Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average insurance prices for an Acura Integra are $1,462 every 12 months for full coverage. Comprehensive costs around $332 each year, collision insurance costs $640, and liability is estimated at $354. A policy with just liability insurance costs approximately $406 a year, and coverage for high-risk drivers costs around $3,174. Teenage drivers pay the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Price estimates for individual coverage:

Prices include $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Integra models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above show why all drivers should get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Acura Integra insurance rates for additional coverage choices and driver risks.

• The best discount rate is $822
• Choosing higher $1,000 deductibles can save about $222 a year
• The average price for the average middle-age driver using $500 deductibles is $1,462
• Using low deductibles for comp and collision coverage increases the price to $1,892
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,174
• The price to insure a 16-year-old driver can be $5,308 each year

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Insurance prices for an Acura Integra are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $660 annually, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $318 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers ranges from 45% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Acura Integra insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,080 on average in Michigan, Louisiana, and New York.

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How to Shop for the Right Acura Integra Insurance

Getting lower rates on insurance for an Acura Integra takes having a good driving record, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a quick rundown of the coverage data covered above.

• Drivers can save up to $180 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $650 each year
• Drivers age 20 and younger pay higher prices, with premiums as much as $442 a month if they have full coverage
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,710 more every year to buy Acura Integra insurance

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.