Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average insurance prices for an Acura Integra are $1,462 every 12 months for full coverage insurance. Comprehensive costs around $332 a year, collision insurance costs $640, and liability insurance costs $354. Liability-only insurance costs as little as $406 a year, and high-risk driver insurance costs around $3,174. Teenage drivers pay the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Price estimates for individual coverage:

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Integra trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above illustrate why it is important to compare rates for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Acura Integra insurance rates for additional coverage choices and driver risks.

• The best discount rate is $822
• Drivers who choose higher $1,000 deductibles will pay about $1,240 each year
• The average price for the average middle-age driver using $500 deductibles is $1,462
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,892
• High risk drivers who are prone to accidents and violations could pay at least $3,174
• The price to insure a teen driver can be $5,308 a year

View Chart as Image

Car insurance prices for an Acura Integra are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could save up to $660 each year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged as much as $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,700 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,970 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Cheapest Acura Integra Insurance

Getting lower rates on Acura Integra insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to shop around once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a recap of the data that was raised in the charts and tables above.

• It is possible to save up to $180 per year just by quoting early and online
• Drivers who may need higher liability limits will pay an extra $390 annually to go from a low limit to a 250/500 level
• Teenagers are the costliest to insure, as much as $442 a month if the policy includes full coverage
• High-risk drivers that have major violations or accidents may pay on average $1,710 more every year for car insurance

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.