Cheapest Audi Insurance Rates in 2023
Enter your Audi zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 21, 2022
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- You can buy Audi insurance from any major insurance company
- You can shop online to find the best insurance policy for your needs
- Most major insurance companies offer a variety of discounts to keep rates low
There’s no time like the present to complete your goals so if buying an Audi vehicle has been on your mind for quite some time, cheap car insurance can help you make that dream a reality. When you purchase your Audi and need to buy car insurance, buy Audi insurance that will keep your new car properly protected whenever you take it out for a spin on the open road.
It’s important that different Audi models will come with different insurance rates that may not fit your budget; however, affordable car insurance and Audi insurance don’t have to be incongruous. Keep reading to learn how you find cheap Audi insurance online that will also provide you with the coverage you need.
Enter your ZIP code to get free Audi insurance quotes right away.
Which insurance companies provide Audi insurance?
You’ll realize as soon as you begin shopping online for car insurance quotes that Audi insurance policies can be procured from any major insurance company. Shopping online will allow you to compare quotes from prestigious companies like:
- American Family
- Liberty Mutual
- State Farm
As you can see, if you need a reputable car insurance company selling Audi insurance, you’ll be spoiled for choice.
These companies have all been in the business of providing great car insurance coverage for years, and when you request free online quotes, you can adjust your coverage limits, deductibles, and even change the model of car you’re of buying to find the policy that best suits your financial needs.
How much will drivers pay per month for Audi insurance?
If you haven’t decided yet which Audi model you would like to buy, it would greatly behoove you to set aside some time for yourself so you can compare the different car insurance rates for Audi insurance. Failing to do so could mean that you face a rather nasty surprise in the form of a large insurance bill when you call your insurance company after purchasing your dream car.
Insurance rates are influenced by many things, but the model of Audi you choose will have a dramatic effect on how much you pay per month. Typically, the Audi A3 insurance cost is about $162 per month, and, on average, the Audi A4 insurance cost comes in at $181. Now, the Audi Q5 insurance cost runs at about $157 per month; however, if you decide to buy a Q5 Hybrid, you could potentially pay only $127 a month.
Bear in mind, that the model of your Audi isn’t the only factor that your insurance company will use to calculate your rates. Your driving record is also a very important factor that insurance companies use to determine your rates. Take a look at how much a monthly rate can change depending upon your driving record:
Average Monthly Car Insurance Rates by Company & Driving Record
|Car Insurance Companies||Monthly Rates based on a Clean Record||Monthly Rates based on One Speeding Violation||Monthly Rates based on One Accident||Monthly Rates based on One DUI Conviction|
Remember, every driver will be offered a different rate so if you want to know which car insurance company is cheapest, you should get at least 3 free quotes in order to conduct a side-by-side price comparison. While your insurance rates are, in part, determined by your insurance company, you may end up paying more if you decide to invest in extra protection for your Audi with, for example, an Audi Pure Protection Plan.
What is the Audi Pure Protection plan?
Now, while the Audi Pure Protection Plan is an Audi extended warranty option that can be purchased at three different level: Powertrain, Gold, and Platinum.
Bear in mind that this plan is sold by Audi dealerships and is not a form of standard insurance; however, you can purchase the Audi Pure Protection Plan if you would like to get as much protection for your Audi as possible.
With an Audi Pure Protection Plan, you’ll have access to services like:
- Vehicle Service Protection
- Term Protection
- CPO Vehicle Service Protection.
The Vehicle Service Protection is available for 10 years or 120,000 miles. When you have this extra layer of protection, you will be protected from the expenses that can build up if you find yourself facing unexpected repairs. Like, your insurance policy, this plan requires you to pay a deductible to receive financial assistance when paying for damages or labor.
Now, with term protection, which lasts for 4 years or 60,000 miles, you’ll be able to get coverage for parts and labor of wearable components without paying a deductible. The parts of your Audi that would be covered by this part of your Pure Protection Plan would be the brake pads, the battery, belts and hoses, and the windshield wiper blades, just to name a few.
Last but not least is the CPO Vehicle Service Protection which is great for those drivers who are considering buying a certified pre-owned Audi as you can procure coverage that will provide roadside assistance, towing, rental cars, and even reimbursement for your interrupted trip.
Now that you know what the Audi Pure Protection Plan, you’re probably wondering, “How much does the Audi Pure Protection Plan cost?” If you were to purchase the Platinum level of this plan, you could pay as much as $4600 on top of your insurance.
How can drivers keep Audi insurance rates low?
While rates will also be different from person to person, every driver can use the discounts offered by their insurance companies to keep their rates no — no matter what type of Audi they’re driving. If you’re not sure what discounts your insurance company has to offer you, you can use this detailed chart as a guide to see not only what discounts your insurance company has available but how much you could potentially save with each discount as well:
Car Insurance Discounts
|Car Insurance Discounts||Allstate (%)||American Family (%)||Farmers (%)||GEICO (%)||Liberty Mutual (%)||Nationwide (%)||Progressive (%)||State Farm (%)||Travelers (%)||USAA (%)|
|Adaptive Cruise Control||N/A||N/A||N/A||N/A||5||x||x||N/A||N/A||N/A|
|Daytime Running Lights||x||x||x||1||5||5||x||N/A||x||x|
|Electronic Stability Control||x||x||x||N/A||5||x||x||N/A||N/A||N/A|
|Forward Collision Warning||N/A||N/A||N/A||N/A||5||x||x||N/A||N/A||N/A|
|Lane Departure Warning||N/A||N/A||N/A||N/A||x||x||x||N/A||N/A||N/A|
|New Customer/New Plan||N/A||N/A||N/A||N/A||x||N/A||N/A||N/A||N/A||N/A|
|Seat Belt Use||N/A||N/A||N/A||15||N/A||N/A||N/A||N/A||N/A||N/A|
|Students & Alumni||N/A||x||N/A||x||10||7||N/A||N/A||N/A||N/A|
Don’t hesitate to review your policy. When you do, you might just find that you are eligible for more discounts than you had once thought. You should also make sure that you are applying every discount that you qualify for onto the free insurance quotes that you request. This way, you can verify that you are conducting accurate comparisons between each one and will have a better chance of choosing the best policy for you.
Audi Car Insurance: What You Need to Know
When it comes to protecting your Audi, you’ll want to turn to financially strong companies like Allstate, USAA, or Liberty Mutual among others that can get you the coverage you need. Thankfully, most major companies also offer great discounts so whether you decide to purchase an Audi A3 or Audi A4, you’ll be able to get insurance at the rates you want as well.
While you can also choose to purchase even more protection from an Audi dealer, you can typically get all the coverage you need when you buy comprehensive insurance. You can even compare a multitude of quotes when you shop for insurance online.
Enter your ZIP code to start comparing free Audi insurance quotes from insurance companies near your city today.
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