Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year including full coverage. Comprehensive costs around $332 a year, collision insurance costs $640, and liability insurance is estimated at $354. Liability-only coverage costs approximately $406 a year, and high-risk coverage costs around $3,174. Teen drivers receive the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Rate estimates for individual coverage type:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance rates.

These examples highlight why it is important to get quotes for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Acura Integra insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $822
• Choosing higher $1,000 deductibles can save about $1,240 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,462
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,892
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,174
• The cost for full coverage for a teen driver can be $5,308 each year

View Chart as Image

Car insurance rates for an Acura Integra can also vary considerably based on your driver profile, the model of your Integra, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $5,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura Integra insurance rates. A good driver about age 40 could pay as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,080 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $660 each year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,700 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 130% more than average. View High Risk Driver Rates

How to Find the Right Acura Integra Insurance

Saving money on Acura Integra insurance takes being a good driver, having above-average credit, not filing small claims, and consideration of higher deductibles. Set aside time to shop around at least once a year by getting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a quick rundown of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $180 per year just by quoting early and online
• High-risk drivers with reckless driving or DUI convictions pay on average $1,710 more every year than a safer driver
• Increasing deductibles can save around $650 each year
• Drivers age 16 to 20 are the costliest to insure, as much as $442 per month if full coverage is included

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.