2018 Hyundai Ioniq Electric Car Insurance Cost in 2024
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Want lower auto insurance rates for your Hyundai Ioniq Electric? If you’re looking for lower-cost insurance online, are you confused by the sheer number of auto insurance sources? You’re not alone. There are so many options that it is a difficult challenge to lower your prices.
Compare auto insurance rates
Most companies give insurance quotes directly from their websites. Getting online rates can be done by anyone as you simply enter your coverage preferences into the quote form. Once entered, their rating system pulls your driving record and credit report and gives you a price quote based on these factors.
Online quotes streamlines rate comparisons, but the time it takes to visit many different websites and type in your information is a big time waster. Unfortunately, it is important to get many rate quotes in order to get better auto insurance pricing.
A better way to find better auto insurance pricing utilizes a single form that obtains quotes from a lot of companies. It’s a real time-saver, reduces the work, and makes online price comparison a little more enjoyable. After sending the form, your coverage is rated with multiple companies and you can pick any of the pricing results. If a lower price is quoted, you can simply submit the application and purchase coverage. It takes less than 15 minutes and you will know how your current rates stack up.
To quickly find out how much you can save on auto insurance, simply enter your zip code here and submit your coverage information. If you have your current policy handy, we recommend you replicate the coverage information exactly as they are listed on your policy. Doing this assures you will get a rate comparison for the exact same coverage.
How do I know if I need professional advice?
When choosing the best auto insurance coverage, there is no perfect coverage plan. Every insured’s situation is different.
Here are some questions about coverages that might help in determining whether or not you would benefit from professional advice.
- What is the ISO rating for a 2018 Hyundai Ioniq Electric?
- Is business equipment covered while in my vehicle?
- What is the rate difference between pleasure use and commuting?
- Should I get collision insurance on every vehicle?
- Should I buy more coverage than the required minimum liability coverage?
- How do I file an SR-22 for a DUI in my state?
If you can’t answer these questions then you might want to talk to a licensed insurance agent. To find an agent in your area, take a second and enter your zip code.
Information about specific coverages
Learning about specific coverages of your policy helps when choosing which coverages you need for your vehicles. Policy terminology can be impossible to understand and nobody wants to actually read their policy.
Collision coverage
This coverage pays to fix your vehicle from damage caused by collision with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder.
Collision coverage pays for claims like damaging your car on a curb, colliding with another moving vehicle, sustaining damage from a pot hole and crashing into a building. This coverage can be expensive, so you might think about dropping it from older vehicles. You can also raise the deductible to save money on collision insurance.
Comprehensive insurance
This pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.
Comprehensive insurance covers claims like hail damage, vandalism and damage from flooding. The maximum amount you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.
Liability coverages
Liability coverage protects you from injuries or damage you cause to people or other property that is your fault. It protects you against claims from other people. Liability doesn’t cover damage sustained by your vehicle in an accident.
Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You might see liability limits of 50/100/50 that means you have a $50,000 limit per person for injuries, a total of $100,000 of bodily injury coverage per accident, and a limit of $50,000 paid for damaged property.
Liability coverage protects against things such as funeral expenses, loss of income and attorney fees. How much liability should you purchase? That is a decision to put some thought into, but you should buy as high a limit as you can afford.
Uninsured/Underinsured Motorist (UM/UIM)
This coverage gives you protection when the “other guys” either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.
Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.
Med pay and Personal Injury Protection (PIP)
Coverage for medical payments and/or PIP provide coverage for immediate expenses for things like hospital visits, ambulance fees, chiropractic care, dental work and funeral costs. They can be utilized in addition to your health insurance policy or if there is no health insurance coverage. They cover both the driver and occupants as well as if you are hit as a while walking down the street. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage
Frequently Asked Questions
- What is a named operator policy?
- Will Geico insure a car not in my name?
- What Is Covered in a Jeep Powertrain Warranty? 2024
- Cheapest Jeep Insurance Rates in 2024
- Do trucks cost more to insure?
- How long does a DUI stay on your record?
- Does the Porsche Club of America offer car insurance?
- View All Coverage Questions
Popular Rate Quotes
- Subaru Forester Insurance
- Chevrolet Traverse Insurance
- Ford Edge Insurance
- Honda Civic Insurance
- Chevrolet Silverado Insurance
- Dodge Ram Insurance
- Honda CR-V Insurance
- Toyota Corolla Insurance
- Volkswagen Jetta Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area