How Much Does 2017 Mercedes-Benz SL-Class Insurance Cost in 2024?

Trying to find cheaper car insurance rates? Buyers have options when searching for affordable Mercedes-Benz SL-Class insurance. They can either spend hours struggling with agents to compare prices or leverage the internet to make rate comparisons. There is a better way to buy car insurance so we’re going to tell you the best way to quote coverages for a new or used Mercedes-Benz and get the lowest price from local insurance agents and online providers.

You should make it a habit to take a look at other company’s rates before your next renewal due to the fact that insurance prices change regularly. If you had the best deal for SL-Class coverage a year ago a different company probably has better rate quotes today. Forget anything you know (or think you know) about car insurance because you’re about to learn how to use online quotes to reduce your cost while increasing coverage.

Compare auto insurance rates

Most of the larger companies such as State Farm, GEICO and Progressive make it easy to get prices online. Doing online price comparisons is easy for anyone as you just type in as detailed in the form. After you complete the form, the system requests reports for credit and driving violations and returns pricing information based on these factors.

Online price quotes simplifies rate comparisons, but having to visit multiple sites and type in the same data is a big time waster. But it’s necessary to do this if you want to get lower prices.

An easier way to compare auto insurance pricing requires only one form to obtain quotes from more than one company. The form is fast, reduces the work, and makes comparison shopping much easier to do. Immediately after submitting the form, it gets priced and you can choose any of the returned quotes. If you find a better price it’s easy to complete the application and purchase coverage. The entire process takes just a few minutes to complete and may save quite a bit of money.

To quickly use this form to compare rates, simply enter your zip code here and input your coverage information. If you currently have coverage, we recommend you enter the coverage information just like they are on your policy. This way, you will have rate quotes based on identical coverages.

Car insurance rates and discounts

Companies that sell car insurance don’t list every possible discount in a way that’s easy to find, so we researched some of the best known and also the more inconspicuous credits that may apply to you.

• Government Employees – Simply working for the federal government may qualify for a discount when you quote insurance coverage for SL-Class coverage with some car insurance companies.
• Early Payment Discounts – By paying your entire bill at once rather than spreading payments over time you may reduce your total bill.
• Multi-Vehicle Discounts – Buying coverage for multiple vehicles with the same car insurance company can reduce rates for all insured vehicles.
• Seat Belts Save more than Lives – Requiring all passengers to wear their seat belts can save up to 10 percent (depending on the company) on the premium charged for medical payments and/or PIP.
• No Charge for an Accident – Not necessarily a discount, but a handful of insurance companies permit an accident without getting socked with a rate hike if you are claim-free for a certain period of time.

A quick disclaimer, some of the credits will not apply to the entire policy premium. Most only cut individual premiums such as collision or personal injury protection. So even though they make it sound like having all the discounts means you get insurance for free, insurance companies wouldn’t stay in business.

To see providers who offer car insurance discounts, enter your zip code here.

The Mercedes-Benz SL-Class insurance cost equation

Many factors are part of the equation when you get a price on insurance. Some of the criteria are obvious such as traffic violations, although some other factors are more obscure such as your marital status or how safe your car is.

• Policy add-ons can waste money – Insurance companies have many extra bells and whistles that you can get tricked into buying on your insurance coverage policy. Add-on coverages like roadside assistance, better glass coverage, and motor club memberships could be just wasting money. They may sound like good ideas when discussing your needs, but if you have no use for them eliminate the coverages to reduce your premium.
• Men pay more for insurance – Statistics have proven that men are more aggressive behind the wheel. This data doesn’t prove that males are worse at driving than females. Both sexes are in auto accidents at about the same rate, but the male of the species tend to have more serious accidents. Not only are claims higher, but men have more aggressive citations like driving under the influence (DUI).
• Get a ticket, pay higher premiums – Good drivers pay lower auto insurance prices than their less careful counterparts. Just one driving citation could increase your next policy renewal forty percent or more. Drivers who get multiple violations such as reckless driving, hit and run or driving under the influence might be required by their state to file a SR-22 to the state department of motor vehicles in order to continue driving.
• Buy a safe car and pay less – Safer cars can get you lower premiums. Highly rated vehicles have better occupant injury protection and lower injury rates means lower claim amounts which can result in lower premiums. If your Mercedes-Benz SL-Class is rated at least four stars on Safercar.gov it may cost less to insure.
• Limits of liability insurance – Your policy’s liability coverage provides coverage when you are responsible for physical damage or personal injury to other. This coverage provides you with a defense in court to defend your case. Liability is cheap compared to insuring for physical damage coverage, so buy as much as you can afford.

