Acura Integra Insurance Rates

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UPDATED: Mar 28, 2024

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Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Estimated auto insurance rates for an Acura Integra are $1,462 annually with full coverage. Comprehensive insurance costs around $332, collision costs $640, and liability costs around $354. A policy with only liability insurance costs as low as $406 a year, with a high-risk policy costing $3,174 or more. Teen drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,462

Premium estimates for type of coverage:

Comprehensive $332
Collision $640
Liability $354

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for different Integra trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for an Acura Integra go from as cheap as $406 for just liability insurance to a much higher rate of $3,174 for a high-risk insurance policy.

Liability Only $406
Full Coverage $1,462
High Risk $3,174

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than larger metro areas.

The price range example below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,097
Small Cities $1,535
Large Cities $1,974

These rate differences demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Acura Integra insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $822
  • Using higher $1,000 deductibles will save about $222 annually
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,462
  • Choosing more expensive low deductibles for physical damage coverage costs an additional $430 annually
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $3,174 or more
  • An auto insurance policy with full coverage for a 16-year-old driver with full coverage can be $5,308 or more

View Chart as Image

Acura Integra insurance cost comparison chart
Column chart showing full coverage Acura Integra insurance prices range from $822 to $5,308

Car insurance prices for an Acura Integra also have a wide range based on the model of your Integra, your driving record, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged as much as $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,700 to $2,400 extra annually, depending on your age. High-risk driver insurance can be from 45% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $660 annually, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $318 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Acura Integra insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,970 on average in Florida, Michigan, and New York.

Acura Integra Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,320 -$142 -9.7%
Alaska $1,120 -$342 -23.4%
Arizona $1,212 -$250 -17.1%
Arkansas $1,462 -$0 0.0%
California $1,666 $204 14.0%
Colorado $1,394 -$68 -4.7%
Connecticut $1,502 $40 2.7%
Delaware $1,652 $190 13.0%
Florida $1,826 $364 24.9%
Georgia $1,350 -$112 -7.7%
Hawaii $1,050 -$412 -28.2%
Idaho $992 -$470 -32.1%
Illinois $1,088 -$374 -25.6%
Indiana $1,100 -$362 -24.8%
Iowa $984 -$478 -32.7%
Kansas $1,388 -$74 -5.1%
Kentucky $1,992 $530 36.3%
Louisiana $2,162 $700 47.9%
Maine $902 -$560 -38.3%
Maryland $1,206 -$256 -17.5%
Massachusetts $1,166 -$296 -20.2%
Michigan $2,536 $1,074 73.5%
Minnesota $1,224 -$238 -16.3%
Mississippi $1,750 $288 19.7%
Missouri $1,298 -$164 -11.2%
Montana $1,570 $108 7.4%
Nebraska $1,150 -$312 -21.3%
Nevada $1,750 $288 19.7%
New Hampshire $1,052 -$410 -28.0%
New Jersey $1,634 $172 11.8%
New Mexico $1,292 -$170 -11.6%
New York $1,538 $76 5.2%
North Carolina $842 -$620 -42.4%
North Dakota $1,198 -$264 -18.1%
Ohio $1,008 -$454 -31.1%
Oklahoma $1,498 $36 2.5%
Oregon $1,338 -$124 -8.5%
Pennsylvania $1,394 -$68 -4.7%
Rhode Island $1,948 $486 33.2%
South Carolina $1,326 -$136 -9.3%
South Dakota $1,232 -$230 -15.7%
Tennessee $1,280 -$182 -12.4%
Texas $1,760 $298 20.4%
Utah $1,082 -$380 -26.0%
Vermont $1,000 -$462 -31.6%
Virginia $876 -$586 -40.1%
Washington $1,128 -$334 -22.8%
West Virginia $1,338 -$124 -8.5%
Wisconsin $1,008 -$454 -31.1%
Wyoming $1,300 -$162 -11.1%

View Chart as Image

Acura Integra insurance rates by U.S. city

With such a large range in prices, the best way to find out your exact price is to compare prices from multiple companies. Each insurance company uses a different rate calculation, so rate quotes will be substantially different between companies.

Acura Integra Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura Integra $344 $656 $338 $1,474
2023 Acura Integra $332 $640 $354 $1,462

Rates are averaged for all Acura Integra models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Acura Integra Insurance

Finding better rates on insurance for an Acura Integra requires avoiding accidents and claims, having a good credit score, being claim-free, and qualifying for all possible discounts. Make time to compare rates at least every other year by requesting quotes from direct companies, and also from local exclusive and independent agents.

The points below are a condensed summary of the car insurance concepts touched on in this article.

  • Drivers considered higher risk with multiple at-fault accidents may pay on average $1,710 more every year to insure an Acura Integra
  • You may be able to save up to $180 per year simply by shopping early and online
  • Increasing policy deductibles could save up to $650 each year
  • Insureds who may need increased liability limits will pay about $390 every year to increase from 30/60 bodily injury limits to higher 250/500 limits

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

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What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

  • Moderate overlap front: Acceptable
  • Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.

Rates by Driver Age

Acura Integra Insurance Rates by Driver Age
Driver Age Premium
16 $5,308
20 $3,382
30 $1,538
40 $1,462
50 $1,334
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Acura Integra Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,892
$250 $1,694
$500 $1,462
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Acura Integra Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,462
50/100 $1,533
100/300 $1,621
250/500 $1,851
100 CSL $1,568
300 CSL $1,763
500 CSL $1,905

Full coverage, driver age 40

Rates for High Risk Drivers

Acura Integra Insurance Rates for High Risk Drivers
Age Premium
16 $7,620
20 $5,384
30 $3,258
40 $3,174
50 $3,024
60 $2,998

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $208

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $76
Homeowner $20
5-yr Accident Free $114
5-yr Claim Free $96
Paid in Full/EFT $72
Advance Quote $76
Online Quote $106
Total Discounts $640
Rate after discounts $822

Discounts are estimated and may not be available from every company or in every state.

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