Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Estimated insurance rates for an Acura Integra are $1,474 a year including full coverage. Comprehensive costs around $344, collision insurance costs $656, and liability coverage is estimated at $338. A liability-only policy costs approximately $394 a year, and high-risk insurance costs around $3,196. Teens pay the most at up to $5,320 a year.

Average premium for full coverage: $1,474

Premium estimates for type of coverage:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Integra trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Acura Integra insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $829
• Choosing higher $1,000 deductibles can save about $226 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,474
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,916
• Drivers with serious driving violations could pay at least $3,196
• An auto insurance policy that insures a teenage driver with full coverage can be $5,320 each year

View Chart as Image

Auto insurance prices for an Acura Integra also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,700 to $2,400 in extra premium annually, depending on your age. High-risk driver insurance ranges around 45% to 129% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Acura Integra insurance rates. A good driver about age 40 could pay as low as $1,130 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,100 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $670 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Acura Integra Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, maintaining a good credit score, refrain from filing small claims, and possibly raising deductibles. Compare rates every year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The points below are a brief recap of the coverage data presented in the illustrations above.

• You may be able to save up to $180 per year just by shopping early and online
• Increasing policy deductibles can save approximately $675 each year
• Drivers under the age of 20 are expensive to insure, with the cost nearing $443 per month if the policy includes full coverage
• Drivers who tend to receive serious violations may have to pay on average $1,720 more every year to insure an Acura Integra

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.