Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance prices for an Acura Integra are $1,462 every 12 months for full coverage. Comprehensive insurance costs approximately $332, collision insurance costs $640, and liability costs around $354. A liability-only policy costs as low as $406 a year, and high-risk insurance costs $3,174 or more. 16-year-old drivers cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,462

Policy rates by type of insurance:

Rates are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different Integra trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural locations are shown to have more infrequent accident claims than congested cities. The price range example below illustrates how location impacts auto insurance prices.

The examples above show why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Acura Integra insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $822
• Using higher $1,000 deductibles will save $222 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,462
• Buying more expensive low deductibles for physical damage coverage costs an extra $430 annually
• High-risk insureds with multiple tickets or accidents could pay around $3,174
• Policy cost to insure a 16-year-old driver with full coverage can cost $5,308 or more

View Chart as Image

Car insurance rates for an Acura Integra also range considerably based on liability limits and deductibles, your driver profile, and the model of your Integra.

Opting for high physical damage deductibles could cut rates by as much as $660 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,400 extra every year, depending on your age. High-risk driver insurance can be from 45% to 130% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Acura Integra insurance prices. A driver around age 40 might see rates as low as $960 a year in states like Iowa, Maine, and Idaho, or at least $2,080 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Best Cheap Acura Integra Insurance

Finding cheaper rates on insurance for an Acura Integra requires having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Spend time shopping around at every other renewal by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The next list is a quick review of the concepts that were touched on above.

• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,710 more per year to buy Acura Integra insurance
• Drivers age 20 and younger pay the highest auto insurance rates, costing up to $442 each month if the policy includes full coverage
• Drivers can save around $180 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $650 each year
• Drivers can save around $180 per year just by shopping early and online

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.