Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average insurance prices for an Acura Integra are $1,462 every 12 months for full coverage insurance. Comprehensive costs on average $332 each year, collision costs $640, and liability coverage costs around $354. Liability-only insurance costs as low as $406 a year, with high-risk driver insurance costing around $3,174. Teens pay the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Price estimates by individual coverage:

Prices include $500 deductible amounts, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Integra models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine car insurance rates.

The ranges above illustrate why all drivers should compare prices based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Acura Integra insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $822
• Using higher $1,000 deductibles will save around $222 each year
• The average price for the average middle-age driver with $500 deductibles is $1,462
• Selecting low deductibles for physical damage coverage increases the price to $1,892
• Higher-risk drivers with serious driving violations could pay upwards of $3,174 or more
• The price to insure a teenage driver may cost $5,308 or more

View Chart as Image

Car insurance prices for an Acura Integra are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Integra.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $660 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can be around 45% to 130% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Acura Integra insurance rates. A driver around age 40 might see prices as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,970 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company calculates prices differently, so rate quotes may be quite different.

How to Shop for the Right Acura Integra Insurance

Getting lower rates on auto insurance requires having a good driving record, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Invest time comparing rates at every policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a quick rundown of the data covered in the charts and tables above.

• Consumers who require increased levels of liability coverage will pay approximately $390 annually to increase from a low limit to a 250/500 level
• It is possible to save as much as $180 per year simply by quoting online in advance
• Increasing physical damage deductibles could save as much as $650 each year
• Drivers age 20 and younger are expensive to insure, as much as $442 a month if the policy includes full coverage

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.