Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance rates for an Acura Integra are $1,474 a year including full coverage. Comprehensive costs an estimated $344 each year, collision insurance costs $656, and liability costs $338. Buying just liability costs as little as $394 a year, and insurance for high-risk drivers costs around $3,196. Teen drivers cost the most to insure at up to $5,320 a year.

Average premium for full coverage: $1,474

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Integra models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Acura Integra insurance rates for other coverage scenarios.

• The lowest rate with discounts is $829
• Drivers who choose higher $1,000 deductibles will pay approximately $226 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,474
• Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,916
• Drivers with multiple violations and an at-fault accident could pay up to $3,196
• Policy cost for full coverage for a 16-year-old driver can cost as much as $5,320 a year

View Chart as Image

Insurance rates for an Acura Integra also range considerably based on your risk profile, the model of your Integra, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $5,300 a year. View Rates by Age

Your home state makes a big difference in Acura Integra insurance prices. A 40-year-old driver could pay as low as $1,130 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,100 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $670 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $304 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,700 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers can cost from 45% to 129% more than average. View High Risk Driver Rates

How to Find Affordable Acura Integra Insurance

Finding cheaper rates on insurance for an Acura Integra not only requires being safe and accident-free, but also maintaining good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Spend time shopping around every year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief review of the coverage data touched on above.

• You may be able to save approximately $180 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $675 each year
• Youthful drivers are charged the highest rates, with premiums being up to $443 each month for full coverage
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,720 more annually than a low-risk driver

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.