Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year for full coverage insurance. Comprehensive insurance costs approximately $332 each year, collision costs $640, and liability costs around $354. Liability-only coverage costs as low as $406 a year, with high-risk coverage costing $3,174 or more. Teenage drivers receive the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Rate estimates by individual coverage type:

Price estimates include $500 physical damage deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Integra models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance prices.

These examples illustrate why all drivers should compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Acura Integra insurance rates for additional coverage and risk scenarios.

• The best discount rate is $822
• Using higher $1,000 deductibles will save $222 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,462
• Using low deductibles for physical damage coverage will cost an extra $430 every year
• Drivers who are prone to accidents and violations could pay around $3,174 or more
• The cost for full coverage for a teen driver can cost $5,308 or more

View Chart as Image

Car insurance rates for an Acura Integra can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,400 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $5,300 a year. View Rates by Age

Where you live has a huge impact on Acura Integra insurance prices. A driver around age 40 might see rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $660 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 130% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.

How to Find Cheaper Acura Integra Insurance

Saving money on car insurance requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Make time to compare rates every couple of years by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below is a condensed summary of the material that was touched on in this article.

• Policyholders who purchase higher levels of liability will pay an extra $390 annually to increase from a minimum limit to 250/500 limits
• Teenage drivers pay the highest auto insurance rates, costing up to $442 per month if full coverage is included
• Higher risk drivers with multiple at-fault accidents may pay on average $1,710 more per year for auto insurance
• Increasing deductibles can save around $650 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.