Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year for full coverage insurance. Comprehensive costs approximately $332, collision insurance costs $640, and liability is estimated at $354. A liability-only policy costs approximately $406 a year, and high-risk insurance costs around $3,174. Teen drivers receive the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Integra models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates how location impacts auto insurance prices.

These examples illustrate why everyone should get quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Acura Integra insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $822
• Choosing higher $1,000 deductibles can save $222 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,462
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,892
• Unlucky drivers with multiple violations and an at-fault accident could pay around $3,174
• The cost for full coverage for a teen driver for full coverage can cost $5,308 each year

View Chart as Image

Insurance rates for an Acura Integra can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura Integra insurance prices. A good driver about age 40 could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $660 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $318 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,400 extra per year, depending on your age. Acura Integra insurance for high-risk drivers ranges as much as 45% to 130% more than average. View High Risk Driver Rates

How to Find Low Cost Acura Integra Insurance

Saving money on car insurance takes being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around once a year by requesting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below you'll find a review of the data that was touched on above.

• It is possible to save around $180 per year just by quoting online well ahead of the renewal date
• Policyholders who purchase more liability protection will pay about $390 annually to raise limits from a minimum limit to 250/500 limits
• Youthful drivers are expensive to insure, costing up to $442 per month for full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $1,710 more per year than a low-risk driver

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.