View 2023 Mercedes-Benz GLC-Class Insurance Cost in 2024

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2024

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Looking for better car insurance rates? Shoppers have lots of choices when shopping for low-cost Mercedes-Benz GLC-Class insurance. They can either waste time struggling with agents trying to get quotes or save time using the internet to make rate comparisons. There is a right way and a wrong way to find car insurance online and we’ll show you the best way to get price quotes for a new or used Mercedes-Benz and locate the best price possible.

It’s a good idea to quote other rates as often as possible since insurance rates go up and down regularly. Even if you think you had the best deal for GLC-Class coverage a couple years back other companies may now be cheaper. There are a lot of ways to save on car insurance on the web, but you can learn some of the best techniques to buy car insurance cheaper.

How to shop auto insurance online

Most of the larger companies give pricing on their websites. This process is easy for anyone as you simply type in the coverages you want on the page. After you submit the form the quote system automatically retrieves your driving record and credit report and provides a quote.

This makes comparing rates easy, but the work required to visit many different websites and type in the same information is not the best way to spend an afternoon. But it’s necessary to have as many quotes as possible if you want to get a better rate.

The smarter way to locate the lowest prices makes use of a single form that obtains quotes from several different companies. The form is fast, eliminates form submissions, and makes quoting online much more enjoyable. As soon as you send your information, it gets priced and you can choose any of the quote results. If one or more price quotes are lower than your current rates, you can click and sign and purchase the new policy. It takes just a few minutes to complete and may result in a nice savings.

In order to fill out one form to compare multiple rates now, simply enter your zip code here and input your coverage information. If you currently have coverage, we recommend you complete the form with deductibles and limits just like they are on your policy. Doing this guarantees you will have a fair comparison based on similar coverages.

These discounts can lower your insurance rates

Auto insurance companies do not advertise all discounts very clearly, so we researched both well-publicized and also the more inconspicuous credits that may apply to you.

  • Accident Forgiveness – Not necessarily a discount, but some insurance companies will let one accident slide without getting socked with a rate hike with the catch being you have to be claim-free before the accident.
  • No Accidents – Insureds with no claims or accidents get the best insurance rates as opposed to frequent claim filers.
  • Low Miles Discount – Low annual miles may allow you to get lower premium rates due to less chance of an accident.
  • Early Renewal Discounts – Select insurance companies give a discount for switching policies before your current expiration date. You can save around 10% with this discount.
  • Discounts for Responsible Drivers – Insureds without accidents could pay up to 40% less for GLC-Class coverage as compared to drivers with claims.
  • Telematics Discount – Policyholders that allow driving data collection to track driving manner remotely such as Progressive’s Snapshot and State Farm’s In-Drive could save a few bucks as long as they are good drivers.
  • Senior Citizen Rates – Mature drivers can possibly qualify for a small decrease in premiums for GLC-Class coverage.
  • Life Insurance Discount – Larger companies have a break if you buy some life insurance too.
  • Buy New and Save – Adding a new car to your policy may earn a small discount due to better safety requirements for new model year vehicles.

Just know that most credits do not apply to the entire policy premium. Most only apply to specific coverage prices like comprehensive or collision. So even though you would think you would end up receiving a 100% discount, insurance companies aren’t that generous.

If you would like to see a list of providers that offer multiple discounts, enter your zip code here.

Different people need different insurance coverages

When it comes to choosing the right insurance coverage, there really is not a perfect coverage plan. Coverage needs to be tailored to your specific needs.

For instance, these questions might help in determining whether or not you will benefit from professional help.

  • Are rock chip repairs covered?
  • Are all vehicle passengers covered by medical payments coverage?
  • If my 2023 Mercedes-Benz GLC-Class is totaled, can I afford another vehicle?
  • Is my Mercedes-Benz GLC-Class covered if I use it for business?
  • Can my teen driver be rated on a liability-only vehicle?
  • Will my insurance pay for OEM parts?
  • Should I buy additional glass protection?

If you’re not sure about those questions, then you may want to think about talking to an agent. If you don’t have a local agent, take a second and enter your zip code. It is quick, free and can help protect your family.

Auto insurance coverage information

Having a good grasp of insurance aids in choosing the right coverages for your vehicles. The terms used in a policy can be ambiguous and reading a policy is terribly boring.

Collision coverage – Collision coverage pays for damage to your GLC-Class resulting from colliding with an object or car. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things like rolling your car, scraping a guard rail, sustaining damage from a pot hole, colliding with a tree and hitting a parking meter. Collision is rather expensive coverage, so consider dropping it from older vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive protection – This coverage pays for damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage protects against claims like hail damage, hitting a bird, fire damage and theft. The maximum payout your insurance company will pay is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured or underinsured coverage – This protects you and your vehicle from other motorists when they do not carry enough liability coverage. It can pay for injuries to you and your family and also any damage incurred to your 2023 Mercedes-Benz GLC-Class.

Since many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical expense coverage – Med pay and PIP coverage provide coverage for expenses for things like dental work, funeral costs, surgery, pain medications and hospital visits. They are often used to fill the gap from your health insurance program or if there is no health insurance coverage. It covers all vehicle occupants as well as being hit by a car walking across the street. Personal Injury Protection is not an option in every state and may carry a deductible

Auto liability – This coverage can cover damages or injuries you inflict on people or other property that is your fault. This coverage protects you against other people’s claims, and does not provide coverage for your injuries or vehicle damage.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. You might see limits of 25/50/25 which means a limit of $25,000 per injured person, a limit of $50,000 in injury protection per accident, and a limit of $25,000 paid for damaged property.

Liability can pay for claims like medical services, bail bonds, structural damage, funeral expenses and loss of income. How much liability should you purchase? That is up to you, but buy as much as you can afford.

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