Situations that may require an agent’s advice

When it comes to buying the right insurance coverage, there really is not a perfect coverage plan. Coverage needs to be tailored to your specific needs.

Here are some questions about coverages that could help you determine whether or not you could use an agent’s help.

• Does my 2017 Mercedes-Benz SL-Class need full coverage?
• Do I get a pro-rated refund if I cancel my policy early?
• How can I find cheaper teen driver insurance?
• Do I need rental car coverage?
• Is extra glass coverage worth it?
• Is a new car covered when I drive it off the dealer lot?
• When does my teenage driver need to be added to my policy?
• What are the best liability limits?
• Should I have combined single limit or split liability limits?
• Is my babysitter covered when using my vehicle?

If you don’t know the answers to these questions but one or more may apply to you, you may need to chat with a licensed insurance agent. If you don’t have a local agent, complete your zip code. It’s fast, doesn’t cost anything and may give you better protection.

Insurance advertisements

Consumers can’t get away from ads for the lowest price insurance by companies like State Farm, GEICO and Progressive. All the ads seem to make the promise about savings just by switching your coverage.

It sounds good, but how can they all give you a lower rate?

Different companies can use profiling for the type of customer that will generate a profit. A good example of this type of driver might have to be over the age of 45, has no prior claims, and has great credit. Any customer who matches those parameters will get very good premium rates as well as save quite a bit of money when switching.

Potential customers who may not quite match those criteria will probably have to pay higher premiums and this results in the customer not buying. If you pay close attention to the ads, they say “people that switch” but not “everyone who gets a quote” can save as much as they claim. That’s why companies can make the claims of big savings. That is why drivers must get price quotes at each policy renewal. You cannot predict which insurance companies will have the lowest rates.

Detailed coverages of your car insurance policy

Understanding the coverages of a car insurance policy can be of help when determining appropriate coverage at the best deductibles and correct limits. The coverage terms in a policy can be difficult to understand and even agents have difficulty translating policy wording.

Medical costs insurance

Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses such as nursing services, X-ray expenses, ambulance fees and hospital visits. They can be used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. Medical payments and PIP cover both the driver and occupants in addition to if you are hit as a while walking down the street. Personal Injury Protection is not universally available and may carry a deductible

Liability insurance

Liability coverage can cover damages or injuries you inflict on a person or their property. It protects you from legal claims by others. Liability doesn’t cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see values of 50/100/50 that translate to a $50,000 limit per person for injuries, a per accident bodily injury limit of $100,000, and $50,000 of coverage for damaged property.

Liability insurance covers things like pain and suffering, medical expenses and repair bills for other people’s vehicles. The amount of liability coverage you purchase is your choice, but it’s cheap coverage so purchase higher limits if possible.

UM/UIM Coverage

This provides protection when other motorists do not carry enough liability coverage. It can pay for injuries to you and your family as well as your vehicle’s damage.

Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.

Comprehensive or Other Than Collision

This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for things like damage from getting keyed, a tree branch falling on your vehicle, hitting a deer, damage from flooding and damage from a tornado or hurricane. The maximum amount a car insurance company will pay at claim time is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Collision coverage

This coverage pays for damage to your SL-Class from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for claims such as sideswiping another vehicle, driving through your garage door, hitting a mailbox and damaging your car on a curb. Collision is rather expensive coverage, so consider removing coverage from vehicles that are older. Drivers also have the option to bump up the deductible in order to get cheaper collision rates.

Summing up your insurance search

When searching for cheaper insurance coverage quotes, it’s not a good idea to sacrifice coverage to reduce premiums. There are a lot of situations where someone dropped liability coverage limits only to regret at claim time that a couple dollars of savings turned into a financial nightmare. Your objective should be to buy the best coverage you can find at the lowest possible cost.

Cost effective 2017 Mercedes-Benz SL-Class insurance is available on the web in addition to local insurance agencies, and you need to comparison shop both in order to have the best price selection to choose from. A few companies don’t offer price quotes online and many times these small insurance companies only sell coverage through independent insurance agencies.

Consumers change insurance companies for any number of reasons including high prices, not issuing a premium refund, extreme rates for teen drivers or even being labeled a high risk driver. Whatever your reason, finding a new insurance company can be less work than you think.