low $100 deductibles for physical damage coverage will cost an additional $442 every year
• Drivers who are prone to accidents and violations could pay at least $3,196
• An auto insurance policy that insures a teen driver can be $5,320 or more

View Chart as Image

Insurance prices for an Acura Integra also have a wide range based on the trim level of your Integra, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,700 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 45% to 129% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Acura Integra insurance prices. A driver around age 40 might see prices as low as $960 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,990 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $670 every year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Acura Integra Insurance

Finding better rates on car insurance requires being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Compare prices at least every other year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a condensed summary of the car insurance concepts touched on in this article.

• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,720 more every year than a low-risk driver
• It is possible to save up to $180 per year just by quoting early and online
• Increasing policy deductibles can save approximately $675 each year
• Policyholders who may need more liability protection will pay an extra $370 annually to increase from 30/60 bodily injury limits to the 250/500 level

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